QI Tech

QI Tech (legal entity on its docs: QI Sociedade de Crédito Direto S.A.) is a Brazilian financial-infrastructure company offering regulated APIs to build financial products: Lending as a Service (debt issuance, simulation, formalization, payroll-deductible credit), Banking as a Service (digital accounts, Pix, TED, boletos, escrow accounts), Risk Solutions (KYC, onboarding, antifraud, credit analysis, SCR) and investment fund administration and custody (FIDC, DTVM). Its developer documentation at docs.qitech.com.br covers API key exchange, authentication, webhooks and an API playground.

QI Tech is listed with 5 APIs on the APIs.io network. Tagged areas include Company, Fintech, Banking as a Service, Lending, and Payments.

The QI Tech catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

QI Tech’s developer surface includes authentication, documentation, API reference, getting-started guide, support, engineering blog, YouTube channel, and 21 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

37.4/100 thin Agent 28/100 agent aware Full breakdown ↓
scored 2026-10-31 · rubric v0.25.0 · Show this score on your site →

5 APIs

Company Fintech Banking as a Service Lending Payments Pix KYC Fraud Prevention Fund Administration Brazil

Kin Score

Kin Score How this is scored →
scored 2026-10-31 · rubric v0.25.0

Composite quality — 37.4/100 · thin

Contract Quality 5.5 / 21

Developer Ergonomics 9.3 / 17

Access Clarity 5.4 / 17

Operational Transparency 0.9 / 11

Contract Governance 3.4 / 10

Discoverability 6.2 / 9

Regulatory Posture 4.2 / 15

Agent readiness — 28/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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<a href="https://apis.io/providers/qi-tech/"><img src="https://apis.io/badge/qi-tech/card.svg" alt="QI Tech on APIs.io — Kin Score by API Evangelist"></a>

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document

7 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 26.0 — up to +18.5 composite points
Access Clarity scores 31.6 — up to +13.7 composite points
Operational Transparency scores 7.9 — up to +12.0 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/qi-tech/apis.yml: open an issue on github.com/api-evangelist/qi-tech to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Consumer Lending Licensing (UK, US, Canada credit licence registers)	core	47.1	-	-
Brazil BCB Authorized Institutions (Banco Central do Brasil register beyond Pix)	core	47.1	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

APIs 5

Individual APIs this provider publishes, each with its own machine-readable definition.

QI Tech Banking and Lending as a Service API

REST API for Banking as a Service (digital and escrow accounts, Pix, TED, boletos, cards, DDA) and Lending as a Service (debt issuance, simulation, formalization), served from t...

QI Tech Risk Solutions (CaaS) API

REST API for Risk Solutions: onboarding, OCR, face recognition, device scan and Pix limits. Production and sandbox hosts are stated in the host table at https://docs.qitech.com....

QI Tech CertifiQI API

REST API for CertifiQI, the QI Tech platform for signing documents with ICP-Brasil certificates (CAdES p7s and PAdES PDF signatures) at high volume. Production and sandbox hosts...

QI Tech Insurance as a Service API

REST API for Insurance as a Service products. Production and sandbox hosts are stated in the host table at https://docs.qitech.com.br/documentation/introducao_api_reference (san...

QI Tech API

QI Tech API as documented publicly: 23 operations. Contract generated from the documentation by API Evangelist (2026-10-18); not the provider's own document.

Pricing Plans 1

Published pricing tiers and plan structures.

Qi Tech Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Qi Tech Rate Limits

0 limits

RATE LIMITS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Qi Tech Context

20 classes · 36 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

QI Tech API Rules

10 rules · 9 errors 1 info

SPECTRAL

JSON Schema 6

Standalone JSON Schema definitions for this provider's data models.

PostLimitsPixAccountAccountidLimitUpdateRequestRequest

4 properties

JSON SCHEMA

PostLimitsPixAccountAccountidLimitUpdateRequestResponse

7 properties

JSON SCHEMA

PostLimitsPixAccountAccountidRecipientListRecipientResponse

5 properties

JSON SCHEMA

PostLimitsPixAccountRequest

3 properties

JSON SCHEMA

PostOnboardingLegalPersonRequest

7 properties

JSON SCHEMA

PostOnboardingNaturalPersonRequest

7 properties

JSON SCHEMA

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Qi Tech Authentication

2 schemes

SECURITY

Qi Tech Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Qi Tech Scopes

OAuth 2.0 · no documented scopes

0 scopes

SCOPES

Resources

Get Started 1

Portal, sign-up, and the first successful call

GettingStarted

GettingStarted

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Design & Contract 8

Pagination, idempotency, versioning, errors, and events

Spectral

JSONLD

Vocabulary

DataModel

Conventions

Lifecycle

ErrorCatalog

Conformance

Scroll for all 8

Build 1

SDKs, sample code, and the tooling you integrate with

IntegrationEdges

IntegrationEdges

Access & Security 2

Authentication, authorization, and security posture

Authentication

Authentication

DomainSecurity

DomainSecurity

Learn 1

Tutorials, courses, talks, and written guidance

YouTube

YouTube

Operate 3

Status, limits, changes, and where to get help

Deprecation

Deprecation

Support

Support

Contact

Contact

Commercial 2

Pricing, plans, and the legal terms of use

Plans

Plans

PrivacyPolicy

PrivacyPolicy

Company 4

The organization behind the API

Website

Website

Blog

Blog

Newsroom

Newsroom

LinkedIn

Other 3

Properties that don't map to a standard resource type

Hosts

Hosts

Vendors

Vendors

Playground

Playground

Source (apis.yml)

aid: qi-tech
name: QI Tech
description: 'QI Tech (legal entity on its docs: QI Sociedade de Crédito Direto S.A.) is a Brazilian financial-infrastructure
  company offering regulated APIs to build financial products: Lending as a Service (debt issuance, simulation, formalization,
  payroll-deductible credit), Banking as a Service (digital accounts, Pix, TED, boletos, escrow accounts), Risk Solutions
  (KYC, onboarding, antifraud, credit analysis, SCR) and investment fund administration and custody (FIDC, DTVM). Its developer
  documentation at docs.qitech.com.br covers API key exchange, authentication, webhooks and an API playground.'
image: https://qitech.com.br/covers/qi-tech-infraestrutura-financeira-baas-laas-fidc.png
url: https://raw.githubusercontent.com/api-evangelist/qi-tech/refs/heads/main/apis.yml
x-type: company
x-source: harvest:kin-score-markets
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-18 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-18'
modified: '2026-10-18'
tags:
- Company
- Fintech
- Banking as a Service
- Lending
- Payments
- Pix
- KYC
- Fraud Prevention
- Fund Administration
- Brazil
tags_raw:
- Company
- Fintech
- Banking as a Service
- Lending
- Payments
- Pix
- KYC
- Antifraud
- Fund Administration
- Brazil
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Plans
  url: plans/qi-tech-plans-pricing.yml
- type: Spectral
  url: rules/qi-tech-rules.yml
- type: JSONLD
  url: json-ld/qi-tech-context.jsonld
- type: Vocabulary
  url: vocabulary/qi-tech-vocabulary.yml
- type: DataModel
  url: data-model/qi-tech-data-model.yml
- type: Conventions
  url: conventions/qi-tech-conventions.yml
- type: Authentication
  url: authentication/qi-tech-authentication.yml
- type: Deprecation
  url: lifecycle/qi-tech-lifecycle.yml
- type: Lifecycle
  url: lifecycle/qi-tech-lifecycle.yml
- type: ErrorCatalog
  url: errors/qi-tech-problem-types.yml
- type: Conformance
  url: conformance/qi-tech-conformance.yml
- type: LLMsTxt
  url: llms/qi-tech-llms.txt
- type: Hosts
  url: hosts/qi-tech-hosts.yml
- type: IntegrationEdges
  url: integrations/qi-tech-integration-edges.yml
- type: Vendors
  url: vendors/qi-tech-vendors.yml
- type: DomainSecurity
  url: security/qi-tech-domain-security.yml
- type: Website
  url: https://qitech.com.br
- type: Documentation
  url: https://docs.qitech.com.br/
- type: APIReference
  url: https://docs.qitech.com.br/documentation/introducao_api_reference
- type: GettingStarted
  url: https://docs.qitech.com.br/documentation/primeiros_passos/inicio
- type: Playground
  url: https://docs.qitech.com.br/playground
- type: Support
  url: https://qitech.com.br/central-de-ajuda/
- type: Contact
  url: https://qitech.com.br/contato/
- type: Blog
  url: https://qitech.blog/
- type: Newsroom
  url: https://qitech.com.br/newsroom/
- type: PrivacyPolicy
  url: https://qitech.com.br/politica-de-privacidade/
- type: LinkedIn
  url: https://www.linkedin.com/company/qi-tech/
- type: YouTube
  url: https://www.youtube.com/@qitechoficial/videos
apis:
- aid: qi-tech:banking-and-lending-api
  name: QI Tech Banking and Lending as a Service API
  description: 'REST API for Banking as a Service (digital and escrow accounts, Pix, TED, boletos, cards, DDA) and Lending
    as a Service (debt issuance, simulation, formalization), served from the shared BaaS/LaaS host per the docs. Production
    and sandbox hosts are stated in the host table at https://docs.qitech.com.br/documentation/introducao_api_reference (sandbox:
    https://api-auth.sandbox.qitech.app). QI Tech publishes no machine-readable contract (no OpenAPI/AsyncAPI/GraphQL found
    on the docs or API hosts).'
  humanURL: https://docs.qitech.com.br/documentation/baas/primeiros_passos/inicio
  baseURL: https://api-auth.qitech.app
  tags:
  - Fintech
  - Brazil
  properties:
  - type: Documentation
    url: https://docs.qitech.com.br/documentation/baas/primeiros_passos/inicio
  - type: APIReference
    url: https://docs.qitech.com.br/documentation/introducao_api_reference
- aid: qi-tech:risk-solutions-api
  name: QI Tech Risk Solutions (CaaS) API
  description: 'REST API for Risk Solutions: onboarding, OCR, face recognition, device scan and Pix limits. Production and
    sandbox hosts are stated in the host table at https://docs.qitech.com.br/documentation/introducao_api_reference (sandbox:
    https://api.sandbox.caas.qitech.app). QI Tech publishes no machine-readable contract (no OpenAPI/AsyncAPI/GraphQL found
    on the docs or API hosts).'
  humanURL: https://docs.qitech.com.br/documentation/caas/onboarding/introduction
  baseURL: https://api.caas.qitech.app
  tags:
  - Fintech
  - Brazil
  properties:
  - type: Documentation
    url: https://docs.qitech.com.br/documentation/caas/onboarding/introduction
  - type: APIReference
    url: https://docs.qitech.com.br/documentation/introducao_api_reference
- aid: qi-tech:certifiqi-api
  name: QI Tech CertifiQI API
  description: 'REST API for CertifiQI, the QI Tech platform for signing documents with ICP-Brasil certificates (CAdES p7s
    and PAdES PDF signatures) at high volume. Production and sandbox hosts are stated in the host table at https://docs.qitech.com.br/documentation/introducao_api_reference
    (sandbox: https://api.sandbox.certifiqi.com.br). QI Tech publishes no machine-readable contract (no OpenAPI/AsyncAPI/GraphQL
    found on the docs or API hosts).'
  humanURL: https://docs.qitech.com.br/documentation/certifiqi/inicio
  baseURL: https://api.certifiqi.com.br
  tags:
  - Fintech
  - Brazil
  properties:
  - type: Documentation
    url: https://docs.qitech.com.br/documentation/certifiqi/inicio
  - type: APIReference
    url: https://docs.qitech.com.br/documentation/introducao_api_reference
- aid: qi-tech:insurance-api
  name: QI Tech Insurance as a Service API
  description: 'REST API for Insurance as a Service products. Production and sandbox hosts are stated in the host table at
    https://docs.qitech.com.br/documentation/introducao_api_reference (sandbox: https://api.sandbox.insurance.qitech.app).
    QI Tech publishes no machine-readable contract (no OpenAPI/AsyncAPI/GraphQL found on the docs or API hosts).'
  humanURL: https://docs.qitech.com.br/documentation/seguros/introducao/inicio
  baseURL: https://api.insurance.qitech.app
  tags:
  - Fintech
  - Brazil
  properties:
  - type: Documentation
    url: https://docs.qitech.com.br/documentation/seguros/introducao/inicio
  - type: APIReference
    url: https://docs.qitech.com.br/documentation/introducao_api_reference
- aid: qi-tech:qi-tech-api
  name: QI Tech API
  description: 'QI Tech API as documented publicly: 23 operations. Contract generated from the documentation by API Evangelist
    (2026-10-18); not

    the provider''s own document.'
  humanURL: https://docs.qitech.com.br/documentation/caas/ocr/api/send_image
  baseURL: https://api.caas.qitech.app
  properties:
  - type: OpenAPI
    url: openapi/_ae-authored/qi-tech-openapi-generated.yml
    x-provenance: generated
  - type: JSONSchema
    url: json-schema/qi-tech-post-limits-pix-account-accountid-limit-update-request-response-schema.json
  - type: JSONSchema
    url: json-schema/qi-tech-post-limits-pix-account-accountid-recipient-list-recipient-response-schema.json
  - type: JSONSchema
    url: json-schema/qi-tech-post-limits-pix-account-request-schema.json
  - type: JSONSchema
    url: json-schema/qi-tech-post-limits-pix-account-accountid-limit-update-request-request-schema.json
  - type: JSONSchema
    url: json-schema/qi-tech-post-onboarding-legal-person-request-schema.json
  - type: JSONSchema
    url: json-schema/qi-tech-post-onboarding-natural-person-request-schema.json
x-coverage:
  state: covered
  reason: identity-verified
  detail: Website qitech.com.br verified (title and docs footer name QI Tech). github.com/qitech belongs to an unrelated individual
    and was NOT recorded. No Terms of Service, Pricing, SignUp, Roadmap or Postman page was found linked from the site.
  evidence:
  - url: https://qitech.com.br
    status: 200
  - url: https://docs.qitech.com.br/
    status: 200
  - url: https://docs.qitech.com.br/documentation/introducao_api_reference
    status: 200
  - url: https://docs.qitech.com.br/documentation/primeiros_passos/inicio
    status: 200
  - url: https://docs.qitech.com.br/playground
    status: 200
  - url: https://qitech.com.br/central-de-ajuda/
    status: 200
  - url: https://qitech.com.br/contato/
    status: 200
  - url: https://qitech.blog/
    status: 200
  - url: https://qitech.com.br/newsroom/
    status: 200
  - url: https://qitech.com.br/politica-de-privacidade/
    status: 200
  - url: https://www.linkedin.com/company/qi-tech/
    status: 200
  - url: https://github.com/qitech
    status: 200
x-enrichment:
  date: '2026-10-18'
  status: enriched
  artifacts_added: 35
  pass: modular-v1
  engine: identity=anthropic,contract=anthropic,surfaces=anthropic,docs=deepseek,regulatory=anthropic

QI Tech API — frequently asked questions

Does QI Tech have an API?

Yes. APIs.io lists 5 APIs from QI Tech, including QI Tech Banking and Lending as a Service API, QI Tech Risk Solutions (CaaS) API and QI Tech CertifiQI API, and 2 more.

Is there an OpenAPI specification for the QI Tech API?

Yes. APIs.io indexes 1 OpenAPI specification for QI Tech, each linked for download from this page.

How do I authenticate with the QI Tech API?

QI Tech uses bearer-token authentication (2 schemes). The details are profiled on APIs.io as Qi Tech Authentication.

How much does the QI Tech API cost?

APIs.io lists 1 pricing plan for QI Tech, with each plan's price, limits and inclusions under Pricing Plans on this page.

Is the QI Tech API ready for AI agents?

QI Tech has a Kin Score of 37.4 out of 100 (thin) and an Agent Readiness score of 27.8 (agent-aware), scored by API Evangelist on 2026-10-31.

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