Moneris

Moneris (Moneris Solutions Corporation) is Canada's largest payment processor and merchant-acquiring company, founded in December 2000 as a joint venture equally owned by Royal Bank of Canada (RBC) and Bank of Montreal (BMO). It is a payment-technology and card-acquiring company rather than a deposit-taking Schedule I bank, sitting in the payments-infrastructure layer of Canadian financial services: it serves roughly 325,000 points of commerce, processes close to five billion transactions a year, and handles on the order of one in three Canadian card transactions. In 2025-2026 RBC and BMO explored a sale of the venture, with Francisco Partners (owner of Verifone) reported as the lead buyer. Unlike its bank owners, Moneris is not subject to Canada's coming Consumer-Driven Banking framework; its "open" surface is a commercial, self-serve first-party developer program. Moneris runs a real, public developer portal at developer.moneris.com documenting the Moneris Unified API (REST, OpenAPI 3.0.3, hosts api.moneris.io production / api.sb.moneris.io sandbox) covering payments, tokenized payment methods, refunds, recurring billing/subscriptions, 3-D Secure, Kount fraud/risk, disputes, multi-currency pricing, and third-party merchant onboarding, secured with OAuth 2.0 client credentials and API keys, with a published Postman workspace.

Moneris publishes 15 API contracts indexed on the APIs.io network, including 3D Secure API, Customers API, Disputes API, and 12 more. Tagged areas include Financial Services, Payments, Payment Processing, Card Payments, and Merchant Services.

The Moneris catalog on APIs.io includes 1 event-driven AsyncAPI specification and 1 Spectral governance ruleset.

Moneris’ developer surface includes authentication, sandbox, getting-started guide, changelog, signup flow, documentation, engineering blog, and 29 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

65.7/100 strong ▲ 14.4 Agent 55/100 agent native Front door AI 3/6 light Heartbeat 100/100 alive saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

1 published contract 1 MCP Servers 3 Agent Skills

Financial Services Payments Payment Processing Card Payments Merchant Services Acquiring Canada Fintech Infrastructure

What this lets a business do 4

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Payments & Card Management

BC-1340

3D SecureDisputesPayment MethodsPaymentsRefundsValidations

POST /payments POST /payments/{payment-id}/complete POST /disputes/{case-id}/{case-record-number}/accept POST /disputes/{case-id}/{case-record-number}/uploads

Financial Crime Management

BC-1400

Kount

POST /kount-inquiries

Banking Customer Management

BC-1300

Merchant Onboarding

POST /onboarding/merchants

Consumer Commerce

AE-140

Installments

POST /installments/plans

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 65.7/100 · strong

Contract Quality 11.4 / 19

Developer Ergonomics 10.3 / 15

Access Clarity 12.2 / 15

Operational Transparency 4.1 / 10

Contract Governance 2.9 / 9

Discoverability 5.6 / 8

Regulatory Posture 7.2 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 55/100 · agent native

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)
Protected Resource Metadata +5 pts — a served /.well-known/oauth-protected-resource carrying `resource` (documented), and naming its authorization_servers (verified)
Agentic Commerce Well-Known Document +5 pts — a parsing /.well-known/ucp.json or acp.json declaring a version and at least one service, OR (0.27) a live x402 payment challenge from _data/x402-adoption.json — `self` when its endpoints are on the provider's own domain, `platform` when they are on a vendor's
Dry-Run / Simulate Mode +4 pts — OpenAPI: destructive operations expose a dry_run / simulate / preview / validate_only parameter

2 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 61.0 — up to +9.8 composite points
Contract Governance scores 31.8 — up to +8.2 composite points
Operational Transparency scores 42.1 — up to +7.5 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/moneris/apis.yml: open an issue on github.com/api-evangelist/moneris to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
MACH & Headless Commerce	mixed	56.9	-	-
Canada RPAA Payment Service Providers (Bank of Canada registry + Payments Canada)	mixed	56.9	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 3

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

Model Context Protocol (MCP)

measured — observed by APIs.io (verified)

OpenAPI

measured — observed by APIs.io (published)

OAuth 2.0

measured — observed by APIs.io (declared)

APIs 15

Individual APIs this provider publishes, each with its own machine-readable definition.

Moneris 3D Secure API

Perform 3D Secure authentications against payment methods

Moneris Customers API

Perform and Manage customers

Moneris Disputes API

Perform and Manage Disputes

Moneris Installments API

Perform and Manage Installments

Moneris Kount API

Perform and Manage Kount risk assessment inquiries

Moneris Merchant Onboarding API

Manage Merchants onboarding

Moneris Multi-Currency Pricing Rate Lookup API

Retrieve Multi-Currency Pricing Rate Lookups

Moneris Payment Methods API

Create and Manage payment methods

Moneris Payments API

Perform and Manage payments

Moneris Products API

Product recommendations

Moneris Refunds API

Perform and Manage payment refunds

Moneris Subscriptions API

Perform and Manage Subscriptions

Moneris Surcharge Lookup API

The Surcharge Lookup API from Moneris — 1 operation(s) for surcharge lookup.

Moneris Terminal & Service Orders API

Manage Moneris Terminal & Service Orders

Moneris Validations API

Perform and Manage card validations

Scroll for all 15

Open Collections 1

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Moneris API

OPEN COLLECTION

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Moneris MCP Server

Remote MCP server at mcp.moneris.io over HTTP; 19 tools listed.

MCP SERVER

Agent Skills 3

Packaged agent skills for driving this provider's APIs from an AI assistant.

Create a customer and charge them

AGENT SKILL

Pre-authorize, complete, and refund a payment

AGENT SKILL

Create and manage a recurring subscription

AGENT SKILL

Moneris API pricing

Prices published by Moneris, read 2026-10-28 from www.moneris.com/en/pricing.

Plan	Price
Moneris Flat Rate Pricing — Card-present	2.65% + $0.10 per successful credit card transaction Includes: Interac ® Debit: $0.12 per successful debit transaction; fraud prevention tools (Kount, 3DS, Tokeniz
Moneris Flat Rate Pricing — Card-not-present	2.85% + $0.30 per successful credit card transaction Includes: Interac ® Debit: $1.00 per successful debit transaction
Moneris Simplified Pricing	Contact sales team per transaction Includes: Based on business type and total volume processed; Interchange and Network Assessment fees increment

Plan details, limits and sources →

Billed by: successful credit card transaction · FinOps profile →

Pricing Plans 2

Published pricing tiers and plan structures.

Moneris Plans Pricing

3 plans

PLANS

Moneris Price Estimates

0 plans

PLANS

Service Levels 1

Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.

Moneris

SLA

FinOps 1

Cost, billing, and metering signals for API financial operations.

Moneris Finops

FINOPS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Moneris Subscriptions Webhooks

ASYNCAPI

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Moneris API Rules

68 rules · 54 errors 9 warnings 5 info

SPECTRAL

OpenAPI Overlays 1

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Moneris Unified Api Overlay

2 actions · update · moneris-unified-api-openapi.json

DERIVED

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Moneris Authentication

apiKey/oauth2 · 2 schemes

SECURITY

Moneris Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Moneris Scopes

14 scopes · clientCredentials

14 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Moneris Agentic Access

54 operations · 32 acting

AGENTIC

Resources

Get Started 4

Portal, sign-up, and the first successful call

Sandbox

GettingStarted

SignUp

DeveloperPortal

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

MCPServer

WellKnown

LLMsTxt

AgentSkill

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Conventions

Idempotency

ErrorCatalog

Lifecycle

Conformance

Webhooks

DataModel

Scroll for all 7

Build 3

SDKs, sample code, and the tooling you integrate with

DeclineCodes

DeclineCodes

Postman

Postman

GitHubOrganization

GitHubOrganization

Access & Security 4

Authentication, authorization, and security posture

DomainSecurity

OAuthScopes

Authentication

Compliance

Operate 3

Status, limits, changes, and where to get help

StatusPage

StatusPage

ChangeLog

ChangeLog

Support

Support

Commercial 3

Pricing, plans, and the legal terms of use

Plans

Plans

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Website

Website

LinkedIn

Blog

Blog

Other 3

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Overlay

Overlay

Registration

Registration

Source (apis.yml)

aid: moneris
url: https://raw.githubusercontent.com/api-evangelist/moneris/refs/heads/main/apis.yml
name: Moneris
kind: company
description: 'Moneris (Moneris Solutions Corporation) is Canada''s largest payment processor and merchant-acquiring company,
  founded in December 2000 as a joint venture equally owned by Royal Bank of Canada (RBC) and Bank of Montreal (BMO). It is
  a payment-technology and card-acquiring company rather than a deposit-taking Schedule I bank, sitting in the payments-infrastructure
  layer of Canadian financial services: it serves roughly 325,000 points of commerce, processes close to five billion transactions
  a year, and handles on the order of one in three Canadian card transactions. In 2025-2026 RBC and BMO explored a sale of
  the venture, with Francisco Partners (owner of Verifone) reported as the lead buyer. Unlike its bank owners, Moneris is
  not subject to Canada''s coming Consumer-Driven Banking framework; its "open" surface is a commercial, self-serve first-party
  developer program. Moneris runs a real, public developer portal at developer.moneris.com documenting the Moneris Unified
  API (REST, OpenAPI 3.0.3, hosts api.moneris.io production / api.sb.moneris.io sandbox) covering payments, tokenized payment
  methods, refunds, recurring billing/subscriptions, 3-D Secure, Kount fraud/risk, disputes, multi-currency pricing, and third-party
  merchant onboarding, secured with OAuth 2.0 client credentials and API keys, with a published Postman workspace.'
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - plans
  - authentication
  - security
  - sandbox
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
x-docs-platform: readme
x-docs-platform-confidence: high
x-docs-platform-checked: 2026-10-04
tags:
- Financial Services
- Payments
- Payment Processing
- Card Payments
- Merchant Services
- Acquiring
- Canada
- Fintech
- Infrastructure
tags_raw:
- Financial Services
- Payments
- Payment Processing
- Card Payments
- Merchant Services
- Acquiring
- Canada
- Fintech
- Infrastructure
- Financial-Services
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.23'
apis:
- aid: moneris:moneris-3d-secure-api
  name: Moneris 3D Secure API
  description: Perform 3D Secure authentications against payment methods
  humanURL: https://developer.moneris.com/moneris-api/docs/purchase
  baseURL: https://api.moneris.io
  tags:
  - 3D Secure
  properties:
  - type: OpenAPI
    url: openapi/moneris-3d-secure-api-openapi.yml
  - type: ToolCrosswalk
    url: mcp/moneris-tool-crosswalk.yml
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/purchase
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getpayments
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/purchase-with-payment-token
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getpaymentmethods
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getrefunds
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/recurring-billing
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getsubscriptions
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getcustomers
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/3ds-browser
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createauthentication
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/risk-inquiry-kount
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createkountinquiry
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/onboarding-and-updating
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createmerchant
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/multi-currency-pricing
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/mcprate
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getdisputebycaseidandrecordnumber
- aid: moneris:moneris-customers-api
  name: Moneris Customers API
  description: Perform and Manage customers
  humanURL: https://developer.moneris.com/moneris-api/docs/purchase
  baseURL: https://api.moneris.io
  tags:
  - Customers
  properties:
  - type: OpenAPI
    url: openapi/moneris-customers-api-openapi.yml
  - type: ToolCrosswalk
    url: mcp/moneris-tool-crosswalk.yml
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/purchase
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getpayments
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/purchase-with-payment-token
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getpaymentmethods
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getrefunds
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/recurring-billing
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getsubscriptions
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getcustomers
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/3ds-browser
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createauthentication
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/risk-inquiry-kount
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createkountinquiry
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/onboarding-and-updating
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createmerchant
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/multi-currency-pricing
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/mcprate
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getdisputebycaseidandrecordnumber
- aid: moneris:moneris-disputes-api
  name: Moneris Disputes API
  description: Perform and Manage Disputes
  humanURL: https://developer.moneris.com/moneris-api/docs/purchase
  baseURL: https://api.moneris.io
  tags:
  - Disputes
  properties:
  - type: OpenAPI
    url: openapi/moneris-disputes-api-openapi.yml
  - type: ToolCrosswalk
    url: mcp/moneris-tool-crosswalk.yml
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/purchase
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getpayments
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/purchase-with-payment-token
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getpaymentmethods
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getrefunds
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/recurring-billing
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getsubscriptions
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getcustomers
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/3ds-browser
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createauthentication
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/risk-inquiry-kount
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createkountinquiry
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/onboarding-and-updating
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createmerchant
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/multi-currency-pricing
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/mcprate
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getdisputebycaseidandrecordnumber
- aid: moneris:moneris-installments-api
  name: Moneris Installments API
  description: Perform and Manage Installments
  humanURL: https://developer.moneris.com/moneris-api/docs/purchase
  baseURL: https://api.moneris.io
  tags:
  - Installments
  properties:
  - type: OpenAPI
    url: openapi/moneris-installments-api-openapi.yml
  - type: ToolCrosswalk
    url: mcp/moneris-tool-crosswalk.yml
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/purchase
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getpayments
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/purchase-with-payment-token
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getpaymentmethods
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getrefunds
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/recurring-billing
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getsubscriptions
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getcustomers
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/3ds-browser
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createauthentication
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/risk-inquiry-kount
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createkountinquiry
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/onboarding-and-updating
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createmerchant
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/multi-currency-pricing
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/mcprate
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getdisputebycaseidandrecordnumber
- aid: moneris:moneris-kount-api
  name: Moneris Kount API
  description: Perform and Manage Kount risk assessment inquiries
  humanURL: https://developer.moneris.com/moneris-api/docs/purchase
  baseURL: https://api.moneris.io
  tags:
  - Kount
  properties:
  - type: OpenAPI
    url: openapi/moneris-kount-api-openapi.yml
  - type: ToolCrosswalk
    url: mcp/moneris-tool-crosswalk.yml
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/purchase
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getpayments
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/purchase-with-payment-token
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getpaymentmethods
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getrefunds
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/recurring-billing
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getsubscriptions
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getcustomers
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/3ds-browser
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createauthentication
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/risk-inquiry-kount
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createkountinquiry
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/onboarding-and-updating
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createmerchant
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/multi-currency-pricing
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/mcprate
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getdisputebycaseidandrecordnumber
- aid: moneris:moneris-merchant-onboarding-api
  name: Moneris Merchant Onboarding API
  description: Manage Merchants onboarding
  humanURL: https://developer.moneris.com/moneris-api/docs/purchase
  baseURL: https://api.moneris.io
  tags:
  - Merchant Onboarding
  properties:
  - type: OpenAPI
    url: openapi/moneris-merchant-onboarding-api-openapi.yml
  - type: ToolCrosswalk
    url: mcp/moneris-tool-crosswalk.yml
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/purchase
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getpayments
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/purchase-with-payment-token
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getpaymentmethods
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getrefunds
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/recurring-billing
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getsubscriptions
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getcustomers
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/3ds-browser
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createauthentication
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/risk-inquiry-kount
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createkountinquiry
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/onboarding-and-updating
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createmerchant
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/multi-currency-pricing
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/mcprate
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getdisputebycaseidandrecordnumber
- aid: moneris:moneris-multi-currency-pricing-rate-lookup-api
  name: Moneris Multi-Currency Pricing Rate Lookup API
  description: Retrieve Multi-Currency Pricing Rate Lookups
  humanURL: https://developer.moneris.com/moneris-api/docs/purchase
  baseURL: https://api.moneris.io
  tags:
  - Multi-Currency Pricing Rate Lookup
  properties:
  - type: OpenAPI
    url: openapi/moneris-multi-currency-pricing-rate-lookup-api-openapi.yml
  - type: ToolCrosswalk
    url: mcp/moneris-tool-crosswalk.yml
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/purchase
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getpayments
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/purchase-with-payment-token
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getpaymentmethods
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getrefunds
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/recurring-billing
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getsubscriptions
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getcustomers
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/3ds-browser
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createauthentication
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/risk-inquiry-kount
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createkountinquiry
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/onboarding-and-updating
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createmerchant
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/multi-currency-pricing
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/mcprate
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getdisputebycaseidandrecordnumber
- aid: moneris:moneris-payment-methods-api
  name: Moneris Payment Methods API
  description: Create and Manage payment methods
  humanURL: https://developer.moneris.com/moneris-api/docs/purchase
  baseURL: https://api.moneris.io
  tags:
  - Payment Methods
  properties:
  - type: OpenAPI
    url: openapi/moneris-payment-methods-api-openapi.yml
  - type: ToolCrosswalk
    url: mcp/moneris-tool-crosswalk.yml
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/purchase
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getpayments
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/purchase-with-payment-token
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getpaymentmethods
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getrefunds
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/recurring-billing
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getsubscriptions
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getcustomers
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/3ds-browser
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createauthentication
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/risk-inquiry-kount
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createkountinquiry
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/onboarding-and-updating
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createmerchant
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/multi-currency-pricing
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/mcprate
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getdisputebycaseidandrecordnumber
- aid: moneris:moneris-payments-api
  name: Moneris Payments API
  description: Perform and Manage payments
  humanURL: https://developer.moneris.com/moneris-api/docs/purchase
  baseURL: https://api.moneris.io
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/moneris-payments-api-openapi.yml
  - type: ToolCrosswalk
    url: mcp/moneris-tool-crosswalk.yml
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/purchase
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getpayments
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/purchase-with-payment-token
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getpaymentmethods
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getrefunds
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/recurring-billing
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getsubscriptions
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getcustomers
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/3ds-browser
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createauthentication
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/risk-inquiry-kount
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createkountinquiry
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/onboarding-and-updating
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createmerchant
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/multi-currency-pricing
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/mcprate
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getdisputebycaseidandrecordnumber
- aid: moneris:moneris-products-api
  name: Moneris Products API
  description: Product recommendations
  humanURL: https://developer.moneris.com/moneris-api/docs/purchase
  baseURL: https://api.moneris.io
  tags:
  - Product
  tags_raw:
  - Products
  properties:
  - type: OpenAPI
    url: openapi/moneris-products-api-openapi.yml
  - type: ToolCrosswalk
    url: mcp/moneris-tool-crosswalk.yml
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/purchase
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getpayments
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/purchase-with-payment-token
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getpaymentmethods
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getrefunds
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/recurring-billing
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getsubscriptions
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getcustomers
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/3ds-browser
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createauthentication
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/risk-inquiry-kount
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createkountinquiry
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/onboarding-and-updating
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createmerchant
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/multi-currency-pricing
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/mcprate
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getdisputebycaseidandrecordnumber
- aid: moneris:moneris-refunds-api
  name: Moneris Refunds API
  description: Perform and Manage payment refunds
  humanURL: https://developer.moneris.com/moneris-api/docs/purchase
  baseURL: https://api.moneris.io
  tags:
  - Refunds
  properties:
  - type: OpenAPI
    url: openapi/moneris-refunds-api-openapi.yml
  - type: ToolCrosswalk
    url: mcp/moneris-tool-crosswalk.yml
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/purchase
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getpayments
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/purchase-with-payment-token
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getpaymentmethods
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getrefunds
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/recurring-billing
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getsubscriptions
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getcustomers
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/3ds-browser
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createauthentication
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/risk-inquiry-kount
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createkountinquiry
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/onboarding-and-updating
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createmerchant
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/multi-currency-pricing
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/mcprate
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getdisputebycaseidandrecordnumber
- aid: moneris:moneris-subscriptions-api
  name: Moneris Subscriptions API
  description: Perform and Manage Subscriptions
  humanURL: https://developer.moneris.com/moneris-api/docs/purchase
  baseURL: https://api.moneris.io
  tags:
  - Subscription
  tags_raw:
  - Subscriptions
  properties:
  - type: OpenAPI
    url: openapi/moneris-subscriptions-api-openapi.yml
  - type: ToolCrosswalk
    url: mcp/moneris-tool-crosswalk.yml
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/purchase
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getpayments
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/purchase-with-payment-token
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getpaymentmethods
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getrefunds
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/recurring-billing
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getsubscriptions
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getcustomers
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/3ds-browser
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createauthentication
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/risk-inquiry-kount
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createkountinquiry
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/onboarding-and-updating
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createmerchant
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/multi-currency-pricing
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/mcprate
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getdisputebycaseidandrecordnumber
- aid: moneris:moneris-surcharge-lookup-api
  name: Moneris Surcharge Lookup API
  description: The Surcharge Lookup API from Moneris — 1 operation(s) for surcharge lookup.
  humanURL: https://developer.moneris.com/moneris-api/docs/purchase
  baseURL: https://api.moneris.io
  tags:
  - Surcharge Lookup
  properties:
  - type: OpenAPI
    url: openapi/moneris-surcharge-lookup-api-openapi.yml
  - type: ToolCrosswalk
    url: mcp/moneris-tool-crosswalk.yml
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/purchase
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getpayments
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/purchase-with-payment-token
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getpaymentmethods
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getrefunds
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/recurring-billing
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getsubscriptions
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getcustomers
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/3ds-browser
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createauthentication
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/risk-inquiry-kount
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createkountinquiry
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/onboarding-and-updating
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createmerchant
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/multi-currency-pricing
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/mcprate
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getdisputebycaseidandrecordnumber
- aid: moneris:moneris-terminal-service-orders-api
  name: Moneris Terminal & Service Orders API
  description: Manage Moneris Terminal & Service Orders
  humanURL: https://developer.moneris.com/moneris-api/docs/purchase
  baseURL: https://api.moneris.io
  tags:
  - Terminal & Service Orders
  properties:
  - type: OpenAPI
    url: openapi/moneris-terminal-service-orders-api-openapi.yml
  - type: ToolCrosswalk
    url: mcp/moneris-tool-crosswalk.yml
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/purchase
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getpayments
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/purchase-with-payment-token
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getpaymentmethods
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getrefunds
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/recurring-billing
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getsubscriptions
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getcustomers
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/3ds-browser
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createauthentication
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/risk-inquiry-kount
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createkountinquiry
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/onboarding-and-updating
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/createmerchant
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/multi-currency-pricing
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/mcprate
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getdisputebycaseidandrecordnumber
- aid: moneris:moneris-validations-api
  name: Moneris Validations API
  description: Perform and Manage card validations
  humanURL: https://developer.moneris.com/moneris-api/docs/purchase
  baseURL: https://api.moneris.io
  tags:
  - Validations
  properties:
  - type: OpenAPI
    url: openapi/moneris-validations-api-openapi.yml
  - type: ToolCrosswalk
    url: mcp/moneris-tool-crosswalk.yml
  - type: Documentation
    url: https://developer.moneris.com/moneris-api/docs/purchase
  - type: APIReference
    url: https://developer.moneris.com/moneris-api/reference/getpayments


# --- truncated at 32 KB (35 KB total) ---
# Full source: https://artifacts.apis.io/moneris/apis.yml

Moneris API — frequently asked questions

Does Moneris have an API?

Yes. APIs.io lists 15 APIs from Moneris, including Moneris 3D Secure API, Moneris Customers API and Moneris Disputes API, and 12 more.

Is there an OpenAPI specification for the Moneris API?

Yes. APIs.io indexes 15 OpenAPI specifications for Moneris, each linked for download from this page.

How do I authenticate with the Moneris API?

Moneris uses bearer-token authentication (apiKey/oauth2 · 2 schemes). The details are profiled on APIs.io as Moneris Authentication.

How much does the Moneris API cost?

Moneris publishes its prices; its Moneris Flat Rate Pricing — Card-present plan is 2.65% + $0.10 per successful credit card transaction as of 2026-10-28. APIs.io lists 3 pricing plans for Moneris, with each plan's price, limits and inclusions under Pricing on this page.

Does Moneris have an MCP server?

Yes. APIs.io lists 1 MCP server for Moneris: Remote MCP server at mcp.moneris.io over HTTP; 19 tools listed.

Is the Moneris API ready for AI agents?

Moneris has a Kin Score of 65.7 out of 100 (strong) and an Agent Readiness score of 55.2 (agent-native), scored by API Evangelist on 2026-11-06.

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This provider

curl "https://apis.io/api/v1/providers/moneris"

All providers

curl "https://apis.io/api/v1/providers?limit=25"

Every operation they expose

curl "https://apis.io/api/v1/providers/moneris/operations?limit=25"

How their score was established

curl "https://apis.io/api/v1/providers/moneris/evidence"

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