Currencycloud

Currencycloud is a cross-border payments and foreign-exchange platform, part of Visa, that provides a robust, predictable REST API for converting money between currencies, holding multi-currency balances, and making payments around the world. Its API v2 spans 18 domains — authentication, accounts and sub-accounts, balances, beneficiaries, contacts, conversions, funding, payers, payments, quotes, rates, reference data, reporting, transactions, transfers and withdrawal accounts — and lets businesses dynamically register sub-accounts to offer white-labelled money-transfer services to their own customers. Currencycloud is an FCA-authorised Electronic Money Institution (registration #900199) and a FinCEN-registered money transmitter, and publishes official SDKs for JavaScript, Python, Ruby, PHP, Java and .NET.

Currencycloud publishes 27 API contracts indexed on the APIs.io network, including Account Usage API, Accounts API, Authenticate API, and 24 more. Tagged areas include Company, Fintech, Payments, Foreign Exchange, and Cross-Border Payments.

The Currencycloud catalog on APIs.io includes 1 event-driven AsyncAPI specification, 1 JSON-LD context, and 1 Spectral governance ruleset.

Currencycloud’s developer surface includes engineering blog, documentation, API reference, getting-started guide, authentication, signup flow, support, and 37 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

64.8/100 strong ▬ flat Agent 38/100 agent ready Front door AI 1/6 silent saas Full breakdown ↓
scored 2026-10-31 · rubric v0.25.0 · Show this score on your site →

2 published contracts 3 Agent Skills

Company Fintech Payments Foreign Exchange Cross-Border Payments Money Transfer Currency Conversion Banking

What this lets a business do 3

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Payments & Card Management

BC-1340

Payments

POST /payments/create POST /payments/authorise

Treasury Management

BC-210

Conversions

POST /conversions/create GET /conversions/profit_and_loss

Data & Reference Information Services

AE-230

Rates

GET /rates/find GET /rates/detailed

Kin Score

Kin Score How this is scored →
scored 2026-10-31 · rubric v0.25.0

Composite quality — 64.8/100 · strong

Contract Quality 14.6 / 21

Developer Ergonomics 13.3 / 17

Access Clarity 8.5 / 17

Operational Transparency 10.5 / 11

Contract Governance 2.2 / 10

Discoverability 5.6 / 9

Regulatory Posture 3.5 / 15

Agent readiness — 38/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document
Documented Reversibility +6 pts — a reversal operation in the contract, graded up when a window is documented too
Agentic Commerce Well-Known Document +5 pts — a parsing /.well-known/ucp.json or acp.json declaring a version and at least one service — `self` when its endpoints are on the provider's own domain, `platform` when they are on a vendor's

4 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 50.0 — up to +10.0 composite points
Contract Governance scores 22.0 — up to +9.4 composite points
Contract Quality scores 68.6 — up to +7.9 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/currencycloud/apis.yml: open an issue on github.com/api-evangelist/currencycloud to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Payments	regulated	43.1	-	-
RegTech, AML/KYC and Money Transmission	regulated	43.1	-	-
EU/EEA Payment and E-Money Institutions (PSD2 passports)	regulated	43.1	-	-
Canada RPAA Payment Service Providers (Bank of Canada registry + Payments Canada)	regulated	43.1	-	-
Official SDKs on Packagist, pub.dev and Hex	regulated	43.1	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

APIs 27

Individual APIs this provider publishes, each with its own machine-readable definition.

Currencycloud Account Usage API

The Account Usage API from Currencycloud — 1 operation(s) for account usage.

Currencycloud Accounts API

Create, search and update your Currencycloud account and any associated sub-accounts. Also provides you with the ability to use your own reference IDs for easy reconciliation wi...

Currencycloud Authenticate API

Authenticate to gain access to the API. Log in to your Currencycloud account using your API Key and log out to terminate your session.

Currencycloud Balances API

Provides access to view balance information. View the balances that you currently hold in different currencies on your Currencycloud account.

Currencycloud Beneficiaries API

Create, search and manage the list of individuals or companies that you send payments to.

Currencycloud Business Information API

The Business Information API from Currencycloud — 1 operation(s) for business information.

Currencycloud Contacts API

Create, search and manage the list of users that have access in your Currencycloud account or associated sub-accounts.

Currencycloud Conversions API

Find, retrieve and create a live currency conversion. You can also create and manage the live conversion of funds between two currencies.

Currencycloud Country API

The Country API from Currencycloud — 2 operation(s) for country.

Currencycloud Currency API

The Currency API from Currencycloud — 1 operation(s) for currency.

Currencycloud Demo API

Requests that are only available in the Demo environment.

Currencycloud Document Images API

The Document Images API from Currencycloud — 2 operation(s) for document images.

Currencycloud Documents API

The Documents API from Currencycloud — 2 operation(s) for documents.

Currencycloud Form API

The Form API from Currencycloud — 3 operation(s) for form.

Currencycloud Funding API

Find funding accounts that can be used to settle and collect funds in each available currency.

Currencycloud Payers API

View information relating to the 'payer' for a payment that has been initiated through the platform.

Currencycloud Payments API

Create, search, manage and action all of your domestic and international payments through this API.

Currencycloud People API

The People API from Currencycloud — 2 operation(s) for people.

Currencycloud Quotes API

Create new quotes to use for held rates conversions.

Currencycloud Rates API

Super fast real-time access to live foreign exchange rates through the Currencycloud platform.

Currencycloud Reference API

Easy access to view important data relevant to your Currencycloud account including beneficiary details, conversion dates, available currencies, payer required details, payment ...

Currencycloud Reporting API

Ability to create and retrieve reports.

Currencycloud Sender API

Sender of funds.

Currencycloud Transaction Approval API

The Transaction Approval API from Currencycloud — 1 operation(s) for transaction approval.

Currencycloud Transactions API

View balances and all pending and completed transactions in your Currencycloud account, as well as associated sub-account balances and transactions.

Currencycloud Transfers API

Search, retrieve and create a transfer of funds between your Currencycloud account and associated sub-accounts.

Currencycloud Withdrawal Accounts API

Manage withdrawal accounts

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Postman Collections 27

Ready-to-run Postman collections for exercising this provider's APIs.

api-onboarding Account Usage API

POSTMAN

api-onboarding Account Usage Accounts API

POSTMAN

api-onboarding Account Usage Authenticate API

POSTMAN

api-onboarding Account Usage Balances API

POSTMAN

api-onboarding Account Usage Beneficiaries API

POSTMAN

api-onboarding Account Usage Business Information API

POSTMAN

api-onboarding Account Usage Contacts API

POSTMAN

api-onboarding Account Usage Conversions API

POSTMAN

api-onboarding Account Usage Country API

POSTMAN

api-onboarding Account Usage Currency API

POSTMAN

api-onboarding Account Usage Demo API

POSTMAN

api-onboarding Account Usage Document Images API

POSTMAN

api-onboarding Account Usage Documents API

POSTMAN

api-onboarding Account Usage Form API

POSTMAN

api-onboarding Account Usage Funding API

POSTMAN

api-onboarding Account Usage Payers API

POSTMAN

api-onboarding Account Usage Payments API

POSTMAN

api-onboarding Account Usage People API

POSTMAN

api-onboarding Account Usage Quotes API

POSTMAN

api-onboarding Account Usage Rates API

POSTMAN

api-onboarding Account Usage Reference API

POSTMAN

api-onboarding Account Usage Reporting API

POSTMAN

api-onboarding Account Usage Sender API

POSTMAN

api-onboarding Account Usage Transaction Approval API

POSTMAN

api-onboarding Account Usage Transactions API

POSTMAN

api-onboarding Account Usage Transfers API

POSTMAN

api-onboarding Account Usage Withdrawal Accounts API

POSTMAN

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Open Collections 27

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

api-onboarding Account Usage API

OPEN COLLECTION

api-onboarding Account Usage Accounts API

OPEN COLLECTION

api-onboarding Account Usage Authenticate API

OPEN COLLECTION

api-onboarding Account Usage Balances API

OPEN COLLECTION

api-onboarding Account Usage Beneficiaries API

OPEN COLLECTION

api-onboarding Account Usage Business Information API

OPEN COLLECTION

api-onboarding Account Usage Contacts API

OPEN COLLECTION

api-onboarding Account Usage Conversions API

OPEN COLLECTION

api-onboarding Account Usage Country API

OPEN COLLECTION

api-onboarding Account Usage Currency API

OPEN COLLECTION

api-onboarding Account Usage Demo API

OPEN COLLECTION

api-onboarding Account Usage Document Images API

OPEN COLLECTION

api-onboarding Account Usage Documents API

OPEN COLLECTION

api-onboarding Account Usage Form API

OPEN COLLECTION

api-onboarding Account Usage Funding API

OPEN COLLECTION

api-onboarding Account Usage Payers API

OPEN COLLECTION

api-onboarding Account Usage Payments API

OPEN COLLECTION

api-onboarding Account Usage People API

OPEN COLLECTION

api-onboarding Account Usage Quotes API

OPEN COLLECTION

api-onboarding Account Usage Rates API

OPEN COLLECTION

api-onboarding Account Usage Reference API

OPEN COLLECTION

api-onboarding Account Usage Reporting API

OPEN COLLECTION

api-onboarding Account Usage Sender API

OPEN COLLECTION

api-onboarding Account Usage Transaction Approval API

OPEN COLLECTION

api-onboarding Account Usage Transactions API

OPEN COLLECTION

api-onboarding Account Usage Transfers API

OPEN COLLECTION

api-onboarding Account Usage Withdrawal Accounts API

OPEN COLLECTION

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Agent Skills 3

Packaged agent skills for driving this provider's APIs from an AI assistant.

currencycloud-check-balances-and-transfer

AGENT SKILL

currencycloud-convert-and-pay

AGENT SKILL

currencycloud-onboard-subaccount

AGENT SKILL

Pricing Plans 1

Published pricing tiers and plan structures.

Currencycloud Plans Pricing

0 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Currencycloud Rate Limits

10 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Currencycloud Finops

FINOPS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Currencycloud Webhooks

ASYNCAPI

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Currencycloud Context

120 classes · 314 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Currencycloud API Rules

13 rules · 8 errors 1 warnings 4 info

SPECTRAL

OpenAPI Overlays 1

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Currencycloud Reference Overlay

2 actions · update · currencycloud-openapi-original.yml

DERIVED

JSON Schema 56

Standalone JSON Schema definitions for this provider's data models.

AcceptTermsResponse

2 properties

JSON SCHEMA

AccountComplianceSettings

18 properties

JSON SCHEMA

AccountPaymentChargesSetting

5 properties

JSON SCHEMA

Account

28 properties

JSON SCHEMA

account_usage

16 properties

JSON SCHEMA

AuthenticationToken

1 properties

JSON SCHEMA

Balance

6 properties

JSON SCHEMA

BankDetails

13 properties

JSON SCHEMA

BeneficiaryAccountVerificationResult

5 properties

JSON SCHEMA

BeneficiaryRequirements

19 properties

JSON SCHEMA

Beneficiary

36 properties

JSON SCHEMA

business_information

17 properties

JSON SCHEMA

Contact

16 properties

JSON SCHEMA

ConversionCancellationQuote

3 properties

JSON SCHEMA

ConversionDateChange

8 properties

JSON SCHEMA

ConversionDates

7 properties

JSON SCHEMA

ConversionProfitAndLoss

2 properties

JSON SCHEMA

Conversion

29 properties

JSON SCHEMA

ConversionSplitHistory

3 properties

JSON SCHEMA

create_account_usage_request

12 properties

JSON SCHEMA

create_business_information_request

13 properties

JSON SCHEMA

create_document_image_request

2 properties

JSON SCHEMA

create_document_request

2 properties

JSON SCHEMA

create_form_request

12 properties

JSON SCHEMA

create_person_request

14 properties

JSON SCHEMA

document_image

4 properties

JSON SCHEMA

document

5 properties

JSON SCHEMA

document_with_image_ids

8 properties

JSON SCHEMA

form

18 properties

JSON SCHEMA

form_with_associations

21 properties

JSON SCHEMA

FundingAccount

14 properties

JSON SCHEMA

FundingTransaction

13 properties

JSON SCHEMA

HeldRateQuote

19 properties

JSON SCHEMA

HMACKey

1 properties

JSON SCHEMA

Pagination

8 properties

JSON SCHEMA

Payer

15 properties

JSON SCHEMA

PaymentConfirmation

9 properties

JSON SCHEMA

PaymentDates

2 properties

JSON SCHEMA

PaymentDeliveryDate

6 properties

JSON SCHEMA

PaymentFeeRule

6 properties

JSON SCHEMA

PaymentFee

7 properties

JSON SCHEMA

Payment

31 properties

JSON SCHEMA

PaymentTrackingInfo

6 properties

JSON SCHEMA

person

18 properties

JSON SCHEMA

QuotePaymentFee

7 properties

JSON SCHEMA

RateDetailed

14 properties

JSON SCHEMA

RatesBasic

2 properties

JSON SCHEMA

ReportRequest

12 properties

JSON SCHEMA

Sender

10 properties

JSON SCHEMA

SettlementAccount

14 properties

JSON SCHEMA

SimulateFunding

17 properties

JSON SCHEMA

TopUpMarginBalance

3 properties

JSON SCHEMA

Transaction

17 properties

JSON SCHEMA

Transfer

14 properties

JSON SCHEMA

WithdrawalAccount

8 properties

JSON SCHEMA

WithdrawalPullFundsRequestDetails

5 properties

JSON SCHEMA

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Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Currencycloud Authentication

apiKey · 1 scheme

SECURITY

Currencycloud Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Currencycloud Trust Center

ISO/IEC 27001:2022, ISO/IEC 27018, PCI DSS Level 1, SOC 1, SOC 2, SOC 3, FIPS, GDPR, UK DPA

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Currencycloud Agentic Access

111 operations · 51 acting

AGENTIC

Resources

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal

GettingStarted

SignUp

Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

X-MCPServerCandidate

WellKnown

AgentSkill

AgenticAccess

Design & Contract 11

Pagination, idempotency, versioning, errors, and events

Spectral

JSONLD

Vocabulary

ErrorCatalog

Conformance

ErrorCatalog

Lifecycle

Conventions

Idempotency

DataModel

Webhooks

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Build 5

SDKs, sample code, and the tooling you integrate with

PostmanWorkspace

PostmanWorkspace

GitHubOrganization

Postman

SDKs

Packages

Access & Security 5

Authentication, authorization, and security posture

Security

Authentication

Compliance

TrustCenter

DomainSecurity

Operate 5

Status, limits, changes, and where to get help

Support

StatusPage

Deprecation

ChangeLog

RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Blog

Blog

Website

Website

Other 4

Properties that don't map to a standard resource type

Hosts

Vendors

CapabilityMap

Overlay

Source (apis.yml)

aid: currencycloud
name: Currencycloud
description: 'Currencycloud is a cross-border payments and foreign-exchange platform, part of Visa, that provides a robust,
  predictable REST API for converting money between currencies, holding multi-currency balances, and making payments around
  the world. Its API v2 spans 18 domains — authentication, accounts and sub-accounts, balances, beneficiaries, contacts, conversions,
  funding, payers, payments, quotes, rates, reference data, reporting, transactions, transfers and withdrawal accounts — and
  lets businesses dynamically register sub-accounts to offer white-labelled money-transfer services to their own customers.
  Currencycloud is an FCA-authorised Electronic Money Institution (registration #900199) and a FinCEN-registered money transmitter,
  and publishes official SDKs for JavaScript, Python, Ruby, PHP, Java and .NET.'
url: https://raw.githubusercontent.com/api-evangelist/currencycloud/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- anthemis
- gv
- sapphire-ventures
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-12 (local-v5; was portfolio-lead)
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - rate-limits
  - security
  - sandbox
  generated: '2026-09-03'
  method: derived
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
image: https://raw.githubusercontent.com/CurrencyCloud/currencycloud-swagger/master/apps/website/public/images/introduction-header.png
tags:
- Company
- Fintech
- Payments
- Foreign Exchange
- Cross-Border Payments
- Money Transfer
- Currency Conversion
- Banking
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Spectral
  url: rules/currencycloud-rules.yml
- type: JSONLD
  url: json-ld/currencycloud-context.jsonld
- type: Vocabulary
  url: vocabulary/currencycloud-vocabulary.yml
- type: ErrorCatalog
  url: errors/currencycloud-problem-types.yml
- type: Hosts
  url: hosts/currencycloud-hosts.yml
- type: Vendors
  url: vendors/currencycloud-vendors.yml
- type: Security
  url: https://www.currencycloud.com/legal/security
- type: Blog
  url: https://blog.currencycloud.com/
- type: CapabilityMap
  url: capabilities/currencycloud-capability-edges.yml
  name: Currencycloud Business Capability Map
- type: Overlay
  url: overlays/currencycloud-reference-overlay.yaml
- type: PostmanWorkspace
  url: https://www.postman.com/kinlaneapi/currencycloud/overview
- type: DeveloperPortal
  url: https://developer.currencycloud.com/
- type: Documentation
  url: https://developer.currencycloud.com/
- type: APIReference
  url: https://developer.currencycloud.com/api-reference/
- type: GettingStarted
  url: https://developer.currencycloud.com/guides/getting-started/getting-started-with-the-api/
- type: Authentication
  url: authentication/currencycloud-authentication.yml
- type: SignUp
  url: https://developer.currencycloud.com/register-for-an-api-key/
- type: Support
  url: https://support.currencycloud.com/hc/
- type: TermsOfService
  url: https://www.currencycloud.com/legal/terms
- type: PrivacyPolicy
  url: https://www.visa.co.uk/legal/global-privacy-notice.html
- type: GitHubOrganization
  url: https://github.com/CurrencyCloud
- type: StatusPage
  url: https://status.currencycloud.com/
- type: Deprecation
  url: https://developer.currencycloud.com/guides/platform-specifics/deprecation-policy/
- type: Postman
  url: https://github.com/CurrencyCloud/postman
- type: SDKs
  url: packages/currencycloud-packages.yml
- type: Packages
  url: packages/currencycloud-packages.yml
- type: X-MCPServerCandidate
  url: mcp/currencycloud-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: WellKnown
  url: well-known/currencycloud-well-known.yml
- type: Conformance
  url: conformance/currencycloud-conformance.yml
- type: Compliance
  url: security/currencycloud-trust-center.yml
- type: TrustCenter
  url: security/currencycloud-trust-center.yml
- type: ErrorCatalog
  url: errors/currencycloud-error-codes.yml
- type: Lifecycle
  url: lifecycle/currencycloud-lifecycle.yml
- type: ChangeLog
  url: changelog/currencycloud-changelog.yml
- type: RateLimits
  url: rate-limits/currencycloud-rate-limits.yml
- type: Conventions
  url: conventions/currencycloud-conventions.yml
- type: Idempotency
  url: conventions/currencycloud-conventions.yml
- type: DataModel
  url: data-model/currencycloud-data-model.yml
- type: Webhooks
  url: asyncapi/currencycloud-webhooks.yml
- type: Sandbox
  url: sandbox/currencycloud-sandbox.yml
- type: AgentSkill
  url: skills/_index.yml
- type: AgenticAccess
  url: agentic-access/currencycloud-agentic-access.yml
- type: DomainSecurity
  url: security/currencycloud-domain-security.yml
- type: Website
  url: https://www.currencycloud.com
apis:
- aid: currencycloud:currencycloud-account-usage-api
  name: Currencycloud Account Usage API
  description: The Account Usage API from Currencycloud — 1 operation(s) for account usage.
  humanURL: https://developer.currencycloud.com/api-reference/
  baseURL: https://api.currencycloud.com/v2
  tags:
  - Account Usage
  properties:
  - type: OpenAPI
    url: openapi/currencycloud-account-usage-api-openapi.yml
  - type: Sandbox
    url: sandbox/currencycloud-sandbox.yml
  - type: JSONSchema
    url: json-schema/currencycloud-create-account-usage-request-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-account-usage-schema.json
- aid: currencycloud:currencycloud-accounts-api
  name: Currencycloud Accounts API
  description: Create, search and update your Currencycloud account and any associated sub-accounts. Also provides you with
    the ability to use your own reference IDs for easy reconciliation with your internal systems.
  humanURL: https://developer.currencycloud.com/api-reference/
  baseURL: https://api.currencycloud.com/v2
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/currencycloud-accounts-api-openapi.yml
  - type: Sandbox
    url: sandbox/currencycloud-sandbox.yml
  - type: JSONSchema
    url: json-schema/currencycloud-account-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-account-compliance-settings-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-pagination-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-account-payment-charges-setting-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-accept-terms-response-schema.json
- aid: currencycloud:currencycloud-authenticate-api
  name: Currencycloud Authenticate API
  description: Authenticate to gain access to the API. Log in to your Currencycloud account using your API Key and log out
    to terminate your session.
  humanURL: https://developer.currencycloud.com/api-reference/
  baseURL: https://api.currencycloud.com/v2
  tags:
  - Authenticate
  properties:
  - type: OpenAPI
    url: openapi/currencycloud-authenticate-api-openapi.yml
  - type: Sandbox
    url: sandbox/currencycloud-sandbox.yml
  - type: JSONSchema
    url: json-schema/currencycloud-authentication-token-schema.json
- aid: currencycloud:currencycloud-balances-api
  name: Currencycloud Balances API
  description: Provides access to view balance information. View the balances that you currently hold in different currencies
    on your Currencycloud account.
  humanURL: https://developer.currencycloud.com/api-reference/
  baseURL: https://api.currencycloud.com/v2
  tags:
  - Balances
  properties:
  - type: OpenAPI
    url: openapi/currencycloud-balances-api-openapi.yml
  - type: Sandbox
    url: sandbox/currencycloud-sandbox.yml
  - type: JSONSchema
    url: json-schema/currencycloud-balance-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-pagination-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-top-up-margin-balance-schema.json
- aid: currencycloud:currencycloud-beneficiaries-api
  name: Currencycloud Beneficiaries API
  description: Create, search and manage the list of individuals or companies that you send payments to.
  humanURL: https://developer.currencycloud.com/api-reference/
  baseURL: https://api.currencycloud.com/v2
  tags:
  - Beneficiaries
  properties:
  - type: OpenAPI
    url: openapi/currencycloud-beneficiaries-api-openapi.yml
  - type: Sandbox
    url: sandbox/currencycloud-sandbox.yml
  - type: JSONSchema
    url: json-schema/currencycloud-beneficiary-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-pagination-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-beneficiary-account-verification-result-schema.json
- aid: currencycloud:currencycloud-business-information-api
  name: Currencycloud Business Information API
  description: The Business Information API from Currencycloud — 1 operation(s) for business information.
  humanURL: https://developer.currencycloud.com/api-reference/
  baseURL: https://api.currencycloud.com/v2
  tags:
  - Business Information
  properties:
  - type: OpenAPI
    url: openapi/currencycloud-business-information-api-openapi.yml
  - type: Sandbox
    url: sandbox/currencycloud-sandbox.yml
  - type: JSONSchema
    url: json-schema/currencycloud-create-business-information-request-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-business-information-schema.json
- aid: currencycloud:currencycloud-contacts-api
  name: Currencycloud Contacts API
  description: Create, search and manage the list of users that have access in your Currencycloud account or associated sub-accounts.
  humanURL: https://developer.currencycloud.com/api-reference/
  baseURL: https://api.currencycloud.com/v2
  tags:
  - Contacts
  properties:
  - type: OpenAPI
    url: openapi/currencycloud-contacts-api-openapi.yml
  - type: Sandbox
    url: sandbox/currencycloud-sandbox.yml
  - type: JSONSchema
    url: json-schema/currencycloud-contact-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-pagination-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-hmackey-schema.json
- aid: currencycloud:currencycloud-conversions-api
  name: Currencycloud Conversions API
  description: Find, retrieve and create a live currency conversion. You can also create and manage the live conversion of
    funds between two currencies.
  humanURL: https://developer.currencycloud.com/api-reference/
  baseURL: https://api.currencycloud.com/v2
  tags:
  - Conversion
  tags_raw:
  - Conversions
  properties:
  - type: OpenAPI
    url: openapi/currencycloud-conversions-api-openapi.yml
  - type: Sandbox
    url: sandbox/currencycloud-sandbox.yml
  - type: JSONSchema
    url: json-schema/currencycloud-conversion-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-conversion-profit-and-loss-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-conversion-date-change-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-pagination-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-conversion-cancellation-quote-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-conversion-split-history-schema.json
- aid: currencycloud:currencycloud-country-api
  name: Currencycloud Country API
  description: The Country API from Currencycloud — 2 operation(s) for country.
  humanURL: https://developer.currencycloud.com/api-reference/
  baseURL: https://api.currencycloud.com/v2
  tags:
  - Country
  properties:
  - type: OpenAPI
    url: openapi/currencycloud-country-api-openapi.yml
  - type: Sandbox
    url: sandbox/currencycloud-sandbox.yml
- aid: currencycloud:currencycloud-currency-api
  name: Currencycloud Currency API
  description: The Currency API from Currencycloud — 1 operation(s) for currency.
  humanURL: https://developer.currencycloud.com/api-reference/
  baseURL: https://api.currencycloud.com/v2
  tags:
  - Currency
  properties:
  - type: OpenAPI
    url: openapi/currencycloud-currency-api-openapi.yml
  - type: Sandbox
    url: sandbox/currencycloud-sandbox.yml
- aid: currencycloud:currencycloud-demo-api
  name: Currencycloud Demo API
  description: Requests that are only available in the Demo environment.
  humanURL: https://developer.currencycloud.com/api-reference/
  baseURL: https://api.currencycloud.com/v2
  tags:
  - Demo
  properties:
  - type: OpenAPI
    url: openapi/currencycloud-demo-api-openapi.yml
  - type: Sandbox
    url: sandbox/currencycloud-sandbox.yml
  - type: JSONSchema
    url: json-schema/currencycloud-simulate-funding-schema.json
- aid: currencycloud:currencycloud-document-images-api
  name: Currencycloud Document Images API
  description: The Document Images API from Currencycloud — 2 operation(s) for document images.
  humanURL: https://developer.currencycloud.com/api-reference/
  baseURL: https://api.currencycloud.com/v2
  tags:
  - Document Images
  properties:
  - type: OpenAPI
    url: openapi/currencycloud-document-images-api-openapi.yml
  - type: Sandbox
    url: sandbox/currencycloud-sandbox.yml
  - type: JSONSchema
    url: json-schema/currencycloud-document-image-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-create-document-image-request-schema.json
- aid: currencycloud:currencycloud-documents-api
  name: Currencycloud Documents API
  description: The Documents API from Currencycloud — 2 operation(s) for documents.
  humanURL: https://developer.currencycloud.com/api-reference/
  baseURL: https://api.currencycloud.com/v2
  tags:
  - Documents
  properties:
  - type: OpenAPI
    url: openapi/currencycloud-documents-api-openapi.yml
  - type: Sandbox
    url: sandbox/currencycloud-sandbox.yml
  - type: JSONSchema
    url: json-schema/currencycloud-create-document-request-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-document-with-image-ids-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-document-schema.json
- aid: currencycloud:currencycloud-form-api
  name: Currencycloud Form API
  description: The Form API from Currencycloud — 3 operation(s) for form.
  humanURL: https://developer.currencycloud.com/api-reference/
  baseURL: https://api.currencycloud.com/v2
  tags:
  - Form
  properties:
  - type: OpenAPI
    url: openapi/currencycloud-form-api-openapi.yml
  - type: Sandbox
    url: sandbox/currencycloud-sandbox.yml
  - type: JSONSchema
    url: json-schema/currencycloud-create-form-request-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-form-with-associations-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-form-schema.json
- aid: currencycloud:currencycloud-funding-api
  name: Currencycloud Funding API
  description: Find funding accounts that can be used to settle and collect funds in each available currency.
  humanURL: https://developer.currencycloud.com/api-reference/
  baseURL: https://api.currencycloud.com/v2
  tags:
  - Funding
  properties:
  - type: OpenAPI
    url: openapi/currencycloud-funding-api-openapi.yml
  - type: Sandbox
    url: sandbox/currencycloud-sandbox.yml
  - type: JSONSchema
    url: json-schema/currencycloud-funding-account-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-funding-transaction-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-pagination-schema.json
- aid: currencycloud:currencycloud-payers-api
  name: Currencycloud Payers API
  description: View information relating to the 'payer' for a payment that has been initiated through the platform.
  humanURL: https://developer.currencycloud.com/api-reference/
  baseURL: https://api.currencycloud.com/v2
  tags:
  - Payers
  properties:
  - type: OpenAPI
    url: openapi/currencycloud-payers-api-openapi.yml
  - type: Sandbox
    url: sandbox/currencycloud-sandbox.yml
  - type: JSONSchema
    url: json-schema/currencycloud-payer-schema.json
- aid: currencycloud:currencycloud-payments-api
  name: Currencycloud Payments API
  description: Create, search, manage and action all of your domestic and international payments through this API.
  humanURL: https://developer.currencycloud.com/api-reference/
  baseURL: https://api.currencycloud.com/v2
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/currencycloud-payments-api-openapi.yml
  - type: Sandbox
    url: sandbox/currencycloud-sandbox.yml
  - type: JSONSchema
    url: json-schema/currencycloud-payment-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-payment-tracking-info-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-payment-confirmation-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-quote-payment-fee-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-payment-delivery-date-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-payment-fee-schema.json
- aid: currencycloud:currencycloud-people-api
  name: Currencycloud People API
  description: The People API from Currencycloud — 2 operation(s) for people.
  humanURL: https://developer.currencycloud.com/api-reference/
  baseURL: https://api.currencycloud.com/v2
  tags:
  - People
  properties:
  - type: OpenAPI
    url: openapi/currencycloud-people-api-openapi.yml
  - type: Sandbox
    url: sandbox/currencycloud-sandbox.yml
  - type: JSONSchema
    url: json-schema/currencycloud-create-person-request-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-person-schema.json
- aid: currencycloud:currencycloud-quotes-api
  name: Currencycloud Quotes API
  description: Create new quotes to use for held rates conversions.
  humanURL: https://developer.currencycloud.com/api-reference/
  baseURL: https://api.currencycloud.com/v2
  tags:
  - Quotes
  properties:
  - type: OpenAPI
    url: openapi/currencycloud-quotes-api-openapi.yml
  - type: Sandbox
    url: sandbox/currencycloud-sandbox.yml
  - type: JSONSchema
    url: json-schema/currencycloud-held-rate-quote-schema.json
- aid: currencycloud:currencycloud-rates-api
  name: Currencycloud Rates API
  description: Super fast real-time access to live foreign exchange rates through the Currencycloud platform.
  humanURL: https://developer.currencycloud.com/api-reference/
  baseURL: https://api.currencycloud.com/v2
  tags:
  - Rates
  properties:
  - type: OpenAPI
    url: openapi/currencycloud-rates-api-openapi.yml
  - type: Sandbox
    url: sandbox/currencycloud-sandbox.yml
  - type: JSONSchema
    url: json-schema/currencycloud-rate-detailed-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-rates-basic-schema.json
- aid: currencycloud:currencycloud-reference-api
  name: Currencycloud Reference API
  description: Easy access to view important data relevant to your Currencycloud account including beneficiary details, conversion
    dates, available currencies, payer required details, payment dates and settlement details.
  humanURL: https://developer.currencycloud.com/api-reference/
  baseURL: https://api.currencycloud.com/v2
  tags:
  - Reference
  properties:
  - type: OpenAPI
    url: openapi/currencycloud-reference-api-openapi.yml
  - type: Sandbox
    url: sandbox/currencycloud-sandbox.yml
  - type: JSONSchema
    url: json-schema/currencycloud-beneficiary-requirements-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-conversion-dates-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-settlement-account-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-bank-details-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-payment-dates-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-payment-fee-rule-schema.json
- aid: currencycloud:currencycloud-reporting-api
  name: Currencycloud Reporting API
  description: Ability to create and retrieve reports.
  humanURL: https://developer.currencycloud.com/api-reference/
  baseURL: https://api.currencycloud.com/v2
  tags:
  - Reporting
  properties:
  - type: OpenAPI
    url: openapi/currencycloud-reporting-api-openapi.yml
  - type: Sandbox
    url: sandbox/currencycloud-sandbox.yml
  - type: JSONSchema
    url: json-schema/currencycloud-report-request-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-pagination-schema.json
- aid: currencycloud:currencycloud-sender-api
  name: Currencycloud Sender API
  description: Sender of funds.
  humanURL: https://developer.currencycloud.com/api-reference/
  baseURL: https://api.currencycloud.com/v2
  tags:
  - Sender
  properties:
  - type: OpenAPI
    url: openapi/currencycloud-sender-api-openapi.yml
  - type: Sandbox
    url: sandbox/currencycloud-sandbox.yml
  - type: JSONSchema
    url: json-schema/currencycloud-sender-schema.json
- aid: currencycloud:currencycloud-transaction-approval-api
  name: Currencycloud Transaction Approval API
  description: The Transaction Approval API from Currencycloud — 1 operation(s) for transaction approval.
  humanURL: https://developer.currencycloud.com/api-reference/
  baseURL: https://api.currencycloud.com/v2
  tags:
  - Transaction Approval
  properties:
  - type: OpenAPI
    url: openapi/currencycloud-transaction-approval-api-openapi.yml
  - type: Sandbox
    url: sandbox/currencycloud-sandbox.yml
- aid: currencycloud:currencycloud-transactions-api
  name: Currencycloud Transactions API
  description: View balances and all pending and completed transactions in your Currencycloud account, as well as associated
    sub-account balances and transactions.
  humanURL: https://developer.currencycloud.com/api-reference/
  baseURL: https://api.currencycloud.com/v2
  tags:
  - Transaction
  tags_raw:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/currencycloud-transactions-api-openapi.yml
  - type: Sandbox
    url: sandbox/currencycloud-sandbox.yml
  - type: JSONSchema
    url: json-schema/currencycloud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-pagination-schema.json
- aid: currencycloud:currencycloud-transfers-api
  name: Currencycloud Transfers API
  description: Search, retrieve and create a transfer of funds between your Currencycloud account and associated sub-accounts.
  humanURL: https://developer.currencycloud.com/api-reference/
  baseURL: https://api.currencycloud.com/v2
  tags:
  - Transfers
  properties:
  - type: OpenAPI
    url: openapi/currencycloud-transfers-api-openapi.yml
  - type: Sandbox
    url: sandbox/currencycloud-sandbox.yml
  - type: JSONSchema
    url: json-schema/currencycloud-transfer-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-pagination-schema.json
- aid: currencycloud:currencycloud-withdrawal-accounts-api
  name: Currencycloud Withdrawal Accounts API
  description: Manage withdrawal accounts
  humanURL: https://developer.currencycloud.com/api-reference/
  baseURL: https://api.currencycloud.com/v2
  tags:
  - Withdrawal Accounts
  properties:
  - type: OpenAPI
    url: openapi/currencycloud-withdrawal-accounts-api-openapi.yml
  - type: Sandbox
    url: sandbox/currencycloud-sandbox.yml
  - type: JSONSchema
    url: json-schema/currencycloud-withdrawal-account-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-withdrawal-pull-funds-request-details-schema.json
  - type: JSONSchema
    url: json-schema/currencycloud-pagination-schema.json
x-enrichment:
  date: '2026-10-12'
  status: enriched
  artifacts_added: 2
  pass: local-v5

Currencycloud API — frequently asked questions

Does Currencycloud have an API?

Yes. APIs.io lists 27 APIs from Currencycloud, including Currencycloud Account Usage API, Currencycloud Accounts API and Currencycloud Authenticate API, and 24 more.

Is there an OpenAPI specification for the Currencycloud API?

Yes. APIs.io indexes 27 OpenAPI specifications for Currencycloud, each linked for download from this page.

How do I authenticate with the Currencycloud API?

Currencycloud uses bearer-token authentication (apiKey · 1 scheme). The details are profiled on APIs.io as Currencycloud Authentication.

Is the Currencycloud API ready for AI agents?

Currencycloud has a Kin Score of 64.8 out of 100 (strong) and an Agent Readiness score of 37.9 (agent-ready), scored by API Evangelist on 2026-10-31.

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