Spreedly

Spreedly is a United States payments orchestration platform and PCI-compliant card vault that lets merchants and platforms securely tokenize payment methods once and then transact against hundreds of payment gateways, processors, and third-party APIs through a single integration. Founded in 2008 and headquartered in Durham, North Carolina, Spreedly sits in the gateway/PSP layer of the deep, fragmented US payments market as an independent, network-agnostic intermediary rather than a card network or acquirer. Its Payments Orchestration offering combines a universal token vault, a normalized transaction API across many gateways, workflow-based routing (Composer), network tokenization, account updater (Card Refresher), 3-D Secure / SCA authentication, and Receivers for forwarding stored payment data to arbitrary third-party endpoints. Spreedly is strongly API-native: it publishes a public developer portal with complete reference documentation and a downloadable OpenAPI 3.1 specification for its Core Transactional API (https://core.spreedly.com/v1), authenticated with HTTP Basic auth using per-environment key/secret credentials.

Spreedly publishes 26 API contracts indexed on the APIs.io network, including Access Secrets API, Authorize API, Capture API, and 23 more. Tagged areas include Payments, United States, Payment Gateway, Payment Orchestration, and Payment Processing.

The Spreedly catalog on APIs.io includes 1 event-driven AsyncAPI specification and 1 Spectral governance ruleset.

Spreedly’s developer surface includes authentication, sandbox, changelog, support, documentation, API reference, getting-started guide, and 38 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

64.5/100 strong ▬ flat Agent 50/100 agent native Front door AI 6/6 dominant Heartbeat 100/100 alive saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessPaid

1 published contract 1 MCP Servers 4 Agent Skills

Payments United States Payment Gateway Payment Orchestration Payment ProcessingCard VaultTokenization Network Tokenization PCI Compliance Subscription

What this lets a business do 1

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Subscription Billing & Revenue Management

BC-4250

Payment MethodsPurchaseTransactions

POST /payment_methods PUT /payment_methods/{payment_method_token} PUT /payment_methods/{payment_method_token}/retain PUT /payment_methods/{payment_method_token}/redact

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 64.5/100 · strong

Contract Quality 11.0 / 19

Developer Ergonomics 10.8 / 15

Access Clarity 10.7 / 15

Operational Transparency 5.9 / 10

Contract Governance 2.9 / 9

Discoverability 5.6 / 8

Regulatory Posture 5.6 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 50/100 · agent native

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 4 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)
Protected Resource Metadata +5 pts — a served /.well-known/oauth-protected-resource carrying `resource` (documented), and naming its authorization_servers (verified)
Agentic Commerce Well-Known Document +5 pts — a parsing /.well-known/ucp.json or acp.json declaring a version and at least one service, OR (0.27) a live x402 payment challenge from _data/x402-adoption.json — `self` when its endpoints are on the provider's own domain, `platform` when they are on a vendor's

2 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 58.7 — up to +10.3 composite points
Contract Governance scores 31.8 — up to +8.2 composite points
Access Clarity scores 71.1 — up to +5.8 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/spreedly/apis.yml: open an issue on github.com/api-evangelist/spreedly to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Stripe App Marketplace and Partner Ecosystem (builders on Stripe)	standard	44.0	-	-
Canada RPAA Payment Service Providers (Bank of Canada registry + Payments Canada)	standard	44.0	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 3

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

EMV Payment Tokenisation

tagged — the provider's own APIs.json carries the standard as a tag; implementation not verified

Model Context Protocol (MCP)

measured — observed by APIs.io (verified)

OpenAPI

measured — observed by APIs.io (published)

APIs 26

Individual APIs this provider publishes, each with its own machine-readable definition.

Spreedly Access Secrets API

The access_secrets API from Spreedly — 2 operation(s) for access_secrets.

Spreedly Authorize API

The authorize API from Spreedly — 1 operation(s) for authorize.

Spreedly Capture API

The capture API from Spreedly — 1 operation(s) for capture.

Spreedly Card Refresher API

The card_refresher API from Spreedly — 3 operation(s) for card_refresher.

Spreedly Certificates API

The certificates API from Spreedly — 3 operation(s) for certificates.

Spreedly Claim API

The claim API from Spreedly — 1 operation(s) for claim.

Spreedly Composer API

The composer API from Spreedly — 3 operation(s) for composer.

Spreedly Credit API

The credit API from Spreedly — 1 operation(s) for credit.

Spreedly Environments API

The environments API from Spreedly — 3 operation(s) for environments.

Spreedly Events API

The events API from Spreedly — 2 operation(s) for events.

Spreedly Gateways API

The gateways API from Spreedly — 6 operation(s) for gateways.

Spreedly General Credit API

The general_credit API from Spreedly — 1 operation(s) for general_credit.

Spreedly Merchant Profiles API

The merchant_profiles API from Spreedly — 2 operation(s) for merchant_profiles.

Spreedly Network Tokenization API

The network_tokenization API from Spreedly — 2 operation(s) for network_tokenization.

Spreedly Payment Methods API

The payment_methods API from Spreedly — 12 operation(s) for payment_methods.

Spreedly Payments API

The payments API from Spreedly — 1 operation(s) for payments.

Spreedly Protection Events API

The protection_events API from Spreedly — 2 operation(s) for protection_events.

Spreedly Protection Provider API

The protection_provider API from Spreedly — 2 operation(s) for protection_provider.

Spreedly Purchase API

The purchase API from Spreedly — 2 operation(s) for purchase.

Spreedly Receivers API

The receivers API from Spreedly — 6 operation(s) for receivers.

Spreedly Sca Authentication API

The sca_authentication API from Spreedly — 1 operation(s) for sca_authentication.

Spreedly Sca Provider API

The sca_provider API from Spreedly — 2 operation(s) for sca_provider.

Spreedly Sub Merchants API

The sub_merchants API from Spreedly — 2 operation(s) for sub_merchants.

Spreedly Transactions API

The transactions API from Spreedly — 5 operation(s) for transactions.

Spreedly Verify API

The verify API from Spreedly — 1 operation(s) for verify.

Spreedly Void API

The void API from Spreedly — 1 operation(s) for void.

Scroll for all 26

Postman Collections 1

Ready-to-run Postman collections for exercising this provider's APIs.

Spreedly API V1

POSTMAN

Open Collections 1

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Spreedly API V1

OPEN COLLECTION

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Spreedly MCP Server

Remote MCP server at developer.spreedly.com; 5 tools listed.

MCP SERVER

Agent Skills 4

Packaged agent skills for driving this provider's APIs from an AI assistant.

Authorize then capture a payment

AGENT SKILL

Run a purchase through a Composer routing workflow

AGENT SKILL

Refund or credit a settled transaction

AGENT SKILL

Vault a card and charge it

AGENT SKILL

Spreedly API pricing

Prices published by Spreedly, read 2026-10-28 from www.spreedly.com/pricing.

Plan	Price
Independent Vault	Starting at $750 per month Includes: PCI-1 compliant vault with unlimited storage
Performance Optimization	Contact Sales Includes: Network tokenization, Account updater, Smart retries, PSP-agnostic routing, 3DS & fraud prevention,

Plan details, limits and sources →

Billed by: subscription · FinOps profile →

Pricing Plans 2

Published pricing tiers and plan structures.

Spreedly Plans Pricing

2 plans

PLANS

Spreedly Price Estimates

0 plans

PLANS

Service Levels 1

Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.

Spreedly

SLA

FinOps 1

Cost, billing, and metering signals for API financial operations.

Spreedly Finops

FINOPS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Spreedly Webhooks

ASYNCAPI

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Spreedly API Rules

55 rules · 35 errors 18 warnings 2 info

SPECTRAL

OpenAPI Overlays 1

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Spreedly Api V1 Overlay

2 actions · update · spreedly-api-v1.json

DERIVED

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Spreedly Authentication

http · 1 scheme

SECURITY

Spreedly Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Spreedly Trust Center

SOC 2, PCI DSS

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Spreedly Agentic Access

84 operations · 48 acting

AGENTIC

Resources

Get Started 4

Portal, sign-up, and the first successful call

Sandbox

DeveloperPortal

GettingStarted

SignUp

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

MCPServer

LLMsTxt

WellKnown

AgentSkill

Design & Contract 8

Pagination, idempotency, versioning, errors, and events

Conformance

ErrorCatalog

Lifecycle

Conventions

Idempotency

DataModel

Webhooks

Components

Scroll for all 8

Build 7

SDKs, sample code, and the tooling you integrate with

PostmanWorkspace

Packages

SDKs

ToolCrosswalk

DeclineCodes

Postman

GitHubOrganization

GitHubOrganization

Scroll for all 7

Access & Security 5

Authentication, authorization, and security posture

TrustCenter

Compliance

DomainSecurity

Authentication

Security

Operate 5

Status, limits, changes, and where to get help

Deprecation

ChangeLog

Support

ChangeLog

StatusPage

Commercial 4

Pricing, plans, and the legal terms of use

Plans

Pricing

TermsOfService

PrivacyPolicy

Company 3

The organization behind the API

Website

Website

Blog

Blog

LinkedIn

Other 2

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Overlay

Overlay

Source (apis.yml)

aid: spreedly
url: https://raw.githubusercontent.com/api-evangelist/spreedly/refs/heads/main/apis.yml
name: Spreedly
kind: company
description: 'Spreedly is a United States payments orchestration platform and PCI-compliant card vault that lets merchants
  and platforms securely tokenize payment methods once and then transact against hundreds of payment gateways, processors,
  and third-party APIs through a single integration. Founded in 2008 and headquartered in Durham, North Carolina, Spreedly
  sits in the gateway/PSP layer of the deep, fragmented US payments market as an independent, network-agnostic intermediary
  rather than a card network or acquirer. Its Payments Orchestration offering combines a universal token vault, a normalized
  transaction API across many gateways, workflow-based routing (Composer), network tokenization, account updater (Card Refresher),
  3-D Secure / SCA authentication, and Receivers for forwarding stored payment data to arbitrary third-party endpoints. Spreedly
  is strongly API-native: it publishes a public developer portal with complete reference documentation and a downloadable
  OpenAPI 3.1 specification for its Core Transactional API (https://core.spreedly.com/v1), authenticated with HTTP Basic auth
  using per-environment key/secret credentials.'
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: paid
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Paid
  confidence: high
  source:
  - plans
  - authentication
  - security
  - sandbox
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
x-docs-platform: readme
x-docs-platform-confidence: high
x-docs-platform-checked: 2026-10-17
tags:
- Payments
- United States
- Payment Gateway
- Payment Orchestration
- Payment Processing
- Card Vault
- Tokenization
- Network Tokenization
- PCI Compliance
- Subscription
tags_raw:
- Payments
- United States
- Payment Gateway
- Payment Orchestration
- Payment Processing
- Card Vault
- Tokenization
- Network Tokenization
- PCI Compliance
- Subscriptions
created: '2026-07-24'
modified: '2026-07-24'
specificationVersion: '0.23'
apis:
- aid: spreedly:spreedly-access-secrets-api
  name: Spreedly Access Secrets API
  description: The access_secrets API from Spreedly — 2 operation(s) for access_secrets.
  humanURL: https://developer.spreedly.com/reference/api-introduction
  baseURL: https://core.spreedly.com/v1
  tags: []
  tags_raw:
  - access_secrets
  properties:
  - type: OpenAPI
    url: openapi/spreedly-access-secrets-api-openapi.yml
  - type: Documentation
    url: https://developer.spreedly.com/docs/overview
  - type: APIReference
    url: https://developer.spreedly.com/reference/api-introduction
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-payment-method
  - type: Documentation
    url: https://developer.spreedly.com/docs/advanced-vault
  - type: APIReference
    url: https://developer.spreedly.com/reference/composerauthorize
  - type: APIReference
    url: https://developer.spreedly.com/reference/network-tokenization-card-metadata
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-inquiries
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-receiver
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-sca-provider
- aid: spreedly:spreedly-authorize-api
  name: Spreedly Authorize API
  description: The authorize API from Spreedly — 1 operation(s) for authorize.
  humanURL: https://developer.spreedly.com/reference/api-introduction
  baseURL: https://core.spreedly.com/v1
  tags:
  - Authorize
  tags_raw:
  - authorize
  properties:
  - type: OpenAPI
    url: openapi/spreedly-authorize-api-openapi.yml
  - type: Documentation
    url: https://developer.spreedly.com/docs/overview
  - type: APIReference
    url: https://developer.spreedly.com/reference/api-introduction
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-payment-method
  - type: Documentation
    url: https://developer.spreedly.com/docs/advanced-vault
  - type: APIReference
    url: https://developer.spreedly.com/reference/composerauthorize
  - type: APIReference
    url: https://developer.spreedly.com/reference/network-tokenization-card-metadata
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-inquiries
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-receiver
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-sca-provider
- aid: spreedly:spreedly-capture-api
  name: Spreedly Capture API
  description: The capture API from Spreedly — 1 operation(s) for capture.
  humanURL: https://developer.spreedly.com/reference/api-introduction
  baseURL: https://core.spreedly.com/v1
  tags:
  - Capture
  tags_raw:
  - capture
  properties:
  - type: OpenAPI
    url: openapi/spreedly-capture-api-openapi.yml
  - type: Documentation
    url: https://developer.spreedly.com/docs/overview
  - type: APIReference
    url: https://developer.spreedly.com/reference/api-introduction
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-payment-method
  - type: Documentation
    url: https://developer.spreedly.com/docs/advanced-vault
  - type: APIReference
    url: https://developer.spreedly.com/reference/composerauthorize
  - type: APIReference
    url: https://developer.spreedly.com/reference/network-tokenization-card-metadata
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-inquiries
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-receiver
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-sca-provider
- aid: spreedly:spreedly-card-refresher-api
  name: Spreedly Card Refresher API
  description: The card_refresher API from Spreedly — 3 operation(s) for card_refresher.
  humanURL: https://developer.spreedly.com/reference/api-introduction
  baseURL: https://core.spreedly.com/v1
  tags: []
  tags_raw:
  - card_refresher
  properties:
  - type: OpenAPI
    url: openapi/spreedly-card-refresher-api-openapi.yml
  - type: Documentation
    url: https://developer.spreedly.com/docs/overview
  - type: APIReference
    url: https://developer.spreedly.com/reference/api-introduction
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-payment-method
  - type: Documentation
    url: https://developer.spreedly.com/docs/advanced-vault
  - type: APIReference
    url: https://developer.spreedly.com/reference/composerauthorize
  - type: APIReference
    url: https://developer.spreedly.com/reference/network-tokenization-card-metadata
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-inquiries
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-receiver
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-sca-provider
- aid: spreedly:spreedly-certificates-api
  name: Spreedly Certificates API
  description: The certificates API from Spreedly — 3 operation(s) for certificates.
  humanURL: https://developer.spreedly.com/reference/api-introduction
  baseURL: https://core.spreedly.com/v1
  tags:
  - Certificates
  tags_raw:
  - certificates
  properties:
  - type: OpenAPI
    url: openapi/spreedly-certificates-api-openapi.yml
  - type: Documentation
    url: https://developer.spreedly.com/docs/overview
  - type: APIReference
    url: https://developer.spreedly.com/reference/api-introduction
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-payment-method
  - type: Documentation
    url: https://developer.spreedly.com/docs/advanced-vault
  - type: APIReference
    url: https://developer.spreedly.com/reference/composerauthorize
  - type: APIReference
    url: https://developer.spreedly.com/reference/network-tokenization-card-metadata
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-inquiries
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-receiver
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-sca-provider
- aid: spreedly:spreedly-claim-api
  name: Spreedly Claim API
  description: The claim API from Spreedly — 1 operation(s) for claim.
  humanURL: https://developer.spreedly.com/reference/api-introduction
  baseURL: https://core.spreedly.com/v1
  tags:
  - Claim
  tags_raw:
  - claim
  properties:
  - type: OpenAPI
    url: openapi/spreedly-claim-api-openapi.yml
  - type: Documentation
    url: https://developer.spreedly.com/docs/overview
  - type: APIReference
    url: https://developer.spreedly.com/reference/api-introduction
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-payment-method
  - type: Documentation
    url: https://developer.spreedly.com/docs/advanced-vault
  - type: APIReference
    url: https://developer.spreedly.com/reference/composerauthorize
  - type: APIReference
    url: https://developer.spreedly.com/reference/network-tokenization-card-metadata
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-inquiries
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-receiver
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-sca-provider
- aid: spreedly:spreedly-composer-api
  name: Spreedly Composer API
  description: The composer API from Spreedly — 3 operation(s) for composer.
  humanURL: https://developer.spreedly.com/reference/api-introduction
  baseURL: https://core.spreedly.com/v1
  tags:
  - Composer
  tags_raw:
  - composer
  properties:
  - type: OpenAPI
    url: openapi/spreedly-composer-api-openapi.yml
  - type: Documentation
    url: https://developer.spreedly.com/docs/overview
  - type: APIReference
    url: https://developer.spreedly.com/reference/api-introduction
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-payment-method
  - type: Documentation
    url: https://developer.spreedly.com/docs/advanced-vault
  - type: APIReference
    url: https://developer.spreedly.com/reference/composerauthorize
  - type: APIReference
    url: https://developer.spreedly.com/reference/network-tokenization-card-metadata
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-inquiries
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-receiver
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-sca-provider
- aid: spreedly:spreedly-credit-api
  name: Spreedly Credit API
  description: The credit API from Spreedly — 1 operation(s) for credit.
  humanURL: https://developer.spreedly.com/reference/api-introduction
  baseURL: https://core.spreedly.com/v1
  tags:
  - Credit
  tags_raw:
  - credit
  properties:
  - type: OpenAPI
    url: openapi/spreedly-credit-api-openapi.yml
  - type: Documentation
    url: https://developer.spreedly.com/docs/overview
  - type: APIReference
    url: https://developer.spreedly.com/reference/api-introduction
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-payment-method
  - type: Documentation
    url: https://developer.spreedly.com/docs/advanced-vault
  - type: APIReference
    url: https://developer.spreedly.com/reference/composerauthorize
  - type: APIReference
    url: https://developer.spreedly.com/reference/network-tokenization-card-metadata
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-inquiries
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-receiver
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-sca-provider
- aid: spreedly:spreedly-environments-api
  name: Spreedly Environments API
  description: The environments API from Spreedly — 3 operation(s) for environments.
  humanURL: https://developer.spreedly.com/reference/api-introduction
  baseURL: https://core.spreedly.com/v1
  tags:
  - Environment
  tags_raw:
  - environments
  properties:
  - type: OpenAPI
    url: openapi/spreedly-environments-api-openapi.yml
  - type: Documentation
    url: https://developer.spreedly.com/docs/overview
  - type: APIReference
    url: https://developer.spreedly.com/reference/api-introduction
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-payment-method
  - type: Documentation
    url: https://developer.spreedly.com/docs/advanced-vault
  - type: APIReference
    url: https://developer.spreedly.com/reference/composerauthorize
  - type: APIReference
    url: https://developer.spreedly.com/reference/network-tokenization-card-metadata
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-inquiries
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-receiver
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-sca-provider
- aid: spreedly:spreedly-events-api
  name: Spreedly Events API
  description: The events API from Spreedly — 2 operation(s) for events.
  humanURL: https://developer.spreedly.com/reference/api-introduction
  baseURL: https://core.spreedly.com/v1
  tags:
  - Event
  tags_raw:
  - events
  properties:
  - type: OpenAPI
    url: openapi/spreedly-events-api-openapi.yml
  - type: Documentation
    url: https://developer.spreedly.com/docs/overview
  - type: APIReference
    url: https://developer.spreedly.com/reference/api-introduction
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-payment-method
  - type: Documentation
    url: https://developer.spreedly.com/docs/advanced-vault
  - type: APIReference
    url: https://developer.spreedly.com/reference/composerauthorize
  - type: APIReference
    url: https://developer.spreedly.com/reference/network-tokenization-card-metadata
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-inquiries
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-receiver
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-sca-provider
- aid: spreedly:spreedly-gateways-api
  name: Spreedly Gateways API
  description: The gateways API from Spreedly — 6 operation(s) for gateways.
  humanURL: https://developer.spreedly.com/reference/api-introduction
  baseURL: https://core.spreedly.com/v1
  tags:
  - Gateways
  tags_raw:
  - gateways
  properties:
  - type: OpenAPI
    url: openapi/spreedly-gateways-api-openapi.yml
  - type: Documentation
    url: https://developer.spreedly.com/docs/overview
  - type: APIReference
    url: https://developer.spreedly.com/reference/api-introduction
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-payment-method
  - type: Documentation
    url: https://developer.spreedly.com/docs/advanced-vault
  - type: APIReference
    url: https://developer.spreedly.com/reference/composerauthorize
  - type: APIReference
    url: https://developer.spreedly.com/reference/network-tokenization-card-metadata
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-inquiries
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-receiver
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-sca-provider
- aid: spreedly:spreedly-general-credit-api
  name: Spreedly General Credit API
  description: The general_credit API from Spreedly — 1 operation(s) for general_credit.
  humanURL: https://developer.spreedly.com/reference/api-introduction
  baseURL: https://core.spreedly.com/v1
  tags: []
  tags_raw:
  - general_credit
  properties:
  - type: OpenAPI
    url: openapi/spreedly-general-credit-api-openapi.yml
  - type: Documentation
    url: https://developer.spreedly.com/docs/overview
  - type: APIReference
    url: https://developer.spreedly.com/reference/api-introduction
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-payment-method
  - type: Documentation
    url: https://developer.spreedly.com/docs/advanced-vault
  - type: APIReference
    url: https://developer.spreedly.com/reference/composerauthorize
  - type: APIReference
    url: https://developer.spreedly.com/reference/network-tokenization-card-metadata
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-inquiries
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-receiver
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-sca-provider
- aid: spreedly:spreedly-merchant-profiles-api
  name: Spreedly Merchant Profiles API
  description: The merchant_profiles API from Spreedly — 2 operation(s) for merchant_profiles.
  humanURL: https://developer.spreedly.com/reference/api-introduction
  baseURL: https://core.spreedly.com/v1
  tags:
  - Merchant Profiles
  tags_raw:
  - merchant_profiles
  properties:
  - type: OpenAPI
    url: openapi/spreedly-merchant-profiles-api-openapi.yml
  - type: Documentation
    url: https://developer.spreedly.com/docs/overview
  - type: APIReference
    url: https://developer.spreedly.com/reference/api-introduction
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-payment-method
  - type: Documentation
    url: https://developer.spreedly.com/docs/advanced-vault
  - type: APIReference
    url: https://developer.spreedly.com/reference/composerauthorize
  - type: APIReference
    url: https://developer.spreedly.com/reference/network-tokenization-card-metadata
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-inquiries
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-receiver
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-sca-provider
- aid: spreedly:spreedly-network-tokenization-api
  name: Spreedly Network Tokenization API
  description: The network_tokenization API from Spreedly — 2 operation(s) for network_tokenization.
  humanURL: https://developer.spreedly.com/reference/api-introduction
  baseURL: https://core.spreedly.com/v1
  tags:
  - Network Tokenization
  tags_raw:
  - network_tokenization
  properties:
  - type: OpenAPI
    url: openapi/spreedly-network-tokenization-api-openapi.yml
  - type: Documentation
    url: https://developer.spreedly.com/docs/overview
  - type: APIReference
    url: https://developer.spreedly.com/reference/api-introduction
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-payment-method
  - type: Documentation
    url: https://developer.spreedly.com/docs/advanced-vault
  - type: APIReference
    url: https://developer.spreedly.com/reference/composerauthorize
  - type: APIReference
    url: https://developer.spreedly.com/reference/network-tokenization-card-metadata
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-inquiries
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-receiver
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-sca-provider
- aid: spreedly:spreedly-payment-methods-api
  name: Spreedly Payment Methods API
  description: The payment_methods API from Spreedly — 12 operation(s) for payment_methods.
  humanURL: https://developer.spreedly.com/reference/api-introduction
  baseURL: https://core.spreedly.com/v1
  tags:
  - Payment Methods
  tags_raw:
  - payment_methods
  properties:
  - type: OpenAPI
    url: openapi/spreedly-payment-methods-api-openapi.yml
  - type: Documentation
    url: https://developer.spreedly.com/docs/overview
  - type: APIReference
    url: https://developer.spreedly.com/reference/api-introduction
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-payment-method
  - type: Documentation
    url: https://developer.spreedly.com/docs/advanced-vault
  - type: APIReference
    url: https://developer.spreedly.com/reference/composerauthorize
  - type: APIReference
    url: https://developer.spreedly.com/reference/network-tokenization-card-metadata
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-inquiries
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-receiver
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-sca-provider
- aid: spreedly:spreedly-payments-api
  name: Spreedly Payments API
  description: The payments API from Spreedly — 1 operation(s) for payments.
  humanURL: https://developer.spreedly.com/reference/api-introduction
  baseURL: https://core.spreedly.com/v1
  tags:
  - Payments
  tags_raw:
  - payments
  properties:
  - type: OpenAPI
    url: openapi/spreedly-payments-api-openapi.yml
  - type: Documentation
    url: https://developer.spreedly.com/docs/overview
  - type: APIReference
    url: https://developer.spreedly.com/reference/api-introduction
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-payment-method
  - type: Documentation
    url: https://developer.spreedly.com/docs/advanced-vault
  - type: APIReference
    url: https://developer.spreedly.com/reference/composerauthorize
  - type: APIReference
    url: https://developer.spreedly.com/reference/network-tokenization-card-metadata
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-inquiries
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-receiver
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-sca-provider
- aid: spreedly:spreedly-protection-events-api
  name: Spreedly Protection Events API
  description: The protection_events API from Spreedly — 2 operation(s) for protection_events.
  humanURL: https://developer.spreedly.com/reference/api-introduction
  baseURL: https://core.spreedly.com/v1
  tags: []
  tags_raw:
  - protection_events
  properties:
  - type: OpenAPI
    url: openapi/spreedly-protection-events-api-openapi.yml
  - type: Documentation
    url: https://developer.spreedly.com/docs/overview
  - type: APIReference
    url: https://developer.spreedly.com/reference/api-introduction
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-payment-method
  - type: Documentation
    url: https://developer.spreedly.com/docs/advanced-vault
  - type: APIReference
    url: https://developer.spreedly.com/reference/composerauthorize
  - type: APIReference
    url: https://developer.spreedly.com/reference/network-tokenization-card-metadata
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-inquiries
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-receiver
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-sca-provider
- aid: spreedly:spreedly-protection-provider-api
  name: Spreedly Protection Provider API
  description: The protection_provider API from Spreedly — 2 operation(s) for protection_provider.
  humanURL: https://developer.spreedly.com/reference/api-introduction
  baseURL: https://core.spreedly.com/v1
  tags: []
  tags_raw:
  - protection_provider
  properties:
  - type: OpenAPI
    url: openapi/spreedly-protection-provider-api-openapi.yml
  - type: Documentation
    url: https://developer.spreedly.com/docs/overview
  - type: APIReference
    url: https://developer.spreedly.com/reference/api-introduction
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-payment-method
  - type: Documentation
    url: https://developer.spreedly.com/docs/advanced-vault
  - type: APIReference
    url: https://developer.spreedly.com/reference/composerauthorize
  - type: APIReference
    url: https://developer.spreedly.com/reference/network-tokenization-card-metadata
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-inquiries
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-receiver
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-sca-provider
- aid: spreedly:spreedly-purchase-api
  name: Spreedly Purchase API
  description: The purchase API from Spreedly — 2 operation(s) for purchase.
  humanURL: https://developer.spreedly.com/reference/api-introduction
  baseURL: https://core.spreedly.com/v1
  tags:
  - Purchase
  tags_raw:
  - purchase
  properties:
  - type: OpenAPI
    url: openapi/spreedly-purchase-api-openapi.yml
  - type: Documentation
    url: https://developer.spreedly.com/docs/overview
  - type: APIReference
    url: https://developer.spreedly.com/reference/api-introduction
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-payment-method
  - type: Documentation
    url: https://developer.spreedly.com/docs/advanced-vault
  - type: APIReference
    url: https://developer.spreedly.com/reference/composerauthorize
  - type: APIReference
    url: https://developer.spreedly.com/reference/network-tokenization-card-metadata
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-inquiries
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-receiver
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-sca-provider
- aid: spreedly:spreedly-receivers-api
  name: Spreedly Receivers API
  description: The receivers API from Spreedly — 6 operation(s) for receivers.
  humanURL: https://developer.spreedly.com/reference/api-introduction
  baseURL: https://core.spreedly.com/v1
  tags:
  - Receivers
  tags_raw:
  - receivers
  properties:
  - type: OpenAPI
    url: openapi/spreedly-receivers-api-openapi.yml
  - type: Documentation
    url: https://developer.spreedly.com/docs/overview
  - type: APIReference
    url: https://developer.spreedly.com/reference/api-introduction
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-payment-method
  - type: Documentation
    url: https://developer.spreedly.com/docs/advanced-vault
  - type: APIReference
    url: https://developer.spreedly.com/reference/composerauthorize
  - type: APIReference
    url: https://developer.spreedly.com/reference/network-tokenization-card-metadata
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-inquiries
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-receiver
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-sca-provider
- aid: spreedly:spreedly-sca-authentication-api
  name: Spreedly Sca Authentication API
  description: The sca_authentication API from Spreedly — 1 operation(s) for sca_authentication.
  humanURL: https://developer.spreedly.com/reference/api-introduction
  baseURL: https://core.spreedly.com/v1
  tags: []
  tags_raw:
  - sca_authentication
  properties:
  - type: OpenAPI
    url: openapi/spreedly-sca-authentication-api-openapi.yml
  - type: Documentation
    url: https://developer.spreedly.com/docs/overview
  - type: APIReference
    url: https://developer.spreedly.com/reference/api-introduction
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-payment-method
  - type: Documentation
    url: https://developer.spreedly.com/docs/advanced-vault
  - type: APIReference
    url: https://developer.spreedly.com/reference/composerauthorize
  - type: APIReference
    url: https://developer.spreedly.com/reference/network-tokenization-card-metadata
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-inquiries
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-receiver
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-sca-provider
- aid: spreedly:spreedly-sca-provider-api
  name: Spreedly Sca Provider API
  description: The sca_provider API from Spreedly — 2 operation(s) for sca_provider.
  humanURL: https://developer.spreedly.com/reference/api-introduction
  baseURL: https://core.spreedly.com/v1
  tags: []
  tags_raw:
  - sca_provider
  properties:
  - type: OpenAPI
    url: openapi/spreedly-sca-provider-api-openapi.yml
  - type: Documentation
    url: https://developer.spreedly.com/docs/overview
  - type: APIReference
    url: https://developer.spreedly.com/reference/api-introduction
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-payment-method
  - type: Documentation
    url: https://developer.spreedly.com/docs/advanced-vault
  - type: APIReference
    url: https://developer.spreedly.com/reference/composerauthorize
  - type: APIReference
    url: https://developer.spreedly.com/reference/network-tokenization-card-metadata
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-inquiries
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-receiver
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-sca-provider
- aid: spreedly:spreedly-sub-merchants-api
  name: Spreedly Sub Merchants API
  description: The sub_merchants API from Spreedly — 2 operation(s) for sub_merchants.
  humanURL: https://developer.spreedly.com/reference/api-introduction
  baseURL: https://core.spreedly.com/v1
  tags:
  - Sub-Merchants
  tags_raw:
  - sub_merchants
  properties:
  - type: OpenAPI
    url: openapi/spreedly-sub-merchants-api-openapi.yml
  - type: Documentation
    url: https://developer.spreedly.com/docs/overview
  - type: APIReference
    url: https://developer.spreedly.com/reference/api-introduction
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-payment-method
  - type: Documentation
    url: https://developer.spreedly.com/docs/advanced-vault
  - type: APIReference
    url: https://developer.spreedly.com/reference/composerauthorize
  - type: APIReference
    url: https://developer.spreedly.com/reference/network-tokenization-card-metadata
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-inquiries
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-receiver
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-sca-provider
- aid: spreedly:spreedly-transactions-api
  name: Spreedly Transactions API
  description: The transactions API from Spreedly — 5 operation(s) for transactions.
  humanURL: https://developer.spreedly.com/reference/api-introduction
  baseURL: https://core.spreedly.com/v1
  tags:
  - Transaction
  tags_raw:
  - transactions
  properties:
  - type: OpenAPI
    url: openapi/spreedly-transactions-api-openapi.yml
  - type: Documentation
    url: https://developer.spreedly.com/docs/overview
  - type: APIReference
    url: https://developer.spreedly.com/reference/api-introduction
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-payment-method
  - type: Documentation
    url: https://developer.spreedly.com/docs/advanced-vault
  - type: APIReference
    url: https://developer.spreedly.com/reference/composerauthorize
  - type: APIReference
    url: https://developer.spreedly.com/reference/network-tokenization-card-metadata
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-inquiries
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-receiver
  - type: APIReference
    url: https://developer.spreedly.com/reference/create-sca-provider
- aid: spreedly:spreedly-verify-api
  name: Spreedly Verify API
  description: The verify API from Spreedly — 1 operation(s) for verify.
  humanURL: https://developer.spreedly.com/reference/api-introduction
  baseURL: https://core.spreedly.com/v1
  tags:
  - Verify
  tags_raw:
  - verify
  properties:
  - type: OpenAPI
    url: openapi/spreedly-verify-api-openapi.yml
  - type: Documentation
    url: https://developer.spreedly.com/docs/overview
  - type: APIReference
    url: https://developer.spreedly.com/reference/api-introduction
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-payment-method
  - type: Documentation
    url: https://developer.spreedly.com/docs/advanced-vault
  - type: APIReference
    url: https://developer.spreedly.com/reference/composerauthorize
  - type: APIReference
    url: https://developer.spreedly.com/reference/network-tokenization-card-metadata
  - type: APIReference
    url: https://developer.spreedly.com/reference/list-inquiries


# --- truncated at 32 KB (36 KB total) ---
# Full source: https://artifacts.apis.io/spreedly/apis.yml

Spreedly API — frequently asked questions

Does Spreedly have an API?

Yes. APIs.io lists 26 APIs from Spreedly, including Spreedly Access Secrets API, Spreedly Authorize API and Spreedly Capture API, and 23 more.

Is there an OpenAPI specification for the Spreedly API?

Yes. APIs.io indexes 26 OpenAPI specifications for Spreedly, each linked for download from this page.

How do I authenticate with the Spreedly API?

Spreedly uses bearer-token authentication (http · 1 scheme). The details are profiled on APIs.io as Spreedly Authentication.

How much does the Spreedly API cost?

Spreedly publishes its prices; its Independent Vault plan is Starting at $750 per month as of 2026-10-28. APIs.io lists 2 pricing plans for Spreedly, with each plan's price, limits and inclusions under Pricing on this page.

Does Spreedly have an MCP server?

Yes. APIs.io lists 1 MCP server for Spreedly: Remote MCP server at developer.spreedly.com; 5 tools listed.

Is the Spreedly API ready for AI agents?

Spreedly has a Kin Score of 64.5 out of 100 (strong) and an Agent Readiness score of 50.4 (agent-native), scored by API Evangelist on 2026-11-06.

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