Amount

Amount is a Chicago-based financial technology company that provides banks, credit unions, and fintechs with a digital lending and account-origination platform. Spun out of the consumer lender Avant in 2020 and backed by QED Investors, Amount delivers configurable software for personal loans, point-of-sale and buy-now-pay-later financing, deposit and account opening, and integrated fraud, identity verification, and decisioning. Its product API is delivered to enterprise banking customers through a private, credentialed developer portal (docs.amount.com) rather than a public self-serve API.

Amount is profiled on the APIs.io network. Tagged areas include Company, Fintech, Lending, Banking, and Financial-Services.

1.8/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0
0 APIs
CompanyFintechLendingBankingFinancial-ServicesLoan OriginationAccount OpeningFraudDecisioningBuy Now Pay Later

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0
Composite quality — 1.8/100 · minimal
Contract Quality 0.0 / 21
Developer Ergonomics 0.0 / 17
Access Clarity 0.0 / 17
Operational Transparency 0.3 / 11
Contract Governance 0.0 / 10
Discoverability 4.3 / 9
Regulatory Posture 1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/amount: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Amount Domain Security

TLSv1.3 · DNSSEC · DMARC

SECURITY

Resources

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 1

Authentication, authorization, and security posture

Company 1

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: amount
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/amount.png
name: Amount
description: Amount is a Chicago-based financial technology company that provides banks, credit unions, and fintechs with
  a digital lending and account-origination platform. Spun out of the consumer lender Avant in 2020 and backed by QED Investors,
  Amount delivers configurable software for personal loans, point-of-sale and buy-now-pay-later financing, deposit and account
  opening, and integrated fraud, identity verification, and decisioning. Its product API is delivered to enterprise banking
  customers through a private, credentialed developer portal (docs.amount.com) rather than a public self-serve API.
url: https://raw.githubusercontent.com/api-evangelist/amount/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- qed-investors
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-17'
tags:
- Company
- Fintech
- Lending
- Banking
- Financial-Services
- Loan Origination
- Account Opening
- Fraud
- Decisioning
- Buy Now Pay Later
tags_raw:
- Company
- Fintech
- Lending
- Banking
- Financial Services
- Loan Origination
- Account Opening
- Fraud
- Decisioning
- Buy Now Pay Later
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/amount-domain-security.yml
- type: Website
  url: https://amount.com
- type: GitHubOrganization
  url: https://github.com/amount
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence