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OpenAPI Specification

openapi: 3.0.3
info:
  title: Lithic 3DS Statements API
  description: The Lithic API is a card issuing and issuer-processor platform for issuing virtual and physical cards, authorizing and clearing transactions, moving money across ledgered financial accounts, and managing the full card lifecycle - KYC/KYB account holder onboarding, authorization rules and real-time Auth Stream Access (ASA) decisioning, disputes, tokenization into digital wallets, 3DS authentication, ACH payments, book transfers, external payments, settlement reporting, and fraud/transaction monitoring. This document curates the real, published Lithic OpenAPI 3.1 definitions (https://github.com/lithic-com/lithic-openapi) into the endpoint surface referenced by this apis.yml, expressed as OpenAPI 3.0.3 with lightweight response schemas. Requests are authenticated with an API key sent as the raw value of the Authorization header (not a Bearer token).
  version: 1.0.0
  contact:
    name: Lithic
    url: https://www.lithic.com
  license:
    name: Apache 2.0
    url: https://www.apache.org/licenses/LICENSE-2.0.txt
servers:
- url: https://api.lithic.com
  description: Production
- url: https://sandbox.lithic.com
  description: Sandbox (mirrors production functionality)
security:
- ApiKeyAuth: []
tags:
- name: Statements
  description: Financial account statements, line items, and loan tapes for credit products.
paths:
  /v1/financial_accounts/{financial_account_token}/statements:
    get:
      operationId: getStatements
      tags:
      - Statements
      summary: List statements
      description: List the statements for a given financial account.
      parameters:
      - name: financial_account_token
        in: path
        required: true
        description: Globally unique identifier for financial account.
        schema:
          type: string
      responses:
        '200':
          description: Successful response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Statements'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '422':
          $ref: '#/components/responses/ValidationError'
  /v1/financial_accounts/{financial_account_token}/statements/{statement_token}:
    get:
      operationId: getStatement
      tags:
      - Statements
      summary: Get statement by token
      description: Get a specific statement for a given financial account.
      parameters:
      - name: financial_account_token
        in: path
        required: true
        description: Globally unique identifier for financial account.
        schema:
          type: string
      - name: statement_token
        in: path
        required: true
        description: Globally unique identifier for statements.
        schema:
          type: string
      responses:
        '200':
          description: Successful response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Statements'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '422':
          $ref: '#/components/responses/ValidationError'
  /v1/financial_accounts/{financial_account_token}/statements/{statement_token}/line_items:
    get:
      operationId: getStatementLineItems
      tags:
      - Statements
      summary: List line items for a statement
      description: List the line items for a given statement within a given financial account.
      parameters:
      - name: financial_account_token
        in: path
        required: true
        description: Globally unique identifier for financial account.
        schema:
          type: string
      - name: statement_token
        in: path
        required: true
        description: Globally unique identifier for statements.
        schema:
          type: string
      responses:
        '200':
          description: Successful response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Statements'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '422':
          $ref: '#/components/responses/ValidationError'
  /v1/financial_accounts/{financial_account_token}/loan_tapes:
    get:
      operationId: getLoanTapes
      tags:
      - Statements
      summary: List loan tapes
      description: List the loan tapes for a given financial account.
      parameters:
      - name: financial_account_token
        in: path
        required: true
        description: Globally unique identifier for financial account.
        schema:
          type: string
      responses:
        '200':
          description: Successful response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Statements'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '422':
          $ref: '#/components/responses/ValidationError'
  /v1/financial_accounts/{financial_account_token}/loan_tapes/{loan_tape_token}:
    get:
      operationId: getLoanTape
      tags:
      - Statements
      summary: Get loan tape by token
      description: Get a specific loan tape for a given financial account.
      parameters:
      - name: financial_account_token
        in: path
        required: true
        description: Globally unique identifier for financial account.
        schema:
          type: string
      - name: loan_tape_token
        in: path
        required: true
        description: Globally unique identifier for loan tape.
        schema:
          type: string
      responses:
        '200':
          description: Successful response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Statements'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '422':
          $ref: '#/components/responses/ValidationError'
  /v1/financial_accounts/{financial_account_token}/loan_tape_configuration:
    get:
      operationId: getLoanTapeConfiguration
      tags:
      - Statements
      summary: Get loan tape configuration
      description: Get the loan tape configuration for a given financial account.
      parameters:
      - name: financial_account_token
        in: path
        required: true
        description: Globally unique identifier for financial account.
        schema:
          type: string
      responses:
        '200':
          description: Successful response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Statements'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '422':
          $ref: '#/components/responses/ValidationError'
  /v1/financial_accounts/{financial_account_token}/interest_tier_schedule:
    get:
      operationId: listInterestTierSchedules
      tags:
      - Statements
      summary: List interest tier schedules
      description: 'List interest tier schedules for a financial account with optional date filtering. If no date parameters are provided, returns all tier schedules. If date parameters are provided, uses filtering to return matching schedules (max 100). - for_date: Returns exact match (takes precedence over other dat'
      parameters:
      - name: financial_account_token
        in: path
        required: true
        description: Globally unique identifier for financial account
        schema:
          type: string
      responses:
        '200':
          description: Successful response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Statements'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '422':
          $ref: '#/components/responses/ValidationError'
    post:
      operationId: createInterestTierSchedule
      tags:
      - Statements
      summary: Create interest tier schedule
      description: Create a new interest tier schedule entry for a supported financial account
      parameters:
      - name: financial_account_token
        in: path
        required: true
        description: Globally unique identifier for financial account
        schema:
          type: string
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              additionalProperties: true
      responses:
        '200':
          description: Successful response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Statements'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '422':
          $ref: '#/components/responses/ValidationError'
  /v1/financial_accounts/{financial_account_token}/interest_tier_schedule/{effective_date}:
    delete:
      operationId: deleteInterestTierSchedule
      tags:
      - Statements
      summary: Delete interest tier schedule
      description: 'Delete an interest tier schedule entry. Returns: - 400 Bad Request: Invalid effective_date format OR attempting to delete the earliest tier schedule entry for a non-PENDING account - 404 Not Found: Tier schedule entry not found for the given effective_date OR ledger account not found Note: PENDI'
      parameters:
      - name: effective_date
        in: path
        required: true
        description: Effective date in ISO format (YYYY-MM-DD)
        schema:
          type: string
      - name: financial_account_token
        in: path
        required: true
        description: Globally unique identifier for financial account
        schema:
          type: string
      responses:
        '200':
          description: Successful response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Statements'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '422':
          $ref: '#/components/responses/ValidationError'
    get:
      operationId: getInterestTierSchedule
      tags:
      - Statements
      summary: Get interest tier schedule
      description: Get a specific interest tier schedule by effective date
      parameters:
      - name: effective_date
        in: path
        required: true
        description: Effective date in ISO format (YYYY-MM-DD)
        schema:
          type: string
      - name: financial_account_token
        in: path
        required: true
        description: Globally unique identifier for financial account
        schema:
          type: string
      responses:
        '200':
          description: Successful response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Statements'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '422':
          $ref: '#/components/responses/ValidationError'
    put:
      operationId: updateInterestTierSchedule
      tags:
      - Statements
      summary: Update interest tier schedule
      description: Update an existing interest tier schedule
      parameters:
      - name: effective_date
        in: path
        required: true
        description: Effective date in ISO format (YYYY-MM-DD)
        schema:
          type: string
      - name: financial_account_token
        in: path
        required: true
        description: Globally unique identifier for financial account
        schema:
          type: string
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              additionalProperties: true
      responses:
        '200':
          description: Successful response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Statements'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '422':
          $ref: '#/components/responses/ValidationError'
components:
  schemas:
    Statements:
      type: object
      description: Financial account statements, line items, and loan tapes for credit products.
      properties:
        token:
          type: string
          format: uuid
          description: Globally unique identifier for the object.
        created:
          type: string
          format: date-time
      additionalProperties: true
  responses:
    ValidationError:
      description: The request failed validation.
    Unauthorized:
      description: Missing or invalid API key.
  securitySchemes:
    ApiKeyAuth:
      type: apiKey
      in: header
      name: Authorization
      description: Raw API secret key value (not prefixed with "Bearer").