Lentra

Lentra is a Pune, India based cloud-native digital lending platform for banks and non-banking financial companies. Built on a microservices architecture with customisable customer journeys, the platform spans loan origination (GoNoGo), loan management (1LMS), data and machine learning operations (Lentra MLOps), and data transfer (TransferX), alongside standalone modules for MultiBureau credit bureau access, identity and video KYC verification, collateral management, document management, co-lending and bank reconciliation. Lentra packages these into pre-built retail, business and agriculture lending journeys - home, personal, education, vehicle, consumer durable and credit card loans, equipment finance, working capital, supply chain finance and agri/KCC lending - delivered SaaS on a per-user or per-transaction basis to institutions including HDFC Bank, State Bank of India, IDFC and TVS Credit. The company is an Open Credit Enablement Network (OCEN) participant and maintains a public trust center covering SOC 2 Type II, SOC 3, ISO 27001:2022, ISO 27017, ISO 27018, ISO 27701, ISO 22301:2019 and CSA STAR. Lentra sells to enterprises directly; it does not operate a public self-service developer portal or publish an open API reference.

Lentra is profiled on the APIs.io network. Tagged areas include Company, Fintech, Lending, Loan Origination, and Banking.

Lentra’s developer surface includes engineering blog, YouTube channel, and 16 more developer resources.

🌐 Visit website 📡 Source on GitHub

20.2/100 emerging ▬ flat Agent 4/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyFintechLendingLoan OriginationBankingCreditSaaSIndiaFinancial Services

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 20.2/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 0.4 / 20

Commercial Clarity 7.4 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 4/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/lentra: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

WellKnown

WellKnown

LLMsTxt

LLMsTxt

Design & Contract 2

Pagination, idempotency, versioning, errors, and events

Components

Components

Conformance

Conformance

Build 1

SDKs, sample code, and the tooling you integrate with

Packages

Packages

Access & Security 3

Authentication, authorization, and security posture

TrustCenter

TrustCenter

Compliance

Compliance

DomainSecurity

DomainSecurity

Learn 1

Tutorials, courses, talks, and written guidance

YouTube

YouTube

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 7

The organization behind the API

Website

About

Blog

BlogRSS

Careers

LinkedIn

Twitter

Twitter

Scroll for all 7

Source (apis.yml)

aid: lentra
name: Lentra
description: Lentra is a Pune, India based cloud-native digital lending platform for banks and non-banking financial companies.
  Built on a microservices architecture with customisable customer journeys, the platform spans loan origination (GoNoGo),
  loan management (1LMS), data and machine learning operations (Lentra MLOps), and data transfer (TransferX), alongside standalone
  modules for MultiBureau credit bureau access, identity and video KYC verification, collateral management, document management,
  co-lending and bank reconciliation. Lentra packages these into pre-built retail, business and agriculture lending journeys
  - home, personal, education, vehicle, consumer durable and credit card loans, equipment finance, working capital, supply
  chain finance and agri/KCC lending - delivered SaaS on a per-user or per-transaction basis to institutions including HDFC
  Bank, State Bank of India, IDFC and TVS Credit. The company is an Open Credit Enablement Network (OCEN) participant and
  maintains a public trust center covering SOC 2 Type II, SOC 3, ISO 27001:2022, ISO 27017, ISO 27018, ISO 27701, ISO 22301:2019
  and CSA STAR. Lentra sells to enterprises directly; it does not operate a public self-service developer portal or publish
  an open API reference.
url: https://raw.githubusercontent.com/api-evangelist/lentra/refs/heads/main/apis.yml
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://lentra.ai/img/logo/logo-new.svg
x-type: company
x-source: vc-portfolio
x-backed-by:
- bessemer-venture-partners
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Fintech
- Lending
- Loan Origination
- Banking
- Credit
- SaaS
- India
- Financial Services
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.lentra.ai/
- type: About
  url: https://lentra.ai/about-us
- type: Blog
  url: https://blog.lentra.ai/
- type: BlogRSS
  url: https://blog.lentra.ai/rss/
- type: PrivacyPolicy
  url: https://lentra.ai/privacy-policy
- type: TermsOfService
  url: https://lentra.ai/terms-and-conditions
- type: Careers
  url: https://lentra.ai/careers
- type: TrustCenter
  url: security/lentra-trust-center.yml
- type: Compliance
  url: https://trust.lentra.ai/
- type: LinkedIn
  url: https://www.linkedin.com/company/lentra/
- type: Twitter
  url: https://twitter.com/lentra
- type: YouTube
  url: https://www.youtube.com/channel/UCUnrvCyvzQKYBGKCFbSAA1g
- type: Packages
  url: packages/lentra-packages.yml
- type: Components
  url: components/lentra-components.yml
- type: Conformance
  url: conformance/lentra-conformance.yml
- type: DomainSecurity
  url: security/lentra-domain-security.yml
- type: WellKnown
  url: well-known/lentra-well-known.yml
- type: LLMsTxt
  url: llms/lentra-llms.txt
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence