Bud Financial

Bud Financial (formerly Bud, thisisbud.com) is a UK-based fintech infrastructure company providing AI-driven Open Banking aggregation, transaction enrichment, categorization, affordability assessment, and payment initiation APIs. The Bud platform unifies Open Banking connections to UK and EU ASPSPs behind a single REST API and layers AI/ML-powered enrichment, categorization, merchant identification, affordability scoring, income/expenditure analysis, and actionable financial insights on top of raw transaction data. Banks, lenders, and consumer fintechs use Bud for KYC/AML checks, lending decisions, money management, and embedded payments.

Bud Financial publishes 32 APIs on the APIs.io network, including Aggregation Buckets API, Correct Financial Data API, Create a Connection API, and 29 more. Tagged areas include Open Banking, Transaction Enrichment, Categorization, Affordability, and Payments.

The Bud Financial catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.

Bud Financial’s developer surface includes authentication, documentation, developer console, support, GitHub presence, and 6 more developer resources.

🌐 Visit website 📡 Source on GitHub

43.2/100 developing ▼ -8.1 Agent 31/100 agent aware Full breakdown ↓
scored 2026-07-28 · rubric v0.6

AccessSelf serve

32 APIs

Open BankingTransaction EnrichmentCategorizationAffordabilityPaymentsAISPPISPFinancial DataFinTechUKAIMachine Learning

Kin Score

Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6

Composite quality — 43.2/100 · developing

Contract Quality 14.1 / 25

Developer Ergonomics 6.1 / 20

Commercial Clarity 7.9 / 20

Operational Transparency 0.7 / 13

Governance 7.0 / 12

Discoverability 7.4 / 10

Agent readiness — 31/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/bud-co: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 32

Individual APIs this provider publishes, each with its own machine-readable definition.

Rate Limits 1

Documented rate limits and quota policies.

Bud Co Rate Limits

0 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

JSON Schema 2

Standalone JSON Schema definitions for this provider's data models.

Bud Account

17 properties

JSON SCHEMA

Bud Enriched Transaction

16 properties

JSON SCHEMA

Examples 2

Example request and response payloads for these APIs.

Scopes 1

OAuth scopes governing access to this provider's APIs.

Bud Co Scopes

OAuth 2.0 · no documented scopes

0 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Bud Co Agentic Access

153 operations · 66 acting · 1 human-in-the-loop

153 operations · 66 acting

AGENTIC

Resources

Get Started 1

Portal, sign-up, and the first successful call

Console

Console

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

LlmsText

LlmsText

Build 1

SDKs, sample code, and the tooling you integrate with

GitHub

GitHub

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

OAuthScopes

OAuthScopes

Operate 1

Status, limits, changes, and where to get help

Support

Support

Company 2

The organization behind the API

Website

Website

LinkedIn

Source (apis.yml)

aid: bud-co
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/bud-co.png
url: https://raw.githubusercontent.com/api-evangelist/bud-co/refs/heads/main/apis.yml
name: Bud Financial
description: Bud Financial (formerly Bud, thisisbud.com) is a UK-based fintech infrastructure company providing AI-driven
  Open Banking aggregation, transaction enrichment, categorization, affordability assessment, and payment initiation APIs.
  The Bud platform unifies Open Banking connections to UK and EU ASPSPs behind a single REST API and layers AI/ML-powered
  enrichment, categorization, merchant identification, affordability scoring, income/expenditure analysis, and actionable
  financial insights on top of raw transaction data. Banks, lenders, and consumer fintechs use Bud for KYC/AML checks, lending
  decisions, money management, and embedded payments.
created: '2026-05-25'
modified: '2026-05-25'
tags:
- Open Banking
- Transaction Enrichment
- Categorization
- Affordability
- Payments
- AISP
- PISP
- Financial Data
- FinTech
- UK
- AI
- Machine Learning
common:
- type: AgenticAccess
  url: agentic-access/bud-co-agentic-access.yml
- type: DomainSecurity
  url: security/bud-co-domain-security.yml
- type: Authentication
  url: authentication/bud-co-authentication.yml
- type: OAuthScopes
  url: scopes/bud-co-scopes.yml
- url: https://bud.co
  type: Website
- url: https://docs.thisisbud.com
  type: Documentation
- url: https://console.thisisbud.com
  type: Console
- url: https://support.thisisbud.com
  type: Support
- url: https://www.linkedin.com/company/bud-financial/
  type: LinkedIn
- url: https://github.com/thisisbud/bud-public-developer-resources
  type: GitHub
- url: https://docs.thisisbud.com/llms.txt
  type: LlmsText
apis:
- aid: bud-co:bud-co-aggregation-buckets-api
  name: Bud Financial Aggregation Buckets API
  description: 'Manage virtual "buckets" for grouping and aggregating transactions by their

    underlying categories.


    Use this for retrieving financial data for customers of the Assess Dashboard

    (where the `bucket_id` is `assess-dashboard`) as it appears in said dashboard.'
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Aggregation Buckets
  properties:
  - type: OpenAPI
    url: openapi/bud-co-aggregation-buckets-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-correct-financial-data-api
  name: Bud Financial Correct Financial Data API
  description: Manipulate Transactions held on the Bud platform by finding similar transactions and submitting corrections.
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Correct Financial Data
  properties:
  - type: OpenAPI
    url: openapi/bud-co-correct-financial-data-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-create-a-connection-api
  name: Bud Financial Create a Connection API
  description: 'Create a new connection to an Open Banking provider by using either: (i) Bud''s configurable frontend UI (__Bud
    Connect__), built to maximise conversion; or (ii) Bud''s individual API endpoints to help you build your own connect flow.'
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Create a Connection
  properties:
  - type: OpenAPI
    url: openapi/bud-co-create-a-connection-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-custom-insights-api
  name: Bud Financial Custom Insights API
  description: Understand and target messaging to your customers more effectively by defining your own custom insights.
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Custom Insights
  properties:
  - type: OpenAPI
    url: openapi/bud-co-custom-insights-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-customer-application-links-api
  name: Bud Financial Customer Application Links API
  description: 'Create a link for a customer to follow, which will allow them to connect

    their bank accounts and submit their financial data for the application.'
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Customer Application Links
  properties:
  - type: OpenAPI
    url: openapi/bud-co-customer-application-links-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-customer-applications-api
  name: Bud Financial Customer Applications API
  description: 'Create, retrieve and manage financial applications for customers using the

    Assess product. Applications created on this platform can be viewed using

    the Assess Dashboard to observe application statuses.'
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Customer Applications
  properties:
  - type: OpenAPI
    url: openapi/bud-co-customer-applications-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-debt-collection-finder-api
  name: Bud Financial Debt Collection Finder API
  description: Find information regarding your customer's debts.
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Debt Collection Finder
  properties:
  - type: OpenAPI
    url: openapi/bud-co-debt-collection-finder-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-enrichment-resources-api
  name: Bud Financial Enrichment Resources API
  description: Obtain greater context to Bud's enrichment services.
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Enrichment Resources
  properties:
  - type: OpenAPI
    url: openapi/bud-co-enrichment-resources-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-enrichment-totals-api
  name: Bud Financial Enrichment Totals API
  description: Breakdown your customer's income and expenditure based on Bud's enrichments to help orientate their financial
    world.
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Enrichment Totals
  properties:
  - type: OpenAPI
    url: openapi/bud-co-enrichment-totals-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-frontend-widgets-api
  name: Bud Financial Frontend Widgets API
  description: A collection of frontend widgets representing customer financial data.
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Frontend Widgets
  properties:
  - type: OpenAPI
    url: openapi/bud-co-frontend-widgets-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-income-finder-api
  name: Bud Financial Income Finder API
  description: Find information regarding your customer's income.
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Income Finder
  properties:
  - type: OpenAPI
    url: openapi/bud-co-income-finder-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-ingest-first-party-data-api
  name: Bud Financial Ingest First Party Data API
  description: Initiate the asynchronous process of pushing a customer's account information (i.e. first party data) onto
    the Bud platform. These asynchronous requests create a task to store the given accounts or transactions against the specified
    customers. The Task ID returned by this request can be used to verify the current status of the process.
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Ingest First Party Data
  properties:
  - type: OpenAPI
    url: openapi/bud-co-ingest-first-party-data-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-initiate-payment-bud-license-api
  name: Bud Financial Initiate Payment - Bud license API
  description: 'Authenticates and securely creates a new payment from a customer’s chosen account(s) using Bud''s regulatory
    licence as a

    [Third Party Provider (TPP)](https://www.openbanking.org.uk/providers/third-party-providers/) of Payment Initiation Services.'
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Initiate Payment - Bud license
  properties:
  - type: OpenAPI
    url: openapi/bud-co-initiate-payment-bud-license-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-initiate-payment-client-license-api
  name: Bud Financial Initiate Payment - Client license API
  description: 'Authenticates and securely creates a new payment from a customer’s chosen account(s) using your organisation''s
    regulatory

    permission as a Payment Initiation Service Provider (PISP).'
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Initiate Payment - Client license
  properties:
  - type: OpenAPI
    url: openapi/bud-co-initiate-payment-client-license-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-loan-finder-api
  name: Bud Financial Loan Finder API
  description: Find information regarding your customer's loans.
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Loan Finder
  properties:
  - type: OpenAPI
    url: openapi/bud-co-loan-finder-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-manage-a-connection-api
  name: Bud Financial Manage a Connection API
  description: "Different endpoints that allow to to manage an existing customer connection. This includes the ability to:\n\
    \  (i) Refresh the data associated with a given connection, pulling in the latest account\n      information into the\
    \ Bud platform;\n  (ii) Renew an existing consent  by-passing the need to go through Strong Customer\n      Authentication\
    \ (SCA) with their bank;\n  (iii) Revoke a consent, removing the ability for Bud to fetch any further data associated\n\
    \      with that consent."
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Manage a Connection
  properties:
  - type: OpenAPI
    url: openapi/bud-co-manage-a-connection-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-manage-customers-api
  name: Bud Financial Manage Customers API
  description: Manage the number of customers registered onto the Bud platform.
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Manage Customers
  properties:
  - type: OpenAPI
    url: openapi/bud-co-manage-customers-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-manage-financial-data-api
  name: Bud Financial Manage Financial Data API
  description: Manipulate Transactions held on the Bud platform by removing data, submitting corrections, or adding tags through
    different rulesets.
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Manage Financial Data
  properties:
  - type: OpenAPI
    url: openapi/bud-co-manage-financial-data-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-manage-payments-api
  name: Bud Financial Manage Payments API
  description: Manage payments to initiated through Bud's Payments API
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Manage Payments
  properties:
  - type: OpenAPI
    url: openapi/bud-co-manage-payments-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-oauth2-api
  name: Bud Financial OAuth2 API
  description: Retrieve and manage access and refresh tokens to authenticate to the Bud platform via OAuth2 protocol.
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - OAuth2
  properties:
  - type: OpenAPI
    url: openapi/bud-co-oauth2-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-product-finder-api
  name: Bud Financial Product Finder API
  description: Find information regarding your customer's financial products.
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Product Finder
  properties:
  - type: OpenAPI
    url: openapi/bud-co-product-finder-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-regular-payments-finder-api
  name: Bud Financial Regular Payments Finder API
  description: Find information relating to any regularity found across certain groups of transactions within your customer's
    accounts.
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Regular Payments Finder
  properties:
  - type: OpenAPI
    url: openapi/bud-co-regular-payments-finder-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-retrieve-actionable-insights-api
  name: Bud Financial Retrieve Actionable Insights API
  description: Retrieve a customer's actionable insights generated from their financial data.
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Retrieve Actionable Insights
  properties:
  - type: OpenAPI
    url: openapi/bud-co-retrieve-actionable-insights-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-retrieve-affordability-report-api
  name: Bud Financial Retrieve Affordability Report API
  description: Breakdown your customer's transactions by fixed/flexible spend and discretionary vs non discretionary high-level
    totals.
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Retrieve Affordability Report
  properties:
  - type: OpenAPI
    url: openapi/bud-co-retrieve-affordability-report-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-retrieve-affordability-report-v2-api
  name: Bud Financial Retrieve Affordability Report V2 API
  description: 'Breakdown your customer''s transactions by fixed/flexible spend and discretionary vs non discretionary high-level
    totals.

    Retrieve Affordability Report V2 endpoints are designed to closely reflect the assess dashboard aggregations/definitions.'
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Retrieve Affordability Report V2
  properties:
  - type: OpenAPI
    url: openapi/bud-co-retrieve-affordability-report-v2-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-retrieve-affordability-risk-insights-api
  name: Bud Financial Retrieve Affordability Risk Insights API
  description: 'Retrieve a customer''s report insights generated from their financial data. In contrast to the alert style
    actionable insights,

    these insights should be used more as a summary.'
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Retrieve Affordability Risk Insights
  properties:
  - type: OpenAPI
    url: openapi/bud-co-retrieve-affordability-risk-insights-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-retrieve-customer-characteristics-api
  name: Bud Financial Retrieve Customer Characteristics API
  description: Retrieve Characteristics associated with an individual Customer based on their financial data.
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Retrieve Customer Characteristics
  properties:
  - type: OpenAPI
    url: openapi/bud-co-retrieve-customer-characteristics-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-retrieve-financial-data-api
  name: Bud Financial Retrieve Financial Data API
  description: Retrieve a customer's financial data from a range of sources.
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Retrieve Financial Data
  properties:
  - type: OpenAPI
    url: openapi/bud-co-retrieve-financial-data-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-savings-goals-v2-api
  name: Bud Financial Savings Goals V2 API
  description: Savings goals management API V2.
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Savings Goals V2
  properties:
  - type: OpenAPI
    url: openapi/bud-co-savings-goals-v2-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-spending-budgets-api
  name: Bud Financial Spending Budgets API
  description: Spending budgets management API.
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Spending Budgets
  properties:
  - type: OpenAPI
    url: openapi/bud-co-spending-budgets-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-subscription-finder-api
  name: Bud Financial Subscription Finder API
  description: Find information regarding your customer's subscriptions.
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Subscription Finder
  properties:
  - type: OpenAPI
    url: openapi/bud-co-subscription-finder-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
- aid: bud-co:bud-co-transaction-search-api
  name: Bud Financial Transaction Search API
  description: Allows customers to search & ask questions about their financial transactions.
  humanURL: https://docs.thisisbud.com
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Transaction Search
  properties:
  - type: OpenAPI
    url: openapi/bud-co-transaction-search-api-openapi.yml
  - type: Documentation
    url: https://docs.thisisbud.com
  - type: JSONSchema
    url: json-schema/bud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/bud-account-schema.json
  - type: JSONLD
    url: json-ld/bud-co-context.jsonld
maintainers:
- FN: Kin Lane
  email: info@apievangelist.com