Sikoia
Sikoia is a UK-based (FCA-authorised AISP), ISO 27001-certified customer-verification platform for financial services. Its REST API automates KYC/KYB and onboarding by grouping companies and people into cases and enriching them with company registry data, company & consumer credit reports, identity verification (IDV), open banking, document upload with classification/extraction and integrity/tampering checks, income & employer verification, affordability insights, PEPs & sanctions and adverse-media screening, plus validation/completeness checklists. The v2 API uses OAuth 2.0 client-credentials, JSON over HTTPS, HMAC-signed webhooks, and a documented rate-limit, error, and deprecation model.
Sikoia publishes 19 API contracts indexed on the APIs.io network, including Adverse Media API, Affordability Insights API, Authentication API, and 16 more. Tagged areas include Company, Financial Services, Identity Verification, KYC, and KYB.
The Sikoia catalog on APIs.io includes 1 event-driven AsyncAPI specification and 1 Spectral governance ruleset.
Sikoia’s developer surface includes documentation, API reference, getting-started guide, engineering blog, pricing, signup flow, support, and 28 more developer resources.
What this lets a business do 5
Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →
Kin Score
Markets this provider is in provisional
The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.
| Market | Position | Depth | Registered MCP server | Declares compatibility |
|---|---|---|---|---|
| Biometrics Testing (biometric recognition vendors, identity verification depth) | undeclared | - | - | - |
| GLEIF LEI Issuers (Legal Entity Identifier infrastructure) | undeclared | - | - | - |
Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.
Standards implemented 2
Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.
APIs 19
Individual APIs this provider publishes, each with its own machine-readable definition.
Sikoia Adverse Media API
The Adverse Media API from Sikoia — 2 operation(s) for adverse media.
Sikoia Affordability Insights API
The Affordability Insights API from Sikoia — 5 operation(s) for affordability insights.
Sikoia Authentication API
The Authentication API from Sikoia — 1 operation(s) for authentication.
Sikoia Banking API
The Banking API from Sikoia — 8 operation(s) for banking.
Sikoia Cases API
The Cases API from Sikoia — 2 operation(s) for cases.
Sikoia Checklist API
The Checklist API from Sikoia — 1 operation(s) for checklist.
Sikoia Companies & People API
The Companies & People API from Sikoia — 2 operation(s) for companies & people.
Sikoia Company Credit Report API
The Company Credit Report API from Sikoia — 4 operation(s) for company credit report.
Sikoia Company Registry API
The Company Registry API from Sikoia — 5 operation(s) for company registry.
Sikoia Data Sources API
The Data Sources API from Sikoia — 1 operation(s) for data sources.
Sikoia Documents API
The Documents API from Sikoia — 5 operation(s) for documents.
Sikoia Excel Report API
The Excel Report API from Sikoia — 1 operation(s) for excel report.
Sikoia Identity Verification API
The Identity Verification API from Sikoia — 3 operation(s) for identity verification.
Sikoia Income & Employer Verification API
The Income & Employer Verification API from Sikoia — 4 operation(s) for income & employer verification.
Sikoia Online Data API
The Online Data API from Sikoia — 3 operation(s) for online data.
Sikoia PEPs & Sanctions API
The PEPs & Sanctions API from Sikoia — 2 operation(s) for peps & sanctions.
Sikoia User Management API
The User Management API from Sikoia — 1 operation(s) for user management.
Sikoia Validation Checklists API
The Validation Checklists API from Sikoia — 4 operation(s) for validation checklists.
Sikoia Webhooks API
The Webhooks API from Sikoia — 6 operation(s) for webhooks.
Scroll for all 19
Open Collections 19
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
Sikoia Adverse Media API
OPEN COLLECTIONSikoia Adverse Media Affordability Insights API
OPEN COLLECTIONSikoia Adverse Media Authentication API
OPEN COLLECTIONSikoia Adverse Media Banking API
OPEN COLLECTIONSikoia Adverse Media Cases API
OPEN COLLECTIONSikoia Adverse Media Checklist API
OPEN COLLECTIONSikoia Adverse Media Companies & People API
OPEN COLLECTIONSikoia Adverse Media Company Credit Report API
OPEN COLLECTIONSikoia Adverse Media Company Registry API
OPEN COLLECTIONSikoia Adverse Media Data Sources API
OPEN COLLECTIONSikoia Adverse Media Documents API
OPEN COLLECTIONSikoia Adverse Media Excel Report API
OPEN COLLECTIONSikoia Adverse Media Identity Verification API
OPEN COLLECTIONSikoia Adverse Media Income & Employer Verification API
OPEN COLLECTIONSikoia Adverse Media Online Data API
OPEN COLLECTIONSikoia Adverse Media PEPs & Sanctions API
OPEN COLLECTIONSikoia Adverse Media User Management API
OPEN COLLECTIONSikoia Adverse Media Validation Checklists API
OPEN COLLECTIONSikoia Adverse Media Webhooks API
OPEN COLLECTIONScroll for all 19
Agent Skills 4
Packaged agent skills for driving this provider's APIs from an AI assistant.
Access company registry data
AGENT SKILLVerify income & employer
AGENT SKILLSet up an open banking connection
AGENT SKILLSikoia API pricing
Prices published by Sikoia, read 2026-10-28 from www.sikoia.com/pricing.
| Plan | Price |
|---|---|
| Usage-based pricing | Request a quote per task completed |
Pricing Plans 1
Published pricing tiers and plan structures.
Sikoia Plans Pricing
PLANSRate Limits 1
Documented rate limits and quota policies.
Sikoia Rate Limits
RATE LIMITSService Levels 1
Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.
Sikoia
SLAFinOps 1
Cost, billing, and metering signals for API financial operations.
Sikoia Finops
FINOPSEvent Specifications 1
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Sikoia Webhooks
ASYNCAPISpectral Rules 1
Spectral governance rulesets for linting and validating these APIs.
Sikoia API Rules
SPECTRALOpenAPI Overlays 1
Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.
Sikoia Overlay
DERIVEDSecurity Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
Recommended x-agentic-access execution contracts for AI agents.
Resources
Get Started 5
Portal, sign-up, and the first successful call
Documentation 3
Reference material describing how the API behaves
Agent Surfaces 4
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 7
Pagination, idempotency, versioning, errors, and events
Scroll for all 7
Access & Security 3
Authentication, authorization, and security posture
Operate 5
Status, limits, changes, and where to get help
Commercial 4
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
Other 2
Properties that don't map to a standard resource type
Source (apis.yml)
Sikoia API — frequently asked questions
Does Sikoia have an API?
Yes. APIs.io lists 19 APIs from Sikoia, including Sikoia Adverse Media API, Sikoia Affordability Insights API and Sikoia Authentication API, and 16 more.
Is there an OpenAPI specification for the Sikoia API?
Yes. APIs.io indexes 19 OpenAPI specifications for Sikoia, each linked for download from this page.
How do I authenticate with the Sikoia API?
Sikoia uses bearer-token authentication (oauth2/http/apiKey · 2 schemes). The details are profiled on APIs.io as Sikoia Authentication.
How much does the Sikoia API cost?
Sikoia publishes its prices; its Usage-based pricing plan is Request a quote per task completed as of 2026-10-28. APIs.io lists 1 pricing plan for Sikoia, with each plan's price, limits and inclusions under Pricing on this page.
Is the Sikoia API ready for AI agents?
Sikoia has a Kin Score of 60.1 out of 100 (strong) and an Agent Readiness score of 38.9 (agent-native), scored by API Evangelist on 2026-11-06.
Work with this as data
Every provider here is available over the APIs.io API and to AI agents over MCP.