Spreedly

aid: spreedly
url: https://raw.githubusercontent.com/api-evangelist/spreedly/refs/heads/main/apis.yml
name: Spreedly
kind: company
description: 'Spreedly is a United States payments orchestration platform and PCI-compliant card vault that lets merchants
  and platforms securely tokenize payment methods once and then transact against hundreds of payment gateways, processors,
  and third-party APIs through a single integration. Founded in 2008 and headquartered in Durham, North Carolina, Spreedly
  sits in the gateway/PSP layer of the deep, fragmented US payments market as an independent, network-agnostic intermediary
  rather than a card network or acquirer. Its Payments Orchestration offering combines a universal token vault, a normalized
  transaction API across many gateways, workflow-based routing (Composer), network tokenization, account updater (Card Refresher),
  3-D Secure / SCA authentication, and Receivers for forwarding stored payment data to arbitrary third-party endpoints. Spreedly
  is strongly API-native: it publishes a public developer portal with complete reference documentation and a downloadable
  OpenAPI 3.1 specification for its Core Transactional API (https://core.spreedly.com/v1), authenticated with HTTP Basic auth
  using per-environment key/secret credentials.'
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Payments
- United States
- Payment Gateway
- Payment Orchestration
- Payment Processing
- Card Vault
- Tokenization
- Network Tokenization
- PCI Compliance
- Subscriptions
created: '2026-07-24'
modified: '2026-07-24'
specificationVersion: '0.19'
apis:
- aid: spreedly:spreedly-core-api
  name: Spreedly Core Transactional API
  description: The Spreedly Core Transactional API — the primary REST surface for the Payments Orchestration platform. Covers
    payment method tokenization/vaulting, gateway creation and management, and the full transaction lifecycle (authorize,
    capture, purchase, verify, void, credit/refund) across many downstream gateways from a single normalized integration.
    Documented as OpenAPI 3.1 with 68 paths; base URL https://core.spreedly.com/v1; HTTP Basic authentication using an environment
    key and secret.
  humanURL: https://developer.spreedly.com/reference/api-introduction
  baseURL: https://core.spreedly.com/v1
  tags:
  - Payments
  - Transactions
  - Vault
  properties:
  - type: OpenAPI
    url: openapi/spreedly-api-v1.json
  - type: Documentation
    url: https://developer.spreedly.com/docs/overview
  - type: APIReference
    url: https://developer.spreedly.com/reference/api-introduction
- aid: spreedly:spreedly-payment-methods-api
  name: Spreedly Payment Methods & Vault API
  description: Create, retain, redact, recache, update, and inspect tokenized payment methods held in Spreedly's PCI-compliant
    universal vault, including field-level encryption and payment method event history. Part of the Core Transactional API
    surface.
  humanURL: https://developer.spreedly.com/reference/create-payment-method
  baseURL: https://core.spreedly.com/v1
  tags:
  - Vault
  - Tokenization
  - Payment Methods
  properties:
  - type: OpenAPI
    url: openapi/spreedly-api-v1.json
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-payment-method
  - type: Documentation
    url: https://developer.spreedly.com/docs/advanced-vault
- aid: spreedly:spreedly-composer-api
  name: Spreedly Composer (Workflows) API
  description: Workflow-driven orchestration endpoints (Composer) that execute an authorization, purchase, or verification
    against a configured routing workflow rather than a single named gateway, enabling failover, cascading, and rules-based
    routing across Spreedly's connected gateways.
  humanURL: https://developer.spreedly.com/reference/composerpurchase
  baseURL: https://core.spreedly.com/v1
  tags:
  - Payment Orchestration
  - Workflows
  - Routing
  properties:
  - type: OpenAPI
    url: openapi/spreedly-api-v1.json
  - type: APIReference
    url: https://developer.spreedly.com/reference/composerauthorize
- aid: spreedly:spreedly-network-tokenization-api
  name: Spreedly Network Tokenization API
  description: Retrieve card metadata and lifecycle status for network tokens (Visa, Mastercard, Amex network-provisioned
    tokens) managed through Spreedly, supporting network tokenization for improved authorization rates and credential-on-file
    security.
  humanURL: https://developer.spreedly.com/reference/network-tokenization-status
  baseURL: https://core.spreedly.com/v1
  tags:
  - Network Tokenization
  - Card Metadata
  properties:
  - type: OpenAPI
    url: openapi/spreedly-api-v1.json
  - type: APIReference
    url: https://developer.spreedly.com/reference/network-tokenization-card-metadata
- aid: spreedly:spreedly-account-updater-api
  name: Spreedly Account Updater (Card Refresher) API
  description: Card Refresher / account updater inquiries that refresh stored card credentials (expiration dates and PANs)
    against the card networks' account updater services to reduce declines on stored payment methods.
  humanURL: https://developer.spreedly.com/reference/card_refresher_inquiry
  baseURL: https://core.spreedly.com/v1
  tags:
  - Account Updater
  - Card Refresher
  properties:
  - type: OpenAPI
    url: openapi/spreedly-api-v1.json
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-inquiries
- aid: spreedly:spreedly-receivers-api
  name: Spreedly Receivers API
  description: Receivers let merchants forward securely vaulted payment data from the Spreedly vault to arbitrary third-party
    HTTP endpoints, extending tokenization beyond payment gateways to any API that needs card data.
  humanURL: https://developer.spreedly.com/reference/list-supported-receivers
  baseURL: https://core.spreedly.com/v1
  tags:
  - Receivers
  - Data Forwarding
  properties:
  - type: OpenAPI
    url: openapi/spreedly-api-v1.json
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-receiver
- aid: spreedly:spreedly-sca-api
  name: Spreedly 3-D Secure / SCA Authentication API
  description: Strong Customer Authentication endpoints to authenticate a given payment method and manage SCA providers on
    a merchant profile, supporting 3-D Secure 2.x authentication flows for cardholder verification.
  humanURL: https://developer.spreedly.com/reference/authenticate
  baseURL: https://core.spreedly.com/v1
  tags:
  - 3DS
  - SCA
  - Authentication
  properties:
  - type: OpenAPI
    url: openapi/spreedly-api-v1.json
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-sca-provider
common:
- type: TrustCenter
  url: security/spreedly-trust-center.yml
- type: Compliance
  url: https://www.spreedly.com/security-compliance
- type: DomainSecurity
  url: security/spreedly-domain-security.yml
- type: AgenticAccess
  url: agentic-access/spreedly-agentic-access.yml
- type: Authentication
  url: authentication/spreedly-authentication.yml
- type: Packages
  url: packages/spreedly-packages.yml
- type: SDKs
  url: packages/spreedly-packages.yml
- type: MCPServer
  url: mcp/spreedly-mcp.yml
- type: ToolCrosswalk
  url: mcp/spreedly-tool-crosswalk.yml
- type: LLMsTxt
  url: llms/spreedly-llms.txt
- type: WellKnown
  url: well-known/spreedly-well-known.yml
- type: Overlay
  url: overlays/spreedly-api-v1-overlay.yaml
- type: Conformance
  url: conformance/spreedly-conformance.yml
- type: ErrorCatalog
  url: errors/spreedly-problem-types.yml
- type: DeclineCodes
  url: errors/spreedly-decline-codes.yml
- type: Lifecycle
  url: lifecycle/spreedly-lifecycle.yml
- type: Deprecation
  url: https://developer.spreedly.com/docs/major-changes
- type: Sandbox
  url: sandbox/spreedly-sandbox.yml
- type: Conventions
  url: conventions/spreedly-conventions.yml
- type: Idempotency
  url: conventions/spreedly-conventions.yml
- type: DataModel
  url: data-model/spreedly-data-model.yml
- type: Webhooks
  url: asyncapi/spreedly-webhooks.yml
- type: Components
  url: components/spreedly-components.yml
- type: AgentSkill
  url: skills/_index.yml
- type: ChangeLog
  url: changelog/spreedly-changelog.yml
- type: Postman
  url: https://docs.spreedlypostman.com/
- type: Support
  url: https://support.spreedly.com/
- type: Website
  url: https://www.spreedly.com/
- type: DeveloperPortal
  url: https://developer.spreedly.com/
- type: Documentation
  url: https://developer.spreedly.com/docs/overview
- type: APIReference
  url: https://developer.spreedly.com/reference/api-introduction
- type: GettingStarted
  url: https://developer.spreedly.com/docs/overview
- type: ChangeLog
  url: https://developer.spreedly.com/changelog
- type: GitHubOrganization
  url: https://github.com/spreedly
- type: StatusPage
  url: https://status.spreedly.com/
- type: Pricing
  url: https://www.spreedly.com/pricing
- type: Blog
  url: https://www.spreedly.com/blog
- type: Security
  url: https://www.spreedly.com/security
- type: SignUp
  url: https://id.spreedly.com/readme/auth
- type: TermsOfService
  url: https://www.spreedly.com/terms-of-service
- type: PrivacyPolicy
  url: https://legal.spreedly.com/#privacy-policy
- type: LinkedIn
  url: https://www.linkedin.com/company/spreedly
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com