Solid (Solid.fi)

Solid (formerly Wise) was a venture-backed fintech-as-a-service / embedded finance platform offering banking, card, and payment APIs to fintech builders. Solid raised more than $80M, including a 2022 Series B led by FTV Capital. The company subsequently became the subject of significant legal trouble - including litigation with FTV Capital and reported customer disputes - and substantially wound down operations through 2023-2024. As of this profile, the solidfi.com site is not responding to requests and no active API or onboarding pipeline appears to be operating. This is an honest historical record; treat any API references as unverified / inactive.

Solid (Solid.fi) is profiled on the APIs.io network. Tagged areas include Banking as a Service, Embedded Finance, Payments, Cards, and Historical.

0.1/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0
0 APIs
Banking as a ServiceEmbedded FinancePaymentsCardsHistoricalInactive

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0
Composite quality — 0.1/100 · minimal
Contract Quality 0.0 / 21
Developer Ergonomics 0.0 / 17
Access Clarity 0.0 / 17
Operational Transparency 0.0 / 11
Contract Governance 0.0 / 10
Discoverability 4.3 / 9
Regulatory Posture 0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/solid-fi: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Resources

Company 3

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: solid-fi
url: https://raw.githubusercontent.com/api-evangelist/solid-fi/refs/heads/main/apis.yml
name: Solid (Solid.fi)
kind: company
description: Solid (formerly Wise) was a venture-backed fintech-as-a-service / embedded finance platform offering banking,
  card, and payment APIs to fintech builders. Solid raised more than $80M, including a 2022 Series B led by FTV Capital. The
  company subsequently became the subject of significant legal trouble - including litigation with FTV Capital and reported
  customer disputes - and substantially wound down operations through 2023-2024. As of this profile, the solidfi.com site
  is not responding to requests and no active API or onboarding pipeline appears to be operating. This is an honest historical
  record; treat any API references as unverified / inactive.
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/solid-fi.png
tags:
- Banking as a Service
- Embedded Finance
- Payments
- Cards
- Historical
- Inactive
created: '2026-05-23'
modified: '2026-05-23'
specificationVersion: '0.23'
apis: []
common:
- type: Website
  url: https://www.solidfi.com/
- type: Crunchbase
  url: https://www.crunchbase.com/organization/solid-2
- type: LinkedIn
  url: https://www.linkedin.com/company/solidfi
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com