Synchrony Financial

Synchrony Financial is one of the nation's premier consumer financial services companies, providing a range of credit products through programs established with retailers, manufacturers, and merchants. Synchrony offers APIs enabling partners and retailers to integrate credit applications, authorizations, payments, loyalty, and account management into their digital commerce experiences.

3 APIs 0 Features

Financial ServicesCreditPaymentsConsumer FinanceRetail Finance

APIs

Synchrony Credit Authorization API

The Synchrony Credit Authorization API allows merchants and retailers to perform credit card transactions including purchases, preauthorizations, completions, payments, refunds,...

Synchrony Quickscreen Apply API

Synchrony's Quickscreen API is a preapproval engine that allows merchants to offer instant credit decisions using only a customer's name and address. It runs a soft credit check...

Synchrony Account Management API

The Synchrony Account Management API provides access to cardholder account information, enabling partners to retrieve account details, balance information, transaction history, ...

Collections

Synchrony Financial Credit Authorization API

OPEN

Synchrony Financial Quickscreen Apply API

OPEN

Pricing Plans

Synchrony Financial Plans Pricing

1 plans

PLANS

Rate Limits

Synchrony Financial Rate Limits

1 limits

RATE LIMITS

FinOps

Synchrony Financial Finops

FINOPS

Semantic Vocabularies

Synchrony Financial Context

24 classes · 2 properties

JSON-LD

API Governance Rules

Synchrony Financial API Rules

11 rules · 3 errors 7 warnings 1 info

SPECTRAL

JSON Structure

Synchrony Financial Transaction Structure

0 properties

JSON STRUCTURE

Example Payloads

Synchrony Financial Credit Authorization Createpurchase Example

2 fields

EXAMPLE

Synchrony Financial Quickscreen Apply Submitpreapproval Example

2 fields

EXAMPLE

Resources

Sources

opencollection: 1.0.0
info:
  name: Synchrony Financial Quickscreen Apply API
  version: '1.0'
request:
  auth:
    type: bearer
    token: '{{bearerToken}}'
items:
- info:
    name: Preapprovals
    type: folder
  items:
  - info:
      name: Submit Preapproval Request
      type: http
    http:
      method: POST
      url: https://api.syf.com/v1/credit/preapproval
      body:
        type: json
        data: '{}'
    docs: Submits a soft-pull preapproval check using the customer's name and address. Returns a real-time preapproval decision
      without impacting the customer's credit score.
- info:
    name: Applications
    type: folder
  items:
  - info:
      name: Submit Credit Application
      type: http
    http:
      method: POST
      url: https://api.syf.com/v1/credit/applications
      body:
        type: json
        data: '{}'
    docs: Submits a full credit card application for a customer. The customer receives an instant decision and access to their
      credit line upon approval. Supports web and mobile (mApply) channels.
- info:
    name: Decisions
    type: folder
  items:
  - info:
      name: Get Application Decision
      type: http
    http:
      method: GET
      url: https://api.syf.com/v1/credit/applications/:applicationId
      params:
      - name: applicationId
        value: ''
        type: path
        description: The unique application identifier.
    docs: Retrieves the decision and status for a previously submitted credit application by its unique identifier.
bundled: true