Lithic Com Plans Pricing
Lithic does not publish self-serve plan tiers or a public price list. Access is contact-sales / underwriting-gated: prospective programs apply, are evaluated (including sponsor bank and network approval), and negotiate commercial terms directly with Lithic. Lithic documents two structural program models - Processing (the client brings or manages more of the bank and compliance relationship) and Program Managed (Lithic handles more of the bank sponsorship, compliance, and network relationships) - which affect fees and revenue share rather than a tiered API price list. Lithic's monetization is a hybrid of a share of card-network interchange revenue plus per-card and usage-based fees; a Sandbox environment is free and available without a sales conversation for building and testing against the full API surface.
Lithic Com Plans Pricing is the machine-readable pricing-plan profile for Lithic on the APIs.io network, conforming to the API Commons Plans specification.
It defines 4 plans, covering free and enterprise tiers, with named plans including Sandbox, Processing, Program Managed, Enterprise Add-Ons (Disputes / Settlement).
Tagged areas include Card Issuing, Fintech, Pricing, and Plans.
Plans
Free Sandbox environment at sandbox.lithic.com mirroring production functionality - full API access, simulation endpoints for authorizations, clearing, disputes, payments, tokenizations, and webhook event types - for building and testing a program before going live.
- Full API Surface
- Authorization / Clearing / Dispute Simulation
- Webhook Event Simulation
Program model where the client retains more direct ownership of the bank sponsorship and compliance relationship; Lithic provides the issuer processing platform and API. Commercial terms (interchange share, per-card and transaction fees) are negotiated per program.
- Issuer Processing Platform
- Interchange Revenue Share
- Negotiated Per-Card / Transaction Fees
Program model where Lithic handles more of the sponsor bank relationship, compliance, and network program management on the client's behalf, in addition to the API and processing platform. Typically carries different fee and revenue-share economics than Processing.
- Sponsor Bank Management
- Compliance Program Management
- Issuer Processing Platform
- Interchange Revenue Share
The Disputes API and Settlement API are documented by Lithic as Enterprise products layered on top of a Processing or Program Managed agreement, with Settlement available in production only. Contact Lithic for eligibility and pricing.
- Disputes API
- Settlement API