IBANforge Account API

openapi: 3.2.0
info:
  title: IBANforge Account API
  version: 1.8.0
  description: IBANforge checks the bank behind an IBAN before you pay.
  contact:
    name: IBANforge support
    url: https://github.com/cammac-creator/ibanforge/issues
    email: support@ibanforge.com
servers:
- url: https://api.ibanforge.com
  description: Production
- url: http://localhost:3000
  description: Local development
tags:
- name: Account
  description: 'The account page, https://ibanforge.com/account, for a person in a browser: a 6-digit code mailed to the address of the keys, then a read-only session cookie that shows every key of that address. Rotating or revoking a key still takes the key itself.'
paths:
  /v1/account/code:
    post:
      operationId: requestAccountSignInCode
      summary: Mail a 6-digit sign-in code for the account page
      description: 'First step of signing in to the account page, https://ibanforge.com/account. Made for a person in a browser: the address receives a 6-digit code, and POST /v1/account/session exchanges it for a read-only session. The code is valid 15 minutes and allows 5 tries; a new code replaces the previous one. The same 202 answers, and the same mail leaves, whether or not the address carries keys: this route never tells whether an address holds a key. The code is mailed to the normalized form of the address: a "+tag" is dropped, and at Gmail the dots too. The codes mailed to one address, one domain and one network are capped per day, in one budget shared with POST /v1/keys/generate and POST /v1/keys/claim. Send the request as application/json; a browser Origin that is not the site is refused. An agent holding a key reads the same figures with GET /v1/keys/usage and GET /v1/keys/report, and has no reason to call this route. Never send an address your human has not handed you for this purpose.'
      tags:
      - Account
      security: []
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              required:
              - email
              properties:
                email:
                  type: string
                  format: email
                  maxLength: 254
                  example: you@example.com
                  description: 'One plain address: no list, no display name, no quotes.'
      responses:
        '202':
          description: A code left for this address. The same body answers for every address.
          content:
            application/json:
              schema:
                type: object
                required:
                - status
                - expires_in
                properties:
                  status:
                    type: string
                    enum:
                    - code_sent
                  expires_in:
                    type: integer
                    example: 900
                    description: Seconds the code stays valid.
        '400':
          description: '"invalid_json": the body is not a JSON object. "invalid_email": not one plain address, or its normalized form is not one. "disposable_email": a throwaway or placeholder domain. "undeliverable_email": the domain has no mail server, or the mail server refused the address.'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ApiError'
        '401':
          description: '"signed_out": the request carried the account cookie twice. The cookie is cleared.'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ApiError'
        '403':
          description: '"forbidden_origin": the browser Origin is not allowed.'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ApiError'
        '413':
          description: Request body exceeds 256 KB. Applied globally to every operation that takes a body, before routing and before payment, so nothing is charged. Split the input (batch validation accepts up to 100 IBANs per call).
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ApiError'
        '415':
          description: '"unsupported_media_type": send the request as application/json.'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ApiError'
        '429':
          description: '"code_rate_limited": too many codes today for this address, its domain or this network. Try again tomorrow, or paste an API key on the account page.'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ApiError'
        '503':
          description: '"code_unavailable": sign-in codes cannot be sent right now (the mail relay is down, or the hourly ceiling of sign-in codes is reached). Try again later, or paste an API key on the account page.'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ApiError'
  /v1/account/session:
    post:
      operationId: openAccountSession
      summary: Exchange the sign-in code for a session cookie
      description: 'Second step of signing in to the account page. A right code opens a session: the answer sets the cookie ibanforge_account (HttpOnly, Secure, SameSite=Strict, Path=/v1/account, 7 days from sign-in) and never carries the session token in its body. Every code that cannot be used (wrong, expired, tried too many times, never asked for, or not six digits) gets the same 400 "invalid_code": ask for a new code. An entry that is not six digits does not count as a try. A right code opens a session whether or not the address carries keys; GET /v1/account/overview then says what it holds. The session reads and never writes: it cannot rotate, revoke, claim or top up a key, and it opens no paid route. Same write rules as POST /v1/account/code: application/json, and the browser Origin is checked.'
      tags:
      - Account
      security: []
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              required:
              - email
              - code
              properties:
                email:
                  type: string
                  format: email
                  maxLength: 254
                  example: you@example.com
                  description: The address the code was asked for, written as the person typed it.
                code:
                  type: string
                  pattern: ^[0-9]{6}$
                  example: '123456'
                  description: The 6-digit code of the most recent mail.
      responses:
        '200':
          description: Signed in. Set-Cookie carries the session; the body only says so, with the end of the session.
          headers:
            Set-Cookie:
              description: ibanforge_account=…; Max-Age=604800; Path=/v1/account; HttpOnly; Secure; SameSite=Strict
              schema:
                type: string
          content:
            application/json:
              schema:
                type: object
                required:
                - signed_in
                - expires_at
                properties:
                  signed_in:
                    type: boolean
                    enum:
                    - true
                  expires_at:
                    type: string
                    format: date-time
        '400':
          description: '"invalid_json", "invalid_email", or "invalid_code": one answer for every code that cannot be used. Ask for a new code with POST /v1/account/code.'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ApiError'
        '401':
          description: '"signed_out": the request carried the account cookie twice. The cookie is cleared.'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ApiError'
        '403':
          description: '"forbidden_origin": the browser Origin is not allowed.'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ApiError'
        '413':
          description: Request body exceeds 256 KB. Applied globally to every operation that takes a body, before routing and before payment, so nothing is charged. Split the input (batch validation accepts up to 100 IBANs per call).
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ApiError'
        '415':
          description: '"unsupported_media_type": send the request as application/json.'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ApiError'
        '429':
          description: Rate limit exceeded. Applied globally by the server, so any operation can answer it. Honour the Retry-After header; see https://api.ibanforge.com/rate-limits.yml
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ApiError'
  /v1/account/overview:
    get:
      operationId: getAccountOverview
      summary: Every active key of the signed-in address
      description: 'Read-only view of the account page: the active keys whose address normalizes to the signed-in one, 50 per page, the most recently called first. For each key: its prefix (never the key itself), its plan, its monthly allowance (the figures of GET /v1/keys/usage) or its credit balance, the calls of this month, the last call, the alerts mailed, and the link that manages a Pro or Editor subscription. `inactive_keys` counts the deactivated keys of the address, without detail. Authentication is the session cookie set by POST /v1/account/session; a browser sends it with credentials: "include". Never cached (Cache-Control: no-store).'
      tags:
      - Account
      security:
      - accountSession: []
      parameters:
      - name: page
        in: query
        required: false
        description: Page number, from 1.
        schema:
          type: integer
          minimum: 1
          default: 1
      responses:
        '200':
          description: The overview of the signed-in address.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/AccountOverview'
        '401':
          description: '"signed_out": no session, an expired or revoked one, or the account cookie sent twice. A cookie that leads to no live session is cleared.'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ApiError'
        '429':
          description: Rate limit exceeded. Applied globally by the server, so any operation can answer it. Honour the Retry-After header; see https://api.ibanforge.com/rate-limits.yml
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ApiError'
  /v1/account/keys/report:
    get:
      operationId: getAccountKeyReport
      summary: The report of one key of the signed-in address
      description: 'The same body as GET /v1/keys/report (key_prefix, usage, report), for one key of the signed-in address named by its prefix, without the key itself. The prefix travels as a query parameter, never in the path. The window is capped at 90 days here, and report.window_days says the window served. A prefix that is unknown, deactivated or attached to another address gets the same 404. Never cached (Cache-Control: no-store).'
      tags:
      - Account
      security:
      - accountSession: []
      parameters:
      - name: prefix
        in: query
        required: true
        description: The key_prefix of the key, as the overview lists it.
        schema:
          type: string
          maxLength: 64
          example: ifk_3f9c1a7e
      - name: days
        in: query
        required: false
        description: Window in days, clamped to 1..90. Defaults to 30.
        schema:
          type: integer
          minimum: 1
          maximum: 90
          default: 30
      responses:
        '200':
          description: key_prefix, usage (as GET /v1/keys/usage serves it) and report (as GET /v1/keys/report serves it).
        '401':
          description: '"signed_out": no live session, or the account cookie sent twice.'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ApiError'
        '404':
          description: '"not_found": no such key in this account. The same answer for an unknown prefix and for the prefix of another address.'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ApiError'
        '429':
          description: Rate limit exceeded. Applied globally by the server, so any operation can answer it. Honour the Retry-After header; see https://api.ibanforge.com/rate-limits.yml
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ApiError'
  /v1/account/logout:
    post:
      operationId: closeAccountSession
      summary: Sign out of the account page, here or everywhere
      description: 'Ends the session of this browser and clears its cookie. With {"all": true}, ends every session of the signed-in address (sign out everywhere). Signing out with no live session is not an error: 204 all the same. Same write rules as POST /v1/account/code: application/json, and the browser Origin is checked.'
      tags:
      - Account
      security:
      - accountSession: []
      requestBody:
        required: false
        content:
          application/json:
            schema:
              type: object
              properties:
                all:
                  type: boolean
                  default: false
                  description: true ends every session of the address, in every browser.
      responses:
        '204':
          description: Signed out. The cookie is cleared.
        '400':
          description: '"invalid_json": the body is present and is not a JSON object.'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ApiError'
        '401':
          description: '"signed_out": the request carried the account cookie twice. The cookie is cleared and nothing is revoked.'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ApiError'
        '403':
          description: '"forbidden_origin": the browser Origin is not allowed.'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ApiError'
        '413':
          description: Request body exceeds 256 KB. Applied globally to every operation that takes a body, before routing and before payment, so nothing is charged. Split the input (batch validation accepts up to 100 IBANs per call).
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ApiError'
        '415':
          description: '"unsupported_media_type": send the request as application/json.'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ApiError'
        '429':
          description: Rate limit exceeded. Applied globally by the server, so any operation can answer it. Honour the Retry-After header; see https://api.ibanforge.com/rate-limits.yml
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ApiError'
components:
  schemas:
    AccountKey:
      type: object
      required:
      - key_prefix
      - created_at
      - plan
      - allowance
      - credits
      - subscription
      - calls_this_month
      - last_call_at
      - alerts
      - address_proven
      - actions
      properties:
        key_prefix:
          type: string
          example: ifk_3f9c1a7e
          description: The prefix of the key. The key itself is never served.
        created_at:
          type:
          - string
          - 'null'
          format: date-time
        plan:
          type: string
          enum:
          - free
          - custom
          - pack
          - pro
          - editor
          - free+pack
          - custom+pack
          - pro+pack
          - editor+pack
          description: 'A key that holds an allowance AND prepaid credits carries both parts, such as free+pack: the allowance is drawn first, then the credits.'
        allowance:
          type:
          - object
          - 'null'
          description: The allowance, with the figures of GET /v1/keys/usage. null on a key born of a purchase, which has no allowance of its own and whose balance is in credits.
          properties:
            basis:
              type: string
              enum:
              - monthly
              - lifetime
            limit:
              type: integer
            used:
              type: integer
            remaining:
              type: integer
        credits:
          type:
          - object
          - 'null'
          description: The prepaid balance of a key that holds credits, alone or beside an allowance. purchased_total is the total ever bought on the key, recharges included. null on a key without credits.
          properties:
            remaining:
              type: integer
            purchased_total:
              type: integer
        subscription:
          type:
          - object
          - 'null'
          properties:
            plan:
              type: string
              enum:
              - pro
              - editor
            status:
              type: string
              enum:
              - active
            manage_url:
              type: string
              format: uri
              description: 'The customer portal: card, invoices, cancellation.'
        calls_this_month:
          type: integer
          description: Calls billed to the key this month, credit calls included.
        last_call_at:
          type:
          - string
          - 'null'
          format: date-time
        alerts:
          type: array
          description: The alerts mailed for this key, the most recent first.
          items:
            type: object
            properties:
              kind:
                type: string
                enum:
                - quota_80
                - credits_low
              sent_at:
                type:
                - string
                - 'null'
                format: date-time
        address_proven:
          type: boolean
          description: 'True when the address of this key was proven by a code (created or claimed with a 6-digit code). An address typed at a checkout, or given to a first key without a code, is not: the page then asks you to recognise the key before recharging it.'
        actions:
          type: object
          description: Links the page may offer. topup recharges THIS key by card (the links carry its recharge reference, never the key); subscribe_pro is null until that journey exists; manage_subscription is the portal of a subscribed key.
          properties:
            topup:
              type:
              - object
              - 'null'
              properties:
                1k:
                  type: string
                  format: uri
                5k:
                  type: string
                  format: uri
                25k:
                  type: string
                  format: uri
            subscribe_pro:
              type:
              - string
              - 'null'
            manage_subscription:
              type:
              - string
              - 'null'
    ApiError:
      type: object
      required:
      - error
      - message
      additionalProperties: true
      properties:
        error:
          type: string
          description: 'Stable machine-readable token in snake_case, e.g. "invalid_json", "invalid_request", "batch_too_large", "payment_required", "payload_too_large", "rate_limit_exceeded". Branch on this, never on `message`. An invalid IBAN is not an ApiError: validation answers 200 with `valid: false`.'
          example: batch_too_large
        message:
          type: string
          description: Human-readable sentence explaining the failure. Wording may change; the token above will not.
          example: Maximum 100 IBANs per batch request
    AccountOverview:
      type: object
      required:
      - email
      - session_expires_at
      - month
      - page
      - pages
      - keys
      - inactive_keys
      properties:
        email:
          type: string
          description: The address typed at sign-in, in lower case.
          example: you@example.com
        session_expires_at:
          type: string
          format: date-time
          description: When the session ends; sign in again after it.
        month:
          type: string
          example: 2026-09
          description: The calendar month (UTC) that calls_this_month counts.
        page:
          type: integer
          minimum: 1
        pages:
          type: integer
          minimum: 1
        keys:
          type: array
          items:
            $ref: '#/components/schemas/AccountKey'
        inactive_keys:
          type: integer
          description: Deactivated keys of the address (revoked or rotated), counted without detail.
  securitySchemes:
    x402Payment:
      type: apiKey
      in: header
      name: PAYMENT-SIGNATURE
      description: x402 USDC micropayment signature (protocol v2). Clients holding v1 payment requirements may send the same signature as X-Payment; both are accepted.
    apiKey:
      type: http
      scheme: bearer
      description: API key (Bearer ifk_xxx) — 25 free requests/month without an email address, 200 a month once claimed, or a custom quota for paid keys
    accountSession:
      type: apiKey
      in: cookie
      name: ibanforge_account
      description: 'Session of the account page, set by POST /v1/account/session: HttpOnly, Secure, SameSite=Strict, Path=/v1/account, 7 days from sign-in. Read-only: it opens no paid route and no route that acts on a key.'
externalDocs:
  description: Agent-oriented overview (llms.txt) with copy-paste examples
  url: https://api.ibanforge.com/llms.txt