Raisin

Raisin is a fintech savings and investment marketplace that gives consumers access to high-yield savings accounts, CDs, and cash deposit products from a network of banks and credit unions through a single account and login. Founded in Berlin (originally as WeltSparen / SavingGlobal) and operating in the US, Germany, and across Europe, Raisin connects more than one million customers with partner banks, handling onboarding, KYC, account management, and deposit brokerage. Its sister entity Raisin Bank provides a Banking-as-a-Service platform for fintechs. Raisin exposes no public, self-serve developer API or documentation portal; integrations are partner-only and its consumer surface is web and mobile apps. Backed by Index Ventures and Ribbit Capital, this profile was added to the API Evangelist network as a fintech portfolio lead.

Raisin is profiled on the APIs.io network. Tagged areas include Company, Fintech, Savings, Deposits, and Banking.

Raisin’s developer surface includes signup flow, pricing, and 6 more developer resources.

🌐 Visit website 📡 Source on GitHub

18.6/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyFintechSavingsDepositsBankingMarketplaceBanking-as-a-ServiceWealth

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 18.6/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 0.9 / 20

Commercial Clarity 8.9 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/raisin: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 2

Portal, sign-up, and the first successful call

SignUp

SignUp

Login

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

HelpCenter

HelpCenter

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 1

The organization behind the API

Website

Website

Source (apis.yml)

aid: raisin
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/raisin.png
name: Raisin
description: Raisin is a fintech savings and investment marketplace that gives consumers access to high-yield savings accounts,
  CDs, and cash deposit products from a network of banks and credit unions through a single account and login. Founded in
  Berlin (originally as WeltSparen / SavingGlobal) and operating in the US, Germany, and across Europe, Raisin connects more
  than one million customers with partner banks, handling onboarding, KYC, account management, and deposit brokerage. Its
  sister entity Raisin Bank provides a Banking-as-a-Service platform for fintechs. Raisin exposes no public, self-serve developer
  API or documentation portal; integrations are partner-only and its consumer surface is web and mobile apps. Backed by Index
  Ventures and Ribbit Capital, this profile was added to the API Evangelist network as a fintech portfolio lead.
url: https://raw.githubusercontent.com/api-evangelist/raisin/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- index-ventures
- ribbit-capital
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Fintech
- Savings
- Deposits
- Banking
- Marketplace
- Banking-as-a-Service
- Wealth
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.raisin.com
- type: HelpCenter
  url: https://support.raisin.com/hc/en-us
- type: SignUp
  url: https://app.raisin.com/en-us/auth/register/
- type: Login
  url: https://app.raisin.com/en-us/auth/login/
- type: Pricing
  url: https://www.raisin.com/en-us/explore-products/
- type: TermsOfService
  url: https://assets-us.raisin.com/en-us/raisin_terms_of_service_cash_account.pdf
- type: PrivacyPolicy
  url: https://assets-us.raisin.com/en-us/privacy_policy.pdf
- type: DomainSecurity
  url: security/raisin-domain-security.yml
x-enrichment:
  date: '2026-07-20'
  status: minimal
  artifacts_added: 1
  pass: local-v1