Onecard

OneCard is a mobile-first metal credit card from India's FPL Technologies, a fintech unicorn that reimagines credit and payments with full-stack, in-house technology. OneCard is issued in partnership with banks including Bank of Baroda, CSB Bank, Federal Bank, SBM Bank, South Indian Bank and Indian Bank, and emphasizes simplicity, transparency and giving control back to the user. FPL Technologies also operates OneScore (credit-score monitoring) and Wizely (savings). Backed by QED Investors, OneCard is a consumer-facing product; as of this profile it publishes no public developer API, developer portal, or API documentation surface.

Onecard is profiled on the APIs.io network. Tagged areas include Company, Credit, Fintech, Credit Card, and Payments.

Onecard’s developer surface includes engineering blog, support, signup flow, and 4 more developer resources.

17.2/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
CompanyCreditFintechCredit CardPaymentsBankingIndiaConsumer Finance

Kin Score

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scored 2026-07-27 · rubric v0.5
Composite quality — 17.2/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 1.3 / 20
Commercial Clarity 6.8 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/onecard: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Onecard Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

Access & Security 1

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: onecard
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/onecard.png
name: Onecard
description: OneCard is a mobile-first metal credit card from India's FPL Technologies, a fintech unicorn that reimagines
  credit and payments with full-stack, in-house technology. OneCard is issued in partnership with banks including Bank of
  Baroda, CSB Bank, Federal Bank, SBM Bank, South Indian Bank and Indian Bank, and emphasizes simplicity, transparency and
  giving control back to the user. FPL Technologies also operates OneScore (credit-score monitoring) and Wizely (savings).
  Backed by QED Investors, OneCard is a consumer-facing product; as of this profile it publishes no public developer API,
  developer portal, or API documentation surface.
url: https://raw.githubusercontent.com/api-evangelist/onecard/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- qed-investors
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Credit
- Fintech
- Credit Card
- Payments
- Banking
- India
- Consumer Finance
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/onecard-domain-security.yml
- type: Website
  url: https://www.getonecard.app/
- type: Blog
  url: https://www.getonecard.app/blog/
- type: Support
  url: https://www.getonecard.app/faq/
- type: SignUp
  url: https://apply.getonecard.app/
- type: TermsOfService
  url: https://www.getonecard.app/legal/terms/
- type: PrivacyPolicy
  url: https://www.getonecard.app/legal/privacy/
x-enrichment:
  date: '2026-07-20'
  status: minimal
  artifacts_added: 1
  pass: local-v1