SWIFT

SWIFT (Society for Worldwide Interbank Financial Telecommunication) is a global member-owned cooperative providing secure financial messaging services and reference data to financial institutions worldwide. SWIFT offers REST APIs for cross-border payment tracking (GPI), payment pre-validation, reference data lookup (SwiftRef), transaction screening, instant payments, and more. APIs use OAuth 2.0 authentication and are documented using OpenAPI 3.0.

SWIFT publishes 8 APIs on the APIs.io network, including Account Numbers API, BBANs API, BICs API, and 5 more. Tagged areas include Banking, Cross-Border Payments, Financial Messaging, Financial-Services, and GPI.

The SWIFT catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.

SWIFT’s developer surface includes authentication, API reference, sandbox, support, and 16 more developer resources.

🌐 Visit website 📡 Source on GitHub

38.4/100 thin ▬ flat Agent 35/100 agent ready Full breakdown ↓
scored 2026-08-21 · rubric v0.12.0

AccessEnterpriseSelf serve

11 APIs

Banking Cross-Border PaymentsFinancial MessagingFinancial-ServicesGPIISO 20022 Payments

Kin Score

Kin Score How this is scored →
scored 2026-08-21 · rubric v0.12.0

Composite quality — 38.4/100 · thin

Contract Quality 12.9 / 21

Developer Ergonomics 4.7 / 17

Access Clarity 5.2 / 17

Operational Transparency 0.9 / 11

Contract Governance 1.4 / 10

Discoverability 5.5 / 9

Regulatory Posture 7.2 / 15

Agent readiness — 35/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 4 / 4

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/swift: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 11

Individual APIs this provider publishes, each with its own machine-readable definition.

Open Collections 10

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Rate Limits 1

Documented rate limits and quota policies.

Swift Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

JSON Schema 2

Standalone JSON Schema definitions for this provider's data models.

Examples 2

Example request and response payloads for these APIs.

Scopes 1

OAuth scopes governing access to this provider's APIs.

Swift Scopes

2 scopes · password

2 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Swift Agentic Access

22 operations

22 operations · 0 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

Sandbox

Sandbox

Login

Documentation 2

Reference material describing how the API behaves

APIDocumentation

APIDocumentation

APIReference

APIReference

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Build 3

SDKs, sample code, and the tooling you integrate with

PostmanWorkspace

PostmanWorkspace

GitHubOrganization

GitHubOrganization

PostmanCollection

PostmanCollection

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

OAuthScopes

OAuthScopes

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 1

The organization behind the API

Website

Website

Other 4

Properties that don't map to a standard resource type

ProductPage

ISO20022

SwiftRef

GPI

Source (apis.yml)

aid: swift
name: SWIFT
description: SWIFT (Society for Worldwide Interbank Financial Telecommunication) is a global member-owned cooperative providing
  secure financial messaging services and reference data to financial institutions worldwide. SWIFT offers REST APIs for cross-border
  payment tracking (GPI), payment pre-validation, reference data lookup (SwiftRef), transaction screening, instant payments,
  and more. APIs use OAuth 2.0 authentication and are documented using OpenAPI 3.0.
type: Index
accessModel:
  pricing: enterprise
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Enterprise · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/swift.png
tags:
- Banking
- Cross-Border Payments
- Financial Messaging
- Financial-Services
- GPI
- ISO 20022
- Payments
tags_raw:
- Banking
- Cross-Border Payments
- Financial Messaging
- Financial Services
- GPI
- ISO 20022
- Payments
url: https://raw.githubusercontent.com/api-evangelist/swift/refs/heads/main/apis.yml
created: '2025-02-06'
modified: '2026-05-19'
specificationVersion: '0.23'
apis:
- aid: swift:swift-gpi-api
  name: SWIFT GPI API
  description: The SWIFT GPI (Global Payments Innovation) API enables financial institutions to track cross-border payment
    transactions in real time, update payment statuses, and manage stop-and-recall requests. Uses Unique End-to-End Transaction
    Reference (UETR) for tracking. Requires OAuth 2.0 authentication via JWT-Bearer grant type (RFC 7523).
  humanURL: https://developer.swift.com/apis/gpi-apis
  baseURL: https://api.swift.com/swift-apigateway
  properties:
  - type: Documentation
    url: https://developer.swift.com/apis/gpi-apis
  tags:
  - Cross-Border Payments
  - GPI
  - ISO 20022
  - Payment Tracking
  - Payments
  - UETR
- aid: swift:payment-pre-validation-api
  name: Payment Pre-validation API
  description: The SWIFT Payment Pre-validation API allows financial institutions and PSPs to verify payment instruction data
    against reference data and counterparty information before executing a payment. Checks account numbers, country codes,
    routing information, and beneficiary account validity to reduce failed payments.
  humanURL: https://developer.swift.com/apis/payment-pre-validation-api
  tags:
  - Compliance
  - Payment Pre-validation
  - Payments
  - Risk Management
  - Straight-Through Processing
  properties:
  - type: Documentation
    url: https://developer.swift.com/apis/payment-pre-validation-api
  - type: ProductPage
    url: https://www.swift.com/products/payment-pre-validation
- aid: swift:transaction-screening-api
  name: Transaction Screening API
  description: The SWIFT Transaction Screening API enables financial institutions to submit transactions to the SWIFT Transaction
    Screening Service (TSS) for sanctions and compliance screening before processing. Returns screening results with match
    details.
  humanURL: https://developer.swift.com/
  tags:
  - AML
  - Compliance
  - Payments
  - Sanctions Screening
  - Transaction Screening
  properties: []
- aid: swift:swift-account-numbers-api
  name: SWIFT Account Numbers API
  description: Account number format validation
  humanURL: https://developer.swift.com/apis/swiftref-api
  baseURL: https://api.swift.com/swiftrefdata
  tags:
  - Account Numbers
  properties:
  - type: OpenAPI
    url: openapi/swift-account-numbers-api-openapi.yml
  - type: Documentation
    url: https://developer.swift.com/apis/swiftref-api
- aid: swift:swift-bbans-api
  name: SWIFT BBANs API
  description: BBAN to IBAN conversion
  humanURL: https://developer.swift.com/apis/swiftref-api
  baseURL: https://api.swift.com/swiftrefdata
  tags:
  - BBANs
  properties:
  - type: OpenAPI
    url: openapi/swift-bbans-api-openapi.yml
  - type: Documentation
    url: https://developer.swift.com/apis/swiftref-api
- aid: swift:swift-bics-api
  name: SWIFT BICs API
  description: BIC (Bank Identifier Code) lookup and validation
  humanURL: https://developer.swift.com/apis/swiftref-api
  baseURL: https://api.swift.com/swiftrefdata
  tags:
  - BICs
  properties:
  - type: OpenAPI
    url: openapi/swift-bics-api-openapi.yml
  - type: Documentation
    url: https://developer.swift.com/apis/swiftref-api
- aid: swift:swift-country-codes-api
  name: SWIFT Country Codes API
  description: Country code lookup and validation
  humanURL: https://developer.swift.com/apis/swiftref-api
  baseURL: https://api.swift.com/swiftrefdata
  tags:
  - Country Codes
  properties:
  - type: OpenAPI
    url: openapi/swift-country-codes-api-openapi.yml
  - type: Documentation
    url: https://developer.swift.com/apis/swiftref-api
- aid: swift:swift-currency-codes-api
  name: SWIFT Currency Codes API
  description: Currency code lookup and validation
  humanURL: https://developer.swift.com/apis/swiftref-api
  baseURL: https://api.swift.com/swiftrefdata
  tags:
  - Currency Codes
  properties:
  - type: OpenAPI
    url: openapi/swift-currency-codes-api-openapi.yml
  - type: Documentation
    url: https://developer.swift.com/apis/swiftref-api
- aid: swift:swift-ibans-api
  name: SWIFT IBANs API
  description: IBAN (International Bank Account Number) lookup and validation
  humanURL: https://developer.swift.com/apis/swiftref-api
  baseURL: https://api.swift.com/swiftrefdata
  tags:
  - IBANs
  properties:
  - type: OpenAPI
    url: openapi/swift-ibans-api-openapi.yml
  - type: Documentation
    url: https://developer.swift.com/apis/swiftref-api
- aid: swift:swift-leis-api
  name: SWIFT LEIs API
  description: LEI (Legal Entity Identifier) lookup and validation
  humanURL: https://developer.swift.com/apis/swiftref-api
  baseURL: https://api.swift.com/swiftrefdata
  tags:
  - LEIs
  properties:
  - type: OpenAPI
    url: openapi/swift-leis-api-openapi.yml
  - type: Documentation
    url: https://developer.swift.com/apis/swiftref-api
- aid: swift:swift-national-ids-api
  name: SWIFT National IDs API
  description: National ID lookup and BIC resolution
  humanURL: https://developer.swift.com/apis/swiftref-api
  baseURL: https://api.swift.com/swiftrefdata
  tags:
  - National IDs
  properties:
  - type: OpenAPI
    url: openapi/swift-national-ids-api-openapi.yml
  - type: Documentation
    url: https://developer.swift.com/apis/swiftref-api
common:
- type: PostmanWorkspace
  url: https://www.postman.com/kinlaneapi/swift/overview
- type: AgenticAccess
  url: agentic-access/swift-agentic-access.yml
- type: DomainSecurity
  url: security/swift-domain-security.yml
- type: Authentication
  url: authentication/swift-authentication.yml
- type: OAuthScopes
  url: scopes/swift-scopes.yml
- type: Website
  url: https://www.swift.com
- type: DeveloperPortal
  url: https://developer.swift.com
- type: APIDocumentation
  url: https://developer.swift.com/apis
- type: APIReference
  url: https://developer.swift.com/reference
- type: GitHubOrganization
  url: https://github.com/swiftinc
- type: Sandbox
  url: https://sandbox.swift.com
- type: ProductPage
  url: https://www.swift.com/products/swift-apis
- type: Support
  url: https://www.swift.com/contact-us
- type: TermsOfService
  url: https://developer.swift.com/terms
- type: PrivacyPolicy
  url: https://www.swift.com/privacy-legal
- type: ISO20022
  url: https://www.swift.com/standards/iso-20022
- type: SwiftRef
  url: https://www.swift.com/products/swiftref
- type: GPI
  url: https://www.swift.com/products/swift-gpi
- type: PostmanCollection
  url: https://www.postman.com/swift-developer-support/swift-api-sandbox-collections
- type: Login
  url: https://developer.swift.com/login
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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