Payments Canada · Agentic Access

Payments Canada Agentic Access

x-agentic-access generated

Payments Canada exposes 11 API operations that an AI agent could call, of which 5 are state-changing ‘acting’ operations. This is a recommended x-agentic-access execution contract — the scope, audience, consequence tier, short-lived token constraints, and escalation each action should carry before it is handed to an autonomous agent.

By consequence: 6 read, 2 write, and 3 physical.

Contracts are classified heuristically from the provider’s OpenAPI and refresh on every APIs.io network build; audience is bound per deployment. The model follows Curity’s Access Intelligence (apidays Munich 2026). Browse every provider’s agent contracts at agentic-access.apis.io.

Financial ServicesPaymentsCanadaPayment InfrastructureClearing and SettlementReal-Time RailISO 20022LynxCrown CorporationFaster Payments

Operations: 11 Acting: 5 Human-in-the-loop: 0 Method: generated

By consequence

read 6 write 2 physical 3

Highest-consequence actions

The physical and safety-critical operations an agent could invoke — the ones that most warrant scoped tokens, tight TTLs, and escalation. Full per-operation contracts are in the source below.

Method	Path	Consequence	Human-in-loop
POST	/payment-capacity-balance-report	physical	conditional
POST	/payments	physical	conditional
POST	/payments/status	physical	conditional

Source

Agentic Access

generated: '2026-07-23'
method: generated
source: openapi/ccin-extracts-api-openapi.yml, openapi/ccin-lookup-api-openapi.yml, openapi/fif-branch-api-openapi.yml,
  openapi/fif-extracts-api-openapi.yml, openapi/rtr-balance-report-api-openapi.yml, openapi/rtr-inbound-csp-heartbeat-api-openapi.yml,
  openapi/rtr-inbound-participant-payment-api-openapi.yml, openapi/rtr-interest-report-api-openapi.yml
description: Recommended x-agentic-access execution contracts, classified heuristically from
  the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
  audience per deployment. See research/curity/agentic-governance/.
summary:
  operations: 11
  by_action_class:
    connected: 6
    acting: 5
  by_consequence:
    read: 6
    physical: 3
    write: 2
  human_in_the_loop_required: 0
operations:
- path: /api/v1/extracts/master
  method: get
  operationId: getMasterExtractUsingGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /api/v1/extracts/updated
  method: get
  operationId: getUpdateExtractUsingGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /api/v1/ccins/{ccin}
  method: get
  operationId: getCcinByIdUsingGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /branches/{dprn}
  method: get
  operationId: getBranchById
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /extracts/master
  method: get
  operationId: getMaster
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /extracts/updated
  method: get
  operationId: getUpdate
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /payment-capacity-balance-report
  method: post
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    scope:
    - client_credentials
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /inbound-heartbeat
  method: post
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - client_credentials
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /payments
  method: post
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    scope:
    - client_credentials
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /payments/status
  method: post
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    scope:
    - client_credentials
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /interest-report
  method: post
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - client_credentials
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required