Efí Pay (Gerencianet) website screenshot

Efí Pay (Gerencianet)

Efí Pay (formerly Gerencianet) is a Brazilian fintech and Banco Central-licensed payment institution headquartered in Belo Horizonte, Brazil. It provides a developer-first payments stack covering Pix (instant payments), Boleto / Bolix / Carnê (Brazilian bank slips), credit-card processing, recurring billing (assinaturas + carnês), marketplace splits, programmatic account opening (BaaS), Open Finance payment initiation, bill-payment automation, and CNAB statement extraction. The company rebranded from Gerencianet to Efí Pay / Efí Bank in 2022 and is rated at the top tier by Banco Central for its Pix API. The technical surface is exposed as five distinct REST APIs (Cobranças, Pix, Open Finance, Pagamentos, Contas) with twelve official SDKs plus e-commerce plugins.

Efí Pay (Gerencianet) publishes 36 API contracts indexed on the APIs.io network, including Account API, Accounts API, Authorization API, and 33 more. Tagged areas include Payments, Pix, Boleto, Subscription, and Recurring Billing.

The Efí Pay (Gerencianet) catalog on APIs.io includes 1 JSON-LD context and 3 Spectral governance rulesets.

Efí Pay (Gerencianet)’s developer surface includes sandbox, authentication, getting-started guide, signup flow, pricing, engineering blog, support, and 71 more developer resources.

62.1/100 strong ▼ -5.0 Agent 33/100 agent ready saas Full breakdown ↓
scored 2026-10-17 · rubric v0.24.0
AccessPaidSelf serve
6 published contracts 1 MCP Servers 13 Features 7 Use Cases
PaymentsPixBoletoSubscriptionRecurring BillingMarketplaceSplit PaymentsOpen FinanceBanking as a ServiceAccount OpeningBill PaymentsCNABBrazilFintech

What this lets a business do 5

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Payments & Card Management
BC-1340
Automatic PixBill PaymentsBiometric PixCard PaymentsDevolutionsDue Charges
PUT /v3/gn/pix/{idEnvio} PUT /v2/gn/pix/{idEnvio}/qrcode GET /v2/gn/pix/enviados POST /pagamentos-agendados/pix
Banking Customer Management
BC-1300
Accounts
POST /conta-simplificada
Developer Platform & API Ecosystem Management
BC-4270
Webhooks
POST /webhook PUT /v2/webhook/{chave}
Subscription Lifecycle Management
BC-4240
Subscriptions
POST /plan/{id}/subscription PUT /subscription/{id} PUT /subscription/{id}/cancel
Financial Management
BC-200
Charges
POST /charge POST /charge/{id}/billet/resend PUT /charge/{id}/settle

What people ask Efí Pay (Gerencianet) 36

The questions people put to an LLM, and the jobs they hand an agent, that Efí Pay (Gerencianet)'s APIs answer — each one linked to the operation that does it. Generated by API Evangelist

Efí Pay (Gerencianet) Recurring Pix API Start an Open Finance recurring Pix payment “How do I set up a repeating Pix payment through Open Finance?” List Open Finance recurring Pix payments “Which recurring Pix payments have I set up through Open Finance?” Cancel an Open Finance recurring Pix payment “Can I cancel a recurring Pix series I started through Open Finance?” Refund an Open Finance recurring Pix payment “Can I refund a payment from an Open Finance recurring series?”
Efí Pay (Gerencianet) Webhooks API Register an account webhook “How do I register a webhook for account events?” Get an account webhook “Can I look up one account webhook by its identifier?” Delete an account webhook “Can I remove an account webhook I no longer need?” List account webhooks “Which account webhooks have I registered?”
Efí Pay (Gerencianet) Carnets API Create a carnet of installment boletos “How do I issue a carnê so a customer pays in monthly boletos?” Get a carnet “Can I look up a carnet and see its installments?” Update several carnet parcels at once “Can I update several parcels of a carnet at once?” Update one carnet parcel “Can I change just one installment of a carnet?”
Efí Pay (Gerencianet) Charges API Create a charge “How do I create a charge before choosing how the customer pays?” Create and pay a charge in one step “Can I create a charge and set its boleto or card payment in a single call?” Get a charge “Can I look up a single charge and see whether it's paid?” List charges “Which charges have I issued?”
Efí Pay (Gerencianet) Subscriptions API Subscribe a customer to a plan “How do I subscribe a customer to one of my plans?” Subscribe and set payment in one step “Can I create a subscription with its card or boleto payment in a single call?” Create a subscription payment link “Can I generate a link so customers subscribe to a plan themselves?” Get a subscription “Can I look up a subscription and its charges?”
Efí Pay (Gerencianet) Splits API See the split on an immediate Pix charge “Can I see how an immediate Pix charge's money is split?” Apply a split to an immediate Pix charge “How do I split an immediate Pix charge between accounts?” Remove a split from an immediate Pix charge “Can I remove a split from an immediate Pix charge?” See the split on a Pix due charge “Can I see how a due-date Pix charge's money is split?”
Efí Pay (Gerencianet) Automatic Charges API Create a Pix Automático charge “Can I create an automatic Pix charge and let the system assign its txid?” List Pix Automático charges “How do I see all the Pix Automático charges I've issued?” Create a Pix Automático charge with my own txid “Can I choose the txid myself when creating an automatic Pix charge?” Update a Pix Automático charge “Can I change an automatic Pix charge after it was created?”
Efí Pay (Gerencianet) Pix Send API Send a Pix payment “How do I send money by Pix from my account to a key?” Pay a Pix QR code “Can I pay a Pix QR code from my account through the API?” Send Pix to my own account elsewhere “Can I move money by Pix to another account in my own name?” List Pix I sent “Which Pix transfers have I sent?”
Efí Pay (Gerencianet) Automatic Pix API Enroll a payer in Pix Automático via Open Finance “Can I ask a payer to authorize Pix Automático through Open Finance?” List Open Finance Pix Automático enrollments “How do I see the Pix Automático enrollments made through Open Finance?” Update a Pix Automático enrollment “Can I change an Open Finance Pix Automático enrollment after it was set up?” Initiate a Pix Automático payment “Can I trigger a payment under an existing Pix Automático enrollment?”
Efí Pay (Gerencianet) Immediate Charges API Create an immediate Pix charge “How do I create a Pix charge and let the system generate the txid?” List immediate Pix charges “Which immediate Pix charges have I created?” Create an immediate Pix charge with my own txid “Can I choose the txid when creating an immediate Pix charge?” Update an immediate Pix charge “Can I change an immediate Pix charge before it's paid?”
Efí Pay (Gerencianet) Biometric Pix API Create a biometric Pix enrollment “Can I link a payer so they can pay Pix with biometrics?” List biometric Pix enrollments “How do I see the devices or payers linked for biometric Pix?” Revoke a biometric Pix enrollment “Can I revoke a biometric enrollment so it can no longer authorize payments?” Initiate a biometric Pix payment “How do I start a Pix payment that the payer approves with biometrics?”
Efí Pay (Gerencianet) Bill Payments API Look up a bill by its barcode “Can I check what a boleto or bill is for before paying it?” Pay a bill by barcode “How do I pay a boleto from my account using its barcode?” Get a bill payment “Can I check the status of a bill payment I already requested?” List bill payments “Which bills have I paid from my Efí account?”

Showing 12 of 36 APIs with phrasing — see every API.

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-10-17 · rubric v0.24.0
Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.
The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/gerencianet: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

MarketPositionDepthRegistered MCP serverDeclares compatibility
Payments core 42.5 - -

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

APIs 36

Individual APIs this provider publishes, each with its own machine-readable definition.

Efí Pay (Gerencianet) Account API

The Account API from Efí Pay (Gerencianet) — 2 operation(s) for account.

Efí Pay (Gerencianet) Accounts API

The Accounts API from Efí Pay (Gerencianet) — 3 operation(s) for accounts.

Efí Pay (Gerencianet) Authorization API

The Authorization API from Efí Pay (Gerencianet) — 2 operation(s) for authorization.

Efí Pay (Gerencianet) Automatic Charges API

The Automatic Charges API from Efí Pay (Gerencianet) — 3 operation(s) for automatic charges.

Efí Pay (Gerencianet) Automatic Pix API

The Automatic Pix API from Efí Pay (Gerencianet) — 2 operation(s) for automatic pix.

Efí Pay (Gerencianet) Bill Payments API

The Bill Payments API from Efí Pay (Gerencianet) — 3 operation(s) for bill payments.

Efí Pay (Gerencianet) Biometric Pix API

The Biometric Pix API from Efí Pay (Gerencianet) — 2 operation(s) for biometric pix.

Efí Pay (Gerencianet) Card Payments API

The Card Payments API from Efí Pay (Gerencianet) — 3 operation(s) for card payments.

Efí Pay (Gerencianet) Carnets API

The Carnets API from Efí Pay (Gerencianet) — 12 operation(s) for carnets.

Efí Pay (Gerencianet) Charges API

The Charges API from Efí Pay (Gerencianet) — 12 operation(s) for charges.

Efí Pay (Gerencianet) Configuration API

The Configuration API from Efí Pay (Gerencianet) — 1 operation(s) for configuration.

Efí Pay (Gerencianet) Devolutions API

The Devolutions API from Efí Pay (Gerencianet) — 1 operation(s) for devolutions.

Efí Pay (Gerencianet) Due Charge Batches API

The Due Charge Batches API from Efí Pay (Gerencianet) — 2 operation(s) for due charge batches.

Efí Pay (Gerencianet) Due Charges API

The Due Charges API from Efí Pay (Gerencianet) — 2 operation(s) for due charges.

Efí Pay (Gerencianet) Immediate Charges API

The Immediate Charges API from Efí Pay (Gerencianet) — 2 operation(s) for immediate charges.

Efí Pay (Gerencianet) Immediate Pix API

The Immediate Pix API from Efí Pay (Gerencianet) — 2 operation(s) for immediate pix.

Efí Pay (Gerencianet) Locations API

The Locations API from Efí Pay (Gerencianet) — 3 operation(s) for locations.

Efí Pay (Gerencianet) MED Infractions API

The MED Infractions API from Efí Pay (Gerencianet) — 2 operation(s) for med infractions.

Efí Pay (Gerencianet) Notifications API

The Notifications API from Efí Pay (Gerencianet) — 1 operation(s) for notifications.

Efí Pay (Gerencianet) Participants API

The Participants API from Efí Pay (Gerencianet) — 1 operation(s) for participants.

Efí Pay (Gerencianet) Payment Links API

The Payment Links API from Efí Pay (Gerencianet) — 3 operation(s) for payment links.

Efí Pay (Gerencianet) Pix Keys API

The Pix Keys API from Efí Pay (Gerencianet) — 3 operation(s) for pix keys.

Efí Pay (Gerencianet) Pix Send API

The Pix Send API from Efí Pay (Gerencianet) — 6 operation(s) for pix send.

Efí Pay (Gerencianet) Plans API

The Plans API from Efí Pay (Gerencianet) — 3 operation(s) for plans.

Efí Pay (Gerencianet) QR Codes API

The QR Codes API from Efí Pay (Gerencianet) — 2 operation(s) for qr codes.

Efí Pay (Gerencianet) Receipts API

The Receipts API from Efí Pay (Gerencianet) — 1 operation(s) for receipts.

Efí Pay (Gerencianet) Received Pix API

The Received Pix API from Efí Pay (Gerencianet) — 2 operation(s) for received pix.

Efí Pay (Gerencianet) Recurring Pix API

The Recurring Pix API from Efí Pay (Gerencianet) — 11 operation(s) for recurring pix.

Efí Pay (Gerencianet) Reports API

The Reports API from Efí Pay (Gerencianet) — 2 operation(s) for reports.

Efí Pay (Gerencianet) Scheduled Pix API

The Scheduled Pix API from Efí Pay (Gerencianet) — 3 operation(s) for scheduled pix.

Efí Pay (Gerencianet) SFTP API

The SFTP API from Efí Pay (Gerencianet) — 1 operation(s) for sftp.

Efí Pay (Gerencianet) Splits API

The Splits API from Efí Pay (Gerencianet) — 6 operation(s) for splits.

Efí Pay (Gerencianet) Statement Files API

The Statement Files API from Efí Pay (Gerencianet) — 2 operation(s) for statement files.

Efí Pay (Gerencianet) Statement Schedules API

The Statement Schedules API from Efí Pay (Gerencianet) — 3 operation(s) for statement schedules.

Efí Pay (Gerencianet) Subscriptions API

The Subscriptions API from Efí Pay (Gerencianet) — 9 operation(s) for subscriptions.

Efí Pay (Gerencianet) Webhooks API

The Webhooks API from Efí Pay (Gerencianet) — 8 operation(s) for webhooks.

Scroll for all 36

Postman Collections 6

Ready-to-run Postman collections for exercising this provider's APIs.

Open Collections 43

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

Efí Pay Cobranças API

OPEN COLLECTION

Efí Pay Open Finance API

OPEN COLLECTION

Efí Pay Pix API

OPEN COLLECTION

Scroll for all 43

Arazzo Workflows 12

Multi-step API workflows described with the Arazzo specification.

Efí Account Onboarding

Open a simplified Efí account, issue its certificate, and fetch its API credentials.

ARAZZO

Efí Account Webhook Setup

Register an account-level webhook and verify it was stored.

ARAZZO

Efí Bill Payment by Bar Code

Decode a boleto bar code, pay it from the account, and reconcile the status.

ARAZZO

Efí Boleto Charge Issue

Create a Cobranças charge, set the boleto payment method, and read its status.

ARAZZO

Efí Card Charge Refund

Detail a Cobranças card charge, branch on its status, and refund it when paid.

ARAZZO

Efí Pix Immediate Charge to QR Code

Create an immediate Pix charge, confirm it, and render its payable QR Code.

ARAZZO

Efí Pix Charge Revise

Create a Pix charge under a fixed txid, check its status, and revise it while still active.

ARAZZO

Efí Pix Charge Status and Refund

Detail a Pix charge, branch on its status, and refund the received Pix when paid.

ARAZZO

Efí Pix Due Charge to QR Code

Create a Pix due charge with a due date, confirm it, and render its QR Code.

ARAZZO

Efí Pix Cash-Out Send

Send a Pix payout to a key and confirm the outbound transfer status.

ARAZZO

Efí Pix Webhook Setup

Register a Pix webhook for a Pix key and verify it was stored.

ARAZZO

Efí CNAB Statement Schedule

Schedule a recurring CNAB statement job and confirm it is registered.

ARAZZO

Scroll for all 12

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Efí MCP Server

MCP server requiring an API key; 173 tools listed.

MCP SERVER

Pricing Plans 1

Published pricing tiers and plan structures.

Rate Limits 2

Documented rate limits and quota policies.

Gerencianet Cobrancas Rate Limits

39 limits

RATE LIMITS

Gerencianet Rate Limits

24 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Features 13

Notable capabilities this provider offers.

Pix API (Banco Central rated tier-1)

Cash-in / cash-out / immediate (cob) / due (cobv) / automatic (cobr) / recurring (rec) Pix flows.

Boleto and Bolix

Brazilian bank slips with optional next-business-day settlement (Bolix).

Carnê

Installment booklets — a single charge that emits a series of dated boletos.

Credit-Card Processing

Card transactions with installments up to 12x and antecipação.

Subscriptions and Plans

Recurring billing via the Cobranças API.

Payment Links

Shareable payment URLs requiring no merchant site.

Marketplace Splits

Automatic distribution of received funds across multiple Efí accounts.

Open Finance Payment Initiation

Initiate Pix payments from any participating Brazilian bank/fintech.

Programmatic Account Opening

Conta-simplificada accounts opened via API with auto-generated certificates and credentials.

Bill Payment Automation

Decode boleto barcodes and pay them from the account balance.

CNAB Statement Extraction

Scheduled CNAB statement files retrievable via API or SFTP.

MED Infraction Defense

Submit defenses for Pix infraction notices via /v2/gn/infracoes.

Webhooks With Optional mTLS Skip

Configurable Pix, recurring, and automatic-charge webhook delivery with replay endpoint.

Scroll for all 13

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Gerencianet Context

12 classes · 15 properties

JSON-LD

Spectral Rules 3

Spectral governance rulesets for linting and validating these APIs.

Efí Pay (Gerencianet) — efi rules

6 rules · 2 errors 3 warnings 1 info

SPECTRAL

Efí Pay (Gerencianet) — jsonschema rules

5 rules · 3 warnings 2 info

SPECTRAL

Efí Pay (Gerencianet) API Rules

12 rules · 10 errors 1 warnings 1 info

SPECTRAL

OpenAPI Overlays 36

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Gerencianet Account Api Phrasing Overlay

4 actions · phrasing · gerencianet-account-api-openapi.yml

GENERATED

Gerencianet Accounts Api Phrasing Overlay

4 actions · phrasing · gerencianet-accounts-api-openapi.yml

GENERATED

Gerencianet Authorization Api Phrasing Overlay

3 actions · phrasing · gerencianet-authorization-api-openapi.yml

GENERATED

Gerencianet Automatic Charges Api Phrasing Overlay

7 actions · phrasing · gerencianet-automatic-charges-api-openapi.yml

GENERATED

Gerencianet Automatic Pix Api Phrasing Overlay

7 actions · phrasing · gerencianet-automatic-pix-api-openapi.yml

GENERATED

Gerencianet Bill Payments Api Phrasing Overlay

5 actions · phrasing · gerencianet-bill-payments-api-openapi.yml

GENERATED

Gerencianet Biometric Pix Api Phrasing Overlay

6 actions · phrasing · gerencianet-biometric-pix-api-openapi.yml

GENERATED

Gerencianet Card Payments Api Phrasing Overlay

4 actions · phrasing · gerencianet-card-payments-api-openapi.yml

GENERATED

Gerencianet Carnets Api Phrasing Overlay

13 actions · phrasing · gerencianet-carnets-api-openapi.yml

GENERATED

Gerencianet Charges Api Phrasing Overlay

13 actions · phrasing · gerencianet-charges-api-openapi.yml

GENERATED

Gerencianet Configuration Api Phrasing Overlay

3 actions · phrasing · gerencianet-configuration-api-openapi.yml

GENERATED

Gerencianet Devolutions Api Phrasing Overlay

3 actions · phrasing · gerencianet-devolutions-api-openapi.yml

GENERATED

Gerencianet Due Charge Batches Api Phrasing Overlay

5 actions · phrasing · gerencianet-due-charge-batches-api-openapi.yml

GENERATED

Gerencianet Due Charges Api Phrasing Overlay

5 actions · phrasing · gerencianet-due-charges-api-openapi.yml

GENERATED

Gerencianet Immediate Charges Api Phrasing Overlay

6 actions · phrasing · gerencianet-immediate-charges-api-openapi.yml

GENERATED

Gerencianet Immediate Pix Api Phrasing Overlay

4 actions · phrasing · gerencianet-immediate-pix-api-openapi.yml

GENERATED

Gerencianet Locations Api Phrasing Overlay

5 actions · phrasing · gerencianet-locations-api-openapi.yml

GENERATED

Gerencianet Med Infractions Api Phrasing Overlay

3 actions · phrasing · gerencianet-med-infractions-api-openapi.yml

GENERATED

Gerencianet Notifications Api Phrasing Overlay

2 actions · phrasing · gerencianet-notifications-api-openapi.yml

GENERATED

Gerencianet Participants Api Phrasing Overlay

2 actions · phrasing · gerencianet-participants-api-openapi.yml

GENERATED

Gerencianet Payment Links Api Phrasing Overlay

5 actions · phrasing · gerencianet-payment-links-api-openapi.yml

GENERATED

Gerencianet Pix Keys Api Phrasing Overlay

5 actions · phrasing · gerencianet-pix-keys-api-openapi.yml

GENERATED

Gerencianet Pix Send Api Phrasing Overlay

7 actions · phrasing · gerencianet-pix-send-api-openapi.yml

GENERATED

Gerencianet Plans Api Phrasing Overlay

5 actions · phrasing · gerencianet-plans-api-openapi.yml

GENERATED

Gerencianet Qr Codes Api Phrasing Overlay

3 actions · phrasing · gerencianet-qr-codes-api-openapi.yml

GENERATED

Gerencianet Receipts Api Phrasing Overlay

2 actions · phrasing · gerencianet-receipts-api-openapi.yml

GENERATED

Gerencianet Received Pix Api Phrasing Overlay

3 actions · phrasing · gerencianet-received-pix-api-openapi.yml

GENERATED

Gerencianet Recurring Pix Api Phrasing Overlay

17 actions · phrasing · gerencianet-recurring-pix-api-openapi.yml

GENERATED

Gerencianet Reports Api Phrasing Overlay

3 actions · phrasing · gerencianet-reports-api-openapi.yml

GENERATED

Gerencianet Scheduled Pix Api Phrasing Overlay

5 actions · phrasing · gerencianet-scheduled-pix-api-openapi.yml

GENERATED

Gerencianet Sftp Api Phrasing Overlay

2 actions · phrasing · gerencianet-sftp-api-openapi.yml

GENERATED

Gerencianet Splits Api Phrasing Overlay

10 actions · phrasing · gerencianet-splits-api-openapi.yml

GENERATED

Gerencianet Statement Files Api Phrasing Overlay

3 actions · phrasing · gerencianet-statement-files-api-openapi.yml

GENERATED

Gerencianet Statement Schedules Api Phrasing Overlay

4 actions · phrasing · gerencianet-statement-schedules-api-openapi.yml

GENERATED

Gerencianet Subscriptions Api Phrasing Overlay

11 actions · phrasing · gerencianet-subscriptions-api-openapi.yml

GENERATED

Gerencianet Webhooks Api Phrasing Overlay

16 actions · phrasing · gerencianet-webhooks-api-openapi.yml

GENERATED

Scroll for all 36

JSON Schema 3

Standalone JSON Schema definitions for this provider's data models.

Efí Pay Charge

6 properties

JSON SCHEMA

Pix Immediate Charge (Cob)

9 properties

JSON SCHEMA

Received Pix

7 properties

JSON SCHEMA

JSON Structure 2

JSON Structure definitions describing this provider's data shapes.

Efi Cobrancas Charge Structure

0 properties

JSON STRUCTURE

Efi Pix Cob Structure

0 properties

JSON STRUCTURE

Examples 3

Example request and response payloads for these APIs.

Efi Pix Send Example

2 fields

EXAMPLE

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Gerencianet Authentication

oauth2 · 1 scheme

SECURITY

Gerencianet Domain Security

TLSv1.3 · DNSSEC · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Gerencianet Scopes

40 scopes · clientCredentials

40 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Gerencianet Agentic Access

169 operations · 107 acting · 1 human-in-the-loop

169 operations · 107 acting

AGENTIC

Use Cases 7

What developers build with this provider.

Brazilian E-Commerce Checkout

Accept boleto, Pix QR Code, and credit card via a single transparent checkout.

SaaS Subscription Billing

Charge recurring fees via plan + subscription on boleto or card.

Marketplace Disbursement

Split incoming Pix and boleto payments across multiple sellers.

White-Label BaaS / Sub-Account Onboarding

Open conta-simplificada accounts for partners and issue per-account credentials.

AP Automation

Pay supplier boletos via /codBarras and Pix Cash-Out via /v3/gn/pix.

Treasury Reconciliation

Pull daily CNAB statements + Pix reconciliation reports.

AI Agent Payments

Use the official MCP server (efipay/mcp-server-efi-bank) to expose Pix/billing as LLM tools.

Scroll for all 7

Integrations 8

Pre-built integrations with other platforms and tools.

WordPress / WooCommerce

Official plugin for WooCommerce checkout.

Magento 2

Official Magento 2 plugin.

PrestaShop

Official PrestaShop module.

OpenCart

Official OpenCart module.

WHMCS

Official WHMCS billing plugin.

n8n

Community/official n8n custom node (efipay/n8n-nodes-efibank).

Model Context Protocol

Official MCP server exposing Efí Pay APIs to LLM agents.

Banco Central do Brasil

Pix and Open Finance flows implement the BCB normative specifications.

Scroll for all 8

Solutions 3

Packaged solutions this provider offers.

Efí Pro

Account for self-employed individuals (no CNPJ required).

Efí Empresas

Digital business account for registered companies.

Efí Bank

Banco-rated institution providing Visa Platinum credit card and prepaid card issuance.

Resources

Get Started 5

Portal, sign-up, and the first successful call

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 22

Pagination, idempotency, versioning, errors, and events

Scroll for all 22

Build 26

SDKs, sample code, and the tooling you integrate with

Scroll for all 26

Access & Security 4

Authentication, authorization, and security posture

Operate 6

Status, limits, changes, and where to get help

Commercial 5

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Other 4

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: gerencianet
name: Efí Pay (Gerencianet)
description: Efí Pay (formerly Gerencianet) is a Brazilian fintech and Banco Central-licensed payment institution headquartered
  in Belo Horizonte, Brazil. It provides a developer-first payments stack covering Pix (instant payments), Boleto / Bolix
  / Carnê (Brazilian bank slips), credit-card processing, recurring billing (assinaturas + carnês), marketplace splits, programmatic
  account opening (BaaS), Open Finance payment initiation, bill-payment automation, and CNAB statement extraction. The company
  rebranded from Gerencianet to Efí Pay / Efí Bank in 2022 and is rated at the top tier by Banco Central for its Pix API.
  The technical surface is exposed as five distinct REST APIs (Cobranças, Pix, Open Finance, Pagamentos, Contas) with twelve
  official SDKs plus e-commerce plugins.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: paid
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Paid · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://efipay.com.br/efi-logo.png
url: https://raw.githubusercontent.com/api-evangelist/gerencianet/main/apis.yml
created: '2026-05-24'
modified: '2026-05-24'
specificationVersion: '0.23'
x-docs-platform: docusaurus
x-docs-platform-confidence: medium
x-docs-platform-checked: 2026-10-03
tags:
- Payments
- Pix
- Boleto
- Subscription
- Recurring Billing
- Marketplace
- Split Payments
- Open Finance
- Banking as a Service
- Account Opening
- Bill Payments
- CNAB
- Brazil
- Fintech
tags_raw:
- Payments
- Pix
- Boleto
- Subscriptions
- Recurring Billing
- Marketplace
- Split Payments
- Open Finance
- Banking as a Service
- Account Opening
- Bill Payment
- CNAB
- Brazil
- Fintech
maintainers:
- FN: Kin Lane
  email: info@apievangelist.com
  url: https://apievangelist.com
common:
- type: RateLimits
  url: rate-limits/gerencianet-cobrancas-rate-limits.yml
- type: Spectral
  url: rules/gerencianet-rules.yml
- type: Spectral
  url: rules/gerencianet-jsonschema-spectral-rules.yml
- type: Spectral
  url: rules/efi-rules.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Idempotency
  url: conventions/gerencianet-conventions.yml
- type: Conventions
  url: conventions/gerencianet-conventions.yml
- type: Sandbox
  url: sandbox/gerencianet-sandbox.yml
- type: Lifecycle
  url: lifecycle/gerencianet-lifecycle.yml
- type: Conformance
  url: conformance/gerencianet-conformance.yml
- type: Overlay
  url: overlays/gerencianet-account-api-phrasing-overlay.yaml
- type: ToolCrosswalk
  url: mcp/gerencianet-tool-crosswalk.yml
- type: MCPServer
  url: mcp/gerencianet-mcp.yml
- type: SecurityTxt
  url: well-known/gerencianet-status-security.txt
- type: WellKnown
  url: well-known/gerencianet-well-known.yml
- type: Hosts
  url: hosts/gerencianet-hosts.yml
- type: IntegrationEdges
  url: integrations/gerencianet-integration-edges.yml
- type: Vendors
  url: vendors/gerencianet-vendors.yml
- type: Packages
  url: packages/gerencianet-packages.yml
- type: CapabilityMap
  url: capabilities/gerencianet-capability-edges.yml
  name: Efí Pay (Gerencianet) Business Capability Map
- type: AgenticAccess
  url: agentic-access/gerencianet-agentic-access.yml
- type: DomainSecurity
  url: security/gerencianet-domain-security.yml
- type: Authentication
  url: authentication/gerencianet-authentication.yml
- type: OAuthScopes
  url: scopes/gerencianet-scopes.yml
- type: PostmanWorkspace
  url: https://www.postman.com/kinlaneapi/ef-pay-gerencianet/overview
- type: Arazzo
  url: arazzo/gerencianet-account-onboarding-workflow.yml
  name: Efí Account Onboarding
- type: Arazzo
  url: arazzo/gerencianet-account-webhook-setup-workflow.yml
  name: Efí Account Webhook Setup
- type: Arazzo
  url: arazzo/gerencianet-bill-payment-workflow.yml
  name: Efí Bill Payment by Bar Code
- type: Arazzo
  url: arazzo/gerencianet-boleto-charge-issue-workflow.yml
  name: Efí Boleto Charge Issue
- type: Arazzo
  url: arazzo/gerencianet-card-charge-refund-workflow.yml
  name: Efí Card Charge Refund
- type: Arazzo
  url: arazzo/gerencianet-pix-charge-qrcode-workflow.yml
  name: Efí Pix Immediate Charge to QR Code
- type: Arazzo
  url: arazzo/gerencianet-pix-charge-revise-workflow.yml
  name: Efí Pix Charge Revise
- type: Arazzo
  url: arazzo/gerencianet-pix-charge-status-refund-workflow.yml
  name: Efí Pix Charge Status and Refund
- type: Arazzo
  url: arazzo/gerencianet-pix-due-charge-qrcode-workflow.yml
  name: Efí Pix Due Charge to QR Code
- type: Arazzo
  url: arazzo/gerencianet-pix-send-cashout-workflow.yml
  name: Efí Pix Cash-Out Send
- type: Arazzo
  url: arazzo/gerencianet-pix-webhook-setup-workflow.yml
  name: Efí Pix Webhook Setup
- type: Arazzo
  url: arazzo/gerencianet-statement-schedule-workflow.yml
  name: Efí CNAB Statement Schedule
- url: https://sejaefi.com.br
  type: Website
- url: https://dev.efipay.com.br
  type: DeveloperPortal
- url: https://dev.efipay.com.br/docs/api-pix/credenciais
  type: GettingStarted
- url: https://app.sejaefi.com.br
  type: Login
- url: https://sejaefi.com.br/abrir-conta
  type: Signup
- url: https://github.com/efipay/mcp-server-efi
  type: SourceCode
- url: https://sejaefi.com.br/tarifas
  type: Pricing
- url: https://sejaefi.com.br/termos-e-contratos
  type: TermsOfService
- url: https://sejaefi.com.br/termos-e-contratos/politica-de-privacidade
  type: PrivacyPolicy
- url: https://sejaefi.com.br/blog
  type: Blog
- url: https://status.sejaefi.com.br
  type: StatusPage
- url: https://sejaefi.com.br/central-de-ajuda
  type: Support
- url: https://sejaefi.com.br/central-de-ajuda
  type: FAQ
- url: https://github.com/efipay
  type: GitHubOrganization
- url: https://discord.gg/efipay
  type: Discord
- url: https://github.com/efipay/sdk-php-apis-efi
  type: SDKs
  name: PHP SDK
- url: https://github.com/efipay/sdk-node-apis-efi
  type: SDKs
  name: Node.js SDK
- url: https://github.com/efipay/sdk-python-apis-efi
  type: SDKs
  name: Python SDK
- url: https://github.com/efipay/sdk-java-apis-efi
  type: SDKs
  name: Java SDK
- url: https://github.com/efipay/sdk-go-apis-efi
  type: SDKs
  name: Go SDK
- url: https://github.com/efipay/sdk-ruby-apis-efi
  type: SDKs
  name: Ruby SDK
- url: https://github.com/efipay/sdk-dotnet-apis-efi
  type: SDKs
  name: .NET SDK
- url: https://github.com/efipay/sdk-typescript-apis-efi
  type: SDKs
  name: TypeScript SDK
- url: https://github.com/efipay/sdk-dart-apis-efi
  type: SDKs
  name: Dart/Flutter SDK
- url: https://github.com/efipay/sdk-delphi-apis-efi
  type: SDKs
  name: Delphi SDK
- url: https://github.com/efipay/Plugin-Wordpress-Efi
  type: Plugin
  name: WordPress / WooCommerce Plugin
- url: https://github.com/efipay/Plugin-Magento2-Efi
  type: Plugin
  name: Magento 2 Plugin
- url: https://github.com/efipay/prestashop-efi-module
  type: Plugin
  name: PrestaShop Module
- url: https://github.com/efipay/opencart-efi-module
  type: Plugin
  name: OpenCart Module
- url: https://github.com/efipay/whmcs-efi-module
  type: Plugin
  name: WHMCS Module
- url: https://github.com/efipay/n8n-nodes-efibank
  type: Tools
  name: n8n Custom Node
- url: https://github.com/efipay/mcp-server-efi-bank
  type: Tools
  name: MCP Server (Model Context Protocol)
- url: https://github.com/efipay/js-payment-token-efi
  type: Tools
  name: Browser Card Tokenization Library
- url: https://github.com/efipay/conversor-p12-efi
  type: Tools
  name: P12 to PEM Certificate Converter
- url: https://github.com/efipay/mtls-webhook
  type: Tools
  name: mTLS Webhook Proxy (Nginx)
- url: plans/gerencianet-plans-pricing.yml
  type: Plans
- url: rate-limits/gerencianet-rate-limits.yml
  type: RateLimits
- url: finops/gerencianet-finops.yml
  type: FinOps
- url: rules/efi-rules.yml
  type: SpectralRules
- url: vocabulary/gerencianet-vocabulary.yml
  type: Vocabulary
- url: json-ld/gerencianet-context.jsonld
  type: JSONLD
- type: Features
  data:
  - name: Pix API (Banco Central rated tier-1)
    description: Cash-in / cash-out / immediate (cob) / due (cobv) / automatic (cobr) / recurring (rec) Pix flows.
  - name: Boleto and Bolix
    description: Brazilian bank slips with optional next-business-day settlement (Bolix).
  - name: Carnê
    description: Installment booklets — a single charge that emits a series of dated boletos.
  - name: Credit-Card Processing
    description: Card transactions with installments up to 12x and antecipação.
  - name: Subscriptions and Plans
    description: Recurring billing via the Cobranças API.
  - name: Payment Links
    description: Shareable payment URLs requiring no merchant site.
  - name: Marketplace Splits
    description: Automatic distribution of received funds across multiple Efí accounts.
  - name: Open Finance Payment Initiation
    description: Initiate Pix payments from any participating Brazilian bank/fintech.
  - name: Programmatic Account Opening
    description: Conta-simplificada accounts opened via API with auto-generated certificates and credentials.
  - name: Bill Payment Automation
    description: Decode boleto barcodes and pay them from the account balance.
  - name: CNAB Statement Extraction
    description: Scheduled CNAB statement files retrievable via API or SFTP.
  - name: MED Infraction Defense
    description: Submit defenses for Pix infraction notices via /v2/gn/infracoes.
  - name: Webhooks With Optional mTLS Skip
    description: Configurable Pix, recurring, and automatic-charge webhook delivery with replay endpoint.
- type: UseCases
  data:
  - name: Brazilian E-Commerce Checkout
    description: Accept boleto, Pix QR Code, and credit card via a single transparent checkout.
  - name: SaaS Subscription Billing
    description: Charge recurring fees via plan + subscription on boleto or card.
  - name: Marketplace Disbursement
    description: Split incoming Pix and boleto payments across multiple sellers.
  - name: White-Label BaaS / Sub-Account Onboarding
    description: Open conta-simplificada accounts for partners and issue per-account credentials.
  - name: AP Automation
    description: Pay supplier boletos via /codBarras and Pix Cash-Out via /v3/gn/pix.
  - name: Treasury Reconciliation
    description: Pull daily CNAB statements + Pix reconciliation reports.
  - name: AI Agent Payments
    description: Use the official MCP server (efipay/mcp-server-efi-bank) to expose Pix/billing as LLM tools.
- type: Integrations
  data:
  - name: WordPress / WooCommerce
    description: Official plugin for WooCommerce checkout.
  - name: Magento 2
    description: Official Magento 2 plugin.
  - name: PrestaShop
    description: Official PrestaShop module.
  - name: OpenCart
    description: Official OpenCart module.
  - name: WHMCS
    description: Official WHMCS billing plugin.
  - name: n8n
    description: Community/official n8n custom node (efipay/n8n-nodes-efibank).
  - name: Model Context Protocol
    description: Official MCP server exposing Efí Pay APIs to LLM agents.
  - name: Banco Central do Brasil
    description: Pix and Open Finance flows implement the BCB normative specifications.
- type: Solutions
  data:
  - name: Efí Pro
    description: Account for self-employed individuals (no CNPJ required).
  - name: Efí Empresas
    description: Digital business account for registered companies.
  - name: Efí Bank
    description: Banco-rated institution providing Visa Platinum credit card and prepaid card issuance.
apis:
- aid: gerencianet:gerencianet-account-api
  name: Efí Pay (Gerencianet) Account API
  description: The Account API from Efí Pay (Gerencianet) — 2 operation(s) for account.
  tags:
  - Account
  properties:
  - type: OpenAPI
    url: openapi/gerencianet-account-api-openapi.yml
  - type: Documentation
    url: https://dev.efipay.com.br/docs/api-cobrancas/credenciais
  - type: APIReference
    url: https://dev.efipay.com.br
  - type: BaseURL
    url: https://cobrancas.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://cobrancas-h.api.efipay.com.br/v1
  - type: JSONSchema
    url: json-schema/efi-cobrancas-charge-schema.json
  - type: JSONStructure
    url: json-structure/efi-cobrancas-charge-structure.json
  - type: Examples
    url: examples/efi-cobrancas-onestep-example.json
  - type: Documentation
    url: https://dev.efipay.com.br/docs/api-pix/credenciais
  - type: APIReference
    url: https://dev.efipay.com.br/docs/api-pix
  - type: BaseURL
    url: https://pix.api.efipay.com.br
  - type: SandboxURL
    url: https://pix-h.api.efipay.com.br
  - type: JSONSchema
    url: json-schema/efi-pix-cob-schema.json
  - type: JSONSchema
    url: json-schema/efi-pix-pix-received-schema.json
  - type: JSONStructure
    url: json-structure/efi-pix-cob-structure.json
  - type: Examples
    url: examples/efi-pix-create-cob-example.json
  - type: Examples
    url: examples/efi-pix-send-example.json
  - type: Documentation
    url: https://dev.efipay.com.br/docs/open-finance
  - type: BaseURL
    url: https://openfinance.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://openfinance-h.api.efipay.com.br/v1
  - type: Documentation
    url: https://dev.efipay.com.br/docs/abertura-de-contas
  - type: BaseURL
    url: https://abrircontas.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://abrircontas-h.api.efipay.com.br/v1
  - type: Documentation
    url: https://dev.efipay.com.br/docs/api-pagamentos
  - type: BaseURL
    url: https://pagarcontas.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://pagarcontas-h.api.efipay.com.br/v1
  - type: Documentation
    url: https://dev.efipay.com.br/docs/extrato-cnab
  - type: BaseURL
    url: https://extratos.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://extratos-h.api.efipay.com.br/v1
- aid: gerencianet:gerencianet-accounts-api
  name: Efí Pay (Gerencianet) Accounts API
  description: The Accounts API from Efí Pay (Gerencianet) — 3 operation(s) for accounts.
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/gerencianet-accounts-api-openapi.yml
  - type: Documentation
    url: https://dev.efipay.com.br/docs/api-cobrancas/credenciais
  - type: APIReference
    url: https://dev.efipay.com.br
  - type: BaseURL
    url: https://cobrancas.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://cobrancas-h.api.efipay.com.br/v1
  - type: JSONSchema
    url: json-schema/efi-cobrancas-charge-schema.json
  - type: JSONStructure
    url: json-structure/efi-cobrancas-charge-structure.json
  - type: Examples
    url: examples/efi-cobrancas-onestep-example.json
  - type: Documentation
    url: https://dev.efipay.com.br/docs/api-pix/credenciais
  - type: APIReference
    url: https://dev.efipay.com.br/docs/api-pix
  - type: BaseURL
    url: https://pix.api.efipay.com.br
  - type: SandboxURL
    url: https://pix-h.api.efipay.com.br
  - type: JSONSchema
    url: json-schema/efi-pix-cob-schema.json
  - type: JSONSchema
    url: json-schema/efi-pix-pix-received-schema.json
  - type: JSONStructure
    url: json-structure/efi-pix-cob-structure.json
  - type: Examples
    url: examples/efi-pix-create-cob-example.json
  - type: Examples
    url: examples/efi-pix-send-example.json
  - type: Documentation
    url: https://dev.efipay.com.br/docs/open-finance
  - type: BaseURL
    url: https://openfinance.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://openfinance-h.api.efipay.com.br/v1
  - type: Documentation
    url: https://dev.efipay.com.br/docs/abertura-de-contas
  - type: BaseURL
    url: https://abrircontas.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://abrircontas-h.api.efipay.com.br/v1
  - type: Documentation
    url: https://dev.efipay.com.br/docs/api-pagamentos
  - type: BaseURL
    url: https://pagarcontas.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://pagarcontas-h.api.efipay.com.br/v1
  - type: Documentation
    url: https://dev.efipay.com.br/docs/extrato-cnab
  - type: BaseURL
    url: https://extratos.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://extratos-h.api.efipay.com.br/v1
- aid: gerencianet:gerencianet-authorization-api
  name: Efí Pay (Gerencianet) Authorization API
  description: The Authorization API from Efí Pay (Gerencianet) — 2 operation(s) for authorization.
  tags:
  - Authorization
  properties:
  - type: OpenAPI
    url: openapi/gerencianet-authorization-api-openapi.yml
  - type: Documentation
    url: https://dev.efipay.com.br/docs/api-cobrancas/credenciais
  - type: APIReference
    url: https://dev.efipay.com.br
  - type: BaseURL
    url: https://cobrancas.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://cobrancas-h.api.efipay.com.br/v1
  - type: JSONSchema
    url: json-schema/efi-cobrancas-charge-schema.json
  - type: JSONStructure
    url: json-structure/efi-cobrancas-charge-structure.json
  - type: Examples
    url: examples/efi-cobrancas-onestep-example.json
  - type: Documentation
    url: https://dev.efipay.com.br/docs/api-pix/credenciais
  - type: APIReference
    url: https://dev.efipay.com.br/docs/api-pix
  - type: BaseURL
    url: https://pix.api.efipay.com.br
  - type: SandboxURL
    url: https://pix-h.api.efipay.com.br
  - type: JSONSchema
    url: json-schema/efi-pix-cob-schema.json
  - type: JSONSchema
    url: json-schema/efi-pix-pix-received-schema.json
  - type: JSONStructure
    url: json-structure/efi-pix-cob-structure.json
  - type: Examples
    url: examples/efi-pix-create-cob-example.json
  - type: Examples
    url: examples/efi-pix-send-example.json
  - type: Documentation
    url: https://dev.efipay.com.br/docs/open-finance
  - type: BaseURL
    url: https://openfinance.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://openfinance-h.api.efipay.com.br/v1
  - type: Documentation
    url: https://dev.efipay.com.br/docs/abertura-de-contas
  - type: BaseURL
    url: https://abrircontas.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://abrircontas-h.api.efipay.com.br/v1
  - type: Documentation
    url: https://dev.efipay.com.br/docs/api-pagamentos
  - type: BaseURL
    url: https://pagarcontas.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://pagarcontas-h.api.efipay.com.br/v1
  - type: Documentation
    url: https://dev.efipay.com.br/docs/extrato-cnab
  - type: BaseURL
    url: https://extratos.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://extratos-h.api.efipay.com.br/v1
- aid: gerencianet:gerencianet-automatic-charges-api
  name: Efí Pay (Gerencianet) Automatic Charges API
  description: The Automatic Charges API from Efí Pay (Gerencianet) — 3 operation(s) for automatic charges.
  tags:
  - Automatic Charges
  properties:
  - type: OpenAPI
    url: openapi/gerencianet-automatic-charges-api-openapi.yml
  - type: Documentation
    url: https://dev.efipay.com.br/docs/api-cobrancas/credenciais
  - type: APIReference
    url: https://dev.efipay.com.br
  - type: BaseURL
    url: https://cobrancas.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://cobrancas-h.api.efipay.com.br/v1
  - type: JSONSchema
    url: json-schema/efi-cobrancas-charge-schema.json
  - type: JSONStructure
    url: json-structure/efi-cobrancas-charge-structure.json
  - type: Examples
    url: examples/efi-cobrancas-onestep-example.json
  - type: Documentation
    url: https://dev.efipay.com.br/docs/api-pix/credenciais
  - type: APIReference
    url: https://dev.efipay.com.br/docs/api-pix
  - type: BaseURL
    url: https://pix.api.efipay.com.br
  - type: SandboxURL
    url: https://pix-h.api.efipay.com.br
  - type: JSONSchema
    url: json-schema/efi-pix-cob-schema.json
  - type: JSONSchema
    url: json-schema/efi-pix-pix-received-schema.json
  - type: JSONStructure
    url: json-structure/efi-pix-cob-structure.json
  - type: Examples
    url: examples/efi-pix-create-cob-example.json
  - type: Examples
    url: examples/efi-pix-send-example.json
  - type: Documentation
    url: https://dev.efipay.com.br/docs/open-finance
  - type: BaseURL
    url: https://openfinance.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://openfinance-h.api.efipay.com.br/v1
  - type: Documentation
    url: https://dev.efipay.com.br/docs/abertura-de-contas
  - type: BaseURL
    url: https://abrircontas.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://abrircontas-h.api.efipay.com.br/v1
  - type: Documentation
    url: https://dev.efipay.com.br/docs/api-pagamentos
  - type: BaseURL
    url: https://pagarcontas.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://pagarcontas-h.api.efipay.com.br/v1
  - type: Documentation
    url: https://dev.efipay.com.br/docs/extrato-cnab
  - type: BaseURL
    url: https://extratos.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://extratos-h.api.efipay.com.br/v1
- aid: gerencianet:gerencianet-automatic-pix-api
  name: Efí Pay (Gerencianet) Automatic Pix API
  description: The Automatic Pix API from Efí Pay (Gerencianet) — 2 operation(s) for automatic pix.
  tags:
  - Automatic Pix
  properties:
  - type: OpenAPI
    url: openapi/gerencianet-automatic-pix-api-openapi.yml
  - type: Documentation
    url: https://dev.efipay.com.br/docs/api-cobrancas/credenciais
  - type: APIReference
    url: https://dev.efipay.com.br
  - type: BaseURL
    url: https://cobrancas.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://cobrancas-h.api.efipay.com.br/v1
  - type: JSONSchema
    url: json-schema/efi-cobrancas-charge-schema.json
  - type: JSONStructure
    url: json-structure/efi-cobrancas-charge-structure.json
  - type: Examples
    url: examples/efi-cobrancas-onestep-example.json
  - type: Documentation
    url: https://dev.efipay.com.br/docs/api-pix/credenciais
  - type: APIReference
    url: https://dev.efipay.com.br/docs/api-pix
  - type: BaseURL
    url: https://pix.api.efipay.com.br
  - type: SandboxURL
    url: https://pix-h.api.efipay.com.br
  - type: JSONSchema
    url: json-schema/efi-pix-cob-schema.json
  - type: JSONSchema
    url: json-schema/efi-pix-pix-received-schema.json
  - type: JSONStructure
    url: json-structure/efi-pix-cob-structure.json
  - type: Examples
    url: examples/efi-pix-create-cob-example.json
  - type: Examples
    url: examples/efi-pix-send-example.json
  - type: Documentation
    url: https://dev.efipay.com.br/docs/open-finance
  - type: BaseURL
    url: https://openfinance.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://openfinance-h.api.efipay.com.br/v1
  - type: Documentation
    url: https://dev.efipay.com.br/docs/abertura-de-contas
  - type: BaseURL
    url: https://abrircontas.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://abrircontas-h.api.efipay.com.br/v1
  - type: Documentation
    url: https://dev.efipay.com.br/docs/api-pagamentos
  - type: BaseURL
    url: https://pagarcontas.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://pagarcontas-h.api.efipay.com.br/v1
  - type: Documentation
    url: https://dev.efipay.com.br/docs/extrato-cnab
  - type: BaseURL
    url: https://extratos.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://extratos-h.api.efipay.com.br/v1
- aid: gerencianet:gerencianet-bill-payments-api
  name: Efí Pay (Gerencianet) Bill Payments API
  description: The Bill Payments API from Efí Pay (Gerencianet) — 3 operation(s) for bill payments.
  tags:
  - Bill Payments
  properties:
  - type: OpenAPI
    url: openapi/gerencianet-bill-payments-api-openapi.yml
  - type: Documentation
    url: https://dev.efipay.com.br/docs/api-cobrancas/credenciais
  - type: APIReference
    url: https://dev.efipay.com.br
  - type: BaseURL
    url: https://cobrancas.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://cobrancas-h.api.efipay.com.br/v1
  - type: JSONSchema
    url: json-schema/efi-cobrancas-charge-schema.json
  - type: JSONStructure
    url: json-structure/efi-cobrancas-charge-structure.json
  - type: Examples
    url: examples/efi-cobrancas-onestep-example.json
  - type: Documentation
    url: https://dev.efipay.com.br/docs/api-pix/credenciais
  - type: APIReference
    url: https://dev.efipay.com.br/docs/api-pix
  - type: BaseURL
    url: https://pix.api.efipay.com.br
  - type: SandboxURL
    url: https://pix-h.api.efipay.com.br
  - type: JSONSchema
    url: json-schema/efi-pix-cob-schema.json
  - type: JSONSchema
    url: json-schema/efi-pix-pix-received-schema.json
  - type: JSONStructure
    url: json-structure/efi-pix-cob-structure.json
  - type: Examples
    url: examples/efi-pix-create-cob-example.json
  - type: Examples
    url: examples/efi-pix-send-example.json
  - type: Documentation
    url: https://dev.efipay.com.br/docs/open-finance
  - type: BaseURL
    url: https://openfinance.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://openfinance-h.api.efipay.com.br/v1
  - type: Documentation
    url: https://dev.efipay.com.br/docs/abertura-de-contas
  - type: BaseURL
    url: https://abrircontas.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://abrircontas-h.api.efipay.com.br/v1
  - type: Documentation
    url: https://dev.efipay.com.br/docs/api-pagamentos
  - type: BaseURL
    url: https://pagarcontas.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://pagarcontas-h.api.efipay.com.br/v1
  - type: Documentation
    url: https://dev.efipay.com.br/docs/extrato-cnab
  - type: BaseURL
    url: https://extratos.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://extratos-h.api.efipay.com.br/v1
- aid: gerencianet:gerencianet-biometric-pix-api
  name: Efí Pay (Gerencianet) Biometric Pix API
  description: The Biometric Pix API from Efí Pay (Gerencianet) — 2 operation(s) for biometric pix.
  tags:
  - Biometric Pix
  properties:
  - type: OpenAPI
    url: openapi/gerencianet-biometric-pix-api-openapi.yml
  - type: Documentation
    url: https://dev.efipay.com.br/docs/api-cobrancas/credenciais
  - type: APIReference
    url: https://dev.efipay.com.br
  - type: BaseURL
    url: https://cobrancas.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://cobrancas-h.api.efipay.com.br/v1
  - type: JSONSchema
    url: json-schema/efi-cobrancas-charge-schema.json
  - type: JSONStructure
    url: json-structure/efi-cobrancas-charge-structure.json
  - type: Examples
    url: examples/efi-cobrancas-onestep-example.json
  - type: Documentation
    url: https://dev.efipay.com.br/docs/api-pix/credenciais
  - type: APIReference
    url: https://dev.efipay.com.br/docs/api-pix
  - type: BaseURL
    url: https://pix.api.efipay.com.br
  - type: SandboxURL
    url: https://pix-h.api.efipay.com.br
  - type: JSONSchema
    url: json-schema/efi-pix-cob-schema.json
  - type: JSONSchema
    url: json-schema/efi-pix-pix-received-schema.json
  - type: JSONStructure
    url: json-structure/efi-pix-cob-structure.json
  - type: Examples
    url: examples/efi-pix-create-cob-example.json
  - type: Examples
    url: examples/efi-pix-send-example.json
  - type: Documentation
    url: https://dev.efipay.com.br/docs/open-finance
  - type: BaseURL
    url: https://openfinance.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://openfinance-h.api.efipay.com.br/v1
  - type: Documentation
    url: https://dev.efipay.com.br/docs/abertura-de-contas
  - type: BaseURL
    url: https://abrircontas.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://abrircontas-h.api.efipay.com.br/v1
  - type: Documentation
    url: https://dev.efipay.com.br/docs/api-pagamentos
  - type: BaseURL
    url: https://pagarcontas.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://pagarcontas-h.api.efipay.com.br/v1
  - type: Documentation
    url: https://dev.efipay.com.br/docs/extrato-cnab
  - type: BaseURL
    url: https://extratos.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://extratos-h.api.efipay.com.br/v1
- aid: gerencianet:gerencianet-card-payments-api
  name: Efí Pay (Gerencianet) Card Payments API
  description: The Card Payments API from Efí Pay (Gerencianet) — 3 operation(s) for card payments.
  tags:
  - Card Payments
  properties:
  - type: OpenAPI
    url: openapi/gerencianet-card-payments-api-openapi.yml
  - type: Documentation
    url: https://dev.efipay.com.br/docs/api-cobrancas/credenciais
  - type: APIReference
    url: https://dev.efipay.com.br
  - type: BaseURL
    url: https://cobrancas.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://cobrancas-h.api.efipay.com.br/v1
  - type: JSONSchema
    url: json-schema/efi-cobrancas-charge-schema.json
  - type: JSONStructure
    url: json-structure/efi-cobrancas-charge-structure.json
  - type: Examples
    url: examples/efi-cobrancas-onestep-example.json
  - type: Documentation
    url: https://dev.efipay.com.br/docs/api-pix/credenciais
  - type: APIReference
    url: https://dev.efipay.com.br/docs/api-pix
  - type: BaseURL
    url: https://pix.api.efipay.com.br
  - type: SandboxURL
    url: https://pix-h.api.efipay.com.br
  - type: JSONSchema
    url: json-schema/efi-pix-cob-schema.json
  - type: JSONSchema
    url: json-schema/efi-pix-pix-received-schema.json
  - type: JSONStructure
    url: json-structure/efi-pix-cob-structure.json
  - type: Examples
    url: examples/efi-pix-create-cob-example.json
  - type: Examples
    url: examples/efi-pix-send-example.json
  - type: Documentation
    url: https://dev.efipay.com.br/docs/open-finance
  - type: BaseURL
    url: https://openfinance.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://openfinance-h.api.efipay.com.br/v1
  - type: Documentation
    url: https://dev.efipay.com.br/docs/abertura-de-contas
  - type: BaseURL
    url: https://abrircontas.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://abrircontas-h.api.efipay.com.br/v1
  - type: Documentation
    url: https://dev.efipay.com.br/docs/api-pagamentos
  - type: BaseURL
    url: https://pagarcontas.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://pagarcontas-h.api.efipay.com.br/v1
  - type: Documentation
    url: https://dev.efipay.com.br/docs/extrato-cnab
  - type: BaseURL
    url: https://extratos.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://extratos-h.api.efipay.com.br/v1
- aid: gerencianet:gerencianet-carnets-api
  name: Efí Pay (Gerencianet) Carnets API
  description: The Carnets API from Efí Pay (Gerencianet) — 12 operation(s) for carnets.
  tags:
  - Carnets
  properties:
  - type: OpenAPI
    url: openapi/gerencianet-carnets-api-openapi.yml
  - type: Documentation
    url: https://dev.efipay.com.br/docs/api-cobrancas/credenciais
  - type: APIReference
    url: https://dev.efipay.com.br
  - type: BaseURL
    url: https://cobrancas.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://cobrancas-h.api.efipay.com.br/v1
  - type: JSONSchema
    url: json-schema/efi-cobrancas-charge-schema.json
  - type: JSONStructure
    url: json-structure/efi-cobrancas-charge-structure.json
  - type: Examples
    url: examples/efi-cobrancas-onestep-example.json
  - type: Documentation
    url: https://dev.efipay.com.br/docs/api-pix/credenciais
  - type: APIReference
    url: https://dev.efipay.com.br/docs/api-pix
  - type: BaseURL
    url: https://pix.api.efipay.com.br
  - type: SandboxURL
    url: https://pix-h.api.efipay.com.br
  - type: JSONSchema
    url: json-schema/efi-pix-cob-schema.json
  - type: JSONSchema
    url: json-schema/efi-pix-pix-received-schema.json
  - type: JSONStructure
    url: json-structure/efi-pix-cob-structure.json
  - type: Examples
    url: examples/efi-pix-create-cob-example.json
  - type: Examples
    url: examples/efi-pix-send-example.json
  - type: Documentation
    url: https://dev.efipay.com.br/docs/open-finance
  - type: BaseURL
    url: https://openfinance.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://openfinance-h.api.efipay.com.br/v1
  - type: Documentation
    url: https://dev.efipay.com.br/docs/abertura-de-contas
  - type: BaseURL
    url: https://abrircontas.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://abrircontas-h.api.efipay.com.br/v1
  - type: Documentation
    url: https://dev.efipay.com.br/docs/api-pagamentos
  - type: BaseURL
    url: https://pagarcontas.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://pagarcontas-h.api.efipay.com.br/v1
  - type: Documentation
    url: https://dev.efipay.com.br/docs/extrato-cnab
  - type: BaseURL
    url: https://extratos.api.efipay.com.br/v1
  - type: SandboxURL
    url: https://extratos-h.api.efipay.com.br/v1


# --- truncated at 32 KB (93 KB total) ---
# Full source: https://raw.githubusercontent.com/api-evangelist/gerencianet/refs/heads/main/apis.yml

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for providers

9 MCP tools reach this
  • find_providersBrowse and filter every provider in the catalog.
  • get_provider_artifactsEvery artifact this provider publishes, grouped by type.
  • get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
  • get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
  • get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
  • get_provider_ratingPRO — composite, band, trend and facet scores.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
This provider
curl "https://apis.io/api/v1/providers/gerencianet"
All providers
curl "https://apis.io/api/v1/providers?limit=25"
Every operation they expose
curl "https://apis.io/api/v1/providers/gerencianet/operations?limit=25"
How their score was established
curl "https://apis.io/api/v1/providers/gerencianet/evidence"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.

A second provider on the same verified email joins the account you already have.