Lithic Transaction API

openapi: 3.0.3
info:
  title: Lithic 3DS Transaction API
  description: The Lithic API is a card issuing and issuer-processor platform for issuing virtual and physical cards, authorizing and clearing transactions, moving money across ledgered financial accounts, and managing the full card lifecycle - KYC/KYB account holder onboarding, authorization rules and real-time Auth Stream Access (ASA) decisioning, disputes, tokenization into digital wallets, 3DS authentication, ACH payments, book transfers, external payments, settlement reporting, and fraud/transaction monitoring. This document curates the real, published Lithic OpenAPI 3.1 definitions (https://github.com/lithic-com/lithic-openapi) into the endpoint surface referenced by this apis.yml, expressed as OpenAPI 3.0.3 with lightweight response schemas. Requests are authenticated with an API key sent as the raw value of the Authorization header (not a Bearer token).
  version: 1.0.0
  contact:
    name: Lithic
    url: https://www.lithic.com
  license:
    name: Apache 2.0
    url: https://www.apache.org/licenses/LICENSE-2.0.txt
servers:
- url: https://api.lithic.com
  description: Production
- url: https://sandbox.lithic.com
  description: Sandbox (mirrors production functionality)
security:
- ApiKeyAuth: []
tags:
- name: Transaction
  description: Card transaction authorization, clearing, and simulation.
paths:
  /v1/transactions/{transaction_token}/enhanced_commercial_data:
    get:
      operationId: listEnhancedTransactionData
      tags:
      - Transaction
      summary: List enhanced commercial data
      description: Get all L2/L3 enhanced commercial data associated with a transaction. Not available in sandbox.
      parameters:
      - name: transaction_token
        in: path
        required: true
        description: The token of the transaction that the enhanced data is associated with.
        schema:
          type: string
      responses:
        '200':
          description: Successful response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Transaction'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '422':
          $ref: '#/components/responses/ValidationError'
  /v1/transactions/{transaction_token}/expire_authorization:
    post:
      operationId: expireAuthorization
      tags:
      - Transaction
      summary: Expire an authorization
      description: Expire authorization
      parameters:
      - name: transaction_token
        in: path
        required: true
        description: The token of the transaction to expire.
        schema:
          type: string
      responses:
        '200':
          description: Successful response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Transaction'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '422':
          $ref: '#/components/responses/ValidationError'
  /v1/transactions/{transaction_token}/route:
    post:
      operationId: routeTransaction
      tags:
      - Transaction
      summary: Route a transaction
      description: Route a card transaction to a financial account. Only available for select use cases and programs.
      parameters:
      - name: transaction_token
        in: path
        required: true
        description: The token of the transaction to route.
        schema:
          type: string
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              additionalProperties: true
      responses:
        '200':
          description: Successful response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Transaction'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '422':
          $ref: '#/components/responses/ValidationError'
  /v1/transactions/events/{event_token}/enhanced_commercial_data:
    get:
      operationId: getEnhancedTransactionData
      tags:
      - Transaction
      summary: Get enhanced commercial data
      description: Get L2/L3 enhanced commercial data associated with a transaction event. Not available in sandbox.
      parameters:
      - name: event_token
        in: path
        required: true
        description: The token of the transaction event that the enhanced data is associated with.
        schema:
          type: string
      responses:
        '200':
          description: Successful response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Transaction'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '422':
          $ref: '#/components/responses/ValidationError'
  /v1/simulate/authorization_advice:
    post:
      operationId: postSimulateAuthorizationAdvice
      tags:
      - Transaction
      summary: Simulate authorization advice
      description: Simulates an authorization advice from the card network as if it came from a merchant acquirer. An authorization advice changes the pending amount of the transaction.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              additionalProperties: true
      responses:
        '200':
          description: Successful response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Transaction'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '422':
          $ref: '#/components/responses/ValidationError'
  /v1/simulate/authorize:
    post:
      operationId: postSimulateAuthorize
      tags:
      - Transaction
      summary: Simulate authorization
      description: Simulates an authorization request from the card network as if it came from a merchant acquirer. If you are configured for ASA, simulating authorizations requires your ASA client to be set up properly, i.e. be able to respond to the ASA request with a valid JSON. For users that are not configured fo
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              additionalProperties: true
      responses:
        '200':
          description: Successful response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Transaction'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '422':
          $ref: '#/components/responses/ValidationError'
  /v1/simulate/clearing:
    post:
      operationId: postSimulateClearing
      tags:
      - Transaction
      summary: Simulate clearing
      description: Clears an existing authorization, either debit or credit. After this event, the transaction transitions from `PENDING` to `SETTLED` status. If `amount` is not set, the full amount of the transaction will be cleared. Transactions that have already cleared, either partially or fully, cannot be cleare
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              additionalProperties: true
      responses:
        '200':
          description: Successful response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Transaction'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '422':
          $ref: '#/components/responses/ValidationError'
  /v1/simulate/credit_authorization_advice:
    post:
      operationId: postSimulateCreditAuthorizationAdvice
      tags:
      - Transaction
      summary: Simulate credit authorization advice
      description: Simulates a credit authorization advice from the card network. This message indicates that the network approved a credit authorization on your behalf.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              additionalProperties: true
      responses:
        '200':
          description: Successful response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Transaction'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '422':
          $ref: '#/components/responses/ValidationError'
  /v1/simulate/return:
    post:
      operationId: postSimulateReturn
      tags:
      - Transaction
      summary: Simulate return
      description: Returns, or refunds, an amount back to a card. Returns simulated via this endpoint clear immediately, without prior authorization, and result in a `SETTLED` transaction status.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              additionalProperties: true
      responses:
        '200':
          description: Successful response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Transaction'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '422':
          $ref: '#/components/responses/ValidationError'
  /v1/simulate/return_reversal:
    post:
      operationId: postSimulateReturnReversal
      tags:
      - Transaction
      summary: Simulate return reversal
      description: Reverses a return, i.e. a credit transaction with a `SETTLED` status. Returns can be financial credit authorizations, or credit authorizations that have cleared.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              additionalProperties: true
      responses:
        '200':
          description: Successful response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Transaction'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '422':
          $ref: '#/components/responses/ValidationError'
  /v1/simulate/void:
    post:
      operationId: postSimulateVoid
      tags:
      - Transaction
      summary: Simulate void
      description: Voids a pending authorization. If `amount` is not set, the full amount will be voided. Can be used on partially voided transactions but not partially cleared transactions. _Simulating an authorization expiry on credit authorizations or credit authorization advice is not currently supported but will
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              additionalProperties: true
      responses:
        '200':
          description: Successful response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Transaction'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '422':
          $ref: '#/components/responses/ValidationError'
  /v1/transactions:
    get:
      operationId: getTransactions
      tags:
      - Transaction
      summary: List card transactions
      description: List card transactions. All amounts are in the smallest unit of their respective currency (e.g., cents for USD) and inclusive of any acquirer fees.
      responses:
        '200':
          description: Successful response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Transaction'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '422':
          $ref: '#/components/responses/ValidationError'
  /v1/transactions/{transaction_token}:
    get:
      operationId: getTransactionByToken
      tags:
      - Transaction
      summary: Get card transaction
      description: Get a specific card transaction. All amounts are in the smallest unit of their respective currency (e.g., cents for USD).
      responses:
        '200':
          description: Successful response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Transaction'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '422':
          $ref: '#/components/responses/ValidationError'
components:
  schemas:
    Transaction:
      type: object
      description: Card transaction authorization, clearing, and simulation.
      properties:
        token:
          type: string
          format: uuid
          description: Globally unique identifier for the object.
        created:
          type: string
          format: date-time
      additionalProperties: true
  responses:
    ValidationError:
      description: The request failed validation.
    Unauthorized:
      description: Missing or invalid API key.
  securitySchemes:
    ApiKeyAuth:
      type: apiKey
      in: header
      name: Authorization
      description: Raw API secret key value (not prefixed with "Bearer").