10x Banking Technology Services

10x Banking Technology Services is a London-headquartered cloud-native core banking platform vendor, founded by former Barclays CEO Antony Jenkins, whose SuperCore and "meta core" platform runs retail, business, corporate and embedded-finance banking for institutions including Chase UK, Westpac, Old Mutual, The Co-operative Bank and West Brom Building Society. The platform is sold as an API-first managed core: banks configure products rather than rebuild them, extend the core through the ProductKit SDK, APIs, templates, console and CLI tooling in Java, JavaScript, Python, Go, Ruby or .NET, and consume real-time event streams. The API contract itself is not public — the developer documentation at docs.10xbanking.com redirects every path to a ReadMe login, and the sandbox API host returns a blanket 401 — so this profile records the public surface only.

10x Banking Technology Services is listed with 1 API on the APIs.io network: 10x Banking Platform API. Tagged areas include Financial Services, Banking, Core Banking, Cloud-Native, and Banking as a Service.

10x Banking Technology Services’ developer surface includes documentation, engineering blog, support, signup flow, authentication, changelog, sandbox, and 21 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

26.8/100 thin ▬ flat Agent 8/100 agent aware Front door AI 4/6 moderate Heartbeat 88/100 alive Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

1 API

Financial Services Banking Core Banking Cloud-Native Banking as a Service Embedded Finance Payments Lending Deposits Cards Event-Driven United Kingdom Software-as-a-Service Fintech

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 26.8/100 · thin

Contract Quality 0.0 / 21

Developer Ergonomics 4.9 / 17

Access Clarity 5.8 / 17

Operational Transparency 2.9 / 11

Contract Governance 1.9 / 10

Discoverability 6.3 / 9

Regulatory Posture 4.2 / 15

Agent readiness — 8/100 · agent aware

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document
MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link

10 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 0.0 — up to +25.0 composite points
Developer Ergonomics scores 28.6 — up to +14.3 composite points
Access Clarity scores 34.2 — up to +13.2 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/10x-banking-technology-services/apis.yml: open an issue on github.com/api-evangelist/10x-banking-technology-services to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Consumer Lending Licensing (UK, US, Canada credit licence registers)	undeclared	-	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

Postman Collections

measured — observed by APIs.io (published)

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

10x Banking Platform API

The REST API surface of the 10x SuperCore platform, covering parties, subscriptions, arrangements, transaction/deposit/loan/credit-card products, repayment schedules, interest o...

10x Banking Technology Services API pricing

Pricing Plans 1

Published pricing tiers and plan structures.

10X Banking Technology Services Plans Pricing

0 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

10X Banking Technology Services Rate Limits

0 limits

RATE LIMITS

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

10X Banking Technology Services Authentication

1 scheme

SECURITY

10X Banking Technology Services Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

10X Banking Technology Services Vulnerability Disclosure

Hackerone

SECURITY

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

SignUp

SignUp

Sandbox

Sandbox

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

WellKnown

WellKnown

LLMsTxt

LLMsTxt

Design & Contract 4

Pagination, idempotency, versioning, errors, and events

Conventions

ErrorCatalog

Lifecycle

Conformance

Build 2

SDKs, sample code, and the tooling you integrate with

Postman

Postman

Packages

Packages

Access & Security 5

Authentication, authorization, and security posture

Security

Security

VulnerabilityDisclosure

VulnerabilityDisclosure

SecurityTxt

SecurityTxt

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 3

Status, limits, changes, and where to get help

Support

Support

ChangeLog

ChangeLog

RateLimits

RateLimits

Commercial 3

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Plans

Plans

Company 5

The organization behind the API

Website

Blog

BlogFeed

Newsroom

LinkedIn

Source (apis.yml)

aid: 10x-banking-technology-services
name: 10x Banking Technology Services
description: '10x Banking Technology Services is a London-headquartered cloud-native core banking platform vendor, founded
  by former Barclays CEO Antony Jenkins, whose SuperCore and "meta core" platform runs retail, business, corporate and embedded-finance
  banking for institutions including Chase UK, Westpac, Old Mutual, The Co-operative Bank and West Brom Building Society.
  The platform is sold as an API-first managed core: banks configure products rather than rebuild them, extend the core through
  the ProductKit SDK, APIs, templates, console and CLI tooling in Java, JavaScript, Python, Go, Ruby or .NET, and consume
  real-time event streams. The API contract itself is not public — the developer documentation at docs.10xbanking.com redirects
  every path to a ReadMe login, and the sandbox API host returns a blanket 401 — so this profile records the public surface
  only.'
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  probe_state: gated
  source:
  - authentication
  - rate-limits
  - security
  - sandbox
  generated: '2026-11-06'
  method: derived
image: https://www.10xbanking.com/hubfs/10x-fav-1.svg
url: https://raw.githubusercontent.com/api-evangelist/10x-banking-technology-services/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.20'
created: '2026-09-05'
modified: '2026-09-05'
x-docs-platform: readme
x-docs-platform-confidence: high
x-docs-platform-checked: 2026-09-17
tags:
- Financial Services
- Banking
- Core Banking
- Cloud-Native
- Banking as a Service
- Embedded Finance
- Payments
- Lending
- Deposits
- Cards
- Event-Driven
- United Kingdom
- Software-as-a-Service
- Fintech
tags_raw:
- Financial-Services
- Banking
- Core Banking
- Cloud Native
- Banking as a Service
- Embedded Finance
- Payments
- Lending
- Deposits
- Cards
- Event Driven
- United Kingdom
- SaaS
- Fintech
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
apis:
- aid: 10x-banking-technology-services:10x-banking-platform-api
  name: 10x Banking Platform API
  description: The REST API surface of the 10x SuperCore platform, covering parties, subscriptions, arrangements, transaction/deposit/loan/credit-card
    products, repayment schedules, interest overrides, cards, statements, sweeps, notices, cases, disputes, documents and
    conversations. The domain vocabulary here is read from 10x's own public Postman environment, which is the only first-party
    machine-readable artifact 10x publishes; the OpenAPI, the reference and the operation list are all behind the ReadMe login
    at docs.10xbanking.com, and every path on the sandbox host answers 401. The baseURL recorded here is the SANDBOX host
    — it is the only API host 10x names publicly, and it is named by 10x itself. No production base URL is published; production
    appears to be tenant-specific.
  humanURL: https://docs.10xbanking.com/
  baseURL: https://api.sandbox.10xbanking.com
  image: https://www.10xbanking.com/hubfs/10x-fav-1.svg
  position: Producing
  tags:
  - Core Banking
  - Banking
  - Account
  - Payments
  - Lending
  - Deposits
  - Cards
  tags_raw:
  - Core Banking
  - Banking
  - Accounts
  - Payments
  - Lending
  - Deposits
  - Cards
  properties:
  - type: Documentation
    url: https://docs.10xbanking.com/
  - type: Authentication
    url: authentication/10x-banking-technology-services-authentication.yml
  - type: Conventions
    url: conventions/10x-banking-technology-services-conventions.yml
  - type: ErrorCatalog
    url: errors/10x-banking-technology-services-problem-types.yml
  - type: Sandbox
    url: sandbox/10x-banking-technology-services-sandbox.yml
  - type: RateLimits
    url: rate-limits/10x-banking-technology-services-rate-limits.yml
  - type: Postman
    url: https://www.postman.com/openbanking10x/10x-banking-public-workspace/overview
common:
- type: Website
  url: https://www.10xbanking.com/
- type: DeveloperPortal
  url: https://docs.10xbanking.com/
- type: Documentation
  url: https://docs.10xbanking.com/
- type: Blog
  url: https://www.10xbanking.com/insights
- type: BlogFeed
  url: https://www.10xbanking.com/engineering
- type: Newsroom
  url: https://www.10xbanking.com/news
- type: Support
  url: https://www.10xbanking.com/contact-us
- type: SignUp
  url: https://www.10xbanking.com/book-a-demo
- type: PrivacyPolicy
  url: https://www.10xbanking.com/privacy-policy
- type: TermsOfService
  url: https://www.10xbanking.com/platform-evaluation-agreement
- type: LinkedIn
  url: https://www.linkedin.com/company/10x-banking
- type: Postman
  url: https://www.postman.com/openbanking10x/10x-banking-public-workspace/overview
- type: Security
  url: https://www.10xbanking.com/responsible-disclosure
- type: VulnerabilityDisclosure
  url: security/10x-banking-technology-services-vulnerability-disclosure.yml
- type: SecurityTxt
  url: well-known/10x-banking-technology-services-security.txt
- type: WellKnown
  url: well-known/10x-banking-technology-services-well-known.yml
- type: DomainSecurity
  url: security/10x-banking-technology-services-domain-security.yml
- type: Authentication
  url: authentication/10x-banking-technology-services-authentication.yml
- type: Conventions
  url: conventions/10x-banking-technology-services-conventions.yml
- type: ErrorCatalog
  url: errors/10x-banking-technology-services-problem-types.yml
- type: Lifecycle
  url: lifecycle/10x-banking-technology-services-lifecycle.yml
- type: ChangeLog
  url: changelog/10x-banking-technology-services-changelog.yml
- type: Sandbox
  url: sandbox/10x-banking-technology-services-sandbox.yml
- type: RateLimits
  url: rate-limits/10x-banking-technology-services-rate-limits.yml
- type: Plans
  url: plans/10x-banking-technology-services-plans-pricing.yml
- type: Packages
  url: packages/10x-banking-technology-services-packages.yml
- type: Conformance
  url: conformance/10x-banking-technology-services-conformance.yml
- type: LLMsTxt
  url: llms/10x-banking-technology-services-llms.txt
x-enrichment:
  date: '2026-09-05'
  status: minimal
  artifacts_added: 17
  pass: local-v3
x-coverage:
  state: gated
  reason: customer-only-docs
  detail: Every path on docs.10xbanking.com — including /, /reference and /changelog — returns HTTP 302 to https://dash.readme.com/to/docs-10xbanking,
    the ReadMe login for 10x's private documentation project, and the sandbox API host 10x names in its own public Postman
    environment answers HTTP 401 (code 401.002.001) on every path including /openapi.json and every /.well-known/ location.
  evidence:
  - url: https://docs.10xbanking.com/
    status: 302
  - url: https://docs.10xbanking.com/reference
    status: 302
  - url: https://api.sandbox.10xbanking.com/openapi.json
    status: 401
  - url: https://api.sandbox.10xbanking.com/.well-known/oauth-authorization-server
    status: 401
  - url: https://postman.10xbanking.com/
    status: 404
  - url: https://www.10xbanking.com/.well-known/security.txt
    status: 200
  checked: '2026-09-05'

10x Banking Technology Services API — frequently asked questions

Does 10x Banking Technology Services have an API?

Yes. APIs.io lists 1 API from 10x Banking Technology Services, including 10x Banking Platform API.

How do I authenticate with the 10x Banking Technology Services API?

10x Banking Technology Services uses bearer-token authentication (1 scheme). The details are profiled on APIs.io as 10X Banking Technology Services Authentication.

Is the 10x Banking Technology Services API ready for AI agents?

10x Banking Technology Services has a Kin Score of 26.8 out of 100 (thin) and an Agent Readiness score of 7.9 (agent-aware), scored by API Evangelist on 2026-11-06.

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