Cynergy Bank website screenshot

Cynergy Bank

Cynergy Bank is an FCA- and PRA-authorised UK specialist bank (FCA reference 575105) serving the blended personal and business banking needs of business owners, property entrepreneurs, and family businesses. It was formed in December 2018 when Cynergy Capital acquired Bank of Cyprus UK for approximately £103m and rebranded the business as Cynergy Bank. Although it is not one of the nine CMA-mandated banks (CMA9), as a UK ASPSP it complies with PSD2 and the UK Open Banking Standard, publishing a dedicated third-party interface for the Open Banking Implementation Entity (OBIE) Read/Write APIs — Account & Transaction Information (AIS), Payment Initiation (PIS), and Confirmation of Funds (CBPII). Access is restricted to FCA- or EEA-regulated Third Party Providers and is secured with FAPI-grade OAuth2/OIDC, mutual-TLS client authentication, and PSD2 strong customer authentication using OBIE/eIDAS certificates, onboarded through the bank's Open Banking developer portal.

Cynergy Bank publishes 28 APIs on the APIs.io network, including Account Access Consents API, Accounts API, Balances API, and 25 more. Tagged areas include Financial-Services, Banking, Open Banking, PSD2, and OBIE.

Cynergy Bank’s developer surface includes authentication, documentation, support, and 24 more developer resources.

🌐 Visit website 📡 Source on GitHub
36.3/100 thin ▬ flat Agent 38/100 agent ready saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0
AccessSelf serve
3 APIs
Financial-ServicesBankingOpen BankingPSD2OBIEUnited KingdomPaymentsAccount InformationConfirmation of FundsSpecialist Lender

What this lets a business do 3

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Payments & Card Management
BC-1340
Domestic Payment ConsentsDomestic PaymentsDomestic Scheduled Payment ConsentsDomestic Scheduled PaymentsDomestic Standing Order ConsentsDomestic Standing Orders
POST /domestic-payments POST /domestic-scheduled-payments POST /international-payments POST /domestic-standing-orders
Banking Product Management
BC-1310
Products
GET /products
Banking Customer Management
BC-1300
Parties
GET /accounts/{AccountId}/parties

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0
Composite quality — 36.3/100 · thin
Contract Quality 10.2 / 19
Developer Ergonomics 4.2 / 15
Access Clarity 3.2 / 15
Operational Transparency 1.0 / 10
Contract Governance 0.4 / 9
Discoverability 5.4 / 8
Regulatory Posture 9.1 / 15
Create-or-Update Ergonomics 0.0 / 10
Agent readiness — 38/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 6 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Well-Known Document 0 / 5
Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.
The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/cynergy-bank: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 28

Individual APIs this provider publishes, each with its own machine-readable definition.

Cynergy Bank Account Access Consents API

The Account Access Consents API from Cynergy Bank — 2 operation(s) for account access consents.

Cynergy Bank Accounts API

The Accounts API from Cynergy Bank — 2 operation(s) for accounts.

Cynergy Bank Balances API

The Balances API from Cynergy Bank — 2 operation(s) for balances.

Cynergy Bank Beneficiaries API

The Beneficiaries API from Cynergy Bank — 2 operation(s) for beneficiaries.

Cynergy Bank Direct Debits API

The Direct Debits API from Cynergy Bank — 2 operation(s) for direct debits.

Cynergy Bank Domestic Payment Consents API

The Domestic Payment Consents API from Cynergy Bank — 3 operation(s) for domestic payment consents.

Cynergy Bank Domestic Payments API

The Domestic Payments API from Cynergy Bank — 3 operation(s) for domestic payments.

Cynergy Bank Domestic Scheduled Payment Consents API

The Domestic Scheduled Payment Consents API from Cynergy Bank — 2 operation(s) for domestic scheduled payment consents.

Cynergy Bank Domestic Scheduled Payments API

The Domestic Scheduled Payments API from Cynergy Bank — 3 operation(s) for domestic scheduled payments.

Cynergy Bank Domestic Standing Order Consents API

The Domestic Standing Order Consents API from Cynergy Bank — 2 operation(s) for domestic standing order consents.

Cynergy Bank Domestic Standing Orders API

The Domestic Standing Orders API from Cynergy Bank — 3 operation(s) for domestic standing orders.

Cynergy Bank File Payment Consents API

The File Payment Consents API from Cynergy Bank — 3 operation(s) for file payment consents.

Cynergy Bank File Payments API

The File Payments API from Cynergy Bank — 4 operation(s) for file payments.

Cynergy Bank Funds Confirmation Consents API

The Funds Confirmation Consents API from Cynergy Bank — 2 operation(s) for funds confirmation consents.

Cynergy Bank Funds Confirmations API

The Funds Confirmations API from Cynergy Bank — 1 operation(s) for funds confirmations.

Cynergy Bank International Payment Consents API

The International Payment Consents API from Cynergy Bank — 3 operation(s) for international payment consents.

Cynergy Bank International Payments API

The International Payments API from Cynergy Bank — 3 operation(s) for international payments.

Cynergy Bank International Scheduled Payments API

The International Scheduled Payments API from Cynergy Bank — 3 operation(s) for international scheduled payments.

Cynergy Bank International Scheduled Payments Consents API

The International Scheduled Payments Consents API from Cynergy Bank — 3 operation(s) for international scheduled payments consents.

Cynergy Bank International Standing Orders API

The International Standing Orders API from Cynergy Bank — 3 operation(s) for international standing orders.

Cynergy Bank International Standing Orders Consents API

The International Standing Orders Consents API from Cynergy Bank — 2 operation(s) for international standing orders consents.

Cynergy Bank Offers API

The Offers API from Cynergy Bank — 2 operation(s) for offers.

Cynergy Bank Parties API

The Parties API from Cynergy Bank — 3 operation(s) for parties.

Cynergy Bank Products API

The Products API from Cynergy Bank — 2 operation(s) for products.

Cynergy Bank Scheduled Payments API

The Scheduled Payments API from Cynergy Bank — 2 operation(s) for scheduled payments.

Cynergy Bank Standing Orders API

The Standing Orders API from Cynergy Bank — 2 operation(s) for standing orders.

Cynergy Bank Statements API

The Statements API from Cynergy Bank — 5 operation(s) for statements.

Cynergy Bank Transactions API

The Transactions API from Cynergy Bank — 2 operation(s) for transactions.

Scroll for all 28

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Cynergy Bank Authentication

oauth2 · 2 schemes

SECURITY

Cynergy Bank Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Cynergy Bank Scopes

3 scopes · clientCredentials/authorizationCode

3 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Cynergy Bank Agentic Access

74 operations · 20 acting

74 operations · 20 acting

AGENTIC

Resources

Get Started 1

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal

Documentation 1

Reference material describing how the API behaves

Documentation
Documentation

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess
 LLMsTxt
LLMsTxt
 AgentSkill
AgentSkill
 X-MCPServerCandidate
X-MCPServerCandidate

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conventions
Conventions
 Idempotency
Idempotency
 ErrorCatalog
ErrorCatalog
 Conformance
Conformance
 Lifecycle
Lifecycle
 DataModel
DataModel

Build 2

SDKs, sample code, and the tooling you integrate with

ToolCrosswalk
ToolCrosswalk
 DocumentLibrary
DocumentLibrary

Access & Security 4

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 OAuthScopes
OAuthScopes
 Authentication
Authentication
 Security
Security

Operate 1

Status, limits, changes, and where to get help

Support
Support

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy
PrivacyPolicy
 TermsOfService
TermsOfService

Company 2

The organization behind the API

Website
Website
 LinkedIn
LinkedIn

Other 4

Properties that don't map to a standard resource type

CapabilityMap
CapabilityMap
 Overlay
Overlay
 Overlay
Overlay
 Overlay
Overlay

Source (apis.yml)

apis.yml Raw ↑ 
aid: cynergy-bank
url: https://raw.githubusercontent.com/api-evangelist/cynergy-bank/refs/heads/main/apis.yml
name: Cynergy Bank
kind: company
description: Cynergy Bank is an FCA- and PRA-authorised UK specialist bank (FCA reference 575105) serving the blended personal
  and business banking needs of business owners, property entrepreneurs, and family businesses. It was formed in December
  2018 when Cynergy Capital acquired Bank of Cyprus UK for approximately £103m and rebranded the business as Cynergy Bank.
  Although it is not one of the nine CMA-mandated banks (CMA9), as a UK ASPSP it complies with PSD2 and the UK Open Banking
  Standard, publishing a dedicated third-party interface for the Open Banking Implementation Entity (OBIE) Read/Write APIs
  — Account & Transaction Information (AIS), Payment Initiation (PIS), and Confirmation of Funds (CBPII). Access is restricted
  to FCA- or EEA-regulated Third Party Providers and is secured with FAPI-grade OAuth2/OIDC, mutual-TLS client authentication,
  and PSD2 strong customer authentication using OBIE/eIDAS certificates, onboarded through the bank's Open Banking developer
  portal.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: low
  source:
  - authentication
  - security
  generated: '2026-09-02'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial-Services
- Banking
- Open Banking
- PSD2
- OBIE
- United Kingdom
- Payments
- Account Information
- Confirmation of Funds
- Specialist Lender
tags_raw:
- Financial Services
- Banking
- Open Banking
- PSD2
- OBIE
- United Kingdom
- Payments
- Account Information
- Confirmation of Funds
- Specialist Lender
created: '2026-07-23'
modified: '2026-07-24'
specificationVersion: '0.23'
apis:
- aid: cynergy-bank:cynergy-bank-account-access-consents-api
  name: Cynergy Bank Account Access Consents API
  description: The Account Access Consents API from Cynergy Bank — 2 operation(s) for account access consents.
  humanURL: https://developer.openbanking.cynergybank.co.uk/
  tags:
  - Account Access Consents
  properties:
  - type: OpenAPI
    url: openapi/cynergy-bank-account-access-consents-api-openapi.yml
  - type: Documentation
    url: https://developer.openbanking.cynergybank.co.uk/
  - type: Documentation
    url: https://www.cynergybank.co.uk/support/open-banking
  - type: APIReference
    url: https://developer.openbanking.cynergybank.co.uk/
- aid: cynergy-bank:cynergy-bank-accounts-api
  name: Cynergy Bank Accounts API
  description: The Accounts API from Cynergy Bank — 2 operation(s) for accounts.
  humanURL: https://developer.openbanking.cynergybank.co.uk/
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/cynergy-bank-accounts-api-openapi.yml
  - type: Documentation
    url: https://developer.openbanking.cynergybank.co.uk/
  - type: Documentation
    url: https://www.cynergybank.co.uk/support/open-banking
  - type: APIReference
    url: https://developer.openbanking.cynergybank.co.uk/
- aid: cynergy-bank:cynergy-bank-balances-api
  name: Cynergy Bank Balances API
  description: The Balances API from Cynergy Bank — 2 operation(s) for balances.
  humanURL: https://developer.openbanking.cynergybank.co.uk/
  tags:
  - Balances
  properties:
  - type: OpenAPI
    url: openapi/cynergy-bank-balances-api-openapi.yml
  - type: Documentation
    url: https://developer.openbanking.cynergybank.co.uk/
  - type: Documentation
    url: https://www.cynergybank.co.uk/support/open-banking
  - type: APIReference
    url: https://developer.openbanking.cynergybank.co.uk/
- aid: cynergy-bank:cynergy-bank-beneficiaries-api
  name: Cynergy Bank Beneficiaries API
  description: The Beneficiaries API from Cynergy Bank — 2 operation(s) for beneficiaries.
  humanURL: https://developer.openbanking.cynergybank.co.uk/
  tags:
  - Beneficiaries
  properties:
  - type: OpenAPI
    url: openapi/cynergy-bank-beneficiaries-api-openapi.yml
  - type: Documentation
    url: https://developer.openbanking.cynergybank.co.uk/
  - type: Documentation
    url: https://www.cynergybank.co.uk/support/open-banking
  - type: APIReference
    url: https://developer.openbanking.cynergybank.co.uk/
- aid: cynergy-bank:cynergy-bank-direct-debits-api
  name: Cynergy Bank Direct Debits API
  description: The Direct Debits API from Cynergy Bank — 2 operation(s) for direct debits.
  humanURL: https://developer.openbanking.cynergybank.co.uk/
  tags:
  - Direct Debits
  properties:
  - type: OpenAPI
    url: openapi/cynergy-bank-direct-debits-api-openapi.yml
  - type: Documentation
    url: https://developer.openbanking.cynergybank.co.uk/
  - type: Documentation
    url: https://www.cynergybank.co.uk/support/open-banking
  - type: APIReference
    url: https://developer.openbanking.cynergybank.co.uk/
- aid: cynergy-bank:cynergy-bank-domestic-payment-consents-api
  name: Cynergy Bank Domestic Payment Consents API
  description: The Domestic Payment Consents API from Cynergy Bank — 3 operation(s) for domestic payment consents.
  humanURL: https://developer.openbanking.cynergybank.co.uk/
  tags:
  - Domestic Payment Consents
  properties:
  - type: OpenAPI
    url: openapi/cynergy-bank-domestic-payment-consents-api-openapi.yml
  - type: Documentation
    url: https://developer.openbanking.cynergybank.co.uk/
  - type: Documentation
    url: https://www.cynergybank.co.uk/support/open-banking
  - type: APIReference
    url: https://developer.openbanking.cynergybank.co.uk/
- aid: cynergy-bank:cynergy-bank-domestic-payments-api
  name: Cynergy Bank Domestic Payments API
  description: The Domestic Payments API from Cynergy Bank — 3 operation(s) for domestic payments.
  humanURL: https://developer.openbanking.cynergybank.co.uk/
  tags:
  - Domestic Payments
  properties:
  - type: OpenAPI
    url: openapi/cynergy-bank-domestic-payments-api-openapi.yml
  - type: Documentation
    url: https://developer.openbanking.cynergybank.co.uk/
  - type: Documentation
    url: https://www.cynergybank.co.uk/support/open-banking
  - type: APIReference
    url: https://developer.openbanking.cynergybank.co.uk/
- aid: cynergy-bank:cynergy-bank-domestic-scheduled-payment-consents-api
  name: Cynergy Bank Domestic Scheduled Payment Consents API
  description: The Domestic Scheduled Payment Consents API from Cynergy Bank — 2 operation(s) for domestic scheduled payment
    consents.
  humanURL: https://developer.openbanking.cynergybank.co.uk/
  tags:
  - Domestic Scheduled Payment Consents
  properties:
  - type: OpenAPI
    url: openapi/cynergy-bank-domestic-scheduled-payment-consents-api-openapi.yml
  - type: Documentation
    url: https://developer.openbanking.cynergybank.co.uk/
  - type: Documentation
    url: https://www.cynergybank.co.uk/support/open-banking
  - type: APIReference
    url: https://developer.openbanking.cynergybank.co.uk/
- aid: cynergy-bank:cynergy-bank-domestic-scheduled-payments-api
  name: Cynergy Bank Domestic Scheduled Payments API
  description: The Domestic Scheduled Payments API from Cynergy Bank — 3 operation(s) for domestic scheduled payments.
  humanURL: https://developer.openbanking.cynergybank.co.uk/
  tags:
  - Domestic Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/cynergy-bank-domestic-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://developer.openbanking.cynergybank.co.uk/
  - type: Documentation
    url: https://www.cynergybank.co.uk/support/open-banking
  - type: APIReference
    url: https://developer.openbanking.cynergybank.co.uk/
- aid: cynergy-bank:cynergy-bank-domestic-standing-order-consents-api
  name: Cynergy Bank Domestic Standing Order Consents API
  description: The Domestic Standing Order Consents API from Cynergy Bank — 2 operation(s) for domestic standing order consents.
  humanURL: https://developer.openbanking.cynergybank.co.uk/
  tags:
  - Domestic Standing Order Consents
  properties:
  - type: OpenAPI
    url: openapi/cynergy-bank-domestic-standing-order-consents-api-openapi.yml
  - type: Documentation
    url: https://developer.openbanking.cynergybank.co.uk/
  - type: Documentation
    url: https://www.cynergybank.co.uk/support/open-banking
  - type: APIReference
    url: https://developer.openbanking.cynergybank.co.uk/
- aid: cynergy-bank:cynergy-bank-domestic-standing-orders-api
  name: Cynergy Bank Domestic Standing Orders API
  description: The Domestic Standing Orders API from Cynergy Bank — 3 operation(s) for domestic standing orders.
  humanURL: https://developer.openbanking.cynergybank.co.uk/
  tags:
  - Domestic Standing Orders
  properties:
  - type: OpenAPI
    url: openapi/cynergy-bank-domestic-standing-orders-api-openapi.yml
  - type: Documentation
    url: https://developer.openbanking.cynergybank.co.uk/
  - type: Documentation
    url: https://www.cynergybank.co.uk/support/open-banking
  - type: APIReference
    url: https://developer.openbanking.cynergybank.co.uk/
- aid: cynergy-bank:cynergy-bank-file-payment-consents-api
  name: Cynergy Bank File Payment Consents API
  description: The File Payment Consents API from Cynergy Bank — 3 operation(s) for file payment consents.
  humanURL: https://developer.openbanking.cynergybank.co.uk/
  tags:
  - File Payment Consents
  properties:
  - type: OpenAPI
    url: openapi/cynergy-bank-file-payment-consents-api-openapi.yml
  - type: Documentation
    url: https://developer.openbanking.cynergybank.co.uk/
  - type: Documentation
    url: https://www.cynergybank.co.uk/support/open-banking
  - type: APIReference
    url: https://developer.openbanking.cynergybank.co.uk/
- aid: cynergy-bank:cynergy-bank-file-payments-api
  name: Cynergy Bank File Payments API
  description: The File Payments API from Cynergy Bank — 4 operation(s) for file payments.
  humanURL: https://developer.openbanking.cynergybank.co.uk/
  tags:
  - File Payments
  properties:
  - type: OpenAPI
    url: openapi/cynergy-bank-file-payments-api-openapi.yml
  - type: Documentation
    url: https://developer.openbanking.cynergybank.co.uk/
  - type: Documentation
    url: https://www.cynergybank.co.uk/support/open-banking
  - type: APIReference
    url: https://developer.openbanking.cynergybank.co.uk/
- aid: cynergy-bank:cynergy-bank-funds-confirmation-consents-api
  name: Cynergy Bank Funds Confirmation Consents API
  description: The Funds Confirmation Consents API from Cynergy Bank — 2 operation(s) for funds confirmation consents.
  humanURL: https://developer.openbanking.cynergybank.co.uk/
  tags:
  - Funds Confirmation Consents
  properties:
  - type: OpenAPI
    url: openapi/cynergy-bank-funds-confirmation-consents-api-openapi.yml
  - type: Documentation
    url: https://developer.openbanking.cynergybank.co.uk/
  - type: Documentation
    url: https://www.cynergybank.co.uk/support/open-banking
  - type: APIReference
    url: https://developer.openbanking.cynergybank.co.uk/
- aid: cynergy-bank:cynergy-bank-funds-confirmations-api
  name: Cynergy Bank Funds Confirmations API
  description: The Funds Confirmations API from Cynergy Bank — 1 operation(s) for funds confirmations.
  humanURL: https://developer.openbanking.cynergybank.co.uk/
  tags:
  - Funds Confirmations
  properties:
  - type: OpenAPI
    url: openapi/cynergy-bank-funds-confirmations-api-openapi.yml
  - type: Documentation
    url: https://developer.openbanking.cynergybank.co.uk/
  - type: Documentation
    url: https://www.cynergybank.co.uk/support/open-banking
  - type: APIReference
    url: https://developer.openbanking.cynergybank.co.uk/
- aid: cynergy-bank:cynergy-bank-international-payment-consents-api
  name: Cynergy Bank International Payment Consents API
  description: The International Payment Consents API from Cynergy Bank — 3 operation(s) for international payment consents.
  humanURL: https://developer.openbanking.cynergybank.co.uk/
  tags:
  - International Payment Consents
  properties:
  - type: OpenAPI
    url: openapi/cynergy-bank-international-payment-consents-api-openapi.yml
  - type: Documentation
    url: https://developer.openbanking.cynergybank.co.uk/
  - type: Documentation
    url: https://www.cynergybank.co.uk/support/open-banking
  - type: APIReference
    url: https://developer.openbanking.cynergybank.co.uk/
- aid: cynergy-bank:cynergy-bank-international-payments-api
  name: Cynergy Bank International Payments API
  description: The International Payments API from Cynergy Bank — 3 operation(s) for international payments.
  humanURL: https://developer.openbanking.cynergybank.co.uk/
  tags:
  - International Payments
  properties:
  - type: OpenAPI
    url: openapi/cynergy-bank-international-payments-api-openapi.yml
  - type: Documentation
    url: https://developer.openbanking.cynergybank.co.uk/
  - type: Documentation
    url: https://www.cynergybank.co.uk/support/open-banking
  - type: APIReference
    url: https://developer.openbanking.cynergybank.co.uk/
- aid: cynergy-bank:cynergy-bank-international-scheduled-payments-api
  name: Cynergy Bank International Scheduled Payments API
  description: The International Scheduled Payments API from Cynergy Bank — 3 operation(s) for international scheduled payments.
  humanURL: https://developer.openbanking.cynergybank.co.uk/
  tags:
  - International Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/cynergy-bank-international-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://developer.openbanking.cynergybank.co.uk/
  - type: Documentation
    url: https://www.cynergybank.co.uk/support/open-banking
  - type: APIReference
    url: https://developer.openbanking.cynergybank.co.uk/
- aid: cynergy-bank:cynergy-bank-international-scheduled-payments-consents-api
  name: Cynergy Bank International Scheduled Payments Consents API
  description: The International Scheduled Payments Consents API from Cynergy Bank — 3 operation(s) for international scheduled
    payments consents.
  humanURL: https://developer.openbanking.cynergybank.co.uk/
  tags:
  - International Scheduled Payments Consents
  properties:
  - type: OpenAPI
    url: openapi/cynergy-bank-international-scheduled-payments-consents-api-openapi.yml
  - type: Documentation
    url: https://developer.openbanking.cynergybank.co.uk/
  - type: Documentation
    url: https://www.cynergybank.co.uk/support/open-banking
  - type: APIReference
    url: https://developer.openbanking.cynergybank.co.uk/
- aid: cynergy-bank:cynergy-bank-international-standing-orders-api
  name: Cynergy Bank International Standing Orders API
  description: The International Standing Orders API from Cynergy Bank — 3 operation(s) for international standing orders.
  humanURL: https://developer.openbanking.cynergybank.co.uk/
  tags:
  - International Standing Orders
  properties:
  - type: OpenAPI
    url: openapi/cynergy-bank-international-standing-orders-api-openapi.yml
  - type: Documentation
    url: https://developer.openbanking.cynergybank.co.uk/
  - type: Documentation
    url: https://www.cynergybank.co.uk/support/open-banking
  - type: APIReference
    url: https://developer.openbanking.cynergybank.co.uk/
- aid: cynergy-bank:cynergy-bank-international-standing-orders-consents-api
  name: Cynergy Bank International Standing Orders Consents API
  description: The International Standing Orders Consents API from Cynergy Bank — 2 operation(s) for international standing
    orders consents.
  humanURL: https://developer.openbanking.cynergybank.co.uk/
  tags:
  - International Standing Orders Consents
  properties:
  - type: OpenAPI
    url: openapi/cynergy-bank-international-standing-orders-consents-api-openapi.yml
  - type: Documentation
    url: https://developer.openbanking.cynergybank.co.uk/
  - type: Documentation
    url: https://www.cynergybank.co.uk/support/open-banking
  - type: APIReference
    url: https://developer.openbanking.cynergybank.co.uk/
- aid: cynergy-bank:cynergy-bank-offers-api
  name: Cynergy Bank Offers API
  description: The Offers API from Cynergy Bank — 2 operation(s) for offers.
  humanURL: https://developer.openbanking.cynergybank.co.uk/
  tags:
  - Offers
  properties:
  - type: OpenAPI
    url: openapi/cynergy-bank-offers-api-openapi.yml
  - type: Documentation
    url: https://developer.openbanking.cynergybank.co.uk/
  - type: Documentation
    url: https://www.cynergybank.co.uk/support/open-banking
  - type: APIReference
    url: https://developer.openbanking.cynergybank.co.uk/
- aid: cynergy-bank:cynergy-bank-parties-api
  name: Cynergy Bank Parties API
  description: The Parties API from Cynergy Bank — 3 operation(s) for parties.
  humanURL: https://developer.openbanking.cynergybank.co.uk/
  tags:
  - Parties
  properties:
  - type: OpenAPI
    url: openapi/cynergy-bank-parties-api-openapi.yml
  - type: Documentation
    url: https://developer.openbanking.cynergybank.co.uk/
  - type: Documentation
    url: https://www.cynergybank.co.uk/support/open-banking
  - type: APIReference
    url: https://developer.openbanking.cynergybank.co.uk/
- aid: cynergy-bank:cynergy-bank-products-api
  name: Cynergy Bank Products API
  description: The Products API from Cynergy Bank — 2 operation(s) for products.
  humanURL: https://developer.openbanking.cynergybank.co.uk/
  tags:
  - Product
  tags_raw:
  - Products
  properties:
  - type: OpenAPI
    url: openapi/cynergy-bank-products-api-openapi.yml
  - type: Documentation
    url: https://developer.openbanking.cynergybank.co.uk/
  - type: Documentation
    url: https://www.cynergybank.co.uk/support/open-banking
  - type: APIReference
    url: https://developer.openbanking.cynergybank.co.uk/
- aid: cynergy-bank:cynergy-bank-scheduled-payments-api
  name: Cynergy Bank Scheduled Payments API
  description: The Scheduled Payments API from Cynergy Bank — 2 operation(s) for scheduled payments.
  humanURL: https://developer.openbanking.cynergybank.co.uk/
  tags:
  - Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/cynergy-bank-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://developer.openbanking.cynergybank.co.uk/
  - type: Documentation
    url: https://www.cynergybank.co.uk/support/open-banking
  - type: APIReference
    url: https://developer.openbanking.cynergybank.co.uk/
- aid: cynergy-bank:cynergy-bank-standing-orders-api
  name: Cynergy Bank Standing Orders API
  description: The Standing Orders API from Cynergy Bank — 2 operation(s) for standing orders.
  humanURL: https://developer.openbanking.cynergybank.co.uk/
  tags:
  - Standing Orders
  properties:
  - type: OpenAPI
    url: openapi/cynergy-bank-standing-orders-api-openapi.yml
  - type: Documentation
    url: https://developer.openbanking.cynergybank.co.uk/
  - type: Documentation
    url: https://www.cynergybank.co.uk/support/open-banking
  - type: APIReference
    url: https://developer.openbanking.cynergybank.co.uk/
- aid: cynergy-bank:cynergy-bank-statements-api
  name: Cynergy Bank Statements API
  description: The Statements API from Cynergy Bank — 5 operation(s) for statements.
  humanURL: https://developer.openbanking.cynergybank.co.uk/
  tags:
  - Statements
  properties:
  - type: OpenAPI
    url: openapi/cynergy-bank-statements-api-openapi.yml
  - type: Documentation
    url: https://developer.openbanking.cynergybank.co.uk/
  - type: Documentation
    url: https://www.cynergybank.co.uk/support/open-banking
  - type: APIReference
    url: https://developer.openbanking.cynergybank.co.uk/
- aid: cynergy-bank:cynergy-bank-transactions-api
  name: Cynergy Bank Transactions API
  description: The Transactions API from Cynergy Bank — 2 operation(s) for transactions.
  humanURL: https://developer.openbanking.cynergybank.co.uk/
  tags:
  - Transaction
  tags_raw:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/cynergy-bank-transactions-api-openapi.yml
  - type: Documentation
    url: https://developer.openbanking.cynergybank.co.uk/
  - type: Documentation
    url: https://www.cynergybank.co.uk/support/open-banking
  - type: APIReference
    url: https://developer.openbanking.cynergybank.co.uk/
common:
- type: CapabilityMap
  url: capabilities/cynergy-bank-capability-edges.yml
  name: Cynergy Bank Business Capability Map
- type: Overlay
  url: overlays/cynergy-bank-account-information-overlay.yaml
- type: Overlay
  url: overlays/cynergy-bank-payment-initiation-overlay.yaml
- type: Overlay
  url: overlays/cynergy-bank-confirmation-of-funds-overlay.yaml
- type: AgenticAccess
  url: agentic-access/cynergy-bank-agentic-access.yml
- type: Conventions
  url: conventions/cynergy-bank-conventions.yml
- type: Idempotency
  url: conventions/cynergy-bank-conventions.yml
- type: ErrorCatalog
  url: errors/cynergy-bank-problem-types.yml
- type: Conformance
  url: conformance/cynergy-bank-conformance.yml
- type: Lifecycle
  url: lifecycle/cynergy-bank-lifecycle.yml
- type: DataModel
  url: data-model/cynergy-bank-data-model.yml
- type: LLMsTxt
  url: llms/cynergy-bank-llms.txt
- type: AgentSkill
  url: skills/_index.yml
- type: X-MCPServerCandidate
  url: mcp/cynergy-bank-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: ToolCrosswalk
  url: mcp/cynergy-bank-tool-crosswalk.yml
- type: DomainSecurity
  url: security/cynergy-bank-domain-security.yml
- type: OAuthScopes
  url: scopes/cynergy-bank-scopes.yml
- type: Authentication
  url: authentication/cynergy-bank-authentication.yml
- type: Website
  url: https://www.cynergybank.co.uk/
- type: DeveloperPortal
  url: https://developer.openbanking.cynergybank.co.uk/
- type: Documentation
  url: https://www.cynergybank.co.uk/support/open-banking
- type: LinkedIn
  url: https://uk.linkedin.com/company/cynergy-bank
- type: Support
  url: https://www.cynergybank.co.uk/support/
- type: PrivacyPolicy
  url: https://www.cynergybank.co.uk/privacy-policy
- type: TermsOfService
  url: https://www.cynergybank.co.uk/privacy-policy/legal-cynergy-bank
- type: DocumentLibrary
  url: https://www.cynergybank.co.uk/document-library
- type: Security
  url: https://www.cynergybank.co.uk/support/security-and-fraud/information-security
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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