Arro website screenshot

Arro

Arro is a consumer fintech company that helps people build or rebuild credit without traditional barriers. Its flagship product is the Arro Card, a Mastercard with no deposit and no hard credit check that starts at up to $300 and grows to $2,500, issued by Community Federal Savings Bank (member FDIC). The Arro app pairs the card with financial-education lessons, credit tracking, personalized guidance, and Artie, an AI money coach. Arro is a mobile-first consumer product and does not publish a public developer API, OpenAPI, or developer portal at this time.

Arro is profiled on the APIs.io network. Tagged areas include Company, Financial-Services, Fintech, Credit, and Credit Cards.

🌐 Visit website 📡 Source on GitHub
7.6/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0
0 APIs
CompanyFinancial-ServicesFintechCreditCredit CardsConsumer LendingCredit Building

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0
Composite quality — 7.6/100 · minimal
Contract Quality 0.0 / 21
Developer Ergonomics 0.0 / 17
Access Clarity 3.6 / 17
Operational Transparency 0.0 / 11
Contract Governance 0.0 / 10
Discoverability 4.3 / 9
Regulatory Posture 3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/arro: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Arro Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy
PrivacyPolicy
 TermsOfService
TermsOfService

Company 1

The organization behind the API

Website
Website

Source (apis.yml)

apis.yml Raw ↑ 
aid: arro
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/arro.png
name: Arro
description: Arro is a consumer fintech company that helps people build or rebuild credit without traditional barriers. Its
  flagship product is the Arro Card, a Mastercard with no deposit and no hard credit check that starts at up to $300 and grows
  to $2,500, issued by Community Federal Savings Bank (member FDIC). The Arro app pairs the card with financial-education
  lessons, credit tracking, personalized guidance, and Artie, an AI money coach. Arro is a mobile-first consumer product and
  does not publish a public developer API, OpenAPI, or developer portal at this time.
url: https://raw.githubusercontent.com/api-evangelist/arro/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- bullpen-capital
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Financial-Services
- Fintech
- Credit
- Credit Cards
- Consumer Lending
- Credit Building
tags_raw:
- Company
- Financial Services
- Fintech
- Credit
- Credit Cards
- Consumer Lending
- Credit Building
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/arro-domain-security.yml
- type: Website
  url: https://www.arrofinance.com
- type: PrivacyPolicy
  url: https://app.arrofinance.com/privacy-policy.pdf
- type: TermsOfService
  url: https://app.arrofinance.com/terms-of-use.pdf
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence