Fibe

aid: fibe
name: Fibe
description: Fibe (formerly EarlySalary) is a digital consumer lending platform in India, founded in 2015 and headquartered
  in Pune. It offers instant personal loans up to Rs 10 lakh, loans against mutual funds, fixed deposits, a co-branded Fibe
  Axis Bank credit card, insurance, and purpose-driven (BNPL) financing across education, healthcare, travel, e-commerce,
  and solar. As of March 2026 Fibe reports over Rs 48,000 crore disbursed across 9.8 million loans to 3.3 million customers
  and 46 million app downloads. Fibe is ISO/IEC 27001, SOC 2, and PCI DSS certified. Notably, Fibe operates a live, OAuth-protected
  Model Context Protocol (MCP) server that lets AI agents read loan/eligibility information and initiate loan applications
  (scopes loan.read and loan.apply). Fibe publishes no public REST/OpenAPI developer surface; its machine-facing surface is
  the MCP server, secured with OAuth 2.0 authorization-code + PKCE and dynamic client registration.
url: https://raw.githubusercontent.com/api-evangelist/fibe/refs/heads/main/apis.yml
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://www.fibe.in/Fibe-og-img.png
x-type: company
x-source: vc-portfolio
x-backed-by:
- norwest-venture-partners
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Fintech
- Lending
- Personal Loans
- Consumer Finance
- India
- Credit
- MCP
- Agents
tags_raw:
- Company
- Fintech
- Lending
- Personal Loans
- Consumer Finance
- India
- Credit
- MCP
- Agent
apis:
- name: Fibe MCP Server
  description: 'OAuth-protected Model Context Protocol (JSON-RPC 2.0) server exposing Fibe''s consumer lending platform to
    AI agents. Advertised scopes: loan.read (read loan/eligibility information) and loan.apply (submit a loan application).
    Auth is OAuth 2.0 authorization-code + PKCE (S256) with dynamic client registration.'
  humanURL: https://www.fibe.in/mcp/
  baseURL: https://www.fibe.in/api/mcp
  properties:
  - type: MCPServer
    url: mcp/fibe-mcp.yml
  - type: Authentication
    url: authentication/fibe-authentication.yml
  - type: OAuthScopes
    url: scopes/fibe-scopes.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: MCPServer
  url: mcp/fibe-mcp.yml
- type: Authentication
  url: authentication/fibe-authentication.yml
- type: OAuthScopes
  url: scopes/fibe-scopes.yml
- type: WellKnown
  url: well-known/fibe-well-known.yml
- type: Conformance
  url: conformance/fibe-conformance.yml
- type: Compliance
  url: https://www.fibe.in/about-us/
- type: LLMsTxt
  url: llms/fibe-llms.txt
- type: DomainSecurity
  url: security/fibe-domain-security.yml
- type: DeveloperPortal
  url: https://www.fibe.in/mcp/
- type: Blog
  url: https://www.fibe.in/blogs/
- type: Support
  url: https://www.fibe.in/contact-us/
- type: SignUp
  url: https://portal.fibe.in/SignUp
- type: TermsOfService
  url: https://www.fibe.in/terms-conditions/
- type: PrivacyPolicy
  url: https://www.fibe.in/privacy-policy/
- type: Website
  url: https://fibe.in
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence