Vanquis Banking Group

Vanquis Banking Group plc (formerly Provident Financial plc, rebranded 2023) is a UK specialist non-prime lender and savings bank headquartered in Bradford, England, listed on the London Stock Exchange under the ticker VANQ and serving around 1.75 million customers under the Vanquis, Moneybarn and Snoop brands. It offers credit cards, unsecured personal loans, second-charge mortgages, retail savings (easy-access, fixed-rate, notice and ISA accounts) and consumer vehicle finance to customers underserved by mainstream lenders. Its banking subsidiary, Vanquis Bank Limited, is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority (Financial Services Register no. 221156) and, as an FCA-authorised ASPSP, is a UK Open Banking participant (not one of the CMA9). Vanquis exposes the OBIE Read/Write API family - Account and Transaction Information (AIS), Payment Initiation (PIS) and Confirmation of Funds (CBPII) at v3.1.10 - plus Dynamic Client Registration, onboarded and secured through the Open Banking Directory under the PSD2 / FAPI security profile (OAuth2/OIDC, mutual-TLS and strong customer authentication). As a credit-card and savings specialist with no branch or current-account estate, Vanquis publishes no public Open Data (ATM/Branch/PCA/BCA) API.

Vanquis Banking Group publishes 22 API contracts indexed on the APIs.io network, including Account Access API, Accounts API, Balances API, and 19 more. Tagged areas include Financial Services, Banking, Open Banking, PSD2, and OBIE.

The Vanquis Banking Group catalog on APIs.io includes 1 Spectral governance ruleset.

Vanquis Banking Group’s developer surface includes authentication, documentation, signup flow, support, and 25 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

39.9/100 developing ▬ flat Agent 35/100 agent ready Front door AI 1/6 silent saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessSelf serve

3 published contracts 2 Agent Skills

Financial Services Banking Open Banking PSD2 OBIE United Kingdom Specialist Lender Credit Cards Account Information Payments

What this lets a business do 3

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Payments & Card Management

BC-1340

Domestic PaymentsDomestic Scheduled PaymentsDomestic Standing OrdersFile PaymentsInternational PaymentsInternational Scheduled Payments

POST /domestic-payment-consents GET /domestic-payment-consents/{ConsentId}/funds-confirmation POST /domestic-payments POST /domestic-scheduled-payments

Banking Customer Management

BC-1300

Parties

GET /accounts/{AccountId}/parties

Banking Product Management

BC-1310

Products

GET /products

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 39.9/100 · developing

Contract Quality 8.3 / 19

Developer Ergonomics 6.7 / 15

Access Clarity 5.1 / 15

Operational Transparency 0.8 / 10

Contract Governance 1.6 / 9

Discoverability 5.2 / 8

Regulatory Posture 6.6 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 35/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 6 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 0 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document
Typed Event Surface +6 pts — AsyncAPI document, OR webhooks/callbacks objects in the as-published OpenAPI, OR common[].type includes Webhooks
Documented Reversibility +6 pts — a reversal operation in the contract, graded up when a window is documented too

6 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 44.4 — up to +13.9 composite points
Access Clarity scores 34.2 — up to +13.2 composite points
Operational Transparency scores 7.9 — up to +12.0 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/vanquis-banking-group/apis.yml: open an issue on github.com/api-evangelist/vanquis-banking-group to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Consumer Lending Licensing (UK, US, Canada credit licence registers)	undeclared	-	-	-
EU/EEA Payment and E-Money Institutions (PSD2 passports)	undeclared	-	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 3

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

Open Banking Standard

tagged — the provider's own APIs.json carries the standard as a tag; implementation not verified

OpenAPI

measured — observed by APIs.io (published)

OAuth 2.0

measured — observed by APIs.io (declared)

APIs 22

Individual APIs this provider publishes, each with its own machine-readable definition.

Vanquis Bank Dynamic Client Registration API

Vanquis Bank's OpenID / OBIE Dynamic Client Registration (DCR) endpoint, documented on the Vanquis developer portal, allowing onboarded Third Party Providers to register OAuth c...

Vanquis Banking Group Account Access API

The Account Access API from Vanquis Banking Group — 2 operation(s) for account access.

Vanquis Banking Group Accounts API

The Accounts API from Vanquis Banking Group — 2 operation(s) for accounts.

Vanquis Banking Group Balances API

The Balances API from Vanquis Banking Group — 2 operation(s) for balances.

Vanquis Banking Group Beneficiaries API

The Beneficiaries API from Vanquis Banking Group — 2 operation(s) for beneficiaries.

Vanquis Banking Group Direct Debits API

The Direct Debits API from Vanquis Banking Group — 2 operation(s) for direct debits.

Vanquis Banking Group Domestic Payments API

The Domestic Payments API from Vanquis Banking Group — 5 operation(s) for domestic payments.

Vanquis Banking Group Domestic Scheduled Payments API

The Domestic Scheduled Payments API from Vanquis Banking Group — 4 operation(s) for domestic scheduled payments.

Vanquis Banking Group Domestic Standing Orders API

The Domestic Standing Orders API from Vanquis Banking Group — 4 operation(s) for domestic standing orders.

Vanquis Banking Group File Payments API

The File Payments API from Vanquis Banking Group — 6 operation(s) for file payments.

Vanquis Banking Group Funds Confirmations API

The Funds Confirmations API from Vanquis Banking Group — 3 operation(s) for funds confirmations.

Vanquis Banking Group International Payments API

The International Payments API from Vanquis Banking Group — 5 operation(s) for international payments.

Vanquis Banking Group International Scheduled Payments API

The International Scheduled Payments API from Vanquis Banking Group — 5 operation(s) for international scheduled payments.

Vanquis Banking Group International Standing Orders API

The International Standing Orders API from Vanquis Banking Group — 4 operation(s) for international standing orders.

Vanquis Banking Group Offers API

The Offers API from Vanquis Banking Group — 2 operation(s) for offers.

Vanquis Banking Group Parties API

The Parties API from Vanquis Banking Group — 3 operation(s) for parties.

Vanquis Banking Group Payment Details API

The Payment Details API from Vanquis Banking Group — 7 operation(s) for payment details.

Vanquis Banking Group Products API

The Products API from Vanquis Banking Group — 2 operation(s) for products.

Vanquis Banking Group Scheduled Payments API

The Scheduled Payments API from Vanquis Banking Group — 2 operation(s) for scheduled payments.

Vanquis Banking Group Standing Orders API

The Standing Orders API from Vanquis Banking Group — 2 operation(s) for standing orders.

Vanquis Banking Group Statements API

The Statements API from Vanquis Banking Group — 4 operation(s) for statements.

Vanquis Banking Group Transactions API

The Transactions API from Vanquis Banking Group — 3 operation(s) for transactions.

Scroll for all 22

Agent Skills 2

Packaged agent skills for driving this provider's APIs from an AI assistant.

Initiate a domestic payment from Vanquis (PIS)

AGENT SKILL

Read Vanquis account and transaction data (AIS)

AGENT SKILL

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Vanquis Banking Group API Rules

56 rules · 51 errors 4 warnings 1 info

SPECTRAL

OpenAPI Overlays 3

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Vanquis Banking Group Aisp Overlay

1 action · update · obie-account-info-openapi.yaml

DERIVED

Vanquis Banking Group Cbpii Overlay

1 action · update · obie-confirmation-funds-openapi.yaml

DERIVED

Vanquis Banking Group Pisp Overlay

1 action · update · obie-payment-initiation-openapi.yaml

DERIVED

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Vanquis Banking Group Authentication

oauth2 · 2 schemes

SECURITY

Vanquis Banking Group Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Vanquis Banking Group Scopes

3 scopes · clientCredentials/authorizationCode

3 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Vanquis Banking Group Agentic Access

74 operations · 20 acting

AGENTIC

Resources

Get Started 2

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

SignUp

SignUp

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

X-MCPServerCandidate

LLMsTxt

AgentSkill

AgentSkill

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

ErrorCatalog

Conformance

Lifecycle

Conventions

Idempotency

DataModel

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

OAuthScopes

OAuthScopes

Authentication

Authentication

Operate 3

Status, limits, changes, and where to get help

Support

Support

Contact

Contact

Deprecation

Deprecation

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Website

Website

Website

Website

LinkedIn

Other 4

Properties that don't map to a standard resource type

CapabilityMap

Overlay

Overlay

Overlay

Source (apis.yml)

aid: vanquis-banking-group
url: https://raw.githubusercontent.com/api-evangelist/vanquis-banking-group/refs/heads/main/apis.yml
name: Vanquis Banking Group
kind: company
description: Vanquis Banking Group plc (formerly Provident Financial plc, rebranded 2023) is a UK specialist non-prime lender
  and savings bank headquartered in Bradford, England, listed on the London Stock Exchange under the ticker VANQ and serving
  around 1.75 million customers under the Vanquis, Moneybarn and Snoop brands. It offers credit cards, unsecured personal
  loans, second-charge mortgages, retail savings (easy-access, fixed-rate, notice and ISA accounts) and consumer vehicle finance
  to customers underserved by mainstream lenders. Its banking subsidiary, Vanquis Bank Limited, is authorised by the Prudential
  Regulation Authority and regulated by the Financial Conduct Authority (Financial Services Register no. 221156) and, as an
  FCA-authorised ASPSP, is a UK Open Banking participant (not one of the CMA9). Vanquis exposes the OBIE Read/Write API family
  - Account and Transaction Information (AIS), Payment Initiation (PIS) and Confirmation of Funds (CBPII) at v3.1.10 - plus
  Dynamic Client Registration, onboarded and secured through the Open Banking Directory under the PSD2 / FAPI security profile
  (OAuth2/OIDC, mutual-TLS and strong customer authentication). As a credit-card and savings specialist with no branch or
  current-account estate, Vanquis publishes no public Open Data (ATM/Branch/PCA/BCA) API.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  gated: none
  gated_source:
  - onboarding
  label: Self-serve signup
  confidence: low
  source:
  - authentication
  - security
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Open Banking
- PSD2
- OBIE
- United Kingdom
- Specialist Lender
- Credit Cards
- Account Information
- Payments
tags_raw:
- Financial Services
- Banking
- Open Banking
- PSD2
- OBIE
- United Kingdom
- Specialist Lender
- Credit Cards
- Account Information
- Payments
- Financial-Services
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.23'
apis:
- aid: vanquis-banking-group:vanquis-dynamic-client-registration-api
  name: Vanquis Bank Dynamic Client Registration API
  description: Vanquis Bank's OpenID / OBIE Dynamic Client Registration (DCR) endpoint, documented on the Vanquis developer
    portal, allowing onboarded Third Party Providers to register OAuth clients programmatically using OBIE/eIDAS certificates
    as part of the Open Banking Directory enrolment flow. The production host is provisioned per TPP during onboarding and
    is not publicly published; no Vanquis-proprietary OpenAPI is published for this surface.
  humanURL: https://www.vanquis.com/developer-portal/
  baseURL: ''
  tags:
  - Dynamic Client Registration
  - Onboarding
  - Open Banking
  properties:
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/36667724/The+OpenBanking+OpenID+Dynamic+Client+Registration+Specification+-+v1.0.0-rc2
  - type: APIReference
    url: https://www.vanquis.com/developer-portal/
  - type: DeveloperPortal
    url: https://www.vanquis.com/developer-portal/
- aid: vanquis-banking-group:vanquis-banking-group-account-access-api
  name: Vanquis Banking Group Account Access API
  description: The Account Access API from Vanquis Banking Group — 2 operation(s) for account access.
  humanURL: https://www.vanquis.com/developer-portal/
  tags:
  - Account Access
  properties:
  - type: OpenAPI
    url: openapi/vanquis-banking-group-account-access-api-openapi.yml
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937820271/Account+and+Transaction+API+Specification+-+v3.1
  - type: APIReference
    url: https://www.vanquis.com/developer-portal/
  - type: DeveloperPortal
    url: https://www.vanquis.com/developer-portal/
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937754701/Payment+Initiation+API+Specification+-+v3.1
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937951380/Confirmation+of+Funds+API+Specification+-+v3.1
- aid: vanquis-banking-group:vanquis-banking-group-accounts-api
  name: Vanquis Banking Group Accounts API
  description: The Accounts API from Vanquis Banking Group — 2 operation(s) for accounts.
  humanURL: https://www.vanquis.com/developer-portal/
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/vanquis-banking-group-accounts-api-openapi.yml
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937820271/Account+and+Transaction+API+Specification+-+v3.1
  - type: APIReference
    url: https://www.vanquis.com/developer-portal/
  - type: DeveloperPortal
    url: https://www.vanquis.com/developer-portal/
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937754701/Payment+Initiation+API+Specification+-+v3.1
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937951380/Confirmation+of+Funds+API+Specification+-+v3.1
- aid: vanquis-banking-group:vanquis-banking-group-balances-api
  name: Vanquis Banking Group Balances API
  description: The Balances API from Vanquis Banking Group — 2 operation(s) for balances.
  humanURL: https://www.vanquis.com/developer-portal/
  tags:
  - Balances
  properties:
  - type: OpenAPI
    url: openapi/vanquis-banking-group-balances-api-openapi.yml
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937820271/Account+and+Transaction+API+Specification+-+v3.1
  - type: APIReference
    url: https://www.vanquis.com/developer-portal/
  - type: DeveloperPortal
    url: https://www.vanquis.com/developer-portal/
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937754701/Payment+Initiation+API+Specification+-+v3.1
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937951380/Confirmation+of+Funds+API+Specification+-+v3.1
- aid: vanquis-banking-group:vanquis-banking-group-beneficiaries-api
  name: Vanquis Banking Group Beneficiaries API
  description: The Beneficiaries API from Vanquis Banking Group — 2 operation(s) for beneficiaries.
  humanURL: https://www.vanquis.com/developer-portal/
  tags:
  - Beneficiaries
  properties:
  - type: OpenAPI
    url: openapi/vanquis-banking-group-beneficiaries-api-openapi.yml
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937820271/Account+and+Transaction+API+Specification+-+v3.1
  - type: APIReference
    url: https://www.vanquis.com/developer-portal/
  - type: DeveloperPortal
    url: https://www.vanquis.com/developer-portal/
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937754701/Payment+Initiation+API+Specification+-+v3.1
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937951380/Confirmation+of+Funds+API+Specification+-+v3.1
- aid: vanquis-banking-group:vanquis-banking-group-direct-debits-api
  name: Vanquis Banking Group Direct Debits API
  description: The Direct Debits API from Vanquis Banking Group — 2 operation(s) for direct debits.
  humanURL: https://www.vanquis.com/developer-portal/
  tags:
  - Direct Debits
  properties:
  - type: OpenAPI
    url: openapi/vanquis-banking-group-direct-debits-api-openapi.yml
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937820271/Account+and+Transaction+API+Specification+-+v3.1
  - type: APIReference
    url: https://www.vanquis.com/developer-portal/
  - type: DeveloperPortal
    url: https://www.vanquis.com/developer-portal/
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937754701/Payment+Initiation+API+Specification+-+v3.1
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937951380/Confirmation+of+Funds+API+Specification+-+v3.1
- aid: vanquis-banking-group:vanquis-banking-group-domestic-payments-api
  name: Vanquis Banking Group Domestic Payments API
  description: The Domestic Payments API from Vanquis Banking Group — 5 operation(s) for domestic payments.
  humanURL: https://www.vanquis.com/developer-portal/
  tags:
  - Domestic Payments
  properties:
  - type: OpenAPI
    url: openapi/vanquis-banking-group-domestic-payments-api-openapi.yml
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937820271/Account+and+Transaction+API+Specification+-+v3.1
  - type: APIReference
    url: https://www.vanquis.com/developer-portal/
  - type: DeveloperPortal
    url: https://www.vanquis.com/developer-portal/
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937754701/Payment+Initiation+API+Specification+-+v3.1
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937951380/Confirmation+of+Funds+API+Specification+-+v3.1
- aid: vanquis-banking-group:vanquis-banking-group-domestic-scheduled-payments-api
  name: Vanquis Banking Group Domestic Scheduled Payments API
  description: The Domestic Scheduled Payments API from Vanquis Banking Group — 4 operation(s) for domestic scheduled payments.
  humanURL: https://www.vanquis.com/developer-portal/
  tags:
  - Domestic Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/vanquis-banking-group-domestic-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937820271/Account+and+Transaction+API+Specification+-+v3.1
  - type: APIReference
    url: https://www.vanquis.com/developer-portal/
  - type: DeveloperPortal
    url: https://www.vanquis.com/developer-portal/
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937754701/Payment+Initiation+API+Specification+-+v3.1
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937951380/Confirmation+of+Funds+API+Specification+-+v3.1
- aid: vanquis-banking-group:vanquis-banking-group-domestic-standing-orders-api
  name: Vanquis Banking Group Domestic Standing Orders API
  description: The Domestic Standing Orders API from Vanquis Banking Group — 4 operation(s) for domestic standing orders.
  humanURL: https://www.vanquis.com/developer-portal/
  tags:
  - Domestic Standing Orders
  properties:
  - type: OpenAPI
    url: openapi/vanquis-banking-group-domestic-standing-orders-api-openapi.yml
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937820271/Account+and+Transaction+API+Specification+-+v3.1
  - type: APIReference
    url: https://www.vanquis.com/developer-portal/
  - type: DeveloperPortal
    url: https://www.vanquis.com/developer-portal/
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937754701/Payment+Initiation+API+Specification+-+v3.1
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937951380/Confirmation+of+Funds+API+Specification+-+v3.1
- aid: vanquis-banking-group:vanquis-banking-group-file-payments-api
  name: Vanquis Banking Group File Payments API
  description: The File Payments API from Vanquis Banking Group — 6 operation(s) for file payments.
  humanURL: https://www.vanquis.com/developer-portal/
  tags:
  - File Payments
  properties:
  - type: OpenAPI
    url: openapi/vanquis-banking-group-file-payments-api-openapi.yml
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937820271/Account+and+Transaction+API+Specification+-+v3.1
  - type: APIReference
    url: https://www.vanquis.com/developer-portal/
  - type: DeveloperPortal
    url: https://www.vanquis.com/developer-portal/
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937754701/Payment+Initiation+API+Specification+-+v3.1
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937951380/Confirmation+of+Funds+API+Specification+-+v3.1
- aid: vanquis-banking-group:vanquis-banking-group-funds-confirmations-api
  name: Vanquis Banking Group Funds Confirmations API
  description: The Funds Confirmations API from Vanquis Banking Group — 3 operation(s) for funds confirmations.
  humanURL: https://www.vanquis.com/developer-portal/
  tags:
  - Funds Confirmations
  properties:
  - type: OpenAPI
    url: openapi/vanquis-banking-group-funds-confirmations-api-openapi.yml
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937820271/Account+and+Transaction+API+Specification+-+v3.1
  - type: APIReference
    url: https://www.vanquis.com/developer-portal/
  - type: DeveloperPortal
    url: https://www.vanquis.com/developer-portal/
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937754701/Payment+Initiation+API+Specification+-+v3.1
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937951380/Confirmation+of+Funds+API+Specification+-+v3.1
- aid: vanquis-banking-group:vanquis-banking-group-international-payments-api
  name: Vanquis Banking Group International Payments API
  description: The International Payments API from Vanquis Banking Group — 5 operation(s) for international payments.
  humanURL: https://www.vanquis.com/developer-portal/
  tags:
  - International Payments
  properties:
  - type: OpenAPI
    url: openapi/vanquis-banking-group-international-payments-api-openapi.yml
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937820271/Account+and+Transaction+API+Specification+-+v3.1
  - type: APIReference
    url: https://www.vanquis.com/developer-portal/
  - type: DeveloperPortal
    url: https://www.vanquis.com/developer-portal/
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937754701/Payment+Initiation+API+Specification+-+v3.1
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937951380/Confirmation+of+Funds+API+Specification+-+v3.1
- aid: vanquis-banking-group:vanquis-banking-group-international-scheduled-payments-api
  name: Vanquis Banking Group International Scheduled Payments API
  description: The International Scheduled Payments API from Vanquis Banking Group — 5 operation(s) for international scheduled
    payments.
  humanURL: https://www.vanquis.com/developer-portal/
  tags:
  - International Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/vanquis-banking-group-international-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937820271/Account+and+Transaction+API+Specification+-+v3.1
  - type: APIReference
    url: https://www.vanquis.com/developer-portal/
  - type: DeveloperPortal
    url: https://www.vanquis.com/developer-portal/
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937754701/Payment+Initiation+API+Specification+-+v3.1
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937951380/Confirmation+of+Funds+API+Specification+-+v3.1
- aid: vanquis-banking-group:vanquis-banking-group-international-standing-orders-api
  name: Vanquis Banking Group International Standing Orders API
  description: The International Standing Orders API from Vanquis Banking Group — 4 operation(s) for international standing
    orders.
  humanURL: https://www.vanquis.com/developer-portal/
  tags:
  - International Standing Orders
  properties:
  - type: OpenAPI
    url: openapi/vanquis-banking-group-international-standing-orders-api-openapi.yml
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937820271/Account+and+Transaction+API+Specification+-+v3.1
  - type: APIReference
    url: https://www.vanquis.com/developer-portal/
  - type: DeveloperPortal
    url: https://www.vanquis.com/developer-portal/
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937754701/Payment+Initiation+API+Specification+-+v3.1
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937951380/Confirmation+of+Funds+API+Specification+-+v3.1
- aid: vanquis-banking-group:vanquis-banking-group-offers-api
  name: Vanquis Banking Group Offers API
  description: The Offers API from Vanquis Banking Group — 2 operation(s) for offers.
  humanURL: https://www.vanquis.com/developer-portal/
  tags:
  - Offers
  properties:
  - type: OpenAPI
    url: openapi/vanquis-banking-group-offers-api-openapi.yml
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937820271/Account+and+Transaction+API+Specification+-+v3.1
  - type: APIReference
    url: https://www.vanquis.com/developer-portal/
  - type: DeveloperPortal
    url: https://www.vanquis.com/developer-portal/
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937754701/Payment+Initiation+API+Specification+-+v3.1
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937951380/Confirmation+of+Funds+API+Specification+-+v3.1
- aid: vanquis-banking-group:vanquis-banking-group-parties-api
  name: Vanquis Banking Group Parties API
  description: The Parties API from Vanquis Banking Group — 3 operation(s) for parties.
  humanURL: https://www.vanquis.com/developer-portal/
  tags:
  - Parties
  properties:
  - type: OpenAPI
    url: openapi/vanquis-banking-group-parties-api-openapi.yml
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937820271/Account+and+Transaction+API+Specification+-+v3.1
  - type: APIReference
    url: https://www.vanquis.com/developer-portal/
  - type: DeveloperPortal
    url: https://www.vanquis.com/developer-portal/
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937754701/Payment+Initiation+API+Specification+-+v3.1
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937951380/Confirmation+of+Funds+API+Specification+-+v3.1
- aid: vanquis-banking-group:vanquis-banking-group-payment-details-api
  name: Vanquis Banking Group Payment Details API
  description: The Payment Details API from Vanquis Banking Group — 7 operation(s) for payment details.
  humanURL: https://www.vanquis.com/developer-portal/
  tags:
  - Payment Details
  properties:
  - type: OpenAPI
    url: openapi/vanquis-banking-group-payment-details-api-openapi.yml
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937820271/Account+and+Transaction+API+Specification+-+v3.1
  - type: APIReference
    url: https://www.vanquis.com/developer-portal/
  - type: DeveloperPortal
    url: https://www.vanquis.com/developer-portal/
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937754701/Payment+Initiation+API+Specification+-+v3.1
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937951380/Confirmation+of+Funds+API+Specification+-+v3.1
- aid: vanquis-banking-group:vanquis-banking-group-products-api
  name: Vanquis Banking Group Products API
  description: The Products API from Vanquis Banking Group — 2 operation(s) for products.
  humanURL: https://www.vanquis.com/developer-portal/
  tags:
  - Product
  tags_raw:
  - Products
  properties:
  - type: OpenAPI
    url: openapi/vanquis-banking-group-products-api-openapi.yml
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937820271/Account+and+Transaction+API+Specification+-+v3.1
  - type: APIReference
    url: https://www.vanquis.com/developer-portal/
  - type: DeveloperPortal
    url: https://www.vanquis.com/developer-portal/
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937754701/Payment+Initiation+API+Specification+-+v3.1
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937951380/Confirmation+of+Funds+API+Specification+-+v3.1
- aid: vanquis-banking-group:vanquis-banking-group-scheduled-payments-api
  name: Vanquis Banking Group Scheduled Payments API
  description: The Scheduled Payments API from Vanquis Banking Group — 2 operation(s) for scheduled payments.
  humanURL: https://www.vanquis.com/developer-portal/
  tags:
  - Scheduled Payments
  properties:
  - type: OpenAPI
    url: openapi/vanquis-banking-group-scheduled-payments-api-openapi.yml
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937820271/Account+and+Transaction+API+Specification+-+v3.1
  - type: APIReference
    url: https://www.vanquis.com/developer-portal/
  - type: DeveloperPortal
    url: https://www.vanquis.com/developer-portal/
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937754701/Payment+Initiation+API+Specification+-+v3.1
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937951380/Confirmation+of+Funds+API+Specification+-+v3.1
- aid: vanquis-banking-group:vanquis-banking-group-standing-orders-api
  name: Vanquis Banking Group Standing Orders API
  description: The Standing Orders API from Vanquis Banking Group — 2 operation(s) for standing orders.
  humanURL: https://www.vanquis.com/developer-portal/
  tags:
  - Standing Orders
  properties:
  - type: OpenAPI
    url: openapi/vanquis-banking-group-standing-orders-api-openapi.yml
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937820271/Account+and+Transaction+API+Specification+-+v3.1
  - type: APIReference
    url: https://www.vanquis.com/developer-portal/
  - type: DeveloperPortal
    url: https://www.vanquis.com/developer-portal/
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937754701/Payment+Initiation+API+Specification+-+v3.1
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937951380/Confirmation+of+Funds+API+Specification+-+v3.1
- aid: vanquis-banking-group:vanquis-banking-group-statements-api
  name: Vanquis Banking Group Statements API
  description: The Statements API from Vanquis Banking Group — 4 operation(s) for statements.
  humanURL: https://www.vanquis.com/developer-portal/
  tags:
  - Statements
  properties:
  - type: OpenAPI
    url: openapi/vanquis-banking-group-statements-api-openapi.yml
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937820271/Account+and+Transaction+API+Specification+-+v3.1
  - type: APIReference
    url: https://www.vanquis.com/developer-portal/
  - type: DeveloperPortal
    url: https://www.vanquis.com/developer-portal/
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937754701/Payment+Initiation+API+Specification+-+v3.1
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937951380/Confirmation+of+Funds+API+Specification+-+v3.1
- aid: vanquis-banking-group:vanquis-banking-group-transactions-api
  name: Vanquis Banking Group Transactions API
  description: The Transactions API from Vanquis Banking Group — 3 operation(s) for transactions.
  humanURL: https://www.vanquis.com/developer-portal/
  tags:
  - Transaction
  tags_raw:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/vanquis-banking-group-transactions-api-openapi.yml
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937820271/Account+and+Transaction+API+Specification+-+v3.1
  - type: APIReference
    url: https://www.vanquis.com/developer-portal/
  - type: DeveloperPortal
    url: https://www.vanquis.com/developer-portal/
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937754701/Payment+Initiation+API+Specification+-+v3.1
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/937951380/Confirmation+of+Funds+API+Specification+-+v3.1
common:
- type: CapabilityMap
  url: capabilities/vanquis-banking-group-capability-edges.yml
  name: Vanquis Banking Group Business Capability Map
- type: DomainSecurity
  url: security/vanquis-banking-group-domain-security.yml
- type: AgenticAccess
  url: agentic-access/vanquis-banking-group-agentic-access.yml
- type: OAuthScopes
  url: scopes/vanquis-banking-group-scopes.yml
- type: Authentication
  url: authentication/vanquis-banking-group-authentication.yml
- type: Website
  url: https://www.vanquis.com/
- type: Website
  name: Group / Investor site
  url: https://www.vanquisbankinggroup.com/
- type: DeveloperPortal
  url: https://www.vanquis.com/developer-portal/
- type: Documentation
  url: https://openbanking.atlassian.net/wiki/spaces/DZ/overview
- type: SignUp
  url: https://directory.openbanking.org.uk/s/login/SelfRegister
- type: Support
  url: https://directory.openbanking.org.uk/obieservicedesk/s/
- type: LinkedIn
  url: https://www.linkedin.com/company/vanquis/
- type: TermsOfService
  url: https://www.vanquis.com/legal/terms-of-use/
- type: PrivacyPolicy
  url: https://www.vanquis.com/legal/privacy/
- type: Contact
  url: https://www.vanquis.com/contact-us/
- type: ErrorCatalog
  url: errors/vanquis-banking-group-problem-types.yml
- type: Conformance
  url: conformance/vanquis-banking-group-conformance.yml
- type: Lifecycle
  url: lifecycle/vanquis-banking-group-lifecycle.yml
- type: Deprecation
  url: lifecycle/vanquis-banking-group-lifecycle.yml
- type: Conventions
  url: conventions/vanquis-banking-group-conventions.yml
- type: Idempotency
  url: conventions/vanquis-banking-group-conventions.yml
- type: X-MCPServerCandidate
  url: mcp/vanquis-banking-group-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: LLMsTxt
  url: llms/vanquis-banking-group-llms.txt
- type: Overlay
  name: Account and Transaction (AIS) enhancements
  url: overlays/vanquis-banking-group-aisp-overlay.yaml
- type: Overlay
  name: Payment Initiation (PIS) enhancements
  url: overlays/vanquis-banking-group-pisp-overlay.yaml
- type: Overlay
  name: Confirmation of Funds (CBPII) enhancements
  url: overlays/vanquis-banking-group-cbpii-overlay.yaml
- type: DataModel
  url: data-model/vanquis-banking-group-data-model.yml
- type: AgentSkill
  name: Read Vanquis account and transaction data (AIS)
  url: skills/vanquis-read-account-transactions.md
- type: AgentSkill
  name: Initiate a domestic payment from Vanquis (PIS)
  url: skills/vanquis-initiate-domestic-payment.md
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Vanquis Banking Group API — frequently asked questions

Does Vanquis Banking Group have an API?

Yes. APIs.io lists 22 APIs from Vanquis Banking Group, including Vanquis Bank Dynamic Client Registration API, Vanquis Banking Group Account Access API and Vanquis Banking Group Accounts API, and 19 more.

Is there an OpenAPI specification for the Vanquis Banking Group API?

Yes. APIs.io indexes 21 OpenAPI specifications for Vanquis Banking Group, each linked for download from this page.

How do I authenticate with the Vanquis Banking Group API?

Vanquis Banking Group documents its authentication (oauth2 · 2 schemes). The details are profiled on APIs.io as Vanquis Banking Group Authentication.

Is the Vanquis Banking Group API ready for AI agents?

Vanquis Banking Group has a Kin Score of 39.9 out of 100 (developing) and an Agent Readiness score of 34.7 (agent-ready), scored by API Evangelist on 2026-11-06.

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