Payments Canada
Payments Canada (formerly the Canadian Payments Association) is the public-purpose organization created by federal statute (the Canadian Payments Act) that owns and operates Canada's core national payment clearing and settlement infrastructure, under the oversight of the Bank of Canada and the Minister of Finance. Its members are Canada's financial institutions. It operates Lynx (the high-value, ISO 20022 real-time gross settlement system that replaced LVTS), the Automated Clearing Settlement System (ACSS, Canada's retail batch/ACH rail), and is building the Real-Time Rail (RTR) — a 24/7/365 irrevocable faster-payments system fully based on the ISO 20022 messaging standard. Payments Canada is payments infrastructure, distinct from Canada's Consumer-Driven Banking (open banking) framework, which is legislated but not yet operational and overseen by the FCAC. It runs a real, publicly registerable API developer portal (developer.payments.ca, launched February 19, 2020) exposing member/registered-user sandbox and data-extract APIs — including downloadable RTR sandbox OpenAPI specifications — secured with OAuth2 client-credentials (Consumer Key/Secret via Apigee); production access is license/agreement gated.
Payments Canada publishes 10 APIs on the APIs.io network, including application level heartbeat API, Ccin Extract Resource API, Fif Branches Resource API, and 7 more. Tagged areas include Financial-Services, Payments, Canada, Payment Infrastructure, and Clearing and Settlement.
Payments Canada’s developer surface includes authentication, sandbox, documentation, getting-started guide, support, and 31 more developer resources.
Kin Score
APIs 12
Individual APIs this provider publishes, each with its own machine-readable definition.
Lynx Sandbox API
Sandbox APIs giving members access to test-data interactions with Lynx, Canada's high-value ISO 20022 real-time gross settlement system. Access is member-gated (contact your org...
ACSS API
APIs for the Automated Clearing Settlement System (ACSS), Canada's retail batch/ACH clearing rail. Access is member-gated via the developer portal.
Payments Canada application level heartbeat API
The application level heartbeat API from Payments Canada — 1 operation(s) for application level heartbeat.
Payments Canada Ccin Extract Resource API
Ccin Extract Resource
Payments Canada Fif Branches Resource API
Fif Branches Resource
Payments Canada Fif Extracts Resource API
Fif Extracts Resource
Payments Canada Interest Report API
The Interest Report API from Payments Canada — 1 operation(s) for interest report.
Payments Canada Master Extract Resource API
Master Extract Resource
Payments Canada Report API
The report API from Payments Canada — 1 operation(s) for report.
Payments Canada single credit transfer API
The single credit transfer API from Payments Canada — 1 operation(s) for single credit transfer.
Payments Canada single credit transfer status enquiry API
The single credit transfer status enquiry API from Payments Canada — 1 operation(s) for single credit transfer status enquiry.
Payments Canada Update Extract Resource API
Update Extract Resource
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Open Collections 8
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
CCIN Output API
OPEN COLLECTIONCCIN Output API
OPEN COLLECTIONFIF Output API
OPEN COLLECTIONFIF Output API
OPEN COLLECTIONPayment Capacity Balance Report
OPEN COLLECTIONInbound Exchange Heartbeat API
OPEN COLLECTIONInbound Participant Payment API
OPEN COLLECTIONInterest Report
OPEN COLLECTIONScroll for all 8
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
Recommended x-agentic-access execution contracts for AI agents.
Resources
Get Started 3
Portal, sign-up, and the first successful call
Documentation 1
Reference material describing how the API behaves
Agent Surfaces 5
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 5
Pagination, idempotency, versioning, errors, and events
Build 3
SDKs, sample code, and the tooling you integrate with
Access & Security 3
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
Other 10
Properties that don't map to a standard resource type
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Source (apis.yml)
Work with this as data
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