UK Open Banking website screenshot

UK Open Banking

UK Open Banking standard with REST APIs for account and transaction data, payment initiation, variable recurring payments, and confirmation of funds for regulated financial services. Governed by the Open Banking Implementation Entity (OBIE) and overseen by the FCA and PSR under PSD2 and the CMA Order.

4 APIs 0 Features
Open BankingFinancial ServicesPaymentsAccount InformationPSD2UKBankingFintechRegulated

APIs

UK Open Banking Read/Write API

RESTful APIs enabling Third Party Providers (TPPs) to access customer account information and initiate payments on behalf of consumers and businesses, with customer consent, via...

UK Open Banking Open Data API

Public-facing APIs enabling third-party developers to access standardized open data published by Account Servicing Payment Service Providers, including ATM locations, branch loc...

UK Open Banking Dynamic Client Registration API

Allows TPPs to dynamically register as OAuth clients with ASPSPs by submitting Software Statement Assertions issued by the Open Banking Directory. Supports client creation, retr...

UK Open Banking Directory API

Technical API describing the Open Banking Directory, including participant registration, Software Statement management, and service discovery for TPPs and ASPSPs operating withi...

Pricing Plans

Plans

3 plans

PLANS

Rate Limits

Rate Limits

0 limits

RATE LIMITS

FinOps

Finops

FINOPS

Semantic Vocabularies

Apis Context

0 classes · 0 properties

JSON-LD

Example Payloads

Account Info Examples

5 fields

EXAMPLE

Confirmation Funds Examples

5 fields

EXAMPLE

Event Notifications Examples

5 fields

EXAMPLE

Events Examples

5 fields

EXAMPLE

Payment Initiation Examples

5 fields

EXAMPLE

Vrp Examples

5 fields

EXAMPLE

Resources

🔗
Website
Website
🔗
Standards
Standards
🌐
DeveloperPortal
DeveloperPortal
👥
GitHubOrganization
GitHubOrganization
🔗
APIPerformance
APIPerformance
📰
Blog
Blog
📰
News
News
📜
TermsOfService
TermsOfService
📜
PrivacyPolicy
PrivacyPolicy
🔗
Plans
Plans
🔗
RateLimits
RateLimits
🔗
FinOps
FinOps

Sources

Raw ↑ 
name: UK Open Banking
description: UK Open Banking standard with REST APIs for account and transaction data, payment initiation, variable recurring
  payments, and confirmation of funds for regulated financial services. Governed by the Open Banking Implementation Entity
  (OBIE) and overseen by the FCA and PSR under PSD2 and the CMA Order.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
url: https://raw.githubusercontent.com/api-evangelist/open-banking-uk/refs/heads/main/apis.yml
version: '0.19'
created: '2026-06-13'
modified: '2026-06-13'
specificationVersion: '0.19'
tags:
- Open Banking
- Financial Services
- Payments
- Account Information
- PSD2
- UK
- Banking
- Fintech
- Regulated
apis:
- name: UK Open Banking Read/Write API
  description: RESTful APIs enabling Third Party Providers (TPPs) to access customer account information and initiate payments
    on behalf of consumers and businesses, with customer consent, via Account Servicing Payment Service Providers (ASPSPs).
    Covers AISP, PISP, CBPII, and VRP roles under the UK Open Banking Standard v4.0.1.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://openbankinguk.github.io/read-write-api-site3/v4.0.1/
  baseURL: https://{aspsp-host}/open-banking/v4.0
  tags:
  - Account Information
  - Payment Initiation
  - Variable Recurring Payments
  - Confirmation of Funds
  - Event Notifications
  properties:
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/v4.0.1/
  - type: OpenAPI
    url: https://raw.githubusercontent.com/OpenBankingUK/read-write-api-specs/master/dist/openapi/account-info-openapi.yaml
  - type: GitHubRepository
    url: https://github.com/OpenBankingUK/read-write-api-specs
  - type: Sandbox
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/overview
  - type: ConformanceSuite
    url: https://github.com/OpenBankingUK/conformance-suite
  - type: Plans
    url: https://raw.githubusercontent.com/api-evangelist/open-banking-uk/refs/heads/main/plans/plans.yml
  - type: RateLimits
    url: https://raw.githubusercontent.com/api-evangelist/open-banking-uk/refs/heads/main/rate-limits/rate-limits.yml
  contact:
  - FN: Open Banking Implementation Entity
    url: https://www.openbanking.org.uk/
    email: servicedesk@openbanking.org.uk
- name: UK Open Banking Open Data API
  description: Public-facing APIs enabling third-party developers to access standardized open data published by Account Servicing
    Payment Service Providers, including ATM locations, branch locations, personal current account products, business current
    account products, SME credit cards, and SME loans. No customer authentication required.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/
  baseURL: https://{aspsp-host}/open-banking/v2.4
  tags:
  - ATM Locator
  - Branch Locator
  - Product Data
  - Open Data
  - Public APIs
  properties:
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/
  - type: GitHubRepository
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
  - type: Plans
    url: https://raw.githubusercontent.com/api-evangelist/open-banking-uk/refs/heads/main/plans/plans.yml
  contact:
  - FN: Open Banking Implementation Entity
    url: https://www.openbanking.org.uk/
    email: servicedesk@openbanking.org.uk
- name: UK Open Banking Dynamic Client Registration API
  description: Allows TPPs to dynamically register as OAuth clients with ASPSPs by submitting Software Statement Assertions
    issued by the Open Banking Directory. Supports client creation, retrieval, update, and deletion, and enables automated
    TPP onboarding without manual bank-by-bank enrollment.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://standards.openbanking.org.uk/api-specifications/
  baseURL: https://{aspsp-host}/open-banking/v3.3
  tags:
  - Dynamic Client Registration
  - OAuth
  - TPP Onboarding
  - Security
  properties:
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/1150124033/
  - type: Plans
    url: https://raw.githubusercontent.com/api-evangelist/open-banking-uk/refs/heads/main/plans/plans.yml
  contact:
  - FN: Open Banking Implementation Entity
    url: https://www.openbanking.org.uk/
    email: servicedesk@openbanking.org.uk
- name: UK Open Banking Directory API
  description: Technical API describing the Open Banking Directory, including participant registration, Software Statement
    management, and service discovery for TPPs and ASPSPs operating within the UK Open Banking ecosystem. Enables TPPs to
    obtain credentials required to access banking APIs.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://directory.openbanking.org.uk/
  baseURL: https://directory.openbanking.org.uk/
  tags:
  - Directory
  - Participant Registration
  - Software Statements
  - Service Discovery
  properties:
  - type: Documentation
    url: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/1150124033/
  - type: Sandbox
    url: https://directory.openbanking.org.uk/
  - type: Plans
    url: https://raw.githubusercontent.com/api-evangelist/open-banking-uk/refs/heads/main/plans/plans.yml
  contact:
  - FN: Open Banking Implementation Entity
    url: https://www.openbanking.org.uk/
    email: servicedesk@openbanking.org.uk
common:
- type: Website
  url: https://www.openbanking.org.uk/
- type: Standards
  url: https://standards.openbanking.org.uk/
- type: DeveloperPortal
  url: https://openbanking.atlassian.net/wiki/spaces/DZ/overview
- type: GitHubOrganization
  url: https://github.com/OpenBankingUK
- type: APIPerformance
  url: https://www.openbanking.org.uk/api-performance/
- type: Blog
  url: https://www.openbanking.org.uk/news/blog/
- type: News
  url: https://www.openbanking.org.uk/news/
- type: TermsOfService
  url: https://www.openbanking.org.uk/terms/
- type: PrivacyPolicy
  url: https://www.openbanking.org.uk/privacy-policy/
- type: Plans
  url: https://raw.githubusercontent.com/api-evangelist/open-banking-uk/refs/heads/main/plans/plans.yml
- type: RateLimits
  url: https://raw.githubusercontent.com/api-evangelist/open-banking-uk/refs/heads/main/rate-limits/rate-limits.yml
- type: FinOps
  url: https://raw.githubusercontent.com/api-evangelist/open-banking-uk/refs/heads/main/finops/finops.yml
maintainers:
- FN: API Evangelist
  email: info@apievangelist.com
  url: https://apievangelist.com