Prism Data

Prism Data is a cash flow underwriting infrastructure and analytics platform that helps lenders expand approvals and lower losses by turning raw bank transaction data into decisioning signals. Its products include CashScore (a cash-flow-based credit score), transaction Categories, Income verification, and Insights, delivered through an API and the Pulse dashboard for credit underwriting across the United States and Canada. Developer API documentation is published at docs.prismdata.com behind a developer login.

Prism Data is profiled on the APIs.io network. Tagged areas include Company, Financial Services, Fintech, Cash Flow Underwriting, and Credit.

Prism Data’s developer surface includes documentation, engineering blog, support, and 9 more developer resources.

🌐 Visit website 📡 Source on GitHub

24.3/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyFinancial ServicesFintechCash Flow UnderwritingCreditBank Transaction DataLendingAnalyticsOpen Banking

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 24.3/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 3.0 / 20

Commercial Clarity 7.4 / 20

Operational Transparency 4.1 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/prism-data: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 4

Authentication, authorization, and security posture

TrustCenter

Compliance

Security

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

Support

Support

StatusPage

StatusPage

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: prism-data
name: Prism Data
description: Prism Data is a cash flow underwriting infrastructure and analytics platform that helps lenders expand approvals
  and lower losses by turning raw bank transaction data into decisioning signals. Its products include CashScore (a cash-flow-based
  credit score), transaction Categories, Income verification, and Insights, delivered through an API and the Pulse dashboard
  for credit underwriting across the United States and Canada. Developer API documentation is published at docs.prismdata.com
  behind a developer login.
url: https://raw.githubusercontent.com/api-evangelist/prism-data/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- obvious-ventures
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-20'
image: https://prismdata.com/assets/images/og/default.jpg
tags:
- Company
- Financial Services
- Fintech
- Cash Flow Underwriting
- Credit
- Bank Transaction Data
- Lending
- Analytics
- Open Banking
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://prismdata.com
- type: Documentation
  url: https://docs.prismdata.com/docs
- type: Blog
  url: https://prismdata.com/blog/
- type: Support
  url: https://prismdata.com/contact-sales/
- type: TermsOfService
  url: https://prismdata.com/terms-of-use/
- type: PrivacyPolicy
  url: https://prismdata.com/privacy-policy/
- type: StatusPage
  url: https://status.prismdata.com
- type: GitHubOrganization
  url: https://github.com/prism-data
- type: TrustCenter
  url: security/prism-data-trust-center.yml
- type: Compliance
  url: https://www.prismdata.com/security/
- type: Security
  url: https://www.prismdata.com/security/
- type: DomainSecurity
  url: security/prism-data-domain-security.yml
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 2
  pass: local-v1

Prism Data

Kin Score

Security Posture 2

Prism Data Domain Security

Prism Data Trust Center

Resources