Danske Bank (UK) website screenshot

Danske Bank (UK)

Danske Bank (UK) is the trading name of Northern Bank Limited, a retail and commercial bank headquartered in Belfast and the largest bank in Northern Ireland. It is a wholly owned subsidiary of Denmark's Danske Bank Group and is authorised by the UK Prudential Regulation Authority and regulated by the Financial Conduct Authority and PRA. As "Northern Bank Limited t/a Danske Bank" it is one of the CMA9 - the nine largest current-account providers mandated by the UK Competition and Markets Authority to implement the Open Banking standard - and an FCA-authorised ASPSP under PSD2. It publishes the UK Open Banking (OBIE) API family: a public, unauthenticated Open Data API (ATMs, branches, personal and business current accounts, unsecured SME loans, commercial credit cards) and the FAPI-secured Read/Write APIs for Account and Transaction Information (AIS), Payment Initiation (PIS), Confirmation of Funds (CBPII), Variable Recurring Payments (VRP), and Events, alongside a suite of premium corporate APIs (account transaction and balance reporting, payment collection, corporate payment initiation, and FX trade reporting and execution) exposed through the Danske Bank developer portal.

Danske Bank (UK) publishes 11 APIs on the APIs.io network, including Open Data API, Account and Transaction API, Payment Initiation API, and 8 more. Tagged areas include Financial Services, Banking, Open Banking, PSD2, and OBIE.

The Danske Bank (UK) catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Danske Bank (UK)’s developer surface includes authentication, sandbox, documentation, getting-started guide, engineering blog, support, and 22 more developer resources.

51.6/100 developing ▬ flat Agent 80/100 agent native Full breakdown ↓
scored 2026-07-27 · rubric v0.5
AccessSelf serve
11 APIs 1 MCP Servers
Financial ServicesBankingOpen BankingPSD2OBIECMA9United KingdomNorthern IrelandPaymentsAccount InformationFAPIFintech

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 51.6/100 · developing
Contract Quality 15.1 / 25
Developer Ergonomics 13.5 / 20
Commercial Clarity 5.8 / 20
Operational Transparency 1.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 80/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/danske-bank-uk: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 11

Individual APIs this provider publishes, each with its own machine-readable definition.

Danske Bank (UK) Open Data API

Public, unauthenticated UK Open Banking Open Data API (OBIE Open Data v2.2) publishing reference data for Danske Bank (UK) - ATM and branch locations, personal and business curr...

Danske Bank (UK) Account and Transaction API

OBIE Read/Write Account and Transaction Information API (AIS, v4.0) for accessing account details, balances, transactions, beneficiaries, standing orders, direct debits, and sta...

Danske Bank (UK) Payment Initiation API

OBIE Read/Write Payment Initiation API (PIS, v4.0) for initiating domestic, scheduled, standing-order, file, and international payments. FAPI-secured with OAuth2/OIDC, mutual-TL...

Danske Bank (UK) Confirmation of Funds API

OBIE Read/Write Confirmation of Funds API (CBPII, v4.0) for card-based payment instrument issuers to confirm the availability of funds on an account. FAPI-secured with OAuth2/OI...

Danske Bank (UK) Variable Recurring Payments API

OBIE Read/Write Variable Recurring Payments API (VRP, v4.0) for setting up domestic VRP consents and executing recurring payments within agreed parameters. FAPI-secured with OAu...

Danske Bank (UK) Events API

OBIE Read/Write Event Notification API (v4.0) delivering real-time notifications on account and payment activities to registered TPPs. FAPI-secured with OAuth2/OIDC and mutual-T...

Danske Bank (UK) Account Transaction & Balance API

Premium first-party corporate API providing real-time access to account transactions and balances, published on the Danske Bank developer portal and served from the corporate AP...

Danske Bank (UK) Payment Collection API

Premium first-party corporate API for initiating and managing collection (direct debit style) payment services, published on the Danske Bank developer portal with a public mock ...

Danske Bank (UK) Premium Payment Initiation API

Premium first-party corporate payment initiation API for submitting and managing corporate payment orders, published on the Danske Bank developer portal with a public mock sandbox.

Danske Bank (UK) FX Trade Report API

Premium first-party API providing access to open and historical FX trade reports with date-range filtering, counterpart filtering, and pagination, published on the Danske Bank d...

Danske Bank (UK) FX Trade Execution API

Premium first-party API for executing FX trades against existing quotes, published on the Danske Bank developer portal with a public mock sandbox.

Scroll for all 11

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Danske Bank Uk Authentication

apiKey/http · 3 schemes

SECURITY

Danske Bank Uk Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Danske Bank Uk Scopes

4 scopes

4 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Danske Bank Uk Agentic Access

81 operations · 26 acting

81 operations · 26 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

Documentation 1

Reference material describing how the API behaves

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Scroll for all 7

Access & Security 4

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 3

The organization behind the API

Other 3

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: danske-bank-uk
url: https://raw.githubusercontent.com/api-evangelist/danske-bank-uk/refs/heads/main/apis.yml
name: Danske Bank (UK)
kind: company
description: 'Danske Bank (UK) is the trading name of Northern Bank Limited, a retail and commercial bank headquartered in
  Belfast and the largest bank in Northern Ireland. It is a wholly owned subsidiary of Denmark''s Danske Bank Group and is
  authorised by the UK Prudential Regulation Authority and regulated by the Financial Conduct Authority and PRA. As "Northern
  Bank Limited t/a Danske Bank" it is one of the CMA9 - the nine largest current-account providers mandated by the UK Competition
  and Markets Authority to implement the Open Banking standard - and an FCA-authorised ASPSP under PSD2. It publishes the
  UK Open Banking (OBIE) API family: a public, unauthenticated Open Data API (ATMs, branches, personal and business current
  accounts, unsecured SME loans, commercial credit cards) and the FAPI-secured Read/Write APIs for Account and Transaction
  Information (AIS), Payment Initiation (PIS), Confirmation of Funds (CBPII), Variable Recurring Payments (VRP), and Events,
  alongside a suite of premium corporate APIs (account transaction and balance reporting, payment collection, corporate payment
  initiation, and FX trade reporting and execution) exposed through the Danske Bank developer portal.'
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup · Open Data public
  confidence: medium
  source:
  - authentication
  - open-data
  generated: '2026-07-23'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Open Banking
- PSD2
- OBIE
- CMA9
- United Kingdom
- Northern Ireland
- Payments
- Account Information
- FAPI
- Fintech
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis:
- aid: danske-bank-uk:danske-bank-uk-open-data-api
  name: Danske Bank (UK) Open Data API
  description: Public, unauthenticated UK Open Banking Open Data API (OBIE Open Data v2.2) publishing reference data for Danske
    Bank (UK) - ATM and branch locations, personal and business current accounts, unsecured SME loans, and commercial credit
    cards. Confirmed live (HTTP 200) at the base URL below.
  humanURL: https://developers.danskebank.com/api_products/danske_bank_apis/od?view=reference
  baseURL: https://obp-data.danskebank.com/v2.2
  tags:
  - Open Data
  - ATMs
  - Branches
  - Products
  - Public
  properties:
  - type: OpenAPI
    url: openapi/danske-bank-uk-opendata-openapi.json
  - type: Documentation
    url: https://developers.danskebank.com/api_products/danske_bank_apis/od?view=reference
  - type: APIReference
    url: https://developers.danskebank.com/api_products/danske_bank_apis/od?view=reference
  - type: Documentation
    url: https://danskebank.co.uk/important-information/open-banking
- aid: danske-bank-uk:danske-bank-uk-account-transaction-api
  name: Danske Bank (UK) Account and Transaction API
  description: OBIE Read/Write Account and Transaction Information API (AIS, v4.0) for accessing account details, balances,
    transactions, beneficiaries, standing orders, direct debits, and statements. FAPI-secured with OAuth2/OIDC, mutual-TLS,
    and PSD2 strong customer authentication; requires TPP onboarding via the Open Banking Directory.
  humanURL: https://developers.danskebank.com/
  baseURL: https://obp-api.danskebank.com/open-banking/v4.0/aisp
  tags:
  - Account Information
  - AIS
  - Open Banking
  properties:
  - type: OpenAPI
    url: openapi/danske-bank-uk-account-transaction-openapi.json
  - type: Documentation
    url: https://developers.danskebank.com/
  - type: Documentation
    url: https://danskebank.co.uk/important-information/open-banking/third-party-providers
- aid: danske-bank-uk:danske-bank-uk-payment-initiation-api
  name: Danske Bank (UK) Payment Initiation API
  description: OBIE Read/Write Payment Initiation API (PIS, v4.0) for initiating domestic, scheduled, standing-order, file,
    and international payments. FAPI-secured with OAuth2/OIDC, mutual-TLS, and PSD2 strong customer authentication; requires
    TPP onboarding via the Open Banking Directory.
  humanURL: https://developers.danskebank.com/
  baseURL: https://obp-api.danskebank.com/open-banking/v4.0/pisp
  tags:
  - Payment Initiation
  - PIS
  - Payments
  - Open Banking
  properties:
  - type: OpenAPI
    url: openapi/danske-bank-uk-payment-initiation-openapi.json
  - type: Documentation
    url: https://developers.danskebank.com/
  - type: Documentation
    url: https://danskebank.co.uk/important-information/open-banking/third-party-providers
- aid: danske-bank-uk:danske-bank-uk-confirmation-of-funds-api
  name: Danske Bank (UK) Confirmation of Funds API
  description: OBIE Read/Write Confirmation of Funds API (CBPII, v4.0) for card-based payment instrument issuers to confirm
    the availability of funds on an account. FAPI-secured with OAuth2/OIDC, mutual-TLS, and PSD2 strong customer authentication;
    requires TPP onboarding via the Open Banking Directory.
  humanURL: https://developers.danskebank.com/
  baseURL: https://obp-api.danskebank.com/open-banking/v4.0/cbpii
  tags:
  - Confirmation of Funds
  - CBPII
  - Open Banking
  properties:
  - type: OpenAPI
    url: openapi/danske-bank-uk-confirmation-of-funds-openapi.json
  - type: Documentation
    url: https://developers.danskebank.com/
  - type: Documentation
    url: https://danskebank.co.uk/important-information/open-banking/third-party-providers
- aid: danske-bank-uk:danske-bank-uk-variable-recurring-payments-api
  name: Danske Bank (UK) Variable Recurring Payments API
  description: OBIE Read/Write Variable Recurring Payments API (VRP, v4.0) for setting up domestic VRP consents and executing
    recurring payments within agreed parameters. FAPI-secured with OAuth2/OIDC, mutual-TLS, and PSD2 strong customer authentication;
    requires TPP onboarding via the Open Banking Directory.
  humanURL: https://developers.danskebank.com/
  baseURL: https://obp-api.danskebank.com/open-banking/v4.0/pisp
  tags:
  - Variable Recurring Payments
  - VRP
  - Payments
  - Open Banking
  properties:
  - type: OpenAPI
    url: openapi/danske-bank-uk-variable-recurring-payments-openapi.json
  - type: Documentation
    url: https://developers.danskebank.com/
  - type: Documentation
    url: https://danskebank.co.uk/important-information/open-banking/third-party-providers
- aid: danske-bank-uk:danske-bank-uk-events-api
  name: Danske Bank (UK) Events API
  description: OBIE Read/Write Event Notification API (v4.0) delivering real-time notifications on account and payment activities
    to registered TPPs. FAPI-secured with OAuth2/OIDC and mutual-TLS; requires TPP onboarding via the Open Banking Directory.
  humanURL: https://developers.danskebank.com/
  baseURL: https://obp-api.danskebank.com/open-banking/v4.0
  tags:
  - Events
  - Notifications
  - Open Banking
  properties:
  - type: OpenAPI
    url: openapi/danske-bank-uk-events-openapi.json
  - type: Documentation
    url: https://developers.danskebank.com/
  - type: Documentation
    url: https://danskebank.co.uk/important-information/open-banking/third-party-providers
- aid: danske-bank-uk:danske-bank-uk-account-transaction-balance-api
  name: Danske Bank (UK) Account Transaction & Balance API
  description: Premium first-party corporate API providing real-time access to account transactions and balances, published
    on the Danske Bank developer portal and served from the corporate API host with a public mock sandbox.
  humanURL: https://developers.danskebank.com/
  baseURL: https://api.danskebank.com/corporate/api/v1/account-transaction-service
  tags:
  - Premium
  - Corporate
  - Balances
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/danske-bank-uk-account-transaction-balance-premium-openapi.json
  - type: Documentation
    url: https://developers.danskebank.com/
- aid: danske-bank-uk:danske-bank-uk-payment-collection-api
  name: Danske Bank (UK) Payment Collection API
  description: Premium first-party corporate API for initiating and managing collection (direct debit style) payment services,
    published on the Danske Bank developer portal with a public mock sandbox.
  humanURL: https://developers.danskebank.com/
  baseURL: https://api.danskebank.com/corporate/api/v1/collection-service
  tags:
  - Premium
  - Corporate
  - Payments
  - Collections
  properties:
  - type: OpenAPI
    url: openapi/danske-bank-uk-payment-collection-premium-openapi.json
  - type: Documentation
    url: https://developers.danskebank.com/
- aid: danske-bank-uk:danske-bank-uk-premium-payment-initiation-api
  name: Danske Bank (UK) Premium Payment Initiation API
  description: Premium first-party corporate payment initiation API for submitting and managing corporate payment orders,
    published on the Danske Bank developer portal with a public mock sandbox.
  humanURL: https://developers.danskebank.com/
  baseURL: https://api.danskebank.com/corporate/api/v1/corporate-paymentorders
  tags:
  - Premium
  - Corporate
  - Payments
  - Payment Initiation
  properties:
  - type: OpenAPI
    url: openapi/danske-bank-uk-premium-payment-initiation-openapi.json
  - type: Documentation
    url: https://developers.danskebank.com/
- aid: danske-bank-uk:danske-bank-uk-fx-trade-report-api
  name: Danske Bank (UK) FX Trade Report API
  description: Premium first-party API providing access to open and historical FX trade reports with date-range filtering,
    counterpart filtering, and pagination, published on the Danske Bank developer portal with a public mock sandbox.
  humanURL: https://developers.danskebank.com/
  baseURL: https://api.danskebank.com/corporate/api/v1/open-trades-service
  tags:
  - Premium
  - Corporate
  - FX
  - Reporting
  properties:
  - type: OpenAPI
    url: openapi/danske-bank-uk-fx-trade-report-openapi.json
  - type: Documentation
    url: https://developers.danskebank.com/
- aid: danske-bank-uk:danske-bank-uk-fx-trade-execution-api
  name: Danske Bank (UK) FX Trade Execution API
  description: Premium first-party API for executing FX trades against existing quotes, published on the Danske Bank developer
    portal with a public mock sandbox.
  humanURL: https://developers.danskebank.com/
  baseURL: https://api.danskebank.com/corporate/api/v1/trade-service
  tags:
  - Premium
  - Corporate
  - FX
  - Trading
  properties:
  - type: OpenAPI
    url: openapi/danske-bank-uk-fx-trade-execution-openapi.json
  - type: Documentation
    url: https://developers.danskebank.com/
common:
- type: DomainSecurity
  url: security/danske-bank-uk-domain-security.yml
- type: AgenticAccess
  url: agentic-access/danske-bank-uk-agentic-access.yml
- type: Authentication
  url: authentication/danske-bank-uk-authentication.yml
- type: OAuthScopes
  url: scopes/danske-bank-uk-scopes.yml
- type: Conventions
  url: conventions/danske-bank-uk-conventions.yml
- type: Idempotency
  url: conventions/danske-bank-uk-conventions.yml
- type: ErrorCatalog
  url: errors/danske-bank-uk-problem-types.yml
- type: Conformance
  url: conformance/danske-bank-uk-conformance.yml
- type: Lifecycle
  url: lifecycle/danske-bank-uk-lifecycle.yml
- type: Sandbox
  url: sandbox/danske-bank-uk-sandbox.yml
- type: Webhooks
  url: asyncapi/danske-bank-uk-events-webhooks.yml
- type: MCPServer
  url: mcp/danske-bank-uk-mcp.yml
- type: LLMsTxt
  url: llms/danske-bank-uk-llms.txt
- type: DataModel
  url: data-model/danske-bank-uk-data-model.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Overlay
  url: overlays/danske-bank-uk-account-transaction-overlay.yaml
- type: Website
  url: https://www.danskebank.co.uk/
- type: DeveloperPortal
  url: https://developers.danskebank.com/
- type: Documentation
  url: https://developers.danskebank.com/documentation
- type: GettingStarted
  url: https://danskebank.co.uk/important-information/open-banking/third-party-providers
- type: OpenBanking
  url: https://danskebank.co.uk/important-information/open-banking
- type: Compliance
  url: https://danskebank.co.uk/important-information/open-banking/api-data
- type: LinkedIn
  url: https://www.linkedin.com/company/danske-bank
- type: Blog
  url: https://danskebank.co.uk/about-us/news-and-insights
- type: Support
  url: https://www.danskebank.co.uk/personal/help/useful-numbers
- type: TermsOfService
  url: https://www.danskebank.co.uk/personal/terms-of-use
- type: PrivacyPolicy
  url: https://www.danskebank.co.uk/personal/privacy-notice
- type: Cookies
  url: https://www.danskebank.co.uk/personal/help/cookie-policy
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com