AZA Finance

AZA Finance is a regulated financial-infrastructure provider delivering foreign exchange (FX), collections, treasury and cross-border payout services across Africa and between Africa and the rest of the world. Its developer platform is the TransferZero API V1 — a REST API that lets businesses create senders, quote FX, send bulk and individual payouts to bank accounts and mobile-money wallets, validate accounts, attach KYC documents, and receive real-time webhook notifications. Authentication is HMAC request-signing; official SDKs are published for Ruby, JavaScript, PHP, .NET and Java. AZA Finance is licensed by the UK FCA (#673100), the Bank of Uganda (#MR 125/23) and the Central Bank of Nigeria.

AZA Finance publishes 16 APIs on the APIs.io network, including Account Debits API, Account Validation API, Accounts API, and 13 more. Tagged areas include Company, Financial Services, Payments, Foreign Exchange, and Cross-Border Payments.

The AZA Finance catalog on APIs.io includes 1 event-driven AsyncAPI specification.

AZA Finance’s developer surface includes documentation, API reference, getting-started guide, authentication, sandbox, engineering blog, support, and 19 more developer resources.

🌐 Visit website 📡 Source on GitHub

49.0/100 developing ▬ flat Agent 55/100 agent native Full breakdown ↓
scored 2026-08-10 · rubric v0.9.1

AccessSelf serve

16 APIs 1 MCP Servers

CompanyFinancial ServicesPaymentsForeign ExchangeCross-Border PaymentsAfricaFintechAPI

Kin Score

Kin Score How this is scored →
scored 2026-08-10 · rubric v0.9.1

Composite quality — 49.0/100 · developing

Contract Quality 17.7 / 25

Developer Ergonomics 13.8 / 20

Commercial Clarity 6.8 / 20

Operational Transparency 1.7 / 13

Governance 1.4 / 12

Discoverability 9.3 / 10

Agent readiness — 55/100 · agent native

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/aza-finance: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 16

Individual APIs this provider publishes, each with its own machine-readable definition.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal

GettingStarted

Sandbox

SignUp

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

MCPServer

AgentSkill

LLMsTxt

WellKnown

AgenticAccess

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Conventions

Idempotency

Lifecycle

Conformance

Webhooks

Build 3

SDKs, sample code, and the tooling you integrate with

Packages

Packages

SDKs

SDKs

GitHubOrganization

GitHubOrganization

Access & Security 2

Authentication, authorization, and security posture

Authentication

Authentication

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Blog

Blog

Website

Website

Source (apis.yml)

aid: aza-finance
name: AZA Finance
description: AZA Finance is a regulated financial-infrastructure provider delivering foreign exchange (FX), collections, treasury
  and cross-border payout services across Africa and between Africa and the rest of the world. Its developer platform is the
  TransferZero API V1 — a REST API that lets businesses create senders, quote FX, send bulk and individual payouts to bank
  accounts and mobile-money wallets, validate accounts, attach KYC documents, and receive real-time webhook notifications.
  Authentication is HMAC request-signing; official SDKs are published for Ruby, JavaScript, PHP, .NET and Java. AZA Finance
  is licensed by the UK FCA (#673100), the Bank of Uganda (#MR 125/23) and the Central Bank of Nigeria.
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://www.azafinance.com/favicon.ico
url: https://raw.githubusercontent.com/api-evangelist/aza-finance/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- pantera-capital
x-tier: profiled
x-tier-reason: enriched-from-openapi
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Financial Services
- Payments
- Foreign Exchange
- Cross-Border Payments
- Africa
- Fintech
- API
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
apis:
- aid: aza-finance:aza-finance-account-debits-api
  name: AZA Finance Account Debits API
  description: The Account Debits API from AZA Finance — 1 operation(s) for account debits.
  humanURL: https://docs.transferzero.com/
  baseURL: https://api.transferzero.com/v1
  tags:
  - Account Debits
  properties:
  - type: OpenAPI
    url: openapi/aza-finance-account-debits-api-openapi.yml
  - type: APIReference
    url: https://api.transferzero.com/documentation/
  - type: Webhooks
    url: asyncapi/aza-finance-webhooks.yml
  - type: ErrorCatalog
    url: errors/aza-finance-problem-types.yml
  - type: DataModel
    url: data-model/aza-finance-data-model.yml
  - type: Arazzo
    url: arazzo/aza-finance-send-payout.yml
- aid: aza-finance:aza-finance-account-validation-api
  name: AZA Finance Account Validation API
  description: The Account Validation API from AZA Finance — 1 operation(s) for account validation.
  humanURL: https://docs.transferzero.com/
  baseURL: https://api.transferzero.com/v1
  tags:
  - Account Validation
  properties:
  - type: OpenAPI
    url: openapi/aza-finance-account-validation-api-openapi.yml
  - type: APIReference
    url: https://api.transferzero.com/documentation/
  - type: Webhooks
    url: asyncapi/aza-finance-webhooks.yml
  - type: ErrorCatalog
    url: errors/aza-finance-problem-types.yml
  - type: DataModel
    url: data-model/aza-finance-data-model.yml
  - type: Arazzo
    url: arazzo/aza-finance-send-payout.yml
- aid: aza-finance:aza-finance-accounts-api
  name: AZA Finance Accounts API
  description: The Accounts API from AZA Finance — 2 operation(s) for accounts.
  humanURL: https://docs.transferzero.com/
  baseURL: https://api.transferzero.com/v1
  tags:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/aza-finance-accounts-api-openapi.yml
  - type: APIReference
    url: https://api.transferzero.com/documentation/
  - type: Webhooks
    url: asyncapi/aza-finance-webhooks.yml
  - type: ErrorCatalog
    url: errors/aza-finance-problem-types.yml
  - type: DataModel
    url: data-model/aza-finance-data-model.yml
  - type: Arazzo
    url: arazzo/aza-finance-send-payout.yml
- aid: aza-finance:aza-finance-api-logs-api
  name: AZA Finance API Logs API
  description: The API Logs API from AZA Finance — 2 operation(s) for api logs.
  humanURL: https://docs.transferzero.com/
  baseURL: https://api.transferzero.com/v1
  tags:
  - API Logs
  properties:
  - type: OpenAPI
    url: openapi/aza-finance-api-logs-api-openapi.yml
  - type: APIReference
    url: https://api.transferzero.com/documentation/
  - type: Webhooks
    url: asyncapi/aza-finance-webhooks.yml
  - type: ErrorCatalog
    url: errors/aza-finance-problem-types.yml
  - type: DataModel
    url: data-model/aza-finance-data-model.yml
  - type: Arazzo
    url: arazzo/aza-finance-send-payout.yml
- aid: aza-finance:aza-finance-currency-info-api
  name: AZA Finance Currency Info API
  description: The Currency Info API from AZA Finance — 3 operation(s) for currency info.
  humanURL: https://docs.transferzero.com/
  baseURL: https://api.transferzero.com/v1
  tags:
  - Currency Info
  properties:
  - type: OpenAPI
    url: openapi/aza-finance-currency-info-api-openapi.yml
  - type: APIReference
    url: https://api.transferzero.com/documentation/
  - type: Webhooks
    url: asyncapi/aza-finance-webhooks.yml
  - type: ErrorCatalog
    url: errors/aza-finance-problem-types.yml
  - type: DataModel
    url: data-model/aza-finance-data-model.yml
  - type: Arazzo
    url: arazzo/aza-finance-send-payout.yml
- aid: aza-finance:aza-finance-dlocal-balance-api
  name: AZA Finance dlocal balance API
  description: The dlocal balance API from AZA Finance — 1 operation(s) for dlocal balance.
  humanURL: https://docs.transferzero.com/
  baseURL: https://api.transferzero.com/v1
  tags:
  - dlocal balance
  properties:
  - type: OpenAPI
    url: openapi/aza-finance-dlocal-balance-api-openapi.yml
  - type: APIReference
    url: https://api.transferzero.com/documentation/
  - type: Webhooks
    url: asyncapi/aza-finance-webhooks.yml
  - type: ErrorCatalog
    url: errors/aza-finance-problem-types.yml
  - type: DataModel
    url: data-model/aza-finance-data-model.yml
  - type: Arazzo
    url: arazzo/aza-finance-send-payout.yml
- aid: aza-finance:aza-finance-documents-api
  name: AZA Finance Documents API
  description: The Documents API from AZA Finance — 2 operation(s) for documents.
  humanURL: https://docs.transferzero.com/
  baseURL: https://api.transferzero.com/v1
  tags:
  - Documents
  properties:
  - type: OpenAPI
    url: openapi/aza-finance-documents-api-openapi.yml
  - type: APIReference
    url: https://api.transferzero.com/documentation/
  - type: Webhooks
    url: asyncapi/aza-finance-webhooks.yml
  - type: ErrorCatalog
    url: errors/aza-finance-problem-types.yml
  - type: DataModel
    url: data-model/aza-finance-data-model.yml
  - type: Arazzo
    url: arazzo/aza-finance-send-payout.yml
- aid: aza-finance:aza-finance-logs-api
  name: AZA Finance Logs API
  description: The Logs API from AZA Finance — 2 operation(s) for logs.
  humanURL: https://docs.transferzero.com/
  baseURL: https://api.transferzero.com/v1
  tags:
  - Logs
  properties:
  - type: OpenAPI
    url: openapi/aza-finance-logs-api-openapi.yml
  - type: APIReference
    url: https://api.transferzero.com/documentation/
  - type: Webhooks
    url: asyncapi/aza-finance-webhooks.yml
  - type: ErrorCatalog
    url: errors/aza-finance-problem-types.yml
  - type: DataModel
    url: data-model/aza-finance-data-model.yml
  - type: Arazzo
    url: arazzo/aza-finance-send-payout.yml
- aid: aza-finance:aza-finance-mandates-api
  name: AZA Finance Mandates API
  description: The Mandates API from AZA Finance — 1 operation(s) for mandates.
  humanURL: https://docs.transferzero.com/
  baseURL: https://api.transferzero.com/v1
  tags:
  - Mandates
  properties:
  - type: OpenAPI
    url: openapi/aza-finance-mandates-api-openapi.yml
  - type: APIReference
    url: https://api.transferzero.com/documentation/
  - type: Webhooks
    url: asyncapi/aza-finance-webhooks.yml
  - type: ErrorCatalog
    url: errors/aza-finance-problem-types.yml
  - type: DataModel
    url: data-model/aza-finance-data-model.yml
  - type: Arazzo
    url: arazzo/aza-finance-send-payout.yml
- aid: aza-finance:aza-finance-payin-methods-api
  name: AZA Finance Payin Methods API
  description: The Payin Methods API from AZA Finance — 2 operation(s) for payin methods.
  humanURL: https://docs.transferzero.com/
  baseURL: https://api.transferzero.com/v1
  tags:
  - Payin Methods
  properties:
  - type: OpenAPI
    url: openapi/aza-finance-payin-methods-api-openapi.yml
  - type: APIReference
    url: https://api.transferzero.com/documentation/
  - type: Webhooks
    url: asyncapi/aza-finance-webhooks.yml
  - type: ErrorCatalog
    url: errors/aza-finance-problem-types.yml
  - type: DataModel
    url: data-model/aza-finance-data-model.yml
  - type: Arazzo
    url: arazzo/aza-finance-send-payout.yml
- aid: aza-finance:aza-finance-payment-methods-api
  name: AZA Finance Payment Methods API
  description: The Payment Methods API from AZA Finance — 2 operation(s) for payment methods.
  humanURL: https://docs.transferzero.com/
  baseURL: https://api.transferzero.com/v1
  tags:
  - Payment Methods
  properties:
  - type: OpenAPI
    url: openapi/aza-finance-payment-methods-api-openapi.yml
  - type: APIReference
    url: https://api.transferzero.com/documentation/
  - type: Webhooks
    url: asyncapi/aza-finance-webhooks.yml
  - type: ErrorCatalog
    url: errors/aza-finance-problem-types.yml
  - type: DataModel
    url: data-model/aza-finance-data-model.yml
  - type: Arazzo
    url: arazzo/aza-finance-send-payout.yml
- aid: aza-finance:aza-finance-payout-methods-api
  name: AZA Finance Payout Methods API
  description: The Payout Methods API from AZA Finance — 2 operation(s) for payout methods.
  humanURL: https://docs.transferzero.com/
  baseURL: https://api.transferzero.com/v1
  tags:
  - Payout Methods
  properties:
  - type: OpenAPI
    url: openapi/aza-finance-payout-methods-api-openapi.yml
  - type: APIReference
    url: https://api.transferzero.com/documentation/
  - type: Webhooks
    url: asyncapi/aza-finance-webhooks.yml
  - type: ErrorCatalog
    url: errors/aza-finance-problem-types.yml
  - type: DataModel
    url: data-model/aza-finance-data-model.yml
  - type: Arazzo
    url: arazzo/aza-finance-send-payout.yml
- aid: aza-finance:aza-finance-recipients-api
  name: AZA Finance Recipients API
  description: The Recipients API from AZA Finance — 3 operation(s) for recipients.
  humanURL: https://docs.transferzero.com/
  baseURL: https://api.transferzero.com/v1
  tags:
  - Recipients
  properties:
  - type: OpenAPI
    url: openapi/aza-finance-recipients-api-openapi.yml
  - type: APIReference
    url: https://api.transferzero.com/documentation/
  - type: Webhooks
    url: asyncapi/aza-finance-webhooks.yml
  - type: ErrorCatalog
    url: errors/aza-finance-problem-types.yml
  - type: DataModel
    url: data-model/aza-finance-data-model.yml
  - type: Arazzo
    url: arazzo/aza-finance-send-payout.yml
- aid: aza-finance:aza-finance-senders-api
  name: AZA Finance Senders API
  description: The Senders API from AZA Finance — 2 operation(s) for senders.
  humanURL: https://docs.transferzero.com/
  baseURL: https://api.transferzero.com/v1
  tags:
  - Senders
  properties:
  - type: OpenAPI
    url: openapi/aza-finance-senders-api-openapi.yml
  - type: APIReference
    url: https://api.transferzero.com/documentation/
  - type: Webhooks
    url: asyncapi/aza-finance-webhooks.yml
  - type: ErrorCatalog
    url: errors/aza-finance-problem-types.yml
  - type: DataModel
    url: data-model/aza-finance-data-model.yml
  - type: Arazzo
    url: arazzo/aza-finance-send-payout.yml
- aid: aza-finance:aza-finance-transactions-api
  name: AZA Finance Transactions API
  description: The Transactions API from AZA Finance — 7 operation(s) for transactions.
  humanURL: https://docs.transferzero.com/
  baseURL: https://api.transferzero.com/v1
  tags:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/aza-finance-transactions-api-openapi.yml
  - type: APIReference
    url: https://api.transferzero.com/documentation/
  - type: Webhooks
    url: asyncapi/aza-finance-webhooks.yml
  - type: ErrorCatalog
    url: errors/aza-finance-problem-types.yml
  - type: DataModel
    url: data-model/aza-finance-data-model.yml
  - type: Arazzo
    url: arazzo/aza-finance-send-payout.yml
- aid: aza-finance:aza-finance-webhooks-api
  name: AZA Finance Webhooks API
  description: The Webhooks API from AZA Finance — 3 operation(s) for webhooks.
  humanURL: https://docs.transferzero.com/
  baseURL: https://api.transferzero.com/v1
  tags:
  - Webhooks
  properties:
  - type: OpenAPI
    url: openapi/aza-finance-webhooks-api-openapi.yml
  - type: APIReference
    url: https://api.transferzero.com/documentation/
  - type: Webhooks
    url: asyncapi/aza-finance-webhooks.yml
  - type: ErrorCatalog
    url: errors/aza-finance-problem-types.yml
  - type: DataModel
    url: data-model/aza-finance-data-model.yml
  - type: Arazzo
    url: arazzo/aza-finance-send-payout.yml
common:
- type: DeveloperPortal
  url: https://docs.transferzero.com/
- type: Documentation
  url: https://docs.transferzero.com/docs/home/
- type: APIReference
  url: https://api.transferzero.com/documentation/
- type: GettingStarted
  url: https://docs.transferzero.com/docs/home/
- type: Authentication
  url: authentication/aza-finance-authentication.yml
- type: Packages
  url: packages/aza-finance-packages.yml
- type: SDKs
  url: packages/aza-finance-packages.yml
- type: Sandbox
  url: sandbox/aza-finance-sandbox.yml
- type: Conventions
  url: conventions/aza-finance-conventions.yml
- type: Idempotency
  url: conventions/aza-finance-conventions.yml
- type: Lifecycle
  url: lifecycle/aza-finance-lifecycle.yml
- type: Conformance
  url: conformance/aza-finance-conformance.yml
- type: Webhooks
  url: asyncapi/aza-finance-webhooks.yml
- type: MCPServer
  url: mcp/aza-finance-mcp.yml
- type: AgentSkill
  url: skills/_index.yml
- type: LLMsTxt
  url: llms/aza-finance-llms.txt
- type: WellKnown
  url: well-known/aza-finance-well-known.yml
- type: DomainSecurity
  url: security/aza-finance-domain-security.yml
- type: AgenticAccess
  url: agentic-access/aza-finance-agentic-access.yml
- type: Blog
  url: https://azafinance.com/blog/
- type: GitHubOrganization
  url: https://github.com/transferzero
- type: Support
  url: https://azafinance.com/contact/
- type: TermsOfService
  url: https://azafinance.com/terms-and-use/
- type: PrivacyPolicy
  url: https://azafinance.com/privacy-policy/
- type: SignUp
  url: https://account.azafinance.com/signin
- type: Website
  url: https://www.azafinance.com/
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence