Lightspark

Lightspark builds global money-movement infrastructure on open payment networks. Its developer product is the Grid API — a dated-version REST API (OpenAPI 3.1, 104 paths, 564 schemas, 12 webhooks) for cross-border payouts, on/off-ramps, stablecoins, embedded wallets, card issuing, KYC/KYB verification and payments to Universal Money Addresses ($user@domain). Grid is unusually agent-native: it ships a first-class agent surface with device-code credentials, per-agent policy and human-in-the-loop approvals, a hosted MCP server, a published Claude agent skill, an open-source CLI, and generated TypeScript and Kotlin SDKs. Lightspark also operates the Spark and UMA protocol stacks and is backed by a16z, Matrix Partners, Paradigm and Ribbit Capital.

Lightspark publishes 1 API on the APIs.io network: Grid API. Tagged areas include Company, Payments, Cross-Border Payments, Stablecoins, and Bitcoin.

The Lightspark catalog on APIs.io includes 1 event-driven AsyncAPI specification and 1 Spectral governance ruleset.

Lightspark’s developer surface includes documentation, API reference, getting-started guide, support, engineering blog, signup flow, changelog, and 33 more developer resources.

64.0/100 strong Agent 84/100 agent native Full breakdown ↓
scored 2026-07-20 · rubric v0.4
1 APIs 1 MCP Servers 0 Features
CompanyPaymentsCross-Border PaymentsStablecoinsBitcoinLightning NetworkEmbedded FinanceAgentic PaymentsCardsKYCFinancial ServicesForeign Exchange

API Rating

API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-20 · rubric v0.4
Composite quality — 64.0/100 · strong
Contract Quality 15.1 / 25
Developer Ergonomics 17.4 / 20
Commercial Clarity 10.0 / 20
Operational Transparency 8.2 / 13
Governance 4.1 / 12
Discoverability 9.3 / 10
Agent readiness — 84/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/lightspark: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs

Grid API

The Grid API enables modern financial institutions to easily send and receive global payments. It covers customers and KYC/KYB verification, internal and external accounts, same...

MCP Servers

lightspark-mcp.yml

MCP SERVER

Event Specifications

API Governance Rules

Lightspark API Rules

13 rules · 8 errors 4 warnings 1 info

SPECTRAL

Resources

Get Started 5

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Scroll for all 7

Build 4

SDKs, sample code, and the tooling you integrate with

Access & Security 6

Authentication, authorization, and security posture

Operate 6

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: lightspark
name: Lightspark
description: 'Lightspark builds global money-movement infrastructure on open payment networks. Its developer product is the
  Grid API — a dated-version REST API (OpenAPI 3.1, 104 paths, 564 schemas, 12 webhooks) for cross-border payouts, on/off-ramps,
  stablecoins, embedded wallets, card issuing, KYC/KYB verification and payments to Universal Money Addresses ($user@domain).
  Grid is unusually agent-native: it ships a first-class agent surface with device-code credentials, per-agent policy and
  human-in-the-loop approvals, a hosted MCP server, a published Claude agent skill, an open-source CLI, and generated TypeScript
  and Kotlin SDKs. Lightspark also operates the Spark and UMA protocol stacks and is backed by a16z, Matrix Partners, Paradigm
  and Ribbit Capital.'
image: https://images.prismic.io/lightspark-web/ageHhqYofJOwHSa5_og-05-2026.png?auto=format,compress
url: https://raw.githubusercontent.com/api-evangelist/lightspark/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- a16z
- matrix-partners
- paradigm
- ribbit-capital
x-tier: enriched
x-tier-reason: full-openapi-and-agent-surface
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Payments
- Cross-Border Payments
- Stablecoins
- Bitcoin
- Lightning Network
- Embedded Finance
- Agentic Payments
- Cards
- KYC
- Financial Services
- Foreign Exchange
apis:
- aid: lightspark:grid
  name: Grid API
  description: The Grid API enables modern financial institutions to easily send and receive global payments. It covers customers
    and KYC/KYB verification, internal and external accounts, same-currency transfers, cross-currency quotes and execution,
    UMA lookups and payments, transactions, card issuing, stablecoin provider accounts, embedded wallet authentication, agent
    provisioning and agent-scoped operations, and a sandbox with published magic test values.
  humanURL: https://docs.lightspark.com/
  baseURL: https://api.lightspark.com/grid/2025-10-13
  image: https://images.prismic.io/lightspark-web/ageHhqYofJOwHSa5_og-05-2026.png?auto=format,compress
  version: '2025-10-13'
  tags:
  - Payments
  - Cross-Border Payments
  - Foreign Exchange
  - Stablecoins
  - Cards
  - KYC
  - Agentic Payments
  properties:
  - type: OpenAPI
    url: openapi/lightspark-grid-openapi-original.yml
  - type: Documentation
    url: https://docs.lightspark.com/
  - type: APIReference
    url: https://docs.lightspark.com/api-reference/authentication
  - type: Overlay
    url: overlays/lightspark-grid-overlay.yaml
  - type: Spectral
    url: rules/lightspark-grid-spectral.yaml
  - type: Webhooks
    url: asyncapi/lightspark-grid-webhooks.yml
  - type: SourceCode
    url: https://github.com/lightsparkdev/grid-api
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://lightspark.com
- type: DeveloperPortal
  url: https://docs.lightspark.com/
- type: Documentation
  url: https://docs.lightspark.com/
- type: APIReference
  url: https://docs.lightspark.com/api-reference/authentication
- type: GettingStarted
  url: https://docs.lightspark.com/global-p2p/quickstart
- type: Support
  url: https://www.lightspark.com/contact
- type: HelpCenter
  url: https://www.lightspark.com/faq
- type: Blog
  url: https://www.lightspark.com/news
- type: GitHubOrganization
  url: https://github.com/lightsparkdev
- type: SignUp
  url: https://app.lightspark.com
- type: Login
  url: https://app.lightspark.com
- type: TermsOfService
  url: https://www.lightspark.com/terms-of-use
- type: PrivacyPolicy
  url: https://www.lightspark.com/privacy-policy
- type: StatusPage
  url: https://status.lightspark.com/
- type: ChangeLog
  url: https://docs.lightspark.com/changelog
- type: ChangeLogArtifact
  url: changelog/lightspark-changelog.yml
- type: Deprecation
  url: https://docs.lightspark.com/api-reference/environments
- type: Lifecycle
  url: lifecycle/lightspark-lifecycle.yml
- type: Security
  url: https://www.lightspark.com/news/lightspark/expanding-our-bug-bounty-program
- type: VulnerabilityDisclosure
  url: security/lightspark-vulnerability-disclosure.yml
- type: TrustCenter
  url: security/lightspark-trust-center.yml
- type: Compliance
  url: security/lightspark-trust-center.yml
- type: DomainSecurity
  url: security/lightspark-domain-security.yml
- type: Conformance
  url: conformance/lightspark-conformance.yml
- type: Authentication
  url: authentication/lightspark-authentication.yml
- type: AgenticAccess
  url: agentic-access/lightspark-agentic-access.yml
- type: MCPServer
  url: mcp/lightspark-mcp.yml
- type: AgentSkill
  url: skills/_index.yml
- type: LLMsTxt
  url: llms/lightspark-llms.txt
- type: Packages
  url: packages/lightspark-packages.yml
- type: SDKs
  url: packages/lightspark-packages.yml
- type: CLI
  url: cli/lightspark-cli.yml
- type: Sandbox
  url: sandbox/lightspark-sandbox.yml
- type: Conventions
  url: conventions/lightspark-conventions.yml
- type: Idempotency
  url: conventions/lightspark-conventions.yml
- type: ErrorCatalog
  url: errors/lightspark-error-codes.yml
- type: ProblemTypes
  url: errors/lightspark-problem-types.yml
- type: DataModel
  url: data-model/lightspark-data-model.yml
- type: Webhooks
  url: asyncapi/lightspark-grid-webhooks.yml
- type: WellKnown
  url: well-known/lightspark-well-known.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence