Hampden & Co

aid: hampden-and-co
url: https://raw.githubusercontent.com/api-evangelist/hampden-and-co/refs/heads/main/apis.yml
name: Hampden & Co
kind: company
description: 'Hampden & Co (trading as Hampden Bank since March 2024) is an independent UK private bank headquartered at 20/21
  Charlotte Square, Edinburgh, with offices in London and Manchester, serving high-net-worth individuals, their families,
  and their businesses with day-to-day banking, deposits, and specialist lending. Incorporated in 2010 as "Scoban" and launched
  in 2015, it was the first newly created UK private bank in three decades; it is a shareholder-owned public limited company
  (SC386922) - not a mutual or building society - backed by cornerstone shareholders and hundreds of smaller investors, and
  passed £1 billion in deposits in 2025. It is authorised by the Prudential Regulation Authority and regulated by the Financial
  Conduct Authority and the PRA. Although not one of the CMA9 mandated banks, Hampden & Co is an FCA-authorised ASPSP registered
  with the Open Banking Implementation Entity (OBIE) and exposes a PSD2 dedicated interface: an Open Data reference API plus
  the OBIE Read/Write family (Account & Transaction Information, Payment Initiation, and Confirmation of Funds), onboarded
  through a developer sandbox portal and secured with FAPI-grade OAuth2/OIDC, mutual-TLS, PSD2 strong customer authentication,
  and eIDAS/OBIE certificate-based dynamic client registration.'
accessModel:
  pricing: unknown
  onboarding: partner
  trial: false
  try_now: false
  public: false
  label: TPP onboarding · eIDAS/OBIE certificates required
  confidence: medium
  source:
  - authentication
  - onboarding
  generated: '2026-07-23'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Private Banking
- Open Banking
- PSD2
- OBIE
- FAPI
- United Kingdom
- Payments
- Account Information
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis:
- aid: hampden-and-co:hampden-and-co-open-data-api
  name: Hampden & Co Open Data API
  description: Public, unauthenticated Open Data reference API conforming to the OBIE UK Open Banking Open Data standard (product
    reference data such as personal and business current accounts). Listed on Hampden & Co's Open Banking register entry;
    a live Open Data endpoint could not be independently confirmed at bootstrap (the developer portal is a single-page app
    that returns HTML for all paths), so the surface is represented from documentation rather than a verified base URL.
  humanURL: https://developer-sandbox.hampdendigital.com/
  baseURL: https://developer-sandbox.hampdendigital.com
  tags:
  - Open Data
  - Reference Data
  properties:
  - type: Documentation
    url: https://developer-sandbox.hampdendigital.com/home
  - type: Registration
    url: https://www.openbanking.org.uk/regulated-providers/hampden-co-plc/
- aid: hampden-and-co:hampden-and-co-account-information-api
  name: Hampden & Co Account & Transaction Information API
  description: OBIE Read/Write Account Information Service (AIS) - accounts, balances, transactions, beneficiaries, standing
    orders, direct debits, statements, and parties - as a FAPI-secured PSD2 dedicated interface. The harvested OpenAPI is
    the shared OBIE Read/Write standard (v4.0.1), not a Hampden-proprietary contract; production access requires TPP onboarding
    with eIDAS/OBIE certificates.
  humanURL: https://developer-sandbox.hampdendigital.com/
  baseURL: https://developer-sandbox.hampdendigital.com
  tags:
  - Account Information
  - AIS
  properties:
  - type: OpenAPI
    url: openapi/hampden-and-co-account-information-api-openapi.yml
  - type: Overlay
    url: overlays/hampden-and-co-account-information-api-overlay.yaml
  - type: Documentation
    url: https://developer-sandbox.hampdendigital.com/home
  - type: APIReference
    url: https://standards.openbanking.org.uk/api-specifications/latest/
  - type: Registration
    url: https://www.hampdenbank.com/tpp-registration
- aid: hampden-and-co:hampden-and-co-payment-initiation-api
  name: Hampden & Co Payment Initiation API
  description: OBIE Read/Write Payment Initiation Service (PIS) - domestic, scheduled, standing-order, international, and
    file payments - as a FAPI-secured PSD2 dedicated interface. The harvested OpenAPI is the shared OBIE Read/Write standard
    (v4.0.1), not a Hampden-proprietary contract; production access requires TPP onboarding with eIDAS/OBIE certificates and
    PSD2 strong customer authentication.
  humanURL: https://developer-sandbox.hampdendigital.com/
  baseURL: https://developer-sandbox.hampdendigital.com
  tags:
  - Payment Initiation
  - PIS
  properties:
  - type: OpenAPI
    url: openapi/hampden-and-co-payment-initiation-api-openapi.yml
  - type: Overlay
    url: overlays/hampden-and-co-payment-initiation-api-overlay.yaml
  - type: Documentation
    url: https://developer-sandbox.hampdendigital.com/home
  - type: APIReference
    url: https://standards.openbanking.org.uk/api-specifications/latest/
  - type: Registration
    url: https://www.hampdenbank.com/tpp-registration
- aid: hampden-and-co:hampden-and-co-confirmation-of-funds-api
  name: Hampden & Co Confirmation of Funds API
  description: OBIE Read/Write Confirmation of Funds Service (CBPII) allowing an authorised card-based payment instrument
    issuer to confirm the availability of funds, as a FAPI-secured PSD2 dedicated interface. The harvested OpenAPI is the
    shared OBIE Read/Write standard (v4.0.1), not a Hampden-proprietary contract; production access requires TPP onboarding
    with eIDAS/OBIE certificates.
  humanURL: https://developer-sandbox.hampdendigital.com/
  baseURL: https://developer-sandbox.hampdendigital.com
  tags:
  - Confirmation of Funds
  - CBPII
  properties:
  - type: OpenAPI
    url: openapi/hampden-and-co-confirmation-of-funds-api-openapi.yml
  - type: Overlay
    url: overlays/hampden-and-co-confirmation-of-funds-api-overlay.yaml
  - type: Documentation
    url: https://developer-sandbox.hampdendigital.com/home
  - type: APIReference
    url: https://standards.openbanking.org.uk/api-specifications/latest/
  - type: Registration
    url: https://www.hampdenbank.com/tpp-registration
common:
- type: DomainSecurity
  url: security/hampden-and-co-domain-security.yml
- type: AgenticAccess
  url: agentic-access/hampden-and-co-agentic-access.yml
- type: Authentication
  url: authentication/hampden-and-co-authentication.yml
- type: OAuthScopes
  url: scopes/hampden-and-co-scopes.yml
- type: Website
  url: https://www.hampdenbank.com/
- type: DeveloperPortal
  url: https://developer-sandbox.hampdendigital.com/
- type: Documentation
  url: https://developer-sandbox.hampdendigital.com/home
- type: SignUp
  url: https://www.hampdenbank.com/tpp-registration
- type: Compliance
  url: https://www.openbanking.org.uk/regulated-providers/hampden-co-plc/
- type: LinkedIn
  url: https://www.linkedin.com/company/hampden-bank
- type: Blog
  url: https://www.hampdenbank.com/insights
- type: Support
  url: https://www.hampdenbank.com/contact-us
- type: TermsOfService
  url: https://www.hampdenbank.com/terms-conditions
- type: PrivacyPolicy
  url: https://www.hampdenbank.com/privacy-notice
- type: CookiePolicy
  url: https://www.hampdenbank.com/cookie-policy
- type: Conventions
  url: conventions/hampden-and-co-conventions.yml
- type: Idempotency
  url: conventions/hampden-and-co-conventions.yml
- type: ErrorCatalog
  url: errors/hampden-and-co-problem-types.yml
- type: Conformance
  url: conformance/hampden-and-co-conformance.yml
- type: Lifecycle
  url: lifecycle/hampden-and-co-lifecycle.yml
- type: DataModel
  url: data-model/hampden-and-co-data-model.yml
- type: AgentSkill
  url: skills/_index.yml
- type: MCPServer
  url: mcp/hampden-and-co-mcp.yml
- type: LLMsTxt
  url: llms/hampden-and-co-llms.txt
- type: APIReference
  url: https://standards.openbanking.org.uk/api-specifications/latest/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com