Ziro

Zíro (somosziro.com) is a Colombian fintech that provides interest-free credit for small retailers in the traditional commerce channel. Its platform lets distributors and manufacturers extend "crédito sin intereses" to the small shops they supply, while the supplier receives guaranteed payment and Zíro assumes the credit risk. The service bundles identity verification (Colombian cédula), automated credit evaluation, and fraud prevention into the ordering flow. Zíro is a 500 Global portfolio company. As of this enrichment pass the company exposes only a public marketing site and a customer-facing credit application (an Angular SPA at creditos.somosziro.com); no public developer portal, API documentation, OpenAPI/AsyncAPI specification, SDK, or MCP server was found. The api.somosziro.com host exists but responds 403 (internal, not publicly documented).

Ziro is profiled on the APIs.io network. Tagged areas include Company, Fintech, Credit, Lending, and Embedded Finance.

Ziro’s developer surface includes signup flow, pricing, support, and 5 more developer resources.

🌐 Visit website 📡 Source on GitHub
18.6/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
CompanyFintechCreditLendingEmbedded FinancePaymentsSMBColombiaLatin America

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 18.6/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 0.9 / 20
Commercial Clarity 8.9 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/ziro: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Ziro Domain Security

TLSv1.3 · HSTS

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

Login
Login
 SignUp
SignUp

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support
Support

Commercial 3

Pricing, plans, and the legal terms of use

Pricing
Pricing
 TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 1

The organization behind the API

Website
Website

Source (apis.yml)

apis.yml Raw ↑ 
aid: ziro
name: Ziro
description: Zíro (somosziro.com) is a Colombian fintech that provides interest-free credit for small retailers in the traditional
  commerce channel. Its platform lets distributors and manufacturers extend "crédito sin intereses" to the small shops they
  supply, while the supplier receives guaranteed payment and Zíro assumes the credit risk. The service bundles identity verification
  (Colombian cédula), automated credit evaluation, and fraud prevention into the ordering flow. Zíro is a 500 Global portfolio
  company. As of this enrichment pass the company exposes only a public marketing site and a customer-facing credit application
  (an Angular SPA at creditos.somosziro.com); no public developer portal, API documentation, OpenAPI/AsyncAPI specification,
  SDK, or MCP server was found. The api.somosziro.com host exists but responds 403 (internal, not publicly documented).
url: https://raw.githubusercontent.com/api-evangelist/ziro/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-21'
image: https://framerusercontent.com/assets/NCIFcinoQHWuuNY6cFUiOPXsarM.png
tags:
- Company
- Fintech
- Credit
- Lending
- Embedded Finance
- Payments
- SMB
- Colombia
- Latin America
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/ziro-domain-security.yml
- type: Website
  url: https://somosziro.com
- type: Login
  url: https://creditos.somosziro.com/iniciar-sesion
- type: SignUp
  url: https://somosziro.com/eres-un-proveedor
- type: Pricing
  url: https://somosziro.com/tasas-y-tarifas
- type: TermsOfService
  url: https://somosziro.com/terminos-y-condiciones
- type: PrivacyPolicy
  url: https://somosziro.com/politica-de-privacidad
- type: Support
  url: https://wa.me/+573142051091
x-enrichment:
  date: '2026-07-21'
  status: minimal
  artifacts_added: 1
  pass: local-v1