IBANforge

Pre-payout IBAN screening for developers and AI agents — validation, issuing-bank identification against national bank registers, Swiss clearing including QR-IID, bank-level sanctions, SEPA and VoP reachability, and risk scoring across 89 IBAN countries.

IBANforge publishes 9 API contracts indexed on the APIs.io network, including API Keys API, BIC API, Compliance API, and 6 more. Tagged areas include Finance, Banking, Compliance, MCP, and A2A.

The IBANforge catalog on APIs.io includes 1 JSON-LD context and 3 Spectral governance rulesets.

IBANforge’s developer surface includes changelog, sandbox, authentication, documentation, pricing, engineering blog, support, and 51 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

72.0/100 exemplar ▬ flat Agent 52/100 agent ready Front door AI 5/6 prominent saas Full breakdown ↓
scored 2026-10-23 · rubric v0.25.0 · Show this score on your site →

AccessSelf serveFree trial⚡ Free to try

1 published contract 1 MCP Servers

Finance Banking Compliance MCP A2A

What this lets a business do 1

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Financial Crime Management

BC-1400

Compliance

POST /v1/iban/compliance

What people ask IBANforge 9

The questions people put to an LLM, and the jobs they hand an agent, that IBANforge's APIs answer — each one linked to the operation that does it. Generated by API Evangelist

IBANforge API Keys API Generate a free API key “Can I get an API key with no email and no card?” Start a device authorization request for a key “How can an agent get an API key approved by a human without handling their email?” Collect the key after device approval “How often should an agent poll for the key after asking a human to approve it?” Look up a pending device request by its code “What does a pending device request show before I approve it?”

IBANforge Free API Check an IBAN's format and checksum for free “Is there a free way to check an IBAN's mod-97 checksum and length?” Check a Swiss QR-bill payload “Does my Swiss QR-bill still use a combined (type K) address?” Check a postal address against ISO 20022 rules “Is my structured postal address ready for the November 2026 ISO 20022 deadline?” Validate a structured payment reference “Is this RF creditor reference checksum correct?”

IBANforge Account API Email a sign-in code for the account page “How do I sign in to the IBANforge account page without a password?” Exchange a sign-in code for an account session “What happens after I enter the 6-digit code I received by email?” List every active key of the signed-in address “Which API keys are attached to the email I signed in with?” Read the activity report of one account key “Can I see the traffic and errors of one of my keys from the account page, by its prefix?”

IBANforge Credits API Check the prepaid credit balance of a key “How many prepaid credits are left on my key?” List prepaid credit bundles and prices “What prepaid credit bundles are available and what do they cost?” Buy a prepaid credit bundle with USDC “Can I pay with USDC on Base to add credits to the key I already have?”

IBANforge IBAN API Validate a single IBAN “Is this IBAN valid, and which bank and BIC does it map to?” Validate up to 100 IBANs at once “Can I validate a whole list of IBANs in one request?”

IBANforge MCP API Call IBANforge tools over MCP “Can an AI agent validate IBANs through an MCP server?”

IBANforge Compliance API Run a pre-payment compliance check on an IBAN “Is the bank behind this IBAN on an OFAC, EU or UN sanctions list?”

IBANforge BIC API Look up a bank by BIC/SWIFT code “Which bank does a given SWIFT code belong to?”

IBANforge Swiss Clearing API Look up a Swiss bank by clearing number “Which Swiss bank has a given BC-Nummer?”

Kin Score

Kin Score How this is scored →
scored 2026-10-23 · rubric v0.25.0

Composite quality — 72.0/100 · exemplar

Contract Quality 12.2 / 19

Developer Ergonomics 10.3 / 15

Access Clarity 12.6 / 15

Operational Transparency 8.5 / 10

Contract Governance 3.2 / 9

Discoverability 6.9 / 8

Regulatory Posture 4.2 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 52/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 8 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 5 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 0 / 5

Distinct Operations 3 / 3

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Show this score on your site.

It updates itself when the score changes. Paste this where you link to your API docs:

<a href="https://apis.io/providers/ibanforge/"><img src="https://apis.io/badge/ibanforge/card.svg" alt="IBANforge on APIs.io — Kin Score by API Evangelist"></a>

Other styles, a README pill and a shields.io endpoint are on the badge page.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/ibanforge: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Open Banking	undeclared	-	1	1

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

APIs 9

Individual APIs this provider publishes, each with its own machine-readable definition.

IBANforge API Keys API

API key management — generate free keys and check usage

IBANforge BIC API

BIC/SWIFT lookup endpoints (paid via x402)

IBANforge Compliance API

Compliance check endpoint — IBAN validation + sanctions + SEPA + VoP + risk score (paid via x402)

IBANforge Credits API

Prepaid credit bundles — pay once in USDC (x402), get an API key with N credits; batch validation debits 1 credit per IBAN

IBANforge Free API

Free endpoints — no payment required

IBANforge IBAN API

IBAN validation endpoints (paid via x402)

IBANforge MCP API

Model Context Protocol endpoint for AI agents (Streamable HTTP)

IBANforge Swiss Clearing API

Swiss BC-Nummer / IID clearing lookup (paid via x402)

IBANforge Account API

The account page, https://ibanforge.com/account, for a person in a browser: a 6-digit code mailed to the address of the keys, then a read-only session cookie that shows every ke...

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

IBANforge MCP Server

IBANforge operates an official remote MCP server over Streamable HTTP at https://api.ibanforge.com/mcp, plus a stdio server published to npm as `ibanforge-mcp`. The server card ...

MCP SERVER

Pricing Plans 1

Published pricing tiers and plan structures.

Ibanforge Plans Pricing

6 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Ibanforge Rate Limits

6 limits

RATE LIMITS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Ibanforge Context

13 classes · 104 properties

JSON-LD

Spectral Rules 3

Spectral governance rulesets for linting and validating these APIs.

IBANforge — ibanforge rules

3 rules · 3 errors

SPECTRAL

IBANforge — provider spectral rules

3 rules · 3 errors

SPECTRAL

IBANforge API Rules

15 rules · 13 errors 1 warnings 1 info

SPECTRAL

26 properties

JSON SCHEMA

PaymentReferenceResult

10 properties

JSON SCHEMA

StatsOverview

7 properties

JSON SCHEMA

Scroll for all 10

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Ibanforge Authentication

apiKey/http · 3 schemes

SECURITY

Ibanforge Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Ibanforge Vulnerability Disclosure

security.txt · contact published

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Ibanforge Agentic Access

39 operations · 20 acting · 1 human-in-the-loop

39 operations · 20 acting

AGENTIC

Resources

Get Started 4

Portal, sign-up, and the first successful call

Sandbox

Sandbox

Sandbox

Sandbox

GettingStarted

GettingStarted

Login

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 6

MCP servers, agent skills, and machine-readable catalogs

WellKnown

AgenticAccess

AgentSkill

LLMsTxt

MCPServer

LlmsText

Design & Contract 11

Pagination, idempotency, versioning, errors, and events

Spectral

Spectral

JSONLD

Vocabulary

DataModel

Idempotency

Conventions

Lifecycle

ErrorCatalog

Conformance

SpectralRules

Scroll for all 11

Build 6

SDKs, sample code, and the tooling you integrate with

IntegrationEdges

ToolCrosswalk

Packages

SDKs

GitHubOrganization

GitHubOrganization

Postman

Postman

Access & Security 8

Authentication, authorization, and security posture

TrustCenter

SecurityTxt

SecurityTxt

Security

Authentication

VulnerabilityDisclosure

VulnerabilityDisclosure

DomainSecurity

DomainSecurity

SecurityTxt

SecurityTxt

Scroll for all 8

Operate 6

Status, limits, changes, and where to get help

RateLimits

ChangeLog

Deprecation

StatusPage

Support

ChangeLog

Commercial 5

Pricing, plans, and the legal terms of use

Plans

TermsOfService

PrivacyPolicy

Pricing

ServiceLevelAgreement

ServiceLevelAgreement

Company 2

The organization behind the API

Website

Website

Blog

Blog

Other 8

Properties that don't map to a standard resource type

Overlay

Hosts

Vendors

CapabilityMap

AgentCard

APICatalog

x402

PublicAPIsListing

PublicAPIsListing

Scroll for all 8

Source (apis.yml)

aid: ibanforge
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: published
  onboarding: self-serve
  trial: true
  try_now: true
  public: true
  label: Paid (free tier) · Self-serve signup
  confidence: high
  source:
  - https://ibanforge.com/pricing
  - https://api.ibanforge.com/v1/demo
  - https://api.ibanforge.com/mcp
  - https://api.ibanforge.com/v1/credits/bundles
  - https://api.ibanforge.com/.well-known/rate-limits.yml
  generated: '2026-09-25'
  method: verified
  notes: Re-verified 2026-09-25 against OpenAPI 1.8.0. POST /v1/iban/validate answers 25 keyless validations a week per source
    address (reset Monday 00:00 UTC); POST /v1/keys/generate with no body returns an ifk_ key (no e-mail, no card) good for
    25 requests a month, 200 once claimed; the hosted MCP transport allows 25 keyless tool calls a week. Paid access is credit
    packs (1,000 for $4, 5,000 for $20, 25,000 for $80, card or USDC), Pro at $29/month for 10,000 requests, or per-call x402
    on Base L2.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/ibanforge.png
name: IBANforge
description: Pre-payout IBAN screening for developers and AI agents — validation, issuing-bank identification against national
  bank registers, Swiss clearing including QR-IID, bank-level sanctions, SEPA and VoP reachability, and risk scoring across
  89 IBAN countries.
url: https://api.ibanforge.com/apis.json
specificationVersion: '0.23'
created: '2026-05-28'
modified: '2026-09-25'
x-source: provider-published
x-category: Finance
x-tier: 1
x-tier-reason: provider-published-artifacts-verified-2026-08-06
x-evidence:
  verified: '2026-08-06'
  trigger: https://github.com/api-search/inbox/issues/3
  method: Every artifact below fetched and confirmed 200 against a control path returning 404 on the same host. The OpenAPI
    in openapi/_original/ is the provider's own document, harvested — not reconstructed.
  supersedes: Profile was bulk-registered from public-apis/public-apis on 2026-05-28 with a single Documentation pointer and
    no contract, which zeroed contract_quality, governance, operational_transparency, commercial_clarity and all 14 agent-readiness
    dimensions.
tags:
- Finance
- Banking
- Compliance
- MCP
- A2A
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
common:
- type: Spectral
  url: rules/ibanforge-ibanforge-spectral-rules.yml
- type: IntegrationEdges
  url: integrations/ibanforge-integration-edges.yml
- type: TrustCenter
  url: https://ibanforge.com/trust
- type: Overlay
  url: overlays/ibanforge-account-api-overlay.yaml
- type: SecurityTxt
  url: well-known/ibanforge-security.txt
- type: SecurityTxt
  url: well-known/ibanforge-api-security.txt
- type: WellKnown
  url: well-known/ibanforge-well-known.yml
- type: AgenticAccess
  url: agentic-access/ibanforge-agentic-access.yml
- type: RateLimits
  url: rate-limits/ibanforge-rate-limits.yml
- type: Plans
  url: plans/ibanforge-plans-pricing.yml
- type: Spectral
  url: rules/ibanforge-rules.yml
- type: JSONLD
  url: json-ld/ibanforge-context.jsonld
- type: Vocabulary
  url: vocabulary/ibanforge-vocabulary.yml
- type: AgentSkill
  url: skills/_index.yml
- type: DataModel
  url: data-model/ibanforge-data-model.yml
- type: ChangeLog
  url: changelog/ibanforge-changelog.yml
- type: Idempotency
  url: conventions/ibanforge-conventions.yml
- type: Conventions
  url: conventions/ibanforge-conventions.yml
- type: Sandbox
  url: sandbox/ibanforge-sandbox.yml
- type: Security
  url: security/ibanforge-vulnerability-disclosure.yml
- type: Deprecation
  url: https://github.com/cammac-creator/ibanforge/blob/main/CHANGELOG.md
- type: Lifecycle
  url: lifecycle/ibanforge-lifecycle.yml
- type: ErrorCatalog
  url: errors/ibanforge-problem-types.yml
- type: Conformance
  url: conformance/ibanforge-conformance.yml
- type: LLMsTxt
  url: llms/ibanforge-llms.txt
- type: ToolCrosswalk
  url: mcp/ibanforge-tool-crosswalk.yml
- type: Hosts
  url: hosts/ibanforge-hosts.yml
- type: Vendors
  url: vendors/ibanforge-vendors.yml
- type: Packages
  url: packages/ibanforge-packages.yml
- type: Sandbox
  url: https://ibanforge.com/playground
- type: SDKs
  url: https://www.npmjs.com/package/@ibanforge/sdk
- type: Authentication
  url: authentication/ibanforge-authentication.yml
- type: CapabilityMap
  url: capabilities/ibanforge-capability-edges.yml
  name: IBANforge Business Capability Map
- type: VulnerabilityDisclosure
  url: security/ibanforge-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/ibanforge-domain-security.yml
- type: Website
  url: https://ibanforge.com
- type: Documentation
  url: https://ibanforge.com/docs
- type: MCPServer
  url: mcp/ibanforge-mcp.yml
- type: AgentCard
  url: a2a/ibanforge-a2a.yml
- type: APICatalog
  url: well-known/ibanforge-well-known.yml
- type: LlmsText
  url: llms/ibanforge-llms.txt
- type: SecurityTxt
  url: https://api.ibanforge.com/.well-known/security.txt
- type: StatusPage
  url: https://ibanforge.com/status
- type: TermsOfService
  url: https://ibanforge.com/legal/terms
- type: PrivacyPolicy
  url: https://ibanforge.com/legal/privacy
- type: Pricing
  url: https://ibanforge.com/pricing
- type: x402
  url: https://api.ibanforge.com/.well-known/x402
- type: PublicAPIsListing
  url: https://github.com/public-apis/public-apis
- url: https://ibanforge.com/blog
  type: Blog
- type: Support
  url: mailto:support@ibanforge.com
- type: ChangeLog
  url: https://ibanforge.com/changelog
- type: GitHubOrganization
  url: https://github.com/cammac-creator/ibanforge
- type: Postman
  url: https://ibanforge.com/ibanforge-postman.json
- type: APIReference
  url: https://ibanforge.com/openapi
- type: GettingStarted
  url: https://ibanforge.com/docs/onboarding
- type: Login
  url: https://ibanforge.com/account
- type: ServiceLevelAgreement
  url: https://ibanforge.com/legal/sla
- type: SpectralRules
  url: https://github.com/cammac-creator/ibanforge/blob/ae22f27867ae94f251a5531f50a86c969e987500/.spectral.yaml
apis:
- aid: ibanforge:ibanforge-api-keys-api
  name: IBANforge API Keys API
  description: API key management — generate free keys and check usage
  humanURL: https://api.ibanforge.com
  baseURL: https://api.ibanforge.com
  tags:
  - APIKeys
  tags_raw:
  - API Keys
  properties:
  - type: OpenAPI
    url: openapi/ibanforge-api-keys-api-openapi.yml
  - type: OpenAPI
    name: OpenAPI (provider-hosted)
    url: https://api.ibanforge.com/openapi.json
  - type: JSONSchema
    url: json-schema/ibanforge-stats-overview-schema.json
- aid: ibanforge:ibanforge-bic-api
  name: IBANforge BIC API
  description: BIC/SWIFT lookup endpoints (paid via x402)
  humanURL: https://api.ibanforge.com
  baseURL: https://api.ibanforge.com
  tags:
  - BIC
  properties:
  - type: OpenAPI
    url: openapi/ibanforge-bic-api-openapi.yml
  - type: OpenAPI
    name: OpenAPI (provider-hosted)
    url: https://api.ibanforge.com/openapi.json
  - type: JSONSchema
    url: json-schema/ibanforge-biclookup-result-schema.json
- aid: ibanforge:ibanforge-compliance-api
  name: IBANforge Compliance API
  description: Compliance check endpoint — IBAN validation + sanctions + SEPA + VoP + risk score (paid via x402)
  humanURL: https://api.ibanforge.com
  baseURL: https://api.ibanforge.com
  tags:
  - Compliance
  properties:
  - type: OpenAPI
    url: openapi/ibanforge-compliance-api-openapi.yml
  - type: OpenAPI
    name: OpenAPI (provider-hosted)
    url: https://api.ibanforge.com/openapi.json
  - type: JSONSchema
    url: json-schema/ibanforge-ibanvalidation-result-schema.json
  - type: JSONSchema
    url: json-schema/ibanforge-compliance-result-schema.json
  - type: JSONSchema
    url: json-schema/ibanforge-bic-compliance-response-schema.json
- aid: ibanforge:ibanforge-credits-api
  name: IBANforge Credits API
  description: Prepaid credit bundles — pay once in USDC (x402), get an API key with N credits; batch validation debits 1
    credit per IBAN
  humanURL: https://api.ibanforge.com
  baseURL: https://api.ibanforge.com
  tags:
  - Credit
  tags_raw:
  - Credits
  properties:
  - type: OpenAPI
    url: openapi/ibanforge-credits-api-openapi.yml
  - type: OpenAPI
    name: OpenAPI (provider-hosted)
    url: https://api.ibanforge.com/openapi.json
- aid: ibanforge:ibanforge-free-api
  name: IBANforge Free API
  description: Free endpoints — no payment required
  humanURL: https://api.ibanforge.com
  baseURL: https://api.ibanforge.com
  tags:
  - Free
  properties:
  - type: OpenAPI
    url: openapi/ibanforge-free-api-openapi.yml
  - type: OpenAPI
    name: OpenAPI (provider-hosted)
    url: https://api.ibanforge.com/openapi.json
  - type: JSONSchema
    url: json-schema/ibanforge-ibanvalidation-result-schema.json
  - type: JSONSchema
    url: json-schema/ibanforge-health-response-schema.json
  - type: JSONSchema
    url: json-schema/ibanforge-payment-reference-result-schema.json
  - type: JSONSchema
    url: json-schema/ibanforge-ibanformat-result-schema.json
- aid: ibanforge:ibanforge-iban-api
  name: IBANforge IBAN API
  description: IBAN validation endpoints (paid via x402)
  humanURL: https://api.ibanforge.com
  baseURL: https://api.ibanforge.com
  tags:
  - IBAN
  properties:
  - type: OpenAPI
    url: openapi/ibanforge-iban-api-openapi.yml
  - type: OpenAPI
    name: OpenAPI (provider-hosted)
    url: https://api.ibanforge.com/openapi.json
  - type: JSONSchema
    url: json-schema/ibanforge-ibanvalidation-result-schema.json
- aid: ibanforge:ibanforge-mcp-api
  name: IBANforge MCP API
  description: Model Context Protocol endpoint for AI agents (Streamable HTTP)
  humanURL: https://api.ibanforge.com
  baseURL: https://api.ibanforge.com
  tags:
  - MCP
  properties:
  - type: OpenAPI
    url: openapi/ibanforge-mcp-api-openapi.yml
  - type: OpenAPI
    name: OpenAPI (provider-hosted)
    url: https://api.ibanforge.com/openapi.json
- aid: ibanforge:ibanforge-swiss-clearing-api
  name: IBANforge Swiss Clearing API
  description: Swiss BC-Nummer / IID clearing lookup (paid via x402)
  humanURL: https://api.ibanforge.com
  baseURL: https://api.ibanforge.com
  tags:
  - Swiss Clearing
  properties:
  - type: OpenAPI
    url: openapi/ibanforge-swiss-clearing-api-openapi.yml
  - type: OpenAPI
    name: OpenAPI (provider-hosted)
    url: https://api.ibanforge.com/openapi.json
  - type: JSONSchema
    url: json-schema/ibanforge-ch-clearing-result-schema.json
- aid: ibanforge:ibanforge-account-api
  name: IBANforge Account API
  description: 'The account page, https://ibanforge.com/account, for a person in a browser: a 6-digit code mailed to the address
    of the keys, then a read-only session cookie that shows every key of that address. Rotating or revoking a key still takes
    the key itself.'
  humanURL: https://api.ibanforge.com
  baseURL: https://api.ibanforge.com
  tags:
  - Account
  properties:
  - type: OpenAPI
    url: openapi/ibanforge-account-api-openapi.yml
  - type: OpenAPI
    name: OpenAPI (provider-hosted)
    url: https://api.ibanforge.com/openapi.json
  - type: JSONSchema
    url: json-schema/ibanforge-account-overview-schema.json
x-enrichment:
  date: '2026-10-12'
  status: enriched
  artifacts_added: 2
  pass: local-v5
x-a2a:
  verified: true
  probed: '2026-09-26'
  url: https://api.ibanforge.com/.well-known/agent-card.json
  grade: conformant
  protocol_version: '1.0'
  control: 404

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