Aaron's

aid: aarons
url: https://raw.githubusercontent.com/api-evangelist/aarons/refs/heads/main/apis.yml
name: Aaron's
type: Index
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/aarons.png
tags:
- Lease-to-Own
- Retail
- Furniture
- Electronics
- Appliances
- Consumer Finance
- Fortune 1000
description: Aaron's is a lease-to-own retailer of furniture, consumer electronics, home appliances, and accessories serving
  customers across the United States and Canada. They provide flexible payment options including rent-to-own leasing with
  instant approval, online account management, and EZPay automatic payments.
created: '2026-04-19'
modified: '2026-08-29'
specificationVersion: '0.23'
apis:
- aid: aarons:aarons-lease-application
  name: Aaron's Lease Application
  tags:
  - Lease-to-Own
  - Consumer Finance
  - Credit
  - Application
  tags_raw:
  - Lease-to-Own
  - Consumer Finance
  - Credit
  - Applications
  humanURL: https://www.aarons.com/apply
  baseURL: https://api.aarons.com/onboarding
  properties:
  - url: https://www.aarons.com/apply
    type: Website
  description: Aaron's online lease application and approval system enabling customers to apply for lease-to-own financing
    before shopping. Provides instant approval decisions and leasing power discovery for furniture, electronics, and appliances.
- aid: aarons:aarons-account-management
  name: Aaron's Account Management
  tags:
  - Account Management
  - Payments
  - Lease Management
  humanURL: https://myaccount.aarons.com
  baseURL: https://api.aarons.com/account
  properties:
  - url: https://www.aarons.com
    type: Website
  description: Aaron's online account management portal for customers to manage their lease accounts, make payments, set up
    EZPay automatic payments, track orders, and manage lease and payment information.
- aid: aarons:aarons-product-catalog
  name: Aaron's Product Catalog
  tags:
  - Retail
  - Furniture
  - Electronics
  - Appliances
  - Lease-to-Own
  humanURL: https://www.aarons.com
  baseURL: https://www.aarons.com/s/Aarons/dw/shop/v21_3
  properties:
  - url: https://www.aarons.com
    type: Website
  description: Aaron's lease-to-own product catalog covering furniture (bedroom, living room, dining), electronics (TVs, laptops,
    gaming), and appliances (washers, dryers, refrigerators) from top brands including Ashley Furniture, Samsung, Sony, and
    GE. Includes clearance and previously leased inventory.
- aid: aarons:aarons-hpp
  name: Aaron's Hosted Payment Page (HPP)
  tags:
  - Payments
  - Tokenization
  - Card Vault
  - Webhook
  - Lease-to-Own
  tags_raw:
  - Payments
  - Tokenization
  - Card Vault
  - Webhooks
  - Lease-to-Own
  humanURL: https://www.aarons.com/ezpay.html
  baseURL: https://hpp.aarons.com
  properties:
  - url: openapi/aarons-hpp-openapi.json
    type: OpenAPI
  - url: overlays/aarons-hpp-overlay.yaml
    type: Overlay
  - url: asyncapi/aarons-hpp-webhooks.yml
    type: Webhooks
  - url: data-model/aarons-data-model.yml
    type: DataModel
  - url: https://hpp.aarons.com/openapi.json
    type: Website
  description: 'Aaron''s Hosted Payment Page service — the only surface on the Aaron''s estate that publishes a machine-readable
    API contract. A Swagger 2.0 document is served anonymously at https://hpp.aarons.com/openapi.json describing 15 paths:
    payment-session creation, customer context, device-intelligence capture for fraud screening, card tokenization and storage,
    zero-dollar authorization with AVS/CVV2 verification, EZPay retry, and three inbound postback receivers for the Fiserv
    and Repay payment gateways. The contract self-identifies as host hpp.aarons.com, and Aaron''s own customer application
    at myaccount.aarons.com references the same host, so ownership is established from the document itself and not from the
    fetch URL. Bearer-token auth; Aaron''s issues no third-party credentials and publishes no documentation.'
common:
- type: OpenAPI
  url: openapi/aarons-hpp-openapi.json
- type: WellKnown
  url: well-known/aarons-well-known.yml
- type: Authentication
  url: authentication/aarons-authentication.yml
- type: OAuthScopes
  url: scopes/aarons-scopes.yml
- type: Conformance
  url: conformance/aarons-conformance.yml
- type: ErrorCatalog
  url: errors/aarons-problem-types.yml
- type: Lifecycle
  url: lifecycle/aarons-lifecycle.yml
- type: Conventions
  url: conventions/aarons-conventions.yml
- type: DataModel
  url: data-model/aarons-data-model.yml
- type: Overlay
  url: overlays/aarons-hpp-overlay.yaml
- type: Webhooks
  url: asyncapi/aarons-hpp-webhooks.yml
- type: AgentSkill
  url: skills/_index.yml
- type: LLMsTxt
  url: llms/aarons-llms.txt
- type: Packages
  url: packages/aarons-packages.yml
- type: Plans
  url: plans/aarons-plans-pricing.yml
- type: RateLimits
  url: rate-limits/aarons-rate-limits.yml
- type: TermsOfService
  url: https://www.aarons.com/terms-of-service.html
- type: PrivacyPolicy
  url: https://www.aarons.com/privacy-policy.html
- type: Support
  url: https://www.aarons.com/contact
- type: HelpCenter
  url: https://www.aarons.com/FAQ
- type: DomainSecurity
  url: security/aarons-domain-security.yml
- type: Website
  url: https://www.aarons.com
- type: Login
  url: https://login.aarons.com
- type: Signup
  url: https://www.aarons.com/apply
- type: Features
  data:
  - name: Instant Lease Approval
    description: Online lease application with instant approval for customers to discover their leasing power before shopping
      in-store or online.
  - name: EZPay Automatic Payments
    description: Automatic payment setup (EZPay) for convenient, scheduled lease payment processing without manual intervention.
  - name: Online Payment Processing
    description: Online payment portal for customers to make one-time or recurring lease payments through the Aaron's website.
  - name: Express Delivery
    description: Express delivery in 2-3 days for eligible products to customer homes, with professional installation and
      setup.
  - name: Store Locator
    description: Store locator to find nearby Aaron's locations for in-store shopping, pickup, and customer service.
  - name: Account Management Portal
    description: Online account portal for tracking orders, managing lease details, viewing payment history, and saving favorite
      products.
  - name: Previously Leased Inventory
    description: Clearance and previously leased product inventory available at reduced lease rates for budget-conscious customers.
- type: UseCases
  data:
  - name: Furniture Lease-to-Own
    description: Customers acquiring bedroom sets, sofas, sectionals, and dining furniture through flexible lease-to-own payment
      plans.
  - name: Electronics Access
    description: Consumers accessing TVs, laptops, gaming consoles, and audio equipment through affordable weekly or monthly
      lease payments.
  - name: Appliance Leasing
    description: Households obtaining washers, dryers, refrigerators, and ranges through lease-to-own options with delivery
      and installation.
  - name: Credit-Challenged Consumer Financing
    description: Consumers with limited or poor credit history accessing household goods through Aaron's flexible lease-to-own
      programs.
  - name: Temporary Furnishing
    description: Short-term furniture and appliance needs for relocating individuals or temporary housing situations via lease
      agreements.
- type: Integrations
  data:
  - name: BrandsMart USA
    description: The Aaron's Company subsidiary BrandsMart USA, providing consumer electronics and appliance retail with lease-to-own
      financing.
  - name: Salesforce B2C Commerce (Demandware)
    description: The aarons.com storefront runs on Salesforce B2C Commerce. Its Open Commerce API (OCAPI) 21.3 Shop surface
      is live at /s/Aarons/dw/shop/v21_3/ and returns a standard OCAPI fault when called without a client ID. Probed 2026-08-29.
  - name: Okta
    description: Customer identity runs on Okta at login.aarons.com (custom domain), serving anonymous OpenID Connect and
      RFC 8414 discovery documents. Probed 2026-08-29.
  - name: Azure API Management
    description: api.aarons.com is an Azure API Management gateway fronting the account, home, ezpay, onboarding, support
      and Acadia service bases named in Aaron's own customer application bundle. Live and undocumented. Probed 2026-08-29.
  - name: Fiserv
    description: Payment gateway. Aaron's Hosted Payment Page publishes an inbound /FiservPostback receiver with a typed authorisation-result
      payload in its own Swagger contract.
  - name: Repay
    description: Payment gateway and card vault. Aaron's HPP publishes inbound /RepayAuthPostback and /RepayCardVaultPostback
      receivers with versioned event envelopes.
  - name: Google Tag Manager
    description: Analytics and tracking integration via Google Tag Manager for website behavior analysis and marketing optimization.
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
x-enrichment:
  date: '2026-08-29'
  status: enriched
  artifacts_added: 22
  pass: local-v1
x-coverage:
  state: covered
  reason: contract-discovered
  detail: STEP 0b contract discovery found a real Swagger 2.0 document at https://hpp.aarons.com/openapi.json (15 paths, self-declaring
    host hpp.aarons.com) plus three anonymous OAuth/OIDC discovery documents on login.aarons.com, after the storefront host
    returned 404 for every spec path.
  evidence:
  - url: https://hpp.aarons.com/openapi.json
    status: 200
  - url: https://login.aarons.com/.well-known/openid-configuration
    status: 200
  - url: https://www.aarons.com/s/Aarons/dw/shop/v21_3/site
    status: 400
  checked: '2026-08-29'