UK Open Banking · Example Payload
Account Info Examples
Illustrative request and response examples for the UK Open Banking Account and Transaction API v4.0.1
Open BankingFinancial ServicesPaymentsAccount InformationPSD2UKBankingFintechRegulated
Account Info Examples is an example object payload from UK Open Banking, with 5 top-level fields. It illustrates the shape of data this provider's APIs accept or return.
Top-level fields
titleversionsourcedescriptionexamples
Example Payload
{
"title": "Account and Transaction API Specification",
"version": "4.0.1",
"source": "https://raw.githubusercontent.com/OpenBankingUK/read-write-api-specs/master/dist/openapi/account-info-openapi.yaml",
"description": "Illustrative request and response examples for the UK Open Banking Account and Transaction API v4.0.1",
"examples": [
{
"operationId": "CreateAccountAccessConsents",
"path": "/account-access-consents",
"method": "POST",
"type": "request",
"mediaType": "application/json",
"description": "Create an Account Access Consent requesting read access to accounts, balances, and transactions",
"example": {
"Data": {
"Permissions": [
"ReadAccountsDetail",
"ReadBalances",
"ReadTransactionsDetail",
"ReadTransactionsCredits",
"ReadTransactionsDebits"
],
"ExpirationDateTime": "2026-12-31T23:59:59+00:00",
"TransactionFromDateTime": "2026-01-01T00:00:00+00:00",
"TransactionToDateTime": "2026-12-31T23:59:59+00:00"
},
"Risk": {}
}
},
{
"operationId": "CreateAccountAccessConsents",
"path": "/account-access-consents",
"method": "POST",
"statusCode": "201",
"type": "response",
"mediaType": "application/json",
"description": "Successful creation of an Account Access Consent",
"example": {
"Data": {
"ConsentId": "urn:alphabank:intent:58923",
"CreationDateTime": "2026-06-13T10:00:00+00:00",
"Status": "AwaitingAuthorisation",
"StatusUpdateDateTime": "2026-06-13T10:00:00+00:00",
"Permissions": [
"ReadAccountsDetail",
"ReadBalances",
"ReadTransactionsDetail",
"ReadTransactionsCredits",
"ReadTransactionsDebits"
],
"ExpirationDateTime": "2026-12-31T23:59:59+00:00",
"TransactionFromDateTime": "2026-01-01T00:00:00+00:00",
"TransactionToDateTime": "2026-12-31T23:59:59+00:00"
},
"Risk": {},
"Links": {
"Self": "https://api.alphabank.com/open-banking/v4.0/aisp/account-access-consents/urn:alphabank:intent:58923"
},
"Meta": {
"TotalPages": 1
}
}
},
{
"operationId": "GetAccounts",
"path": "/accounts",
"method": "GET",
"statusCode": "200",
"type": "response",
"mediaType": "application/json",
"description": "List of accounts returned after successful PSU authorisation",
"example": {
"Data": {
"Account": [
{
"AccountId": "22289",
"Status": "Enabled",
"StatusUpdateDateTime": "2026-01-01T06:06:06+00:00",
"Currency": "GBP",
"AccountType": "Personal",
"AccountSubType": "CurrentAccount",
"Description": "Household",
"Nickname": "Bills",
"OpeningDate": "2010-03-15",
"Account": [
{
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "80200110203345",
"Name": "Mr Kevin",
"SecondaryIdentification": "00021"
}
]
}
]
},
"Links": {
"Self": "https://api.alphabank.com/open-banking/v4.0/aisp/accounts"
},
"Meta": {
"TotalPages": 1
}
}
},
{
"operationId": "GetAccountsAccountIdBalances",
"path": "/accounts/{AccountId}/balances",
"method": "GET",
"statusCode": "200",
"type": "response",
"mediaType": "application/json",
"description": "Account balance information",
"example": {
"Data": {
"Balance": [
{
"AccountId": "22289",
"Amount": {
"Amount": "1230.00",
"Currency": "GBP"
},
"CreditDebitIndicator": "Credit",
"Type": "InterimAvailable",
"DateTime": "2026-06-13T09:00:00+00:00"
}
]
},
"Links": {
"Self": "https://api.alphabank.com/open-banking/v4.0/aisp/accounts/22289/balances"
},
"Meta": {
"TotalPages": 1
}
}
},
{
"operationId": "GetAccountsAccountIdTransactions",
"path": "/accounts/{AccountId}/transactions",
"method": "GET",
"statusCode": "200",
"type": "response",
"mediaType": "application/json",
"description": "Account transactions list",
"example": {
"Data": {
"Transaction": [
{
"AccountId": "22289",
"TransactionId": "123",
"CreditDebitIndicator": "Credit",
"Status": "Booked",
"BookingDateTime": "2026-06-10T16:13:00+00:00",
"Amount": {
"Amount": "10.00",
"Currency": "GBP"
},
"TransactionInformation": "Direct Credit",
"BankTransactionCode": {
"Code": "ReceivedCreditTransfer",
"SubCode": "DomesticCreditTransfer"
},
"DebtorAccount": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "30949330000010",
"Name": "Mr Tee"
}
}
]
},
"Links": {
"Self": "https://api.alphabank.com/open-banking/v4.0/aisp/accounts/22289/transactions"
},
"Meta": {
"TotalPages": 1,
"FirstAvailableDateTime": "2026-01-01T00:00:00+00:00",
"LastAvailableDateTime": "2026-06-13T00:00:00+00:00"
}
}
}
]
}