DailyPay is an on-demand pay (earned wage access) platform that lets employees access wages they have already earned before the scheduled payday. The company sells to employers across healthcare, retail, restaurants, manufacturing, hospitality and the public sector, and integrates with 180+ HCM, payroll and time-management systems. Its developer surface — the DailyPay REST API — is a json:api-shaped OAuth 2.0 / OpenID Connect API covering people, jobs, organizations, paychecks, accounts (including the EARNINGS_BALANCE account that carries available earnings), transfers and PCI-scoped debit-card tokenization, complemented by DailyPay Elements, a set of hosted drop-in iframe components for embedding on-demand pay into partner applications.
DailyPay publishes 8 API contracts indexed on the APIs.io network, including Accounts API, Card Tokenization API, Health API, and 5 more. Tagged areas include Company, Payments, Payroll, Human Resources, and Earned Wage Access.
DailyPay’s developer surface includes documentation, API reference, getting-started guide, authentication, support, engineering blog, signup flow, and 35 more developer resources.
Regulatory Posture applies to this provider. Its tags matched the
Payments regime, so
Regulatory Posture carries 15 points of the composite.
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applicability map is public and we will correct it.
Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it
carries 10 points of the composite. It is scored from the published contracts
themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already
holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in
front of it, and the first time that check is skipped a duplicate record is created.
Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet,
not penalised by it.
The six quality facets above are damped to 75 points between them,
because the conditional facet above carries the other
25. That is why each facet's contribution is shown against a damped
maximum: raising a quality facet moves the composite by 75% of its nominal
weight, not 100%. The full arithmetic is at apis.io/rating/.
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Markets this provider is in provisional
The Kin Score Market layer reads a provider inside its market:
its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted:
not part of the Kin Score or agent readiness.
Registered MCP server and declares compatibility are report only — not weighted.
Undeclared means we found nothing we can read, so there is no number: we never infer integrations.
The _accounts_ endpoint provides comprehensive information about money accounts. You can retrieve account details, including the account's unique ID, a link to the account holde...
The _health_ endpoint provides a simple health check for the API. **Functionality:** Check the status of the API to ensure it is functioning correctly.
The _jobs_ endpoint provides access to comprehensive information about a person's employment. It enables you to retrieve details about individual jobs, including information abo...
The _organizations_ endpoint provides details about a business entity, such as an employer, or a group of people, such as a division. The response includes the organization name...
The _paychecks_ endpoint provides detailed information about paychecks. You can retrieve individual paycheck details, including the person and job associated with the paycheck, ...
The _people_ endpoint allows you to see information related to who owns resources such as jobs and accounts. **Functionality:** Retrieve limited details about a person, includin...
The _transfers_ endpoint allows you to initiate and track money movement. You can access transfer details, including the transfer's unique ID, amount, currency, status, schedule...
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