Moneris Payment Methods API

openapi: 3.2.0
info:
  version: 2.6.1
  title: Moneris Payment Methods API
  description: 'Moneris API Platform



    [<img src="https://run.pstmn.io/button.svg" alt="Run In Postman" style="width: 128px; height:32px;">](https://god.gw.postman.com/run-collection/25575461-f04750a0-88e9-4c83-8b58-a3aff15eeea8?action=collection%2Ffork&collection-url=entityId%3D25575461-f04750a0-88e9-4c83-8b58-a3aff15eeea8%26entityType%3Dcollection%26workspaceId%3D5d2a9a0f-57a7-441c-b2af-fe6315e80a08)'
  termsOfService: https://www.moneris.com/en/legal/terms-of-use
  contact:
    url: https://api-developer.moneris.com
    email: UnifiedAPI@moneris.com
  license:
    name: Moneris
    url: https://developer.moneris.com/Agreements/Terms%20of%20Use
  x-audience: external-public
servers:
- url: https://api.sb.moneris.io
  description: Sandbox server (uses test data)
  x-internal: false
- url: https://api.moneris.io
  description: Production server (uses live data)
  x-internal: false
tags:
- name: Payment Methods
  description: Create and Manage payment methods
paths:
  /payment-methods:
    parameters:
    - $ref: '#/components/parameters/apiVersion'
    - $ref: '#/components/parameters/correlationId'
    - $ref: '#/components/parameters/merchantId'
    post:
      summary: Create Payment Method
      description: Create a Payment Method.
      operationId: createPaymentMethod
      security:
      - OAuth2:
        - payment.write
      - ApiKeyAuth: []
      tags:
      - Payment Methods
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/createPaymentMethodRequest'
            examples:
              card:
                $ref: '#/components/examples/cardPaymentMethodRequest'
              temporary_token:
                $ref: '#/components/examples/temporaryTokenPaymentMethodRequest'
              permanent_token:
                $ref: '#/components/examples/permanentTokenPaymentMethodRequest'
              apple_pay_encrypted:
                $ref: '#/components/examples/applePayEncryptedPaymentMethodRequest'
              apple_pay_decrypted:
                $ref: '#/components/examples/applePayDecryptedPaymentMethodRequest'
              google_pay_encrypted:
                $ref: '#/components/examples/googlePayEncryptedPaymentMethodRequest'
              google_pay_decrypted:
                $ref: '#/components/examples/googlePayDecryptedPaymentMethodRequest'
      responses:
        '201':
          $ref: '#/components/responses/createPaymentMethodSuccessResponse'
        '400':
          $ref: '#/components/responses/badRequest'
        '401':
          $ref: '#/components/responses/unauthorized'
        '403':
          $ref: '#/components/responses/forbidden'
        '409':
          $ref: '#/components/responses/conflict'
        '422':
          $ref: '#/components/responses/unprocessableContent'
        '429':
          $ref: '#/components/responses/tooManyRequests'
        '500':
          $ref: '#/components/responses/internalServer'
        '503':
          $ref: '#/components/responses/serviceUnavailable'
    get:
      summary: List payment methods
      description: Retrieves a paginated list of payment methods.
      operationId: getPaymentMethods
      security:
      - OAuth2:
        - payment.read
      - OAuth2:
        - payment.write
      - ApiKeyAuth: []
      tags:
      - Payment Methods
      parameters:
      - $ref: '#/components/parameters/pageBeforeCursor'
      - $ref: '#/components/parameters/pageLimit'
      - $ref: '#/components/parameters/createdFrom'
      - $ref: '#/components/parameters/createdTo'
      responses:
        '200':
          $ref: '#/components/responses/listPaymentMethodsResponse'
        '400':
          $ref: '#/components/responses/invalidListbadRequest'
        '401':
          $ref: '#/components/responses/unauthorized'
        '403':
          $ref: '#/components/responses/forbidden'
        '429':
          $ref: '#/components/responses/tooManyRequests'
        '500':
          $ref: '#/components/responses/internalServer'
        '503':
          $ref: '#/components/responses/serviceUnavailable'
  /payment-methods/{payment-method-id}:
    parameters:
    - $ref: '#/components/parameters/apiVersion'
    - $ref: '#/components/parameters/correlationId'
    - $ref: '#/components/parameters/paymentMethodId'
    - $ref: '#/components/parameters/merchantId'
    delete:
      summary: Delete Payment Method
      description: Deletes a payment method.
      operationId: deletePaymentMethod
      security:
      - OAuth2:
        - payment.write
      - ApiKeyAuth: []
      tags:
      - Payment Methods
      responses:
        '204':
          $ref: '#/components/responses/paymentMethodDeleteSuccessResponse'
        '401':
          $ref: '#/components/responses/unauthorized'
        '403':
          $ref: '#/components/responses/forbidden'
        '404':
          $ref: '#/components/responses/paymentMethodNotFoundResponse'
        '429':
          $ref: '#/components/responses/tooManyRequests'
        '500':
          $ref: '#/components/responses/internalServer'
        '503':
          $ref: '#/components/responses/serviceUnavailable'
    get:
      summary: Retrieve Payment Method
      description: Retrieve a Payment Method by Id
      operationId: getPaymentMethod
      security:
      - OAuth2:
        - payment.read
      - OAuth2:
        - payment.write
      - ApiKeyAuth: []
      tags:
      - Payment Methods
      responses:
        '200':
          $ref: '#/components/responses/retrievePaymentMethodSuccessResponse'
        '401':
          $ref: '#/components/responses/unauthorized'
        '403':
          $ref: '#/components/responses/forbidden'
        '404':
          $ref: '#/components/responses/paymentMethodNotFoundResponse'
        '429':
          $ref: '#/components/responses/tooManyRequests'
        '500':
          $ref: '#/components/responses/internalServer'
        '503':
          $ref: '#/components/responses/serviceUnavailable'
    put:
      summary: Update Payment method
      description: "Update payment method referenced by its Id. \nCertain details may not be updated if the payment method was used in a transaction.\n"
      operationId: updatePaymentMethod
      security:
      - OAuth2:
        - payment.write
      - ApiKeyAuth: []
      tags:
      - Payment Methods
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/updatePaymentMethodRequest'
            examples:
              card:
                $ref: '#/components/examples/updateCardPaymentMethodRequest'
              temporary_token:
                $ref: '#/components/examples/updateTemporaryTokenPaymentMethodRequest'
              permanent_token:
                $ref: '#/components/examples/updatePermanentTokenPaymentMethodRequest'
              apple_pay_encrypted:
                $ref: '#/components/examples/applePayEncryptedPaymentMethodRequest'
              apple_pay_decrypted:
                $ref: '#/components/examples/applePayDecryptedPaymentMethodRequest'
              google_pay_encrypted:
                $ref: '#/components/examples/googlePayEncryptedPaymentMethodRequest'
              google_pay_decrypted:
                $ref: '#/components/examples/googlePayDecryptedPaymentMethodRequest'
      responses:
        '200':
          $ref: '#/components/responses/paymentMethodUpdateSuccessResponse'
        '400':
          $ref: '#/components/responses/badRequest'
        '401':
          $ref: '#/components/responses/unauthorized'
        '403':
          $ref: '#/components/responses/forbidden'
        '404':
          $ref: '#/components/responses/paymentMethodNotFoundResponse'
        '409':
          $ref: '#/components/responses/concurrencyConflict'
        '422':
          $ref: '#/components/responses/unprocessableContent'
        '429':
          $ref: '#/components/responses/tooManyRequests'
        '500':
          $ref: '#/components/responses/internalServer'
        '503':
          $ref: '#/components/responses/serviceUnavailable'
components:
  schemas:
    expiryYear:
      type: integer
      format: int32
      description: 'Displays the card expiration year. Accepted format: YYYY'
      minimum: 2022
      maximum: 9999
      example: 2023
    paymentMethodCard:
      title: paymentMethodCard
      description: Credit/Debit/Gift Card payment method details.
      allOf:
      - type: object
        properties:
          card:
            $ref: '#/components/schemas/card'
        required:
        - card
      - $ref: '#/components/schemas/paymentMethodRequestBase'
      required:
      - paymentMethodSource
      - card
    cardholderName:
      type: string
      description: Cardholder name
      minLength: 1
      maxLength: 60
      example: John Doe
    paymentMethodPermanentToken:
      title: paymentMethodPermanentToken
      description: 'A Permanent Token is issued by Moneris to the merchant and represents the card details. This option is used for legacy purposes.

        '
      allOf:
      - type: object
        properties:
          permanentToken:
            $ref: '#/components/schemas/token'
        required:
        - permanentToken
      - $ref: '#/components/schemas/paymentMethodRequestBase'
      required:
      - paymentMethodSource
      - permanentToken
    companyName:
      type:
      - string
      - 'null'
      description: Identifies the associated company name
      minLength: 1
      maxLength: 50
      example: SP Ltd
    cardSecurityCode:
      type: string
      pattern: '[0-9]*'
      description: CVD value located on credit card. The CVD value (supplied by the cardholder) must only be passed to the payment gateway. Under no circumstances may it be stored for subsequent use or displayed as part of the receipt information.
      minLength: 3
      maxLength: 4
      example: '123'
    cardBrand:
      type:
      - string
      - 'null'
      description: Displays the card brand name associated with the card type.
      enum:
      - MASTERCARD
      - VISA
      - AMERICAN_EXPRESS
      - JCB
      - DISCOVER
      - INTERAC
      - UNIONPAY
      - GIFT_MONERIS
      - GIFT_DATACANDY
      - GIFT_GIVEX
      - null
      example: MASTERCARD
    createGooglePayEncryptedWalletPaymentMethodRequest:
      title: createGooglePayEncryptedWalletPaymentMethodRequest
      allOf:
      - type: object
        properties:
          idempotencyKey:
            $ref: '#/components/schemas/idempotencyKey'
        required:
        - idempotencyKey
      - $ref: '#/components/schemas/googlePayEncryptedWallet'
    paymentMethod:
      title: paymentMethod
      description: Payment method response object
      type: object
      properties:
        paymentMethodId:
          $ref: '#/components/schemas/paymentMethodId'
        merchantId:
          $ref: '#/components/schemas/merchantId'
        cardholderInformation:
          $ref: '#/components/schemas/cardholderInformation'
        contactDetails:
          $ref: '#/components/schemas/contactDetails'
        billingAddress:
          type:
          - object
          - 'null'
          description: 'The postal address including street, town/city, province, and postal code.

            Optionally an unit number can be provided.

            '
          properties:
            unitNumber:
              type:
              - string
              - 'null'
              description: Unit number
              minLength: 1
              maxLength: 19
              example: 123A
            streetNumber:
              type:
              - string
              - 'null'
              description: Street number
              minLength: 1
              maxLength: 19
              example: '3300'
            streetName:
              type:
              - string
              - 'null'
              description: Street name
              minLength: 1
              maxLength: 100
              example: Bloor
            city:
              type:
              - string
              - 'null'
              description: 'Identifies the city.

                '
              minLength: 1
              maxLength: 50
              example: Toronto
            province:
              type:
              - string
              - 'null'
              description: 'Province or state ISO 3166-2 code '
              minLength: 1
              maxLength: 3
              format: iso-3166-2
              example: 'ON'
            postalCode:
              type:
              - string
              - 'null'
              description: Postal or zip code
              minLength: 1
              maxLength: 30
              example: M8X 2X2
            country:
              type:
              - string
              - 'null'
              description: "Provides the two letter country code according the ISO 3166-1 alpha-2 standard. \nFor a complete list of country codes, visit: https://en.wikipedia.org/wiki/ISO_3166-1_alpha-2.\n"
              minLength: 2
              maxLength: 2
              example: CA
              format: iso-3166
          example:
            unitNumber: 123A
            streetNumber: '3300'
            streetName: Bloor Street West
            city: Toronto
            province: 'ON'
            postalCode: M8X 2X2
            country: CA
        paymentMethodInformation:
          $ref: '#/components/schemas/cardPaymentMethodInformation'
        createdAt:
          $ref: '#/components/schemas/createdAt'
        modifiedAt:
          $ref: '#/components/schemas/modifiedAt'
        customData:
          $ref: '#/components/schemas/customData'
      required:
      - paymentMethodId
      - merchantId
      - paymentMethodInformation
      - createdAt
    createPaymentMethodRequest:
      title: createPaymentMethodRequest
      oneOf:
      - $ref: '#/components/schemas/createCardPaymentMethodRequest'
      - $ref: '#/components/schemas/createTemporaryTokenPaymentMethodRequest'
      - $ref: '#/components/schemas/createPermanentTokenPaymentMethodRequest'
      - $ref: '#/components/schemas/createApplePayEncryptedWalletPaymentMethodRequest'
      - $ref: '#/components/schemas/createApplePayDecryptedWalletPaymentMethodRequest'
      - $ref: '#/components/schemas/createGooglePayEncryptedWalletPaymentMethodRequest'
      - $ref: '#/components/schemas/createGooglePayDecryptedWalletPaymentMethodRequest'
      discriminator:
        propertyName: paymentMethodSource
        mapping:
          CARD: '#/components/schemas/createCardPaymentMethodRequest'
          TEMPORARY_TOKEN: '#/components/schemas/createTemporaryTokenPaymentMethodRequest'
          PERMANENT_TOKEN: '#/components/schemas/createPermanentTokenPaymentMethodRequest'
          APPLE_PAY_ENCRYPTED: '#/components/schemas/createApplePayEncryptedWalletPaymentMethodRequest'
          APPLE_PAY_DECRYPTED: '#/components/schemas/createApplePayDecryptedWalletPaymentMethodRequest'
          GOOGLE_PAY_ENCRYPTED: '#/components/schemas/createGooglePayEncryptedWalletPaymentMethodRequest'
          GOOGLE_PAY_DECRYPTED: '#/components/schemas/createGooglePayDecryptedWalletPaymentMethodRequest'
      required:
      - paymentMethodSource
    first:
      description: Pagination link pointing to the first page.
      type:
      - string
      - 'null'
      format: uri-reference
    card:
      type: object
      description: Card details
      properties:
        cardNumber:
          $ref: '#/components/schemas/cardNumber'
        expiryMonth:
          $ref: '#/components/schemas/expiryMonth'
        expiryYear:
          $ref: '#/components/schemas/expiryYear'
        cardSecurityCode:
          $ref: '#/components/schemas/cardSecurityCode'
      required:
      - cardNumber
      - expiryMonth
      - expiryYear
      - cardSecurityCode
    createApplePayEncryptedWalletPaymentMethodRequest:
      title: createApplePayEncryptedWalletPaymentMethodRequest
      allOf:
      - type: object
        properties:
          idempotencyKey:
            $ref: '#/components/schemas/idempotencyKey'
        required:
        - idempotencyKey
      - $ref: '#/components/schemas/applePayEncryptedWallet'
    updatePaymentMethodRequest:
      title: updatePaymentMethodRequest
      oneOf:
      - $ref: '#/components/schemas/paymentMethodCard'
      - $ref: '#/components/schemas/paymentMethodTemporaryToken'
      - $ref: '#/components/schemas/paymentMethodPermanentToken'
      - $ref: '#/components/schemas/applePayEncryptedWallet'
      - $ref: '#/components/schemas/applePayDecryptedWallet'
      - $ref: '#/components/schemas/googlePayEncryptedWallet'
      - $ref: '#/components/schemas/googlePayDecryptedWallet'
      discriminator:
        propertyName: paymentMethodSource
        mapping:
          CARD: '#/components/schemas/paymentMethodCard'
          TEMPORARY_TOKEN: '#/components/schemas/paymentMethodTemporaryToken'
          PERMANENT_TOKEN: '#/components/schemas/paymentMethodPermanentToken'
          APPLE_PAY_ENCRYPTED: '#/components/schemas/applePayEncryptedWallet'
          APPLE_PAY_DECRYPTED: '#/components/schemas/applePayDecryptedWallet'
          GOOGLE_PAY_ENCRYPTED: '#/components/schemas/googlePayEncryptedWallet'
          GOOGLE_PAY_DECRYPTED: '#/components/schemas/googlePayDecryptedWallet'
      required:
      - paymentMethodSource
    resourceId:
      type: string
      description: Used to identify API resources which may be required for future follow-on transactions; i.e. Refunds, Corrections, Completions, Reversals, etc.
      pattern: ^[A-Za-z]{2}\d{2}[A-Za-z0-9]{26}$
      minLength: 30
      maxLength: 30
      example: pi0105ARZ3NDEKTSV4RRFFQ69G5FAV
    token:
      type: string
      description: Created when a temporary token is created and returned. This acts as a unique profile identifier, and is a required value for temporary token transactions.
      minLength: 25
      maxLength: 28
      example: ot-HCUeCFtXJfEZSSUqvUJkS0
    cardInformation:
      type: object
      description: Information about the card being used for the transaction
      properties:
        bankIdentificationNumber:
          type:
          - string
          - 'null'
          description: "**BIN**: Bank Identification Number \n\nConsists of the first six to eight digits of the Primary Account Number (PAN) and identifies the relevant payment network and the specific payment issuing institution.\n"
          minLength: 6
          maxLength: 8
          example: '123456'
        lastFour:
          type:
          - string
          - 'null'
          description: Last 4 digits of the card.
          minLength: 4
          maxLength: 4
          example: '1234'
        expiryMonth:
          $ref: '#/components/schemas/expiryMonth'
        expiryYear:
          $ref: '#/components/schemas/expiryYear'
        cardBrand:
          $ref: '#/components/schemas/cardBrand'
        cardType:
          type:
          - string
          - 'null'
          description: Specifies the intended card use; i.e. debit or credit.
          enum:
          - CREDIT
          - DEBIT
          - DOMESTIC_DEBIT
          - PREPAID_RELOADABLE
          - PREPAID_NON_RELOADABLE
          - UNKNOWN
          - GIFT
          - LOYALTY
          - FLEET
          - CORPORATE
          example: CREDIT
        cardFingerprint:
          $ref: '#/components/schemas/cardFingerprint'
        issuer:
          $ref: '#/components/schemas/issuer'
    googlePayDecryptedWallet:
      title: googlePayDecryptedWallet
      description: Google Pay wallet details after decrypting the token.
      allOf:
      - $ref: '#/components/schemas/paymentMethodRequestBase'
      - type: object
        properties:
          gatewayMerchantId:
            type:
            - string
            - 'null'
            description: Gateway unique store id
            example: cagw123456
          messageExpiration:
            type:
            - string
            - 'null'
            format: date-time
            description: 'Date and time at which the message expires. Integrators should reject any message that''s expired.

              '
            example: '2024-09-19T00:00:00Z'
          messageId:
            type:
            - string
            - 'null'
            description: A unique ID that identifies the message in case it needs to be revoked or located at a later time.
          walletSource:
            type: string
            description: "The type of the payment credential. Supported values are:\n  - CARD\n  - TOKENIZED_CARD\n"
            enum:
            - CARD
            - TOKENIZED_CARD
          cardBrand:
            type: string
            description: Card Network.
            enum:
            - MASTERCARD
            - VISA
            - AMERICAN_EXPRESS
            - INTERAC
          walletIndicator:
            $ref: '#/components/schemas/walletIndicator'
          cardDetails:
            $ref: '#/components/schemas/googlePayDecryptedCardDetails'
        required:
        - walletSource
        - cardBrand
        - cardDetails
        - walletIndicator
      required:
      - paymentMethodSource
    walletCryptogram:
      type: string
      description: Token cryptogram or encoded Base64 for Interac Wallets.
      maxLength: 500
      example: 8YGKgiD0iJic84fBLVj3QuwuclqLp7QvizbKnGRYAMVfVwBobYMBAIQBAIUBAIZTWgpQdgQQKZkZFHGfXySDKRAxXyoCASSfAgYAAAAQAABfIAIgL58ZBgSSSSSSSL9JIoEgAAMj1qj1U9jsORa1qxqAEAHOBAAEAECKALEAAAADEACHCAAAAAAAAAAAkAA=
    paymentAccountReference:
      type:
      - string
      - 'null'
      description: 'Used to link Primary Account Number (PAN) based transactions and transactions on associated payment tokens without using the PAN as the linking mechanism.

        '
      minLength: 1
      maxLength: 29
      example: '11112222333344445555666677778'
    parameterError:
      title: Parameter error
      description: Request property or header related error.
      type: object
      properties:
        parameterName:
          type: string
          description: Property or header name. Can contain nested path separated by '.'
          example: address.postalCode
        parameterValue:
          type:
          - string
          - 'null'
          description: Property or header value string representation.
          example: MAP3J8
        reasonCode:
          type: string
          description: Reason that triggered the error.
          enum:
          - INVALID_FORMAT
          - REQUIRED_FIELD
          - INVALID_VALUE
          example: INVALID_FORMAT
        errorMessage:
          type:
          - string
          - 'null'
          description: Human readable description of the error.
          example: String 'MAP3J8' does not match the postal code pattern.
      required:
      - parameterName
      - reasonCode
    createdAt:
      description: Time at which the object was created
      type: string
      format: date-time
      example: '2019-07-30T06:43:40.252Z'
    walletEcommerceIndicator:
      type:
      - string
      - 'null'
      description: ECI Indicator as provided by the Wallet.
    error:
      description: Error response details.
      properties:
        type:
          description: 'A URI reference that identifies the problem type.  Ideally it should be a stable URL to the documentation of the details about this type of error but it also can be a URN.  If nothing can be provided, a "about:blank" value is returned.

            '
          type: string
          format: uri
          example: https://api-developer.moneris.com/responsehandling
        title:
          description: 'A short, human-readable summary of the problem type.   It SHOULD NOT change from occurrence to occurrence of the problem, except for purposes of localization

            '
          type:
          - string
          - 'null'
          example: INSUFFICIENT_FUNDS
        status:
          description: 'it conveys the HTTP status code used for the convenience of the consumer.

            '
          type:
          - integer
          - 'null'
          format: int32
          minimum: 100
          maximum: 505
        detail:
          description: 'A human-readable message providing more details about the error. For card errors, these messages can be shown to your users.

            '
          type:
          - string
          - 'null'
          example: Funds are insufficient to execute the operation.
        instance:
          description: 'A URI reference that identifies the specific occurrence of the problem. Typically, this resolves to a resource that might include more details about the problem.

            '
          type:
          - string
          - 'null'
          example: /payments/12f3e0a8-1d68-2b86-dd30-4ca51bb66e10
          format: uri-reference
        category:
          description: "The type of error returned. \n - `API_ERROR`: This occurs due to an intermittent issue.  \n - `IDEMPOTENCY_ERROR`: The idempotency key has already been used.\n - `INVALID_REQUEST_ERROR`: The data provided in the request is invalid.\n - `DECLINED_ERROR`: Transaction was declined by the issuer.\n - `UNAUTHORIZED_ERROR`: Caller not authenticated, or not allowed to execute the current operation.\n - `INTERNAL_SERVER_ERROR`: An internal issue with our servers has occured.\n"
          enum:
          - API_ERROR
          - IDEMPOTENCY_ERROR
          - INVALID_REQUEST_ERROR
          - DECLINED_ERROR
          - UNAUTHORIZED_ERROR
          - INTERNAL_SERVER_ERROR
          - null
          type:
          - string
          - 'null'
          example: DECLINED_ERROR
        errors:
          type: array
          description: List of validation errors when error category is INVALID_REQUEST_ERROR.
          items:
            type: object
            $ref: '#/components/schemas/parameterError'
          example:
          - parameterName: address.postalCode
            parameterValue: MAP3J8
            errorMessage: address.Postal code does not match regular expression
            reasonCode: INVALID_FORMAT
      title: API Error
      type: object
      required:
      - type
    googlePayEncryptedWallet:
      title: googlePayEncryptedWallet
      description: Apple Pay encrypted wallet details.
      allOf:
      - $ref: '#/components/schemas/paymentMethodRequestBase'
      - type: object
        properties:
          cardBrand:
            type: string
            description: Card Brand.
            enum:
            - MASTERCARD
            - VISA
            - AMERICAN_EXPRESS
            - INTERAC
            example: INTERAC
          signature:
            type: string
            description: 'Verifies that the message came from Google.  It''s base64-encoded, and created with ECDSA by the intermediate signing key.

              '
          googlePayProtocolVersion:
            type: string
            description: "Identifies the encryption or signing scheme under which the message is created. \nIt allows the protocol to evolve over time, if needed.\nMust be fowarded as provided by Google Pay.\n"
            example: ECv1
          signedMessage:
            type: string
            description: 'A JSON object serialized as an HTML-safe string that contains the encryptedMessage, ephemeralPublicKey, and tag.  It''s serialized to simplify the signature verification process.

              '
          walletIndicator:
            $ref: '#/components/schemas/walletIndicator'
        required:
        - cardBrand
        - signature
        - googlePayProtocolVersion
        - signedMessage
        - walletIndicator
      required:
      - paymentMethodSource
    paymentMethodRequestSource:
      type: string
      description: "The source of Payment Method being used. It can be:\n  - The Id of a Payment Method already created.\n  - Permanent Token.\n  - Temporary Token.\n  - Card.\n  - E-Wallet.\n"
      enum:
      - PAYMENT_METHOD_ID
      - CARD
      - TEMPORARY_TOKEN
      - PERMANENT_TOKEN
      - APPLE_PAY_ENCRYPTED
      - APPLE_PAY_DECRYPTED
      - GOOGLE_PAY_ENCRYPTED
      - GOOGLE_PAY_DECRYPTED
    paymentMethodId:
      type: string
      description: Unique Identifier of the payment method.
      pattern: ^[A-Za-z]{2}\d{2}[A-Za-z0-9]{26}$
      minLength: 30
      maxLength: 30
      example: pi0105ARZ3NDEKTSV4RRFFQ69G5FAV
    paymentMethodList:
      description: List of Payment Methods
      type: object
      title: paymentMethodList
      properties:
        data:
          description: Payment Method list
          type: array
          items:
            $ref: '#/components/schemas/paymentMethod'
        self:
          $ref: '#/components/schemas/self'
        first:
          $ref: '#/components/schemas/first'
        last:
          $ref: '#/components/schemas/last'
        next:
          $ref: '#/components/schemas/next'
        previous:
          $ref: '#/components/schemas/previous'
      required:
      - data
    storePaymentMethod:
      description: "Store this payment method created through this payment for future use. \n- DO_NOT_STORE: Payment method will not be stored.\n- CARDHOLDER_INITIATED: Payment method to be stored and can only re-used with cardholder's consent. Limited to store, pre-authorisation, and card validations.\"\n- MERCHANT_INITIATED: Payment method to be stored and can be reused without the cardholder's consent. For example, subscriptions.\n"
      type: string
      default: DO_NOT_STORE
      enum:
      - DO_NOT_STORE
      - CARDHOLDER_INITIATED
      - MERCHANT_INITIATED
    cardNumber:
      type: string
      description: Identifies the customer's credit or debit card number (Primary Account Number).
      pattern: ^[0-9]{13,19}$
      example: '4242424242424242'
    googlePayDecryptedCardDetails:
      description: 'The payment credential itself.  The format of this object is determined by the paymentMethod

        '
      type: object
      properties:
        personalAccountNumber:
          description: The personal account number charged. This string contains only digits.
          type: string
          pattern: ^[0-9]{13,19}$
          example: '4242424242424242'
        expiryMonth:
          $ref: '#/components/schemas/expiryMonth'
        expiryYear:
          $ref: '#/components/schemas/expiryYear'
        authenticationMethod:
          description: 'The authentication method of the card transaction.

            Must be forwarded as provided by Google Pay.

            '
          type:
          - string
          - 'null'
        cryptogram:
          type:
          - string
          - 'null'
          description: Token cryptogram or encoded Base64 for Interac Wallets.
          maxLength: 500
          example: 8YGKgiD0iJic84fBLVj3QuwuclqLp7QvizbKnGRYAMVfVwBobYMBAIQBAIUBAIZTWgpQdgQQKZkZFHGfXySDKRAxXyoCASSfAgYAAAAQAABfIAIgL58ZBgSSSSSSSL9JIoEgAAMj1qj1U9jsORa1qxqAEAHOBAAEAECKALEAAAADEACHCAAAAAAAAAAAkAA=
        walletEcommerceIndicator:
          $ref: '#/components/schemas/walletEcommerceIndicator'
      required:
      - personalAccountNumber
      - expiryMonth
      - expiryYear
    cardFingerprint:
      type:
      - string
      - 'null'
      description: "Unique card identifier. \n\nFingerprinting randomly assigns identfiers for cards that share the same Primary Account Number (PAN) to easily identify when multiple payments methods are attached to the same underlying card, and assists merchants identify individual customers across various channels; i.e.  loyalty programs.\n"
      maxLength: 255
      example: 1Q2W3E4r5t6rfwewerwewrrw
    cardholderInformation:
      type:
      - object
      - 'null'
      description: Information about the holder of the card.
      properties:
        cardholderName:
          $ref: '#/components/schemas/cardholderName'
        companyName:
          $ref: '#/components/schemas/companyName'
      required:
      - cardholderName
    dataType:
      type: string
      description: 'Only available to Canada integrations.


        Applies to merchants using their own API for transaction payload encryptions and is mandatory for INTERAC® e-Commerce Apple Pay and Google Pay transactions.

        '
      enum:
      - THREE_D_SECURE
      - EMV
    walletIndicator:
      type: string
      description: 'Only available to Canada integrations.

        Applies to merchants using their own API for transaction payload encryptions for Apple Pay and Google Pay transactions.

        **NOTE**: This field is mandatory for wall

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# Full source: https://raw.githubusercontent.com/api-evangelist/moneris/refs/heads/main/openapi/moneris-payment-methods-api-openapi.yml