Super Payments

Super Payments is a UK payments provider offering free card and open-banking (pay-by-bank) payment processing for businesses, funded by a customer-acquisition and cash-rewards model rather than per-transaction fees. Its REST API lets merchants create payments and checkout sessions, issue refunds, manage customers and reusable payment methods, run settlements and reconciliation, create no-code payment links, and configure cash rewards. The API uses date-based URL versioning, static API-key authentication, RFC 9457 problem+json errors, cursor pagination, HMAC-signed webhooks, an embedded super-card web component and hosted payment page, and a React Native SDK. Backed by Accel and Union Square Ventures.

Super Payments publishes 8 APIs on the APIs.io network, including Checkout Sessions API, Customer API, Payment Links API, and 5 more. Tagged areas include Company, Payments, Open Banking, Cash Rewards, and Checkout.

The Super Payments catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Super Payments’ developer surface includes documentation, API reference, getting-started guide, support, engineering blog, pricing, signup flow, and 28 more developer resources.

🌐 Visit website 📡 Source on GitHub
61.0/100 strong ▬ flat Agent 64/100 agent native Full breakdown ↓
scored 2026-07-28 · rubric v0.5
AccessSelf serve
8 APIs 1 MCP Servers
CompanyPaymentsOpen BankingCash RewardsCheckoutFintechUnited KingdomPay by Bank

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-28 · rubric v0.5
Composite quality — 61.0/100 · strong
Contract Quality 17.6 / 25
Developer Ergonomics 16.1 / 20
Commercial Clarity 8.9 / 20
Operational Transparency 9.6 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 64/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/super-payments: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 8

Individual APIs this provider publishes, each with its own machine-readable definition.

Super Payments Checkout Sessions API

Checkout Session management

Super Payments Customer API

The Customer API from Super Payments — 2 operation(s) for customer.

Super Payments Payment Links API

Manage payment links for one-time payments

Super Payments Payment Methods API

The Payment Methods API from Super Payments — 4 operation(s) for payment methods.

Super Payments Payments API

Payment processing and management

Super Payments Refunds API

Refund management

Super Payments Rewards API

Rewards configuration and calculation and management

Super Payments Settlements API

Settlement batches, details, and reconciliation

Scroll for all 8

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

super-payments-mcp.yml

MCP SERVER

Rate Limits 1

Documented rate limits and quota policies.

Super Payments Rate Limits

2 limits

RATE LIMITS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Super Payments Webhooks

Super Payments delivers real-time event notifications to merchant-configured endpoints. Webhooks are configured per Integration in the Business Portal. Every request carries a s...

ASYNCAPI

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Super Payments Authentication

apiKey · 2 schemes

SECURITY

Super Payments Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 5

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted
 SignUp
SignUp
 Login
Login
 Sandbox
Sandbox

Documentation 3

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference
 AsyncAPI
AsyncAPI

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

MCPServer
MCPServer
 LLMsTxt
LLMsTxt
 AgentSkill
AgentSkill

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Lifecycle
Lifecycle
 Webhooks
Webhooks
 ErrorCatalog
ErrorCatalog
 Conventions
Conventions
 Components
Components
 DataModel
DataModel
 Conformance
Conformance

Scroll for all 7

Build 4

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization
 DeclineCodes
DeclineCodes
 Packages
Packages
 SDKs
SDKs

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication

Operate 6

Status, limits, changes, and where to get help

Support
Support
 StatusPage
StatusPage
 ChangeLog
ChangeLog
 ChangeLog
ChangeLog
 Deprecation
Deprecation
 RateLimits
RateLimits

Commercial 3

Pricing, plans, and the legal terms of use

Pricing
Pricing
 TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: super-payments
name: Super Payments
description: Super Payments is a UK payments provider offering free card and open-banking (pay-by-bank) payment processing
  for businesses, funded by a customer-acquisition and cash-rewards model rather than per-transaction fees. Its REST API lets
  merchants create payments and checkout sessions, issue refunds, manage customers and reusable payment methods, run settlements
  and reconciliation, create no-code payment links, and configure cash rewards. The API uses date-based URL versioning, static
  API-key authentication, RFC 9457 problem+json errors, cursor pagination, HMAC-signed webhooks, an embedded super-card web
  component and hosted payment page, and a React Native SDK. Backed by Accel and Union Square Ventures.
url: https://raw.githubusercontent.com/api-evangelist/super-payments/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- accel
- union-square-ventures
x-tier: enriched
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-21'
image: https://framerusercontent.com/images/eAdDRGD6sLo1NlXEu8bPS71k.png
tags:
- Company
- Payments
- Open Banking
- Cash Rewards
- Checkout
- Fintech
- United Kingdom
- Pay by Bank
apis:
- aid: super-payments:super-payments-checkout-sessions-api
  name: Super Payments Checkout Sessions API
  description: Checkout Session management
  humanURL: https://docs.superpayments.com/docs
  baseURL: https://api.superpayments.com/2026-04-01
  tags:
  - Checkout Sessions
  properties:
  - type: OpenAPI
    url: openapi/super-payments-checkout-sessions-api-openapi.yml
  - type: Documentation
    url: https://docs.superpayments.com/docs
  - type: APIReference
    url: https://docs.superpayments.com/reference
  - type: GettingStarted
    url: https://docs.superpayments.com/docs/getting-started
  - type: AsyncAPI
    url: asyncapi/super-payments-webhooks-asyncapi.yml
- aid: super-payments:super-payments-customer-api
  name: Super Payments Customer API
  description: The Customer API from Super Payments — 2 operation(s) for customer.
  humanURL: https://docs.superpayments.com/docs
  baseURL: https://api.superpayments.com/2026-04-01
  tags:
  - Customer
  properties:
  - type: OpenAPI
    url: openapi/super-payments-customer-api-openapi.yml
  - type: Documentation
    url: https://docs.superpayments.com/docs
  - type: APIReference
    url: https://docs.superpayments.com/reference
  - type: GettingStarted
    url: https://docs.superpayments.com/docs/getting-started
  - type: AsyncAPI
    url: asyncapi/super-payments-webhooks-asyncapi.yml
- aid: super-payments:super-payments-payment-links-api
  name: Super Payments Payment Links API
  description: Manage payment links for one-time payments
  humanURL: https://docs.superpayments.com/docs
  baseURL: https://api.superpayments.com/2026-04-01
  tags:
  - Payment Links
  properties:
  - type: OpenAPI
    url: openapi/super-payments-payment-links-api-openapi.yml
  - type: Documentation
    url: https://docs.superpayments.com/docs
  - type: APIReference
    url: https://docs.superpayments.com/reference
  - type: GettingStarted
    url: https://docs.superpayments.com/docs/getting-started
  - type: AsyncAPI
    url: asyncapi/super-payments-webhooks-asyncapi.yml
- aid: super-payments:super-payments-payment-methods-api
  name: Super Payments Payment Methods API
  description: The Payment Methods API from Super Payments — 4 operation(s) for payment methods.
  humanURL: https://docs.superpayments.com/docs
  baseURL: https://api.superpayments.com/2026-04-01
  tags:
  - Payment Methods
  properties:
  - type: OpenAPI
    url: openapi/super-payments-payment-methods-api-openapi.yml
  - type: Documentation
    url: https://docs.superpayments.com/docs
  - type: APIReference
    url: https://docs.superpayments.com/reference
  - type: GettingStarted
    url: https://docs.superpayments.com/docs/getting-started
  - type: AsyncAPI
    url: asyncapi/super-payments-webhooks-asyncapi.yml
- aid: super-payments:super-payments-payments-api
  name: Super Payments Payments API
  description: Payment processing and management
  humanURL: https://docs.superpayments.com/docs
  baseURL: https://api.superpayments.com/2026-04-01
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/super-payments-payments-api-openapi.yml
  - type: Documentation
    url: https://docs.superpayments.com/docs
  - type: APIReference
    url: https://docs.superpayments.com/reference
  - type: GettingStarted
    url: https://docs.superpayments.com/docs/getting-started
  - type: AsyncAPI
    url: asyncapi/super-payments-webhooks-asyncapi.yml
- aid: super-payments:super-payments-refunds-api
  name: Super Payments Refunds API
  description: Refund management
  humanURL: https://docs.superpayments.com/docs
  baseURL: https://api.superpayments.com/2026-04-01
  tags:
  - Refunds
  properties:
  - type: OpenAPI
    url: openapi/super-payments-refunds-api-openapi.yml
  - type: Documentation
    url: https://docs.superpayments.com/docs
  - type: APIReference
    url: https://docs.superpayments.com/reference
  - type: GettingStarted
    url: https://docs.superpayments.com/docs/getting-started
  - type: AsyncAPI
    url: asyncapi/super-payments-webhooks-asyncapi.yml
- aid: super-payments:super-payments-rewards-api
  name: Super Payments Rewards API
  description: Rewards configuration and calculation and management
  humanURL: https://docs.superpayments.com/docs
  baseURL: https://api.superpayments.com/2026-04-01
  tags:
  - Rewards
  properties:
  - type: OpenAPI
    url: openapi/super-payments-rewards-api-openapi.yml
  - type: Documentation
    url: https://docs.superpayments.com/docs
  - type: APIReference
    url: https://docs.superpayments.com/reference
  - type: GettingStarted
    url: https://docs.superpayments.com/docs/getting-started
  - type: AsyncAPI
    url: asyncapi/super-payments-webhooks-asyncapi.yml
- aid: super-payments:super-payments-settlements-api
  name: Super Payments Settlements API
  description: Settlement batches, details, and reconciliation
  humanURL: https://docs.superpayments.com/docs
  baseURL: https://api.superpayments.com/2026-04-01
  tags:
  - Settlements
  properties:
  - type: OpenAPI
    url: openapi/super-payments-settlements-api-openapi.yml
  - type: Documentation
    url: https://docs.superpayments.com/docs
  - type: APIReference
    url: https://docs.superpayments.com/reference
  - type: GettingStarted
    url: https://docs.superpayments.com/docs/getting-started
  - type: AsyncAPI
    url: asyncapi/super-payments-webhooks-asyncapi.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/super-payments-domain-security.yml
- type: Website
  url: https://www.superpayments.com/for-business
- type: DeveloperPortal
  url: https://docs.superpayments.com/docs
- type: Documentation
  url: https://docs.superpayments.com/docs
- type: APIReference
  url: https://docs.superpayments.com/reference
- type: GettingStarted
  url: https://docs.superpayments.com/docs/getting-started
- type: Support
  url: https://support.superpayments.com/hc/en-gb
- type: Blog
  url: https://www.superpayments.com/blog
- type: GitHubOrganization
  url: https://github.com/superpayments
- type: Pricing
  url: https://www.superpayments.com/pricing
- type: SignUp
  url: https://business.superpayments.com
- type: Login
  url: https://business.superpayments.com/signin
- type: TermsOfService
  url: https://www.superpayments.com/terms-and-conditions
- type: PrivacyPolicy
  url: https://www.superpayments.com/privacy-policy
- type: StatusPage
  url: https://status.superpayments.com/
- type: ChangeLog
  url: https://docs.superpayments.com/changelog
- type: ChangeLog
  url: changelog/super-payments-changelog.yml
- type: Deprecation
  url: https://docs.superpayments.com/reference/upgrading
- type: Lifecycle
  url: lifecycle/super-payments-lifecycle.yml
- type: Authentication
  url: authentication/super-payments-authentication.yml
- type: Webhooks
  url: asyncapi/super-payments-webhooks-asyncapi.yml
- type: AsyncAPI
  url: asyncapi/super-payments-webhooks-asyncapi.yml
- type: RateLimits
  url: rate-limits/super-payments-rate-limits.yml
- type: ErrorCatalog
  url: errors/super-payments-problem-types.yml
- type: DeclineCodes
  url: errors/super-payments-decline-codes.yml
- type: Conventions
  url: conventions/super-payments-conventions.yml
- type: Sandbox
  url: sandbox/super-payments-sandbox.yml
- type: Components
  url: components/super-payments-components.yml
- type: DataModel
  url: data-model/super-payments-data-model.yml
- type: Conformance
  url: conformance/super-payments-conformance.yml
- type: Packages
  url: packages/super-payments-packages.yml
- type: SDKs
  url: packages/super-payments-packages.yml
- type: MCPServer
  url: mcp/super-payments-mcp.yml
- type: LLMsTxt
  url: llms/super-payments-llms.txt
- type: AgentSkill
  url: skills/_index.yml
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 24
  pass: local-v1