Lightspark

Lightspark Strong Customer Authentication API

Endpoints for authorizing money-movement operations that require Strong Customer Authentication. Relevant only for customers in a region where SCA is required (e.g. EU); customers outside SCA-regulated regions never see an SCA challenge and these endpoints return 409.

GitHub OpenAPI

Operations 16

GET /sca/factors List enrolled SCA factors #
POST /sca/factors Start SCA factor enrollment #
POST /sca/factors/confirm Confirm SCA factor enrollment #
DELETE /sca/factors/{credentialId} Delete an enrolled SCA factor #
POST /sca/login/start Start an SCA login #
POST /sca/login/complete Complete an SCA login #
POST /sca/record-event Record a security event #
POST /sca/factors/reset Start a 2FA reset #
GET /sca/factors/reset/{resetId} Get 2FA reset status #
POST /sca/factors/reset/{resetId}/complete Complete a 2FA reset #
POST /customers/external-accounts/{externalAccountId}/trust Start trusting a beneficiary #
POST /customers/external-accounts/{externalAccountId}/trust/confirm Confirm trusting a beneficiary #
POST /customers/external-accounts/{externalAccountId}/untrust Start untrusting a beneficiary #
POST /customers/external-accounts/{externalAccountId}/untrust/confirm Confirm untrusting a beneficiary #
POST /quotes/{quoteId}/authorize Authorize a quote's SCA challenge #
POST /quotes/{quoteId}/authorize/resend Resend a quote's SCA challenge code #

Documentation

📖
Documentation
https://docs.lightspark.com/
📖
APIReference
https://docs.lightspark.com/api-reference/authentication

Specifications

⚙
OpenAPI
https://raw.githubusercontent.com/api-evangelist/lightspark/refs/heads/main/openapi/lightspark-strong-customer-authentication-api-openapi.yml

Other Resources

🔗
Spectral
https://raw.githubusercontent.com/api-evangelist/lightspark/refs/heads/main/rules/lightspark-grid-spectral.yaml
🔗
Webhooks
https://raw.githubusercontent.com/api-evangelist/lightspark/refs/heads/main/asyncapi/lightspark-grid-webhooks.yml
🔗
SourceCode
https://github.com/lightsparkdev/grid-api

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OpenAPI Specification

lightspark-strong-customer-authentication-api-openapi.yml Raw ↑ 
openapi: 3.2.0
info:
  title: Grid Strong Customer Authentication API
  description: API for managing global payments on the open Money Grid. Built by Lightspark. See the full documentation at https://docs.lightspark.com/.
  version: '2025-10-13'
  contact:
    name: Lightspark Support
    email: support@lightspark.com
  license:
    name: Proprietary
    url: https://lightspark.com/terms
servers:
- url: https://api.lightspark.com/grid/2025-10-13
  description: Production server
security:
- BasicAuth: []
- AgentAuth: []
tags:


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# Full source: https://raw.githubusercontent.com/api-evangelist/lightspark/refs/heads/main/openapi/lightspark-strong-customer-authentication-api-openapi.yml