AAZZUR

AAZZUR is a Berlin-based embedded finance and Banking-as-a-Service (BaaS) platform that lets enterprises, financial institutions, and startups embed financial services into their own products. It provides modular "Smart Finance Blocks" (pre-configured front-end screens, micro-services, and connections to underlying API providers) alongside its own developer-portal APIs and a smart marketplace of BaaS and fintech partners. Customers can consume the APIs directly, drop in AAZZUR's embeddable front-end components, or launch stand-alone apps and web frontends covering banking, payments, cards, lending, wealth management, and insurance without building the underlying financial infrastructure themselves.

AAZZUR is listed with 1 API on the APIs.io network. Tagged areas include Company, Embedded Finance, Banking as a Service, Fintech, and Open Banking.

The AAZZUR catalog on APIs.io includes 1 Spectral governance ruleset.

AAZZUR’s developer surface includes authentication, documentation, API reference, getting-started guide, support, and 14 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

19.4/100 emerging ▼ -5.0 Agent 5/100 human only Front door AI 3/6 light saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

1 API

Company Embedded Finance Banking as a Service Fintech Open Banking Payments

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 19.4/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 6.1 / 17

Access Clarity 1.8 / 17

Operational Transparency 0.3 / 11

Contract Governance 2.2 / 10

Discoverability 4.9 / 9

Regulatory Posture 4.5 / 15

Agent readiness — 5/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document
MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link

10 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 0.0 — up to +25.0 composite points
Access Clarity scores 10.5 — up to +17.9 composite points
Developer Ergonomics scores 35.7 — up to +12.9 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/aazzur/apis.yml: open an issue on github.com/api-evangelist/aazzur to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

AAZZUR API

Embedded finance API providing accounts, cards, transfers, and other banking services.

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

AAZZUR API Rules

12 rules · 10 errors 1 warnings 1 info

SPECTRAL

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Aazzur Authentication

1 scheme

SECURITY

Aazzur Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Aazzur Scopes

OAuth 2.0 · no documented scopes

0 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Aazzur Agentic Access

1 operation · 1 acting · 1 human-in-the-loop

1 operations · 1 acting

AGENTIC

Resources

Get Started 2

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Design & Contract 4

Pagination, idempotency, versioning, errors, and events

Spectral

Vocabulary

ErrorCatalog

Conformance

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 2

Authentication, authorization, and security posture

Authentication

Authentication

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 1

The organization behind the API

Website

Website

Other 3

Properties that don't map to a standard resource type

Hosts

Hosts

Vendors

Vendors

Leadership

Leadership

Source (apis.yml)

aid: aazzur
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  probe_state: unreadable
  source:
  - authentication
  - security
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/aazzur.png
name: AAZZUR
description: AAZZUR is a Berlin-based embedded finance and Banking-as-a-Service (BaaS) platform that lets enterprises, financial
  institutions, and startups embed financial services into their own products. It provides modular "Smart Finance Blocks"
  (pre-configured front-end screens, micro-services, and connections to underlying API providers) alongside its own developer-portal
  APIs and a smart marketplace of BaaS and fintech partners. Customers can consume the APIs directly, drop in AAZZUR's embeddable
  front-end components, or launch stand-alone apps and web frontends covering banking, payments, cards, lending, wealth management,
  and insurance without building the underlying financial infrastructure themselves.
url: https://raw.githubusercontent.com/api-evangelist/aazzur/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- techstars
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-27 (modular-v1; was portfolio-lead)
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-17'
x-docs-platform: gitbook
x-docs-platform-confidence: high
x-docs-platform-checked: 2026-09-17
tags:
- Company
- Embedded Finance
- Banking as a Service
- Fintech
- Open Banking
- Payments
tags_raw:
- Company
- Embedded Finance
- Banking as a Service
- Fintech
- Open Banking
- Payments
- API
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: AgenticAccess
  url: agentic-access/aazzur-agentic-access.yml
- type: Spectral
  url: rules/aazzur-rules.yml
- type: Vocabulary
  url: vocabulary/aazzur-vocabulary.yml
- type: Authentication
  url: authentication/aazzur-authentication.yml
- type: ErrorCatalog
  url: errors/aazzur-problem-types.yml
- type: Conformance
  url: conformance/aazzur-conformance.yml
- type: Hosts
  url: hosts/aazzur-hosts.yml
- type: Vendors
  url: vendors/aazzur-vendors.yml
- type: Leadership
  url: https://www.aazzur.com/company/team
- type: Website
  url: https://www.aazzur.com/
- type: DeveloperPortal
  url: https://aazzur.gitbook.io/api-documentations/
- type: Documentation
  url: https://aazzur.gitbook.io/api-documentations/
- type: APIReference
  url: https://aazzur.gitbook.io/api-documentations/
- type: GettingStarted
  url: https://aazzur.gitbook.io/api-documentations/getting-started
- type: Support
  url: mailto:contact@aazzur.com
- type: TermsOfService
  url: https://www.aazzur.com/az-terms
- type: PrivacyPolicy
  url: https://www.aazzur.com/az-privacy-policy
- type: GitHubOrganization
  url: https://github.com/aazzur
- type: DomainSecurity
  url: security/aazzur-domain-security.yml
apis:
- name: AAZZUR API
  description: Embedded finance API providing accounts, cards, transfers, and other banking services.
  humanURL: https://aazzur.gitbook.io/api-documentations/WeMjPT81RENPps2FDolb/api/endpoints.md
  aid: aazzur:aazzur-api
x-coverage:
  state: unreadable
  reason: no-machine-readable-spec
  detail: The public documentation is available as markdown on GitBook, but no owned OpenAPI or other machine‑readable contract
    was found.
  evidence:
  - url: https://aazzur.gitbook.io/api-documentations/WeMjPT81RENPps2FDolb/api/endpoints.md
    status: 200
  checked: '2026-10-27'
x-enrichment:
  date: '2026-10-27'
  status: nochange
  artifacts_added: 0
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

AAZZUR API — frequently asked questions

Does AAZZUR have an API?

Yes. APIs.io lists 1 API from AAZZUR, including AAZZUR API.

How do I authenticate with the AAZZUR API?

AAZZUR uses bearer-token authentication (1 scheme). The details are profiled on APIs.io as Aazzur Authentication.

Is the AAZZUR API ready for AI agents?

AAZZUR has a Kin Score of 19.4 out of 100 (emerging) and an Agent Readiness score of 5.0 (human-only), scored by API Evangelist on 2026-11-06.

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