Yo Fio

YoFio is a Mexican fintech founded in 2019 that provides working-capital credit to micro and small businesses, particularly neighborhood corner stores (tienditas). Through a mobile app and web platform it offers revolving credit lines of 7,000 to 200,000 Mexican pesos with up to 14 days of interest-free financing so merchants can restock inventory and pay suppliers. YoFio uses AI-powered machine-vision technology to assess creditworthiness from photos and videos of a store and its inventory, cutting the evaluation process to roughly 15 minutes. It is backed by 500 Global and Oikocredit, and serves thousands of businesses across the Valley of Mexico, Puebla, and Guadalajara. YoFio publishes no public API or developer platform; this profile captures its identity and public web surface.

Yo Fio is profiled on the APIs.io network. Tagged areas include Company, Fintech, Lending, Credit, and SME Finance.

Yo Fio’s developer surface includes engineering blog, signup flow, and 3 more developer resources.

🌐 Visit website 📡 Source on GitHub

11.9/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyFintechLendingCreditSME FinanceFinancial InclusionMicrofinanceMexico

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 11.9/100 · minimal

Contract Quality 0.0 / 25

Developer Ergonomics 0.4 / 20

Commercial Clarity 4.7 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/yo-fio: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

SignUp

SignUp

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: yo-fio
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/yo-fio.png
name: Yo Fio
description: YoFio is a Mexican fintech founded in 2019 that provides working-capital credit to micro and small businesses,
  particularly neighborhood corner stores (tienditas). Through a mobile app and web platform it offers revolving credit lines
  of 7,000 to 200,000 Mexican pesos with up to 14 days of interest-free financing so merchants can restock inventory and pay
  suppliers. YoFio uses AI-powered machine-vision technology to assess creditworthiness from photos and videos of a store
  and its inventory, cutting the evaluation process to roughly 15 minutes. It is backed by 500 Global and Oikocredit, and
  serves thousands of businesses across the Valley of Mexico, Puebla, and Guadalajara. YoFio publishes no public API or developer
  platform; this profile captures its identity and public web surface.
url: https://raw.githubusercontent.com/api-evangelist/yo-fio/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Fintech
- Lending
- Credit
- SME Finance
- Financial Inclusion
- Microfinance
- Mexico
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/yo-fio-domain-security.yml
- type: Website
  url: https://yofio.co
- type: Blog
  url: https://blog.yofio.app/
- type: PrivacyPolicy
  url: https://mx.yofio.app/aviso-de-privacidad
- type: SignUp
  url: https://prod.registration-lp.web.yofio.app/home
x-enrichment:
  date: '2026-07-21'
  status: minimal
  artifacts_added: 1
  pass: local-v1