Peoples Group

aid: peoples-group
url: https://raw.githubusercontent.com/api-evangelist/peoples-group/refs/heads/main/apis.yml
name: Peoples Group
kind: company
description: 'Peoples Group is the operating name of Peoples Trust Company, a Vancouver-based Canadian trust company and chartered-bank
  group founded in 1985 and owned by the Triple Five Group. Alongside its mortgage, deposit, and commercial-lending businesses,
  Peoples Group runs a fintech and payments arm that provides embedded banking-as-a-service to program managers, fintechs,
  brokers, and merchants across Canada: prepaid and credit card issuing under Visa and Mastercard BIN sponsorship, merchant
  acquiring, trust account services, and API-driven money movement including Interac e-Transfer (send, request money, and
  autodeposit), Electronic Funds Transfer (EFT) for CAD and USD debits and credits, bill payment to more than 12,000 Canadian
  billers, and push-to-card payouts via Visa Direct and Mastercard Send. In February 2026 Peoples Group partnered with Fiserv
  to build a next-generation, always-on payments platform carrying rich ISO 20022 data over direct connections to Canada''s
  payment systems, positioning it for Payments Canada''s Real-Time Rail. Its APIs are real and in production, but access is
  partnership- and sales-gated: there is no public self-serve developer portal, no downloadable OpenAPI/Swagger specification,
  and no public Postman workspace. Integration is arranged through a client relationship and the product documentation lives
  on the corporate fintech site.'
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Payments
- Canada
- Banking-as-a-Service
- Card Issuing
- Money Movement
- Interac e-Transfer
- EFT
- Bill Payment
- Merchant Acquiring
- Real-Time Payments
- ISO 20022
- BIN Sponsorship
created: '2026-07-24'
modified: '2026-07-25'
specificationVersion: '0.19'
apis:
- aid: peoples-group:peoples-group-interac-etransfer-api
  name: Peoples Group Interac e-Transfer API
  description: API-driven Interac e-Transfer for Canadian money movement, supporting Send Money, Request Money, Receive AutoDeposit,
    and Receive Question-and-Answer flows so program managers and fintech clients can move funds in near real time to and
    from Canadian bank accounts. Access is arranged through a Peoples Group client relationship; no public OpenAPI specification
    is published.
  humanURL: https://www.peoplesgroup.com/fintech/solutions/payments/money-movement
  tags:
  - Interac e-Transfer
  - Real-Time Payments
  - Money Movement
  properties:
  - type: Documentation
    url: https://www.peoplesgroup.com/fintech/solutions/payments/money-movement
- aid: peoples-group:peoples-group-eft-api
  name: Peoples Group EFT API
  description: Electronic Funds Transfer API for pre-authorized debits and credits to and from Canadian-domiciled accounts
    in CAD and USD, used for disbursements, remittances, payroll, and loading prepaid cards, with support for individual,
    batch, and recurring transactions. Partnership-gated; no downloadable spec is published.
  humanURL: https://www.peoplesgroup.com/fintech/solutions/payments/money-movement
  tags:
  - EFT
  - ACH
  - Money Movement
  properties:
  - type: Documentation
    url: https://www.peoplesgroup.com/fintech/solutions/payments/money-movement
- aid: peoples-group:peoples-group-bill-pay-api
  name: Peoples Group Bill Pay API
  description: Bill payment API that processes payments to more than 12,000 billers across Canada, with support for individual,
    batch, and recurring payments. Access is provided to Peoples Group clients; no public OpenAPI/Swagger definition is available.
  humanURL: https://www.peoplesgroup.com/fintech/solutions/payments/money-movement
  tags:
  - Bill Payment
  - Money Movement
  properties:
  - type: Documentation
    url: https://www.peoplesgroup.com/fintech/solutions/payments/money-movement
- aid: peoples-group:peoples-group-push-to-card-api
  name: Peoples Group Push-to-Card API (Visa Direct & Mastercard Send)
  description: Real-time push-to-card disbursements via Visa Direct and Mastercard Send, letting clients pay out funds directly
    to eligible Visa and Mastercard cards for B2B and B2C use cases. Built on the card networks' rails and offered to Peoples
    Group clients; no public developer portal or downloadable spec is published.
  humanURL: https://www.peoplesgroup.com/fintech/solutions/payments/money-movement
  tags:
  - Visa Direct
  - Mastercard Send
  - Push to Card
  - Disbursements
  properties:
  - type: Documentation
    url: https://www.peoplesgroup.com/fintech/solutions/payments/money-movement
- aid: peoples-group:peoples-group-card-issuing
  name: Peoples Group Card Issuing
  description: Prepaid and credit card issuing through Visa and Mastercard BIN sponsorship for fintech program managers in
    Canada, with the integration technology and APIs to launch and manage card programs. Access is sales- and partnership-gated;
    no public self-serve developer portal or downloadable OpenAPI specification is published.
  humanURL: https://www.peoplesgroup.com/fintech/solutions/payments/card-issuing
  tags:
  - Card Issuing
  - BIN Sponsorship
  - Prepaid
  properties:
  - type: Documentation
    url: https://www.peoplesgroup.com/fintech/solutions/payments/card-issuing
common:
- type: DomainSecurity
  url: security/peoples-group-domain-security.yml
- type: Website
  url: https://www.peoplesgroup.com/
- type: Documentation
  url: https://www.peoplesgroup.com/fintech/solutions/payments
- type: Documentation
  url: https://www.peoplesgroup.com/fintech
- type: Support
  url: https://www.peoplesgroup.com/contact-us
- type: Login
  url: https://www.peoplesgroup.com/personal/portal-login
- type: TermsOfService
  url: https://www.peoplesgroup.com/about-us/legal/terms-and-conditions
- type: PrivacyPolicy
  url: https://www.peoplesgroup.com/about-us/legal/privacy-security/privacy-policy
- type: Security
  url: https://www.peoplesgroup.com/about-us/legal/privacy-security
- type: LinkedIn
  url: https://ca.linkedin.com/company/peoples-group-of-companies
- type: Blog
  url: https://www.peoplesgroup.com/about-us/news-insights/press-releases
- type: Conformance
  url: conformance/peoples-group-conformance.yml
- type: LLMsTxt
  url: llms/peoples-group-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com