Addi

Addi is a Colombian financial technology company founded in 2018 that provides buy-now-pay-later (BNPL) credit at the point of sale across Latin America. Consumers split purchases into installments using only a national ID — no credit card required — while merchants integrate Addi as a checkout payment method through first-party e-commerce plugins (VTEX IO, Magento 2, PrestaShop) and a REST API secured with Auth0 OAuth2 client-credentials. Addi serves more than two million customers and tens of thousands of merchants in Colombia and Brazil, and is regulated by the Superintendencia Financiera de Colombia.

Addi publishes 1 API on the APIs.io network. Tagged areas include Company, Fintech, Payments, Buy Now Pay Later, and Credit.

Addi’s developer surface includes documentation, engineering blog, support, signup flow, authentication, sandbox, and 10 more developer resources.

🌐 Visit website 📡 Source on GitHub

26.3/100 emerging Agent 10/100 human only Full breakdown ↓
scored 2026-07-20 · rubric v0.4

1 APIs 0 Features

CompanyFintechPaymentsBuy Now Pay LaterCreditLendingCheckoutE-commerceLatin AmericaColombia

API Rating

API Evangelist Rating How this is scored →
scored 2026-07-20 · rubric v0.4

Composite quality — 26.3/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 9.6 / 20

Commercial Clarity 6.8 / 20

Operational Transparency 0.7 / 13

Governance 0.0 / 12

Discoverability 9.3 / 10

Agent readiness — 10/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/addi: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

SignUp

SignUp

Sandbox

Sandbox

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance

Conformance

Build 3

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Packages

Packages

SDKs

SDKs

Access & Security 2

Authentication, authorization, and security posture

Authentication

Authentication

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: addi
name: Addi
description: Addi is a Colombian financial technology company founded in 2018 that provides buy-now-pay-later (BNPL) credit
  at the point of sale across Latin America. Consumers split purchases into installments using only a national ID — no credit
  card required — while merchants integrate Addi as a checkout payment method through first-party e-commerce plugins (VTEX
  IO, Magento 2, PrestaShop) and a REST API secured with Auth0 OAuth2 client-credentials. Addi serves more than two million
  customers and tens of thousands of merchants in Colombia and Brazil, and is regulated by the Superintendencia Financiera
  de Colombia.
image: https://framerusercontent.com/assets/8Hhy9sRJUr3NC5YbnftP6MrFAOQ.jpg
url: https://raw.githubusercontent.com/api-evangelist/addi/refs/heads/main/apis.yml
x-type: company
x-source: a16z-portfolio
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-17'
tags:
- Company
- Fintech
- Payments
- Buy Now Pay Later
- Credit
- Lending
- Checkout
- E-commerce
- Latin America
- Colombia
apis:
- name: Addi Credit & Checkout API
  description: REST API that lets e-commerce merchants create Addi buy-now-pay-later credit applications at checkout. Authentication
    is handled through Auth0 using the OAuth2 client-credentials flow (client_id + client_secret). A sandbox environment is
    published for integration testing before going live.
  humanURL: https://api-docs-sandbox.addi.com/auth/
  baseURL: https://api.addi.com
  tags:
  - Payments
  - Buy Now Pay Later
  - Checkout
  - Credit
  properties:
  - type: Authentication
    url: authentication/addi-authentication.yml
  - type: Sandbox
    url: sandbox/addi-sandbox.yml
  - type: Conformance
    url: conformance/addi-conformance.yml
common:
- type: DeveloperPortal
  url: https://api-docs-sandbox.addi.com/auth/
- type: Documentation
  url: https://api-docs-sandbox.addi.com/auth/
- type: Website
  url: https://co.addi.com/
- type: Blog
  url: https://medium.com/addi-com
- type: GitHubOrganization
  url: https://github.com/AdelanteFinancialHoldings
- type: Support
  url: https://co.addi.com/preguntas-frecuentes
- type: TermsOfService
  url: https://co.addi.com/tyc-links-addi
- type: PrivacyPolicy
  url: https://co.addi.com/pp
- type: SignUp
  url: https://co.addi.com/
- type: Packages
  url: packages/addi-packages.yml
- type: SDKs
  url: packages/addi-packages.yml
- type: Authentication
  url: authentication/addi-authentication.yml
- type: Sandbox
  url: sandbox/addi-sandbox.yml
- type: Conformance
  url: conformance/addi-conformance.yml
- type: LLMsTxt
  url: llms/addi-llms.txt
- type: DomainSecurity
  url: security/addi-domain-security.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence