niche · -0.4 market industry

Loan Origination

Score 17.0 / 100 29 providers +3 via APIs 5 APIs Search apis.io →

Providers using this tag (29)

Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.

Strong 1 Solid coverage with minor gaps
Developing 5 Usable, with meaningful gaps to close
Thin 6 Limited public surface area
Emerging 11 Early or largely undocumented
Minimal 6 Almost no public developer surface

APIs with this tag (5)

Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →

Developing 2 Usable, with meaningful gaps to close
Thin 2 Limited public surface area
Emerging 1 Early or largely undocumented

Companies reaching this through an API (3)

These companies publish an API, specification or operation carrying “Loan Origination” but do not classify their business under it. Listed unranked and kept out of the count above, because one tagged operation is not a statement about what a company does.

Credibly Temenos TietoEVRY

Score breakdown

Frequency
42.1
log-scaled weighted occurrences
Breadth
0.8
spread across providers
Quality lift
29.6
mean composite of providers using it
Cohesion
2.4
strength of nearest seed neighbor

Where this tag sits

Fintech broader

Related tags

Account Opening 5 co-occurrences Loans 6 co-occurrences Mortgage 13 co-occurrences Lending 27 co-occurrences Credit 5 co-occurrences Banking 12 co-occurrences Financial Services 22 co-occurrences Fintech 31 co-occurrences

Where this tag comes from

Provider tag29
Api tag5

Cohort brief

Auto-generated

The 27 providers in the APIs.io catalog tagged Loan Origination, scored on the Kin Score. Every figure below is computed from the catalog — nothing here is written.

Providers
27
of 29 in the catalog
Mean Kin Score
25.4
+2.5 vs catalog 22.9
Mean Agent Readiness
13.5
+1.6 vs catalog 11.9
Spread
0–60.8
median 20.8 · σ 15.9
How the 27 split by band
Exemplar 0Strong 1Developing 5Thin 6Emerging 10Minimal 5
Facet averages, against the whole catalog
FacetThis cohortCatalogDifferenceScored
Access Clarity 33.3 26.5 +6.8 27
Contract Quality 21 17.6 +3.4 27
Discoverability 59.2 58.1 +1.1 27
Operational Transparency 14.5 13.7 +0.8 27
Developer Ergonomics 23.6 23.2 +0.4 27
Contract Governance 4.7 6.3 -1.6 27

A facet is averaged over the members that carry it, not over the whole cohort — the “Scored” column is that count. Averaging an absent facet as zero would score our own coverage gaps as the providers’ posture.

What this cohort publishes
ArtifactThis cohortCatalogDifference
MCP server (any) 15% 14% +1
MCP server (first-party) 11% 12% -1
Agent Skills 0% 0% 0
OAuth scopes 19% 11% +8
Security 100% 98% +2
Arazzo workflows 0% 2% -2
Governance rules 4% 14% -10

mcp_pct counts any mcp/ artifact including ones API Evangelist derived from the provider OpenAPI; mcp_first_party_pct counts only servers the provider publishes. Prefer the latter.

Top by Kin Score
  1. 1 Kita 60.8
  2. 2 AutoFi 52
  3. 3 LendAPI 47.7
  4. 4 LendKey 44.5
  5. 5 Figure Technology Solutions 41.8
  6. 6 Oper Credits 41.6
  7. 7 Agora Data 38.5
  8. 8 Encompass 34.8
  9. 9 nCino 34.2
  10. 10 Black Knight 33.9
Top by Agent Readiness
  1. 1 nCino 56.7
  2. 2 AutoFi 47.3
  3. 3 Kita 39.6
  4. 4 Agora Data 37.6
  5. 5 LendKey 36.1
  6. 6 LendAPI 35.1
  7. 7 Oper Credits 28.2
  8. 8 Encompass 25.2
  9. 9 Figure Technology Solutions 24.9
  10. 10 Blend 19.8
All 29 members of this roster resolve to a provider in the catalog; 27 carry a score (93%). The figures above describe the scored members only.
Coverage caveat. 23 of 27 scored members had under half their catalog-attributable points satisfied at all (catalog_earned / catalog_max < 0.5). They are INCLUDED in the mean above. A large share here means the cohort mean is partly a measurement of how far our enrichment reached, not only of how these providers publish.Generated from the catalog build of 5 October 2026, across 29093 providers, using the same computation served by the APIs.io cohort API. Briefs are published for rosters of 5 or more scored providers; below that a distribution is not meaningful.

Work with this as data

Every tag here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for tags

7 MCP tools reach this
  • find_tagsBrowse and filter every tag in the catalog.
  • get_cohortThis tag as a scored cohort — every provider carrying it, with scores.
  • cohort_statsPRO — the distribution across this tag: mean, median, band split, adoption rates.
  • cohort_rankingsPRO — the leaderboard, on composite AND agent-readiness axes.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
This tag
curl "https://apis.io/api/v1/tags/loan-origination"
All tags
curl "https://apis.io/api/v1/tags?limit=25"
As a scored cohort
curl "https://apis.io/api/v1/cohorts/tag/loan-origination"
The distribution (Pro)
curl "https://apis.io/api/v1/cohorts/tag/loan-origination/stats" \
  -H "X-API-Key: $APIS_IO_KEY"

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