Bud Financial · Agentic Access

Bud Financial Agentic Access

x-agentic-access generated

Bud Financial exposes 153 API operations that an AI agent could call, of which 66 are state-changing ‘acting’ operations. This is a recommended x-agentic-access execution contract — the scope, audience, consequence tier, short-lived token constraints, and escalation each action should carry before it is handed to an autonomous agent.

By consequence: 87 read, 55 write, 10 physical, and 1 safety-critical.

1 operation are classed safety-critical and should require human-in-the-loop approval at runtime.

Contracts are classified heuristically from the provider’s OpenAPI and refresh on every APIs.io network build; audience is bound per deployment. The model follows Curity’s Access Intelligence (apidays Munich 2026). Browse every provider’s agent contracts at agentic-access.apis.io.

Open BankingTransaction EnrichmentCategorizationAffordabilityPaymentsAISPPISPFinancial DataFinTechUKAIMachine Learning
Operations: 153 Acting: 66 Human-in-the-loop: 1 Method: generated

By consequence

read 87 write 55 physical 10 safety-critical 1

Highest-consequence actions

The physical and safety-critical operations an agent could invoke — the ones that most warrant scoped tokens, tight TTLs, and escalation. Full per-operation contracts are in the source below.

MethodPathConsequenceHuman-in-loop
POST /v1/open-banking/account-access-consent/revoke safety-critical required
POST /v1/payments/authorisation-codes physical conditional
POST /v1/payments/scheduled physical conditional
POST /v1/payments/scheduled/bud-pay-url physical conditional
POST /v1/payments/scheduled/{payment_id}/confirm physical conditional
POST /v1/payments/single physical conditional
POST /v1/payments/single/bud-pay-url physical conditional
POST /v1/payments/single/{payment_id}/confirm physical conditional
POST /v1/payments/standing-order physical conditional
POST /v1/payments/standing-order/bud-pay-url physical conditional
POST /v1/payments/standing-order/{payment_id}/confirm physical conditional

Source

Agentic Access

Raw ↑
generated: '2026-07-15'
method: generated
source: openapi/bud-platform-openapi.yml
description: Recommended x-agentic-access execution contracts, classified heuristically from
  the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
  audience per deployment. See research/curity/agentic-governance/.
summary:
  operations: 153
  by_action_class:
    acting: 66
    connected: 87
  by_consequence:
    write: 55
    read: 87
    safety-critical: 1
    physical: 10
  human_in_the_loop_required: 1
operations:
- path: /v1/oauth/token
  method: post
  operationId: oauth_token_post
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/open-banking/providers
  method: get
  operationId: open_banking_providers_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v2/open-banking/authorisation-gateway-url
  method: post
  operationId: v2_ob_authorisation_gateway_url_post
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/open-banking/authorisation-url
  method: post
  operationId: open_banking_authorisation_url_post
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/open-banking/authorisation-url/{task_id}
  method: get
  operationId: open_banking_authorisation_url_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/open-banking/authorisation-codes
  method: post
  operationId: v1_open_banking_authorisation_codes_post
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v2/open-banking/authorisation-codes
  method: post
  operationId: v2_open_banking_authorisation_codes_post
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/open-banking/connect/{connection_task_id}
  method: get
  operationId: open_banking_connect_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/open-banking/refresh
  method: post
  operationId: open_banking_refresh_post
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/open-banking/refresh/{task_id}
  method: get
  operationId: open_banking_refresh_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /open-banking/v2/refresh
  method: post
  operationId: v2_open_banking_refresh_post
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /open-banking/v2/refresh/{task_id}
  method: get
  operationId: v2_open_banking_refresh_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/open-banking/account-access-consents
  method: get
  operationId: open_banking_connections_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/open-banking/account-access-consent/revoke
  method: post
  operationId: open_banking_account_access_consent_revoke_post
  x-agentic-access:
    action-class: acting
    consequence: safety-critical
    subject: required
    audience: null
    token:
      max-ttl: 120
      exchange: true
      purpose-required: true
      proof-of-possession: true
    escalation:
      human-in-the-loop: required
    audit: required
- path: /v1/open-banking/account-access-consent/revoke/{task_id}
  method: get
  operationId: open_banking_account_access_consent_revoke_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/open-banking/account-access-consents/{consent_id}/reconfirm
  method: post
  operationId: open_banking_consents_reconfirm_post
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v2/ingest/accounts
  method: post
  operationId: v2_ingest_accounts_post
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /ingestion/v3/accounts/close
  method: post
  operationId: v3_ingest_accounts_close_post
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /ingestion/v3/accounts/reopen
  method: post
  operationId: v3_ingest_accounts_reopen_post
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v2/ingest/transactions
  method: post
  operationId: v2_ingest_transactions_post
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /ingestion/v3/transactions/book
  method: post
  operationId: v3_ingest_transactions_book_post
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /ingestion/v3/transactions/decline
  method: post
  operationId: v3_ingest_transactions_decline_post
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /ingestion/v3/tasks/{task_id}
  method: get
  operationId: v3_ingest_status_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /platform/v3/customers
  method: post
  operationId: platform_v3_customers_post
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /platform/v3/customers
  method: get
  operationId: platform_v3_customers_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /platform/v3/customers/batch
  method: post
  operationId: platform_v3_customers_batch_post
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /platform/v3/customers/{customer_id}
  method: delete
  operationId: platform_v3_customers_delete
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /platform/v3/customers/idempotent-identifier/{customer_idempotent_identifier}
  method: delete
  operationId: platform_v3_customers_idempotent_identifier_delete
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /platform/v3/customers/{customer_id}/{task_id}
  method: get
  operationId: platform_v3_customers_delete_status
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/customers
  method: post
  operationId: customers_create_v1
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v2/customers
  method: post
  operationId: customers_create_v2
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/customers/{customer_id}
  method: delete
  operationId: customers_delete
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/customers/{customer_id}/context
  method: get
  operationId: v1_customer_context_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/customers/{customer_id}/context
  method: put
  operationId: v1_customer_context_put
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /resources/v2/categories/models
  method: get
  operationId: resources_v2_models_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /resources/v2/categories
  method: get
  operationId: resources_v2_categories_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /aggregations/v2/totals/categories
  method: get
  operationId: v2_category_totals_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /aggregations/v2/totals/categories/trends
  method: get
  operationId: v2_category_totals_trends_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /aggregations/v2/totals/essential-statistics
  method: get
  operationId: aggregations_v2_totals_essential_statistics_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v2/merchants/totals
  method: get
  operationId: v2_merchants_totals_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /financial/v3/accounts
  method: get
  operationId: financial_v3_accounts_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /financial/v3/accounts/{account_id}
  method: get
  operationId: financial_v3_accounts_account_id_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /financial/v3/accounts/transaction-dates
  method: get
  operationId: financial_v3_accounts_transaction_dates_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /financial/v3/balances
  method: get
  operationId: financial_v3_balances_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /financial/v3/accounts/{account_id}/balances
  method: get
  operationId: financial_v3_accounts_balances_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /financial/v2/transactions
  method: get
  operationId: v2_transactions_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /financial/v2/authorised-payments
  method: get
  operationId: financial_v2_authorised_payments_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /financial/v2/accounts
  method: get
  operationId: financial_v2_accounts
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /financial/v2/accounts/{account_id}
  method: get
  operationId: financial_v2_accounts_account_id
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /financial/v2/accounts/{account_id}
  method: delete
  operationId: v2_account_delete
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /financial/v2/balances
  method: get
  operationId: financial_v2_balances_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /financial/v2/accounts/{account_id}/balances
  method: get
  operationId: financial_v2_accounts_balances_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/provider/{provider}
  method: delete
  operationId: v1_provider_delete
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /corrections/v2/categories
  method: post
  operationId: corrections_v2_categories_post
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /corrections/v2/merchants
  method: post
  operationId: corrections_v2_merchants_post
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /corrections/v2/merchants/search/{merchant_query}
  method: get
  operationId: corrections_v2_merchant_search_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /corrections/v2/custom-merchants
  method: post
  operationId: corrections_v2_custom_merchants_post
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /corrections/v2/custom-merchants
  method: get
  operationId: corrections_v2_custom_merchants_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /corrections/v2/categories/similar/{transaction_id}
  method: get
  operationId: corrections_v2_similar_categories_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /corrections/v2/merchants/similar/{transaction_id}
  method: get
  operationId: corrections_v2_similar_merchants_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /corrections/v2/merchant-feedback/merchant/{merchant_id}
  method: post
  operationId: corrections_v2_merchant_feedback_post
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /goals/v1/spending-budgets
  method: post
  operationId: goals_v1_spending_budgets_post
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /goals/v1/spending-budgets
  method: get
  operationId: goals_v1_spending_budgets_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /goals/v1/spending-budgets
  method: delete
  operationId: goals_v1_spending_budgets_delete_all
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /goals/v1/spending-budgets/{budget_id}
  method: patch
  operationId: goals_v1_spending_budgets_patch
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /goals/v1/spending-budgets/{budget_id}
  method: delete
  operationId: goals_v1_spending_budgets_delete
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /goals/v1/spending-budgets/{budget_id}/transactions
  method: get
  operationId: goals_v1_spending_budget_transactions_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /goals/v2/savings/goal
  method: post
  operationId: goals_v2_savings_goal_post
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /goals/v2/savings/goals
  method: get
  operationId: goals_v2_savings_goals_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /goals/v2/savings/goals/{savings_goal_id}
  method: get
  operationId: goals_v2_savings_goal_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /goals/v2/savings/goals/{savings_goal_id}
  method: patch
  operationId: goals_v2_savings_goal_patch
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /goals/v2/savings/goals/{savings_goal_id}
  method: delete
  operationId: goals_v2_savings_goal_delete
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/regular-transactions
  method: get
  operationId: regular_transactions_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v2/future-transactions
  method: get
  operationId: v2_future_transactions_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v2/income
  method: get
  operationId: v2_income_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/benefits
  method: get
  operationId: v1_benefits_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/benefits/totals
  method: get
  operationId: v1_benefits_totals_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/loans
  method: get
  operationId: v1_loans_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/debt-collection
  method: get
  operationId: v1_debt_collection_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /insights/v2/products
  method: get
  operationId: insights_v2_products
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/subscriptions
  method: get
  operationId: v1_subscriptions_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /search/beta/transactions
  method: get
  operationId: search_beta_transactions_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /search/beta/transactions/{search_id}
  method: get
  operationId: search_beta_transactions_search_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /search/beta/transactions/{search_id}/insight
  method: get
  operationId: search_beta_transactions_insight_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /search/beta/transactions/{search_id}/insight/transactions
  method: get
  operationId: search_beta_transactions_insight_transactions_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /assess/v1/customer-applications
  method: post
  operationId: v1_customer_applications_post
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /assess/v1/customer-applications
  method: get
  operationId: v1_customer_applications_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /assess/v1/customer-applications/{application_id}
  method: get
  operationId: v1_customer_application_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /assess/v1/customer-applications/{application_id}
  method: delete
  operationId: v1_customer_application_delete
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /assess/v1/customer-applications/{application_id}/customer-links
  method: post
  operationId: v1_customer_applications_customer_links_post
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /aggregations/v2/buckets
  method: post
  operationId: aggregations_v2_buckets_post
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /aggregations/v2/buckets
  method: get
  operationId: aggregations_v2_buckets_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /aggregations/v2/buckets/{bucket_id}
  method: get
  operationId: aggregations_v2_bucket_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /aggregations/v2/buckets/{bucket_id}
  method: put
  operationId: aggregations_v2_bucket_put
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /aggregations/v2/buckets/{bucket_id}
  method: delete
  operationId: aggregations_v2_bucket_delete
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /aggregations/v2/buckets/{bucket_id}/totals
  method: get
  operationId: aggregations_v2_bucket_totals_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /affordability/v2/report
  method: get
  operationId: v2_affordability_report
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/affordability/report
  method: get
  operationId: v1_affordability_report
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/affordability/transactions
  method: get
  operationId: v1_affordability_transactions_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /affordability/v2/transactions
  method: get
  operationId: v2_affordability_transactions_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /insights/beta/report/income-expenditure
  method: get
  operationId: insights_beta_report_income_expenditure_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /insights/beta/report/income-expenditure/transactions/{reference}
  method: get
  operationId: insights_beta_report_income_expenditure_transactions_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /insights/beta/report/merchants
  method: get
  operationId: insights_beta_report_merchants_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /insights/beta/report/merchants/transactions/{reference}
  method: get
  operationId: insights_beta_report_merchants_transactions_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /insights/beta/report/balance/unauthorised-overdraft
  method: get
  operationId: insights_beta_report_balance_unauthorised_overdraft_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /insights/beta/report/balance/unauthorised-overdraft/transactions/{reference}
  method: get
  operationId: insights_beta_report_unauthorised_overdraft_transactions_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /insights/beta/report/income-health
  method: get
  operationId: insights_beta_report_income_health_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /insights/beta/report/income-health/transactions/{reference}
  method: get
  operationId: insights_beta_report_income_health_transactions_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/payments/providers
  method: get
  operationId: v1_payments_providers_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/payments/single/bud-pay-url
  method: post
  operationId: v1_payments_single_bud_pay_url_post
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- 

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# Full source: https://raw.githubusercontent.com/api-evangelist/bud-co/refs/heads/main/agentic-access/bud-co-agentic-access.yml