Bank of Ireland (UK)

aid: bank-of-ireland-uk
url: https://raw.githubusercontent.com/api-evangelist/bank-of-ireland-uk/refs/heads/main/apis.yml
name: Bank of Ireland (UK)
kind: company
description: Bank of Ireland (UK) plc is the UK banking arm of Bank of Ireland Group plc, Ireland's oldest bank, founded in
  1783 and headquartered in Dublin with a listing on Euronext Dublin and the London Stock Exchange. In the United Kingdom
  it is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the PRA, and
  as one of the nine CMA-mandated banks (the CMA9) it participates fully in the UK Open Banking programme under PSD2. Bank
  of Ireland (UK) and Bank of Ireland (ROI) are separate legal entities on the Open Banking Directory and TPPs must onboard
  to each separately. The bank publishes a public, unauthenticated Open Data API (ATMs, branches, personal and business current
  accounts, unsecured SME loans and commercial credit cards) conformant to the OBIE Open Data Standard, alongside the OBIE
  Read/Write API family - Account & Transaction Information (AIS), Payment Initiation (PIS) and Confirmation of Funds (CBPII)
  - secured with FAPI-grade OAuth2/OIDC, PSD2 strong customer authentication and mutual-TLS client authentication using OBIE/eIDAS
  certificates, onboarded through the Bank of Ireland Developer Hub with a sandbox for testing.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Open Banking
- PSD2
- OBIE
- CMA9
- United Kingdom
- Payments
- Account Information
- Open Data
- FAPI
- Fintech
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis:
- aid: bank-of-ireland-uk:bank-of-ireland-uk-open-data-api
  name: Bank of Ireland (UK) Open Data API
  description: Public, unauthenticated OBIE Open Data API for Bank of Ireland (UK) plc, serving reference data for ATMs, branches,
    personal current accounts, business current accounts, unsecured SME loans and commercial credit cards. Confirmed live
    (HTTP 200) at the v2.2 base on 2026-07-23.
  humanURL: https://developer.bankofireland.com/
  baseURL: https://openapi.bankofireland.com/open-banking/v2.2
  tags:
  - Open Data
  - ATMs
  - Branches
  - Personal Current Accounts
  - Business Current Accounts
  - SME Loans
  - Commercial Credit Cards
  properties:
  - type: OpenAPI
    url: openapi/bank-of-ireland-uk-open-data-openapi.json
  - type: Documentation
    url: https://developer.bankofireland.com/
  - type: APIReference
    url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/
  - type: License
    url: https://www.openbanking.org.uk/open-licence
- aid: bank-of-ireland-uk:bank-of-ireland-uk-account-information-api
  name: Bank of Ireland (UK) Account & Transaction Information API
  description: OBIE Read/Write Account & Transaction Information (AIS) API for Bank of Ireland (UK) plc, allowing authorised
    AISPs to access account, balance, transaction, beneficiary, standing order, direct debit and product data with the customer's
    consent. FAPI-secured (OAuth2/OIDC, PSD2 SCA, mTLS).
  humanURL: https://developer.bankofireland.com/
  baseURL: https://api.obapi.bankofireland.com/open-banking/v3.1/aisp
  tags:
  - Account Information
  - AISP
  - Read/Write
  properties:
  - type: OpenAPI
    url: openapi/bank-of-ireland-uk-account-info-openapi.yaml
  - type: Documentation
    url: https://developer.bankofireland.com/
  - type: APIReference
    url: https://openbankinguk.github.io/read-write-api-docs-pub/v3.1.11/profiles/account-and-transaction-api-profile.html
- aid: bank-of-ireland-uk:bank-of-ireland-uk-payment-initiation-api
  name: Bank of Ireland (UK) Payment Initiation API
  description: OBIE Read/Write Payment Initiation (PIS) API for Bank of Ireland (UK) plc, enabling authorised PISPs to initiate
    domestic and international single, scheduled, standing-order and file payments with the customer's consent. FAPI-secured
    (OAuth2/OIDC, PSD2 SCA, mTLS).
  humanURL: https://developer.bankofireland.com/
  baseURL: https://api.obapi.bankofireland.com/open-banking/v3.1/pisp
  tags:
  - Payments
  - Payment Initiation
  - PISP
  - Read/Write
  properties:
  - type: OpenAPI
    url: openapi/bank-of-ireland-uk-payment-initiation-openapi.yaml
  - type: Documentation
    url: https://developer.bankofireland.com/
  - type: APIReference
    url: https://openbankinguk.github.io/read-write-api-docs-pub/v3.1.11/profiles/payment-initiation-api-profile.html
- aid: bank-of-ireland-uk:bank-of-ireland-uk-confirmation-of-funds-api
  name: Bank of Ireland (UK) Confirmation of Funds API
  description: OBIE Read/Write Confirmation of Funds (CBPII) API for Bank of Ireland (UK) plc, allowing authorised card-based
    payment instrument issuers to confirm the availability of funds on a customer account with consent. FAPI-secured (OAuth2/OIDC,
    PSD2 SCA, mTLS).
  humanURL: https://developer.bankofireland.com/
  baseURL: https://api.obapi.bankofireland.com/open-banking/v3.1/cbpii
  tags:
  - Confirmation of Funds
  - CBPII
  - Read/Write
  properties:
  - type: OpenAPI
    url: openapi/bank-of-ireland-uk-confirmation-funds-openapi.yaml
  - type: Documentation
    url: https://developer.bankofireland.com/
  - type: APIReference
    url: https://openbankinguk.github.io/read-write-api-docs-pub/v3.1.11/profiles/confirmation-of-funds-api-profile.html
- aid: bank-of-ireland-uk:bank-of-ireland-uk-dynamic-client-registration-api
  name: Bank of Ireland (UK) Dynamic Client Registration API
  description: OBIE Dynamic Client Registration (DCR) API documented on the Bank of Ireland Developer Hub for onboarding third-party
    provider applications using OBIE/eIDAS certificates, ahead of consuming the Read/Write API family.
  humanURL: https://developer.bankofireland.com/
  baseURL: https://auth.obapi.bankofireland.com/oauth/as/b365/
  tags:
  - Dynamic Client Registration
  - Onboarding
  - OAuth2
  properties:
  - type: Documentation
    url: https://eu1.anypoint.mulesoft.com/exchange/portals/bankofireland/pages/Getting%20Started/
  - type: Authentication
    url: https://developer.bankofireland.com/
common:
- type: AgenticAccess
  url: agentic-access/bank-of-ireland-uk-agentic-access.yml
- type: DomainSecurity
  url: security/bank-of-ireland-uk-domain-security.yml
- type: OAuthScopes
  url: scopes/bank-of-ireland-uk-scopes.yml
- type: Authentication
  url: authentication/bank-of-ireland-uk-authentication.yml
- type: WellKnown
  url: well-known/bank-of-ireland-uk-well-known.yml
- type: Conformance
  url: conformance/bank-of-ireland-uk-conformance.yml
- type: ErrorCatalog
  url: errors/bank-of-ireland-uk-problem-types.yml
- type: Lifecycle
  url: lifecycle/bank-of-ireland-uk-lifecycle.yml
- type: Deprecation
  url: lifecycle/bank-of-ireland-uk-lifecycle.yml
- type: Conventions
  url: conventions/bank-of-ireland-uk-conventions.yml
- type: Idempotency
  url: conventions/bank-of-ireland-uk-conventions.yml
- type: DataModel
  url: data-model/bank-of-ireland-uk-data-model.yml
- type: MCPServer
  url: mcp/bank-of-ireland-uk-mcp.yml
- type: LLMsTxt
  url: llms/bank-of-ireland-uk-llms.txt
- type: AgentSkill
  url: skills/_index.yml
- type: Overlay
  url: overlays/bank-of-ireland-uk-open-data-overlay.yaml
- type: Overlay
  url: overlays/bank-of-ireland-uk-account-info-overlay.yaml
- type: Overlay
  url: overlays/bank-of-ireland-uk-payment-initiation-overlay.yaml
- type: Overlay
  url: overlays/bank-of-ireland-uk-confirmation-funds-overlay.yaml
- type: GettingStarted
  url: https://eu1.anypoint.mulesoft.com/exchange/portals/bankofireland/pages/Getting%20Started/
- type: Website
  url: https://www.bankofirelanduk.com/
- type: DeveloperPortal
  url: https://developer.bankofireland.com/
- type: Portal
  url: https://eu1.anypoint.mulesoft.com/exchange/portals/bankofireland/
- type: Documentation
  url: https://developer.bankofireland.com/
- type: StatusPage
  url: https://www.bankofirelanduk.com/personal/api-statistics/
- type: Compliance
  url: https://www.bankofirelanduk.com/personal/api-statistics/
- type: LinkedIn
  url: https://www.linkedin.com/company/bank-of-ireland/
- type: PrivacyPolicy
  url: https://www.bankofirelanduk.com/site-links/privacy/
- type: Support
  url: https://www.bankofirelanduk.com/help-and-support/
- type: License
  url: https://www.openbanking.org.uk/open-licence
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com