UK Open Banking · Example Payload
Account Info Examples
Illustrative request and response examples for the UK Open Banking Account and Transaction API v4.0.1
Open BankingFinancial-ServicesPaymentsAccount InformationPSD2UKBankingFintechRegulated
Account Info Examples is an example object payload from UK Open Banking, with 5 top-level fields. It illustrates the shape of data this provider's APIs accept or return.
Top-level fields
titleversionsourcedescriptionexamples
Example Payload
{
"title": "Account and Transaction API Specification",
"version": "4.0.1",
"source": "https://raw.githubusercontent.com/OpenBankingUK/read-write-api-specs/master/dist/openapi/account-info-openapi.yaml",
"description": "Illustrative request and response examples for the UK Open Banking Account and Transaction API v4.0.1",
"examples": [
{
"operationId": "CreateAccountAccessConsents",
"path": "/account-access-consents",
"method": "POST",
"type": "request",
"mediaType": "application/json",
"description": "Create an Account Access Consent requesting read access to accounts, balances, and transactions",
"example": {
"Data": {
"Permissions": [
"ReadAccountsDetail",
"ReadBalances",
"ReadTransactionsDetail",
"ReadTransactionsCredits",
"ReadTransactionsDebits"
],
"ExpirationDateTime": "2026-12-31T23:59:59+00:00",
"TransactionFromDateTime": "2026-01-01T00:00:00+00:00",
"TransactionToDateTime": "2026-12-31T23:59:59+00:00"
},
"Risk": {}
}
},
{
"operationId": "CreateAccountAccessConsents",
"path": "/account-access-consents",
"method": "POST",
"statusCode": "201",
"type": "response",
"mediaType": "application/json",
"description": "Successful creation of an Account Access Consent",
"example": {
"Data": {
"ConsentId": "urn:alphabank:intent:58923",
"CreationDateTime": "2026-06-13T10:00:00+00:00",
"Status": "AwaitingAuthorisation",
"StatusUpdateDateTime": "2026-06-13T10:00:00+00:00",
"Permissions": [
"ReadAccountsDetail",
"ReadBalances",
"ReadTransactionsDetail",
"ReadTransactionsCredits",
"ReadTransactionsDebits"
],
"ExpirationDateTime": "2026-12-31T23:59:59+00:00",
"TransactionFromDateTime": "2026-01-01T00:00:00+00:00",
"TransactionToDateTime": "2026-12-31T23:59:59+00:00"
},
"Risk": {},
"Links": {
"Self": "https://api.alphabank.com/open-banking/v4.0/aisp/account-access-consents/urn:alphabank:intent:58923"
},
"Meta": {
"TotalPages": 1
}
}
},
{
"operationId": "GetAccounts",
"path": "/accounts",
"method": "GET",
"statusCode": "200",
"type": "response",
"mediaType": "application/json",
"description": "List of accounts returned after successful PSU authorisation",
"example": {
"Data": {
"Account": [
{
"AccountId": "22289",
"Status": "Enabled",
"StatusUpdateDateTime": "2026-01-01T06:06:06+00:00",
"Currency": "GBP",
"AccountType": "Personal",
"AccountSubType": "CurrentAccount",
"Description": "Household",
"Nickname": "Bills",
"OpeningDate": "2010-03-15",
"Account": [
{
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "80200110203345",
"Name": "Mr Kevin",
"SecondaryIdentification": "00021"
}
]
}
]
},
"Links": {
"Self": "https://api.alphabank.com/open-banking/v4.0/aisp/accounts"
},
"Meta": {
"TotalPages": 1
}
}
},
{
"operationId": "GetAccountsAccountIdBalances",
"path": "/accounts/{AccountId}/balances",
"method": "GET",
"statusCode": "200",
"type": "response",
"mediaType": "application/json",
"description": "Account balance information",
"example": {
"Data": {
"Balance": [
{
"AccountId": "22289",
"Amount": {
"Amount": "1230.00",
"Currency": "GBP"
},
"CreditDebitIndicator": "Credit",
"Type": "InterimAvailable",
"DateTime": "2026-06-13T09:00:00+00:00"
}
]
},
"Links": {
"Self": "https://api.alphabank.com/open-banking/v4.0/aisp/accounts/22289/balances"
},
"Meta": {
"TotalPages": 1
}
}
},
{
"operationId": "GetAccountsAccountIdTransactions",
"path": "/accounts/{AccountId}/transactions",
"method": "GET",
"statusCode": "200",
"type": "response",
"mediaType": "application/json",
"description": "Account transactions list",
"example": {
"Data": {
"Transaction": [
{
"AccountId": "22289",
"TransactionId": "123",
"CreditDebitIndicator": "Credit",
"Status": "Booked",
"BookingDateTime": "2026-06-10T16:13:00+00:00",
"Amount": {
"Amount": "10.00",
"Currency": "GBP"
},
"TransactionInformation": "Direct Credit",
"BankTransactionCode": {
"Code": "ReceivedCreditTransfer",
"SubCode": "DomesticCreditTransfer"
},
"DebtorAccount": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "30949330000010",
"Name": "Mr Tee"
}
}
]
},
"Links": {
"Self": "https://api.alphabank.com/open-banking/v4.0/aisp/accounts/22289/transactions"
},
"Meta": {
"TotalPages": 1,
"FirstAvailableDateTime": "2026-01-01T00:00:00+00:00",
"LastAvailableDateTime": "2026-06-13T00:00:00+00:00"
}
}
}
]
}
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