Lithic
Lithic is a card issuing and issuer-processor API platform for building virtual and physical card programs - authorization, clearing, KYC/KYB account holder onboarding, programmable authorization rules, real-time Auth Stream Access (ASA) decisioning, disputes, digital wallet tokenization, 3DS authentication, ACH payments, ledgered financial accounts, and settlement reporting. Lithic publishes a full OpenAPI 3.1 specification (github.com/lithic-com/lithic-openapi) backing official Node, Python, Go, Java, and Kotlin SDKs, with a sandbox at sandbox.lithic.com that mirrors production functionality.
Lithic publishes 31 APIs on the APIs.io network, including 3DS API, Account API, Account Holder API, and 28 more. Tagged areas include Fintech, Card Issuing, Payments, Issuer Processor, and KYC.
Lithic’s developer surface includes authentication, documentation, engineering blog, and 10 more developer resources.
Kin Score
APIs 31
Individual APIs this provider publishes, each with its own machine-readable definition.
Lithic 3DS API
3D Secure e-commerce authentication and decisioning.
Lithic Account API
Top-level program accounts and their spend limits.
Lithic Account Holder API
KYC/KYB onboarding and management of individual and business account holders.
Lithic Auth Rules API
Programmable v2 authorization rules, versions, drafts, backtests, and evaluation results.
Lithic Auth Stream Access (ASA) API
Real-time HTTP webhook authorization decisioning in the transaction path.
Lithic Balance API
Available and pending balances for financial accounts.
Lithic Book Transfer API
Internal ledger transfers between financial accounts.
Lithic Card API
Virtual and physical card issuance, lifecycle, and digital wallet provisioning.
Lithic Card Authorizations API
Responses to real-time authorization challenges.
Lithic Card Bulk Orders API
Bulk physical card ordering.
Lithic Chargeback API
Legacy v1 dispute (chargeback) submission and evidence.
Lithic Credit Product API
Credit product configuration, extended credit, and prime rates.
Lithic Event API
Events API and webhook event subscription management.
Lithic External Bank Account API
External bank accounts used for ACH payments, with prenote and micro-deposit verification.
Lithic External Payments API
Recording and reconciling payments that move outside of Lithic-initiated rails.
Lithic Financial Account API
Ledgered financial accounts, credit configuration, and account activity.
Lithic Fraud Report API
Fraud reporting on card transactions.
Lithic Funding Events API
Card program funding event reporting.
Lithic Hold API
Holds placed against financial account balances.
Lithic Managed Disputes API
v2 managed disputes (read surface for Lithic-managed dispute handling).
Lithic Management Operations API
Manual ledger adjustments and corrections.
Lithic Network Program API
Card network program metadata.
Lithic Payment API
ACH payments between Lithic financial accounts and external bank accounts.
Lithic Responder Endpoints API
Registration of HTTP endpoints that receive Auth Stream Access (ASA) requests.
Lithic Settlement Report API
Daily settlement detail, summary, and network total reporting.
Lithic Statements API
Financial account statements, line items, and loan tapes for credit products.
Lithic Status API
API status check.
Lithic Tokenization API
Digital wallet tokenization (Apple Pay / Google Pay / Samsung Pay) lifecycle and decisioning.
Lithic Transaction API
Card transaction authorization, clearing, and simulation.
Lithic Transaction Monitoring API
Fraud/AML case and queue management for flagged transactions.
Lithic Transfer Limits API
The Transfer Limits API from Lithic — 1 operation(s) for transfer limits.
Scroll for all 31
Open Collections 1
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
Lithic API
OPEN COLLECTIONPricing Plans 1
Published pricing tiers and plan structures.
Rate Limits 1
Documented rate limits and quota policies.
Lithic Com Rate Limits
RATE LIMITSFinOps 1
Cost, billing, and metering signals for API financial operations.
Lithic Com Finops
FINOPSSecurity Posture 4
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
Recommended x-agentic-access execution contracts for AI agents.
Resources
Documentation 1
Reference material describing how the API behaves
Agent Surfaces 1
MCP servers, agent skills, and machine-readable catalogs
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 4
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API