Credibly

Credibly is a small business lending platform offering a REST API (API V2) for originating merchant cash advances, working capital loans, business lines of credit, equipment financing, and SBA loans through an approved broker and referral partner network. The API supports application submission, multi-part document uploads, stipulation identification, and webhook-based status notifications within a SOC 2-compliant environment.

Credibly publishes 1 API on the APIs.io network. Tagged areas include Small Business Lending, Merchant Cash Advance, Working Capital, Business Loans, and Fintech.

Credibly’s developer surface includes documentation, engineering blog, pricing, and 9 more developer resources.

🌐 Visit website 📡 Source on GitHub

19.0/100 emerging ▬ flat Agent 3/100 human only Full breakdown ↓
scored 2026-07-28 · rubric v0.6

AccessPaidApproval

1 APIs

Small Business LendingMerchant Cash AdvanceWorking CapitalBusiness LoansFintechLending APIPartner Integration

Kin Score

Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6

Composite quality — 19.0/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 2.2 / 20

Commercial Clarity 10.0 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.9 / 10

Agent readiness — 3/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/credibly: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Rate Limits 1

Documented rate limits and quota policies.

Credibly Rate Limits

0 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Get Started 1

Portal, sign-up, and the first successful call

PartnerPortal

PartnerPortal

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

Contact

Contact

RateLimits

RateLimits

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

Plans

Plans

FinOps

FinOps

Company 3

The organization behind the API

Website

Website

Blog

Blog

LinkedIn

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

aid: credibly
name: Credibly
description: Credibly is a small business lending platform offering a REST API (API V2) for originating merchant cash advances,
  working capital loans, business lines of credit, equipment financing, and SBA loans through an approved broker and referral
  partner network. The API supports application submission, multi-part document uploads, stipulation identification, and webhook-based
  status notifications within a SOC 2-compliant environment.
accessModel:
  pricing: paid
  onboarding: approval
  trial: false
  try_now: false
  public: false
  label: Paid · Requires approval
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/credibly.png
url: https://raw.githubusercontent.com/api-evangelist/credibly/refs/heads/main/apis.yml
created: '2026-06-13'
modified: '2026-06-13'
specificationVersion: '0.19'
type: Index
tags:
- Small Business Lending
- Merchant Cash Advance
- Working Capital
- Business Loans
- Fintech
- Lending API
- Partner Integration
apis:
- aid: credibly:credibly-lender-api
  name: Credibly Lender API
  description: REST API (V2) enabling approved broker and referral partners to submit loan applications, upload supporting
    documentation, receive webhook-based status updates, identify outstanding stipulations, and track application lifecycle
    for small business financing products including merchant cash advances, working capital loans, and business lines of credit.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.credibly.com/where-you-can-find-our-financing/
  baseURL: https://api.credibly.com
  tags:
  - Lending
  - Merchant Cash Advance
  - Working Capital Loans
  - Business Lines of Credit
  - Loan Origination
  - Document Upload
  - Webhooks
  - Partner API
  properties:
  - type: Documentation
    url: https://www.credibly.com/where-you-can-find-our-financing/
  - type: PartnerPortal
    url: https://portal.credibly.com/
  - type: Plans
    url: plans/credibly-plans-pricing.yml
  - type: RateLimits
    url: rate-limits/credibly-rate-limits.yml
  - type: FinOps
    url: finops/credibly-finops.yml
common:
- type: DomainSecurity
  url: security/credibly-domain-security.yml
- type: Website
  url: https://www.credibly.com/
- type: Documentation
  url: https://www.credibly.com/where-you-can-find-our-financing/
- type: Blog
  url: https://www.credibly.com/incredibly/blog/
- type: Pricing
  url: https://www.credibly.com/working-capital-loans/
- type: LinkedIn
  url: https://www.linkedin.com/company/credibly
- type: X
  url: https://x.com/credibly360
- type: PartnerPortal
  url: https://portal.credibly.com/
- type: Contact
  url: https://www.credibly.com/contact/
- type: Plans
  url: plans/credibly-plans-pricing.yml
- type: RateLimits
  url: rate-limits/credibly-rate-limits.yml
- type: FinOps
  url: finops/credibly-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Credibly

Kin Score

APIs 1

Credibly Lender API

Pricing Plans 1

Credibly Plans Pricing