Algbra

aid: algbra
url: https://raw.githubusercontent.com/api-evangelist/algbra/refs/heads/main/apis.yml
name: Algbra
kind: company
description: Algbra is a UK values-based, sustainability-focused fintech operated by Algbra FS UK Limited (company number
  12629086), an electronic money institution authorised by the Financial Conduct Authority under the Electronic Money Regulations
  2011 (FRN 952360); its parent, Algbra Group Limited, is a certified B Corporation. Rather than a licensed clearing bank
  or building society, Algbra is a challenger provider of ethical multi-currency accounts, cards, savings and Banking-as-a-Service
  infrastructure. Through the Algbra Labs developer platform it exposes two API surfaces - a first-party Partner Banking (BaaS)
  API for onboarding, accounts, cards, payments and transactions, and a UK Open Banking dedicated interface conformant to
  the Open Banking Implementation Entity (OBIE) Read/Write Standard v3.1.8 covering Account & Transaction Information (AIS),
  Payment Initiation (PIS) and Confirmation of Funds (CBPII), delivered via the Tell Money (Tell Connect) platform. As a non-CMA9
  ASPSP it meets PSD2 access-to-account obligations, securing the interface with FAPI-grade OAuth2/OIDC, mutual-TLS using
  OBIE OBWAC/OBSEAL eIDAS certificates, PS256 request-object signing, Dynamic Client Registration (DCR v3.2) and PSD2 strong
  customer authentication.
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Partner onboarding / OBIE Dynamic Client Registration
  confidence: medium
  source:
  - authentication
  - documentation
  generated: '2026-07-23'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Open Banking
- PSD2
- OBIE
- United Kingdom
- Payments
- Account Information
- Fintech
- Ethical Finance
- Banking as a Service
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis:
- aid: algbra:algbra-account-transaction-api
  name: Algbra Account and Transaction Information API (AIS)
  description: Algbra's UK Open Banking Account & Transaction Information (AIS) dedicated interface, conformant to the OBIE
    Read/Write Standard v3.1, enabling authorised AISP Third Party Providers to create account-access consents and read accounts,
    balances, beneficiaries and transactions with the customer's consent. Delivered via the Tell Money (Tell Connect) platform;
    FAPI OAuth2/OIDC + mTLS + PSD2 SCA.
  humanURL: https://developer.algbralabs.com/open-banking-uk/introduction
  baseURL: https://secure.tell.systems/algbra/open-banking/v3.1/aisp
  tags:
  - Account Information
  - Open Banking
  - AIS
  properties:
  - type: OpenAPI
    url: openapi/algbra-account-transaction-api-openapi.yml
  - type: Documentation
    url: https://developer.algbralabs.com/open-banking-uk/introduction
  - type: APIReference
    url: https://developer.algbralabs.com/open-banking-uk/api-reference
  - type: Documentation
    url: https://developer.algbralabs.com/open-banking-uk/api-reference/account-access-consents
  - type: Documentation
    url: https://developer.algbralabs.com/open-banking-uk/api-reference/accounts
- aid: algbra:algbra-payment-initiation-api
  name: Algbra Payment Initiation API (PIS)
  description: Algbra's UK Open Banking Payment Initiation (PIS) dedicated interface under the OBIE Read/Write Standard v3.1.8,
    allowing authorised PISP Third Party Providers to initiate payments on a customer's behalf (scope 'payments'). Documented
    as part of Algbra's OBIE-conformant interface; secured with FAPI OAuth2/OIDC, mTLS and PSD2 SCA. No first-party OpenAPI
    is published separately from the OBIE standard specification.
  humanURL: https://developer.algbralabs.com/open-banking-uk/introduction
  baseURL: https://secure.tell.systems/algbra/open-banking/v3.1/pisp
  tags:
  - Payments
  - Open Banking
  - PIS
  properties:
  - type: Documentation
    url: https://developer.algbralabs.com/open-banking-uk/introduction
  - type: APIReference
    url: https://openbankinguk.github.io/read-write-api-site3/v3.1.8/profiles/
- aid: algbra:algbra-confirmation-of-funds-api
  name: Algbra Confirmation of Funds API (CBPII)
  description: Algbra's UK Open Banking Confirmation of Funds (CBPII) dedicated interface under the OBIE Read/Write Standard
    v3.1.8, allowing authorised CBPII Third Party Providers to confirm the availability of funds (scope 'fundsconfirmations').
    Documented as part of Algbra's OBIE-conformant interface; secured with FAPI OAuth2/OIDC, mTLS and PSD2 SCA.
  humanURL: https://developer.algbralabs.com/open-banking-uk/introduction
  baseURL: https://secure.tell.systems/algbra/open-banking/v3.1/cbpii
  tags:
  - Confirmation of Funds
  - Open Banking
  - CBPII
  properties:
  - type: Documentation
    url: https://developer.algbralabs.com/open-banking-uk/introduction
  - type: APIReference
    url: https://openbankinguk.github.io/read-write-api-site3/v3.1.8/profiles/
- aid: algbra:algbra-partner-banking-api
  name: Algbra Partner Banking API
  description: Algbra Labs' first-party Partner Banking (Banking-as-a-Service) API for B2B partners, covering customer onboarding
    and compliance checks, primary and virtual accounts, card issuing, internal/inbound/outbound and automated payments, counterparty
    validation, transactions, activity feeds, investments and webhooks. Secured with API keys, mTLS and payload signing over
    IP-whitelisted hosts (Shared/Isolated Tenancy or Standalone deployment).
  humanURL: https://developer.algbralabs.com/partner-banking/introduction
  baseURL: https://horizon-link.algbralabs.com
  tags:
  - Banking as a Service
  - Payments
  - Accounts
  properties:
  - type: Documentation
    url: https://developer.algbralabs.com/partner-banking/introduction
  - type: Documentation
    url: https://developer.algbralabs.com/partner-banking/getting-started
  - type: Authentication
    url: https://developer.algbralabs.com/partner-banking/getting-started/authentication
  - type: Documentation
    url: https://developer.algbralabs.com/partner-banking/getting-started/api-hosts
  - type: Documentation
    url: https://developer.algbralabs.com/partner-banking/concepts/webhooks
  - type: Webhooks
    url: asyncapi/algbra-partner-banking-webhooks.yml
common:
- type: AgenticAccess
  url: agentic-access/algbra-agentic-access.yml
- type: DomainSecurity
  url: security/algbra-domain-security.yml
- type: OAuthScopes
  url: scopes/algbra-scopes.yml
- type: Authentication
  url: authentication/algbra-authentication.yml
- type: Conventions
  url: conventions/algbra-conventions.yml
- type: Idempotency
  url: conventions/algbra-conventions.yml
- type: Conformance
  url: conformance/algbra-conformance.yml
- type: ErrorCatalog
  url: errors/algbra-problem-types.yml
- type: Lifecycle
  url: lifecycle/algbra-lifecycle.yml
- type: DataModel
  url: data-model/algbra-data-model.yml
- type: Sandbox
  url: sandbox/algbra-sandbox.yml
- type: Overlay
  url: overlays/algbra-account-transaction-api-overlay.yaml
- type: LLMsTxt
  url: llms/algbra-llms.txt
- type: AgentSkill
  url: skills/_index.yml
- type: Arazzo
  name: Algbra OBIE account-access and read
  url: arazzo/algbra-account-access-flow.yml
- type: Security
  url: https://www.algbra.com/responsible-disclosure/
- type: GettingStarted
  url: https://developer.algbralabs.com/partner-banking/getting-started
- type: Website
  url: https://www.algbra.com/
- type: DeveloperPortal
  url: https://developer.algbralabs.com/home
- type: Documentation
  url: https://developer.algbralabs.com/open-banking-uk/introduction
- type: SignUp
  url: https://developer.algbralabs.com/partner-banking/getting-started/partner-onboarding
- type: Blog
  url: https://www.algbra.com/news/category/blog/
- type: Pricing
  url: https://www.algbra.com/fees-and-charges/
- type: TermsOfService
  url: https://www.algbra.com/terms-and-conditions/
- type: PrivacyPolicy
  url: https://www.algbra.com/privacy-policy/
- type: Support
  url: https://www.algbra.com/help/
- type: VulnerabilityDisclosure
  url: https://www.algbra.com/responsible-disclosure/
- type: LinkedIn
  url: https://algbra.com/socials/linkedin
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com