AZA Finance

AZA Finance is a regulated financial-infrastructure provider delivering foreign exchange (FX), collections, treasury and cross-border payout services across Africa and between Africa and the rest of the world. Its developer platform is the TransferZero API V1 — a REST API that lets businesses create senders, quote FX, send bulk and individual payouts to bank accounts and mobile-money wallets, validate accounts, attach KYC documents, and receive real-time webhook notifications. Authentication is HMAC request-signing; official SDKs are published for Ruby, JavaScript, PHP, .NET and Java. AZA Finance is licensed by the UK FCA (#673100), the Bank of Uganda (#MR 125/23) and the Central Bank of Nigeria.

AZA Finance publishes 1 API on the APIs.io network: TransferZero API V1. Tagged areas include Company, Financial Services, Payments, Foreign Exchange, and Cross-Border Payments.

The AZA Finance catalog on APIs.io includes 1 event-driven AsyncAPI specification.

AZA Finance’s developer surface includes documentation, API reference, getting-started guide, authentication, sandbox, engineering blog, support, and 19 more developer resources.

🌐 Visit website 📡 Source on GitHub

49.0/100 developing ▲ 5.7 Agent 76/100 agent native Full breakdown ↓
scored 2026-07-21 · rubric v0.4

1 APIs 1 MCP Servers 0 Features

CompanyFinancial ServicesPaymentsForeign ExchangeCross-Border PaymentsAfricaFintechAPI

API Rating

API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4

Composite quality — 49.0/100 · developing

Contract Quality 15.1 / 25

Developer Ergonomics 16.1 / 20

Commercial Clarity 6.8 / 20

Operational Transparency 1.7 / 13

Governance 0.0 / 12

Discoverability 9.3 / 10

Agent readiness — 76/100 · agent native

Machine-Readable Contract 18 / 18

Agentic Access Contract 15 / 15

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/aza-finance: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal

GettingStarted

Sandbox

SignUp

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

MCPServer

AgentSkill

LLMsTxt

WellKnown

AgenticAccess

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Conventions

Idempotency

Lifecycle

Conformance

Webhooks

Build 3

SDKs, sample code, and the tooling you integrate with

Packages

Packages

SDKs

SDKs

GitHubOrganization

GitHubOrganization

Access & Security 2

Authentication, authorization, and security posture

Authentication

Authentication

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Blog

Blog

Website

Website

Source (apis.yml)

aid: aza-finance
name: AZA Finance
description: AZA Finance is a regulated financial-infrastructure provider delivering foreign exchange (FX), collections, treasury
  and cross-border payout services across Africa and between Africa and the rest of the world. Its developer platform is the
  TransferZero API V1 — a REST API that lets businesses create senders, quote FX, send bulk and individual payouts to bank
  accounts and mobile-money wallets, validate accounts, attach KYC documents, and receive real-time webhook notifications.
  Authentication is HMAC request-signing; official SDKs are published for Ruby, JavaScript, PHP, .NET and Java. AZA Finance
  is licensed by the UK FCA (#673100), the Bank of Uganda (#MR 125/23) and the Central Bank of Nigeria.
image: https://www.azafinance.com/favicon.ico
url: https://raw.githubusercontent.com/api-evangelist/aza-finance/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- pantera-capital
x-tier: profiled
x-tier-reason: enriched-from-openapi
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Financial Services
- Payments
- Foreign Exchange
- Cross-Border Payments
- Africa
- Fintech
- API
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
apis:
- name: TransferZero API V1
  description: Cross-border FX and payout API from AZA Finance. Create senders and recipients, quote and create transactions,
    fund payins, trigger payouts, validate accounts, manage payout/payin methods and KYC documents, and subscribe to webhooks.
    49 operations, HMAC authentication, page/per pagination, external_id idempotency.
  humanURL: https://docs.transferzero.com/
  baseURL: https://api.transferzero.com/v1
  tags:
  - Payments
  - Foreign Exchange
  - Payouts
  properties:
  - type: OpenAPI
    url: openapi/aza-finance-openapi-original.json
  - type: APIReference
    url: https://api.transferzero.com/documentation/
  - type: Overlay
    url: overlays/aza-finance-openapi-overlay.yaml
  - type: Webhooks
    url: asyncapi/aza-finance-webhooks.yml
  - type: ErrorCatalog
    url: errors/aza-finance-problem-types.yml
  - type: DataModel
    url: data-model/aza-finance-data-model.yml
  - type: Arazzo
    name: Send a cross-border payout
    url: arazzo/aza-finance-send-payout.yml
common:
- type: DeveloperPortal
  url: https://docs.transferzero.com/
- type: Documentation
  url: https://docs.transferzero.com/docs/home/
- type: APIReference
  url: https://api.transferzero.com/documentation/
- type: GettingStarted
  url: https://docs.transferzero.com/docs/home/
- type: Authentication
  url: authentication/aza-finance-authentication.yml
- type: Packages
  url: packages/aza-finance-packages.yml
- type: SDKs
  url: packages/aza-finance-packages.yml
- type: Sandbox
  url: sandbox/aza-finance-sandbox.yml
- type: Conventions
  url: conventions/aza-finance-conventions.yml
- type: Idempotency
  url: conventions/aza-finance-conventions.yml
- type: Lifecycle
  url: lifecycle/aza-finance-lifecycle.yml
- type: Conformance
  url: conformance/aza-finance-conformance.yml
- type: Webhooks
  url: asyncapi/aza-finance-webhooks.yml
- type: MCPServer
  url: mcp/aza-finance-mcp.yml
- type: AgentSkill
  url: skills/_index.yml
- type: LLMsTxt
  url: llms/aza-finance-llms.txt
- type: WellKnown
  url: well-known/aza-finance-well-known.yml
- type: DomainSecurity
  url: security/aza-finance-domain-security.yml
- type: AgenticAccess
  url: agentic-access/aza-finance-agentic-access.yml
- type: Blog
  url: https://azafinance.com/blog/
- type: GitHubOrganization
  url: https://github.com/transferzero
- type: Support
  url: https://azafinance.com/contact/
- type: TermsOfService
  url: https://azafinance.com/terms-and-use/
- type: PrivacyPolicy
  url: https://azafinance.com/privacy-policy/
- type: SignUp
  url: https://account.azafinance.com/signin
- type: Website
  url: https://www.azafinance.com/
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

AZA Finance

API Rating

APIs

TransferZero API V1

MCP Servers

aza-finance-mcp.yml

Arazzo Workflows

_Index

AZA Finance — send a cross-border payout

Event Specifications

Aza Finance Webhooks

Resources