Pismo

Pismo is a cloud-native issuer-processing and core-banking platform exposing REST APIs for accounts, customers, cards, authorizations, transactions, statements, and programs, plus an event stream (Kafka-backed, delivered via webhooks and cloud event buses). Acquired by Visa in January 2024, Pismo powers card issuing and digital banking for financial institutions across the Americas, Europe, and APAC.

Pismo publishes 8 APIs on the APIs.io network, including Accounts API, Authorizations API, Cards API, and 5 more. Tagged areas include Banking, Card Issuing, Payments, Fintech, and Core Banking.

Pismo’s developer surface includes authentication, documentation, engineering blog, and 9 more developer resources.

🌐 Visit website 📡 Source on GitHub
36.2/100 thin ▬ flat Agent 31/100 agent aware Full breakdown ↓
scored 2026-07-28 · rubric v0.6
AccessSelf serve
8 APIs
BankingCard IssuingPaymentsFintechCore BankingCloud Native

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6
Composite quality — 36.2/100 · thin
Contract Quality 13.1 / 25
Developer Ergonomics 4.3 / 20
Commercial Clarity 5.8 / 20
Operational Transparency 4.1 / 13
Governance 0.0 / 12
Discoverability 7.4 / 10
Agent readiness — 31/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/pismo: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 8

Individual APIs this provider publishes, each with its own machine-readable definition.

Pismo Accounts API

Core-banking account lifecycle and balances.

Pismo Authorizations API

Card-network authorizations and simulation.

Pismo Cards API

Card issuing and lifecycle.

Pismo Customers API

Customer registration and customer-account relationships.

Pismo Events API

Client webhook registration for the Pismo event stream.

Pismo Programs API

Product program configuration.

Pismo Statements API

Account statements and statement transactions.

Pismo Transactions API

Posted transactions and transaction shifts.

Scroll for all 8

Open Collections 1

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Pismo API

OPEN COLLECTION

Pricing Plans 1

Published pricing tiers and plan structures.

Pismo Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Pismo Rate Limits

4 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Pismo Finops

FINOPS

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Pismo Authentication

http/oauth2 · 2 schemes

SECURITY

Pismo Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Pismo Vulnerability Disclosure

disclosure policy published

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Pismo Scopes

3 scopes · clientCredentials

3 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Pismo Agentic Access

22 operations · 9 acting

22 operations · 9 acting

AGENTIC

Resources

Documentation 1

Reference material describing how the API behaves

Documentation
Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess

Access & Security 4

Authentication, authorization, and security posture

VulnerabilityDisclosure
VulnerabilityDisclosure
 DomainSecurity
DomainSecurity
 Authentication
Authentication
 OAuthScopes
OAuthScopes

Operate 1

Status, limits, changes, and where to get help

RateLimits
RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans
Plans
 FinOps
FinOps

Company 3

The organization behind the API

LinkedIn
LinkedIn
 Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: pismo
url: https://raw.githubusercontent.com/api-evangelist/pismo/refs/heads/main/apis.yml
name: Pismo
kind: company
description: Pismo is a cloud-native issuer-processing and core-banking platform exposing REST APIs for accounts, customers,
  cards, authorizations, transactions, statements, and programs, plus an event stream (Kafka-backed, delivered via webhooks
  and cloud event buses). Acquired by Visa in January 2024, Pismo powers card issuing and digital banking for financial institutions
  across the Americas, Europe, and APAC.
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/pismo.png
tags:
- Banking
- Card Issuing
- Payments
- Fintech
- Core Banking
- Cloud Native
created: '2026-06-21'
modified: '2026-06-21'
specificationVersion: '0.19'
apis:
- aid: pismo:pismo-accounts-api
  name: Pismo Accounts API
  description: Core-banking account lifecycle and balances.
  humanURL: https://developers.pismo.io/pismo-docs/reference
  baseURL: https://api.pismo.io
  tags:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/pismo-accounts-api-openapi.yml
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/setup-overview
  - type: APIReference
    url: https://developers.pismo.io/pismo-docs/reference
  - type: PostmanCollection
    url: collections/pismo.postman_collection.json
  - type: OpenCollection
    url: collections/pismo.opencollection.json
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/cards-overview-1
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/simulate-authorizations
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/understanding-statements
  - type: APIReference
    url: https://developers.pismo.io/pismo-docs/reference/gettransactionbyid
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/main-solutions
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/client-webhooks
- aid: pismo:pismo-authorizations-api
  name: Pismo Authorizations API
  description: Card-network authorizations and simulation.
  humanURL: https://developers.pismo.io/pismo-docs/reference
  baseURL: https://api.pismo.io
  tags:
  - Authorizations
  properties:
  - type: OpenAPI
    url: openapi/pismo-authorizations-api-openapi.yml
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/setup-overview
  - type: APIReference
    url: https://developers.pismo.io/pismo-docs/reference
  - type: PostmanCollection
    url: collections/pismo.postman_collection.json
  - type: OpenCollection
    url: collections/pismo.opencollection.json
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/cards-overview-1
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/simulate-authorizations
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/understanding-statements
  - type: APIReference
    url: https://developers.pismo.io/pismo-docs/reference/gettransactionbyid
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/main-solutions
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/client-webhooks
- aid: pismo:pismo-cards-api
  name: Pismo Cards API
  description: Card issuing and lifecycle.
  humanURL: https://developers.pismo.io/pismo-docs/reference
  baseURL: https://api.pismo.io
  tags:
  - Cards
  properties:
  - type: OpenAPI
    url: openapi/pismo-cards-api-openapi.yml
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/setup-overview
  - type: APIReference
    url: https://developers.pismo.io/pismo-docs/reference
  - type: PostmanCollection
    url: collections/pismo.postman_collection.json
  - type: OpenCollection
    url: collections/pismo.opencollection.json
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/cards-overview-1
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/simulate-authorizations
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/understanding-statements
  - type: APIReference
    url: https://developers.pismo.io/pismo-docs/reference/gettransactionbyid
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/main-solutions
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/client-webhooks
- aid: pismo:pismo-customers-api
  name: Pismo Customers API
  description: Customer registration and customer-account relationships.
  humanURL: https://developers.pismo.io/pismo-docs/reference
  baseURL: https://api.pismo.io
  tags:
  - Customers
  properties:
  - type: OpenAPI
    url: openapi/pismo-customers-api-openapi.yml
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/setup-overview
  - type: APIReference
    url: https://developers.pismo.io/pismo-docs/reference
  - type: PostmanCollection
    url: collections/pismo.postman_collection.json
  - type: OpenCollection
    url: collections/pismo.opencollection.json
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/cards-overview-1
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/simulate-authorizations
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/understanding-statements
  - type: APIReference
    url: https://developers.pismo.io/pismo-docs/reference/gettransactionbyid
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/main-solutions
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/client-webhooks
- aid: pismo:pismo-events-api
  name: Pismo Events API
  description: Client webhook registration for the Pismo event stream.
  humanURL: https://developers.pismo.io/pismo-docs/reference
  baseURL: https://api.pismo.io
  tags:
  - Events
  properties:
  - type: OpenAPI
    url: openapi/pismo-events-api-openapi.yml
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/setup-overview
  - type: APIReference
    url: https://developers.pismo.io/pismo-docs/reference
  - type: PostmanCollection
    url: collections/pismo.postman_collection.json
  - type: OpenCollection
    url: collections/pismo.opencollection.json
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/cards-overview-1
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/simulate-authorizations
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/understanding-statements
  - type: APIReference
    url: https://developers.pismo.io/pismo-docs/reference/gettransactionbyid
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/main-solutions
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/client-webhooks
- aid: pismo:pismo-programs-api
  name: Pismo Programs API
  description: Product program configuration.
  humanURL: https://developers.pismo.io/pismo-docs/reference
  baseURL: https://api.pismo.io
  tags:
  - Programs
  properties:
  - type: OpenAPI
    url: openapi/pismo-programs-api-openapi.yml
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/setup-overview
  - type: APIReference
    url: https://developers.pismo.io/pismo-docs/reference
  - type: PostmanCollection
    url: collections/pismo.postman_collection.json
  - type: OpenCollection
    url: collections/pismo.opencollection.json
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/cards-overview-1
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/simulate-authorizations
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/understanding-statements
  - type: APIReference
    url: https://developers.pismo.io/pismo-docs/reference/gettransactionbyid
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/main-solutions
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/client-webhooks
- aid: pismo:pismo-statements-api
  name: Pismo Statements API
  description: Account statements and statement transactions.
  humanURL: https://developers.pismo.io/pismo-docs/reference
  baseURL: https://api.pismo.io
  tags:
  - Statements
  properties:
  - type: OpenAPI
    url: openapi/pismo-statements-api-openapi.yml
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/setup-overview
  - type: APIReference
    url: https://developers.pismo.io/pismo-docs/reference
  - type: PostmanCollection
    url: collections/pismo.postman_collection.json
  - type: OpenCollection
    url: collections/pismo.opencollection.json
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/cards-overview-1
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/simulate-authorizations
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/understanding-statements
  - type: APIReference
    url: https://developers.pismo.io/pismo-docs/reference/gettransactionbyid
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/main-solutions
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/client-webhooks
- aid: pismo:pismo-transactions-api
  name: Pismo Transactions API
  description: Posted transactions and transaction shifts.
  humanURL: https://developers.pismo.io/pismo-docs/reference
  baseURL: https://api.pismo.io
  tags:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/pismo-transactions-api-openapi.yml
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/setup-overview
  - type: APIReference
    url: https://developers.pismo.io/pismo-docs/reference
  - type: PostmanCollection
    url: collections/pismo.postman_collection.json
  - type: OpenCollection
    url: collections/pismo.opencollection.json
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/cards-overview-1
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/simulate-authorizations
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/understanding-statements
  - type: APIReference
    url: https://developers.pismo.io/pismo-docs/reference/gettransactionbyid
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/main-solutions
  - type: Documentation
    url: https://developers.pismo.io/pismo-docs/docs/client-webhooks
common:
- type: AgenticAccess
  url: agentic-access/pismo-agentic-access.yml
- type: VulnerabilityDisclosure
  url: security/pismo-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/pismo-domain-security.yml
- type: Authentication
  url: authentication/pismo-authentication.yml
- type: OAuthScopes
  url: scopes/pismo-scopes.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/pismo
- type: Website
  url: https://www.pismo.io
- type: Documentation
  url: https://developers.pismo.io
- type: Plans
  url: plans/pismo-plans-pricing.yml
- type: RateLimits
  url: rate-limits/pismo-rate-limits.yml
- type: FinOps
  url: finops/pismo-finops.yml
- url: https://www.pismo.io/blog/
  type: Blog
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com