UK Open Banking
UK Open Banking standard with REST APIs for account and transaction data, payment initiation, variable recurring payments, and confirmation of funds for regulated financial services. Governed by the Open Banking Implementation Entity (OBIE) and overseen by the FCA and PSR under PSD2 and the CMA Order.
UK Open Banking publishes 39 APIs on the APIs.io network, including Account Access Consents API, Accounts API, ATM API, and 36 more. Tagged areas include Open Banking, Financial Services, Payments, Account Information, and PSD2.
The UK Open Banking catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.
UK Open Banking’s developer surface includes authentication, engineering blog, product news, and 13 more developer resources.
Kin Score
APIs 42
Individual APIs this provider publishes, each with its own machine-readable definition.
UK Open Banking Open Data API
Public-facing APIs enabling third-party developers to access standardized open data published by Account Servicing Payment Service Providers, including ATM locations, branch loc...
UK Open Banking Dynamic Client Registration API
Allows TPPs to dynamically register as OAuth clients with ASPSPs by submitting Software Statement Assertions issued by the Open Banking Directory. Supports client creation, retr...
UK Open Banking Directory API
Technical API describing the Open Banking Directory, including participant registration, Software Statement management, and service discovery for TPPs and ASPSPs operating withi...
UK Open Banking Account Access Consents API
The Account Access Consents API from UK Open Banking — 2 operation(s) for account access consents.
UK Open Banking Accounts API
The Accounts API from UK Open Banking — 2 operation(s) for accounts.
UK Open Banking ATM API
Endpoint for getting ATM data
UK Open Banking Balances API
The Balances API from UK Open Banking — 2 operation(s) for balances.
UK Open Banking BCA API
Endpoint for getting Business Current Account data
UK Open Banking Beneficiaries API
The Beneficiaries API from UK Open Banking — 2 operation(s) for beneficiaries.
UK Open Banking Branch API
Endpoint for getting Branch data
UK Open Banking CCC API
Endpoint for getting Commercial Credit Card data
UK Open Banking Direct Debits API
The Direct Debits API from UK Open Banking — 2 operation(s) for direct debits.
UK Open Banking Domestic Payment Consents API
The Domestic Payment Consents API from UK Open Banking — 3 operation(s) for domestic payment consents.
UK Open Banking Domestic Payments API
The Domestic Payments API from UK Open Banking — 3 operation(s) for domestic payments.
UK Open Banking Domestic Scheduled Payment Consents API
The Domestic Scheduled Payment Consents API from UK Open Banking — 2 operation(s) for domestic scheduled payment consents.
UK Open Banking Domestic Scheduled Payments API
The Domestic Scheduled Payments API from UK Open Banking — 3 operation(s) for domestic scheduled payments.
UK Open Banking Domestic Standing Order Consents API
The Domestic Standing Order Consents API from UK Open Banking — 2 operation(s) for domestic standing order consents.
UK Open Banking Domestic Standing Orders API
The Domestic Standing Orders API from UK Open Banking — 3 operation(s) for domestic standing orders.
UK Open Banking Domestic VRP Consents API
The Domestic VRP Consents API from UK Open Banking — 3 operation(s) for domestic vrp consents.
UK Open Banking Domestic VRPs API
The Domestic VRPs API from UK Open Banking — 3 operation(s) for domestic vrps.
UK Open Banking Event Notification API
The Event Notification API from UK Open Banking — 1 operation(s) for event notification.
UK Open Banking Event Subscriptions API
The Event Subscriptions API from UK Open Banking — 2 operation(s) for event subscriptions.
UK Open Banking Events API
The Events API from UK Open Banking — 1 operation(s) for events.
UK Open Banking File Payment Consents API
The File Payment Consents API from UK Open Banking — 3 operation(s) for file payment consents.
UK Open Banking File Payments API
The File Payments API from UK Open Banking — 4 operation(s) for file payments.
UK Open Banking Funds Confirmation Consents API
The Funds Confirmation Consents API from UK Open Banking — 2 operation(s) for funds confirmation consents.
UK Open Banking Funds Confirmations API
The Funds Confirmations API from UK Open Banking — 1 operation(s) for funds confirmations.
UK Open Banking International Payment Consents API
The International Payment Consents API from UK Open Banking — 3 operation(s) for international payment consents.
UK Open Banking International Payments API
The International Payments API from UK Open Banking — 3 operation(s) for international payments.
UK Open Banking International Scheduled Payments API
The International Scheduled Payments API from UK Open Banking — 3 operation(s) for international scheduled payments.
UK Open Banking International Scheduled Payments Consents API
The International Scheduled Payments Consents API from UK Open Banking — 3 operation(s) for international scheduled payments consents.
UK Open Banking International Standing Orders API
The International Standing Orders API from UK Open Banking — 3 operation(s) for international standing orders.
UK Open Banking International Standing Orders Consents API
The International Standing Orders Consents API from UK Open Banking — 2 operation(s) for international standing orders consents.
UK Open Banking Offers API
The Offers API from UK Open Banking — 2 operation(s) for offers.
UK Open Banking Parties API
The Parties API from UK Open Banking — 3 operation(s) for parties.
UK Open Banking PCA API
Endpoint for getting Personal Current Account data
UK Open Banking Products API
The Products API from UK Open Banking — 2 operation(s) for products.
UK Open Banking Scheduled Payments API
The Scheduled Payments API from UK Open Banking — 2 operation(s) for scheduled payments.
UK Open Banking SME API
Endpoint for getting Unsecured SME Loan data
UK Open Banking Standing Orders API
The Standing Orders API from UK Open Banking — 2 operation(s) for standing orders.
UK Open Banking Statements API
The Statements API from UK Open Banking — 5 operation(s) for statements.
UK Open Banking Transactions API
The Transactions API from UK Open Banking — 2 operation(s) for transactions.
Scroll for all 42
Pricing Plans 1
Published pricing tiers and plan structures.
Plans
PLANSRate Limits 1
Documented rate limits and quota policies.
Rate Limits
RATE LIMITSFinOps 1
Cost, billing, and metering signals for API financial operations.
Finops
FINOPSSemantic Vocabularies 1
JSON-LD contexts and semantic vocabularies used across these APIs.
Apis Context
JSON-LDSpectral Rules 1
Spectral governance rulesets for linting and validating these APIs.
UK Open Banking API Rules
SPECTRALJSON Schema 6
Standalone JSON Schema definitions for this provider's data models.
Account and Transaction API Specification
JSON SCHEMAConfirmation of Funds API Specification
JSON SCHEMAEvents API Specification - ASPSP Endpoints
JSON SCHEMAPayment Initiation API
JSON SCHEMAOBL VRP Profile
JSON SCHEMAExamples 6
Example request and response payloads for these APIs.
Account Info Examples
EXAMPLEConfirmation Funds Examples
EXAMPLEEvent Notifications Examples
EXAMPLEEvents Examples
EXAMPLEPayment Initiation Examples
EXAMPLEVrp Examples
EXAMPLESecurity Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
Recommended x-agentic-access execution contracts for AI agents.
Resources
Get Started 1
Portal, sign-up, and the first successful call
Agent Surfaces 1
MCP servers, agent skills, and machine-readable catalogs
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 3
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 4
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
Other 2
Properties that don't map to a standard resource type